Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth
Debt: Low Duration - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Low DurationBenchmark: CRISIL-IBX Financial Services 9-12 Months Debt Index
NAV: ₹10.92-0.08%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.96% | 98.62% | 98.57% | 99.12% | 94.25% | 99.73% |
| Others (incl. cash) | 1.04% | 1.38% | 1.43% | 0.88% | 5.75% | 0.27% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
26
Top Holding %
10.62%
Top 5 Holdings %
44.87%
Top 10 Holdings %
69.44%
Modified Duration
0.73 yrs
Avg. Maturity
0.75 yrs
Yield to Maturity
7.93%
AUM
₹1,123 Cr
Expense Ratio
0.16%
Since Inception
7.05%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Aditya Birla Capital Ltd. | Financial | 2,500 | 119.32 | 10.62% | - |
| Bajaj Housing Finance Ltd. | Financial | 2,500 | 119.19 | 10.61% | 2.53%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,000 | 95.46 | 8.50% | 2.02%↑ |
| Kotak Mahindra Prime Ltd. | Financial | 2,000 | 95.36 | 8.49% | 2.02%↑ |
| LIC Housing Finance Ltd. | Financial | 750 | 74.67 | 6.65% | 1.55%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,500 | 71.84 | 6.40% | -1.73%↓ |
| LIC Housing Finance Ltd. GDR/GDS | Financial | 1,200 | 57.41 | 5.11% | 1.22%↑ |
| REC Ltd. | Financial | 5,000 | 50.14 | 4.46% | 1.04%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,000 | 48.48 | 4.32% | 1.02%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 1,000 | 47.99 | 4.27% | 1.02%↑ |
| Canara Bank | Financial | 1,000 | 47.75 | 4.25% | 1.01%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 47.66 | 4.24% | 1.01%↑ |
| LIC Housing Finance Ltd. | Financial | 4,000 | 39.77 | 3.54% | 0.83%↑ |
| Bajaj Finance Ltd. | Financial | 2,500 | 25.13 | 2.24% | 0.52%↑ |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 2,500 | 25.12 | 2.24% | 0.52%↑ |
| Sundaram Finance Ltd. | Financial | 500 | 24.34 | 2.17% | 0.51%↑ |
| Indian Bank | Financial | 500 | 24.02 | 2.14% | 0.51%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 23.91 | 2.13% | 0.51%↑ |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Financial | 500 | 23.84 | 2.12% | -7.58%↓ |
| Tata Capital Ltd. | Financial | 500 | 23.82 | 2.12% | 0.51%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 79.21% | 33.42% |
| AAA | 19.75% | 37.74% |
| Cash & Call Money | 1.04% | 2.20% |
| AA | - | 6.52% |
| AA+ | - | 4.08% |
| AA- | - | 0.25% |
| B+ | - | 2.86% |
| Cash | - | 0.00% |
| Others | - | 0.24% |
| SOV | - | 6.97% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 365-D 26/02/2027 | ICRA A1+ | 10.62% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 12/03/2027 | CRISIL A1+ | 10.61% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | ICRA A1+ | 8.50% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 360-D 05/03/2027 | ICRA A1+ | 8.49% |
| LIC Housing Finance Ltd. | Bonds/NCDs | 6.65% | 15/02/2027 | CRISIL AAA | 6.65% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 6.40% |
| LIC Housing Finance Ltd. GDR/GDS | Commercial Paper | 0.00% | 347-D 23/02/2027 | ICRA A1+ | 5.11% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | ICRA AAA | 4.46% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 16/12/2026 | CRISIL A1+ | 4.32% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 4.27% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | ICRA A1+ | 4.25% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | ICRA A1+ | 4.24% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 6.90% | 17/09/2027 | CRISIL AAA | 3.54% |
| Tata Capital Ltd.(Partly Paid Equity) | Debenture | 8.30% | 16/03/2027 | ICRA AAA | 2.24% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 2.24% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 365-D 18/11/2026 | ICRA A1+ | 2.17% |
| Indian Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 2.14% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 2.13% |
| Tata Capital Ltd. | Commercial Paper | 0.00% | 363-D 09/03/2027 | ICRA A1+ | 2.12% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 2.12% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | ICRA A1+ | 0.85% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 6.09% | 27/08/2026 | ICRA AAA | 0.44% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/12/2026 | CARE A1+ | 0.43% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | ICRA A1+ | 0.43% |
| National Bank For Agriculture & Rural Development | Floating Rate Bond | 7.50% | 0 | ICRA AAA | 0.18% |
Frequently Asked Questions
What are the top holdings of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The top holdings of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth hold in its portfolio?
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth holds 26 securities in its portfolio. The top 5 holdings account for 44.87% of the portfolio and the top 10 for 69.44% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The sector allocation of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
As of 30 Jun 2026, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth has 0.00% in equity, 98.96% in debt and 1.04% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.93%.
What is the market cap allocation of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The market cap distribution of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth a concentrated or diversified fund?
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth holds 26 securities, with the top 10 accounting for 69.44% of the portfolio and the top 5 for 44.87%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The debt holdings of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth are rated as follows — A1+: 79.21%, AAA: 19.75%, Cash & Call Money: 1.04%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth change its portfolio?
The portfolio currently holds 26 securities with the top 10 accounting for 69.44% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The latest portfolio disclosure for Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.