Growth of a lump sum investment in Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth and Nippon India Balanced Advantage Fund Direct-Growth over time.
Value of ₹ 10,000 if invested on Aug 05, 2025
Fund Details
Metric
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
Nippon India Balanced Advantage Fund Direct-Growth
Risk
Very High
Very High
Category
Hybrid: Dynamic Asset Allocation
Hybrid: Dynamic Asset Allocation
Plan
Growth
Growth
Min SIP Amount
₹100
₹100
Min Investment
₹100
₹100
Expense Ratio
0.90%
0.85%
NAV
₹131.58
₹212.75
Fund Started
31 Dec 2012
31 Dec 2012
Fund Size
₹9.49k Cr
₹9.80k Cr
Benchmark
CRISIL Hybrid 50+50 Moderate Index
CRISIL Hybrid 50+50 Moderate Index
Lock-in
No lock in
No lock in
Exit Load
Exit load of 0.25%, if redeemed within 7 days.
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
Returns
Metric
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
Nippon India Balanced Advantage Fund Direct-Growth
1 Month
2.59%
1.45%
1 Year
9.44%
6.97%
3 Year
13.00%
12.22%
5 Year
11.16%
10.61%
10 Year
11.66%
11.70%
Since Inception
12.20%
12.00%
Sharpe Ratio
0.73
0.68
Max Drawdown
-0.26%
-0.23%
Holding Analysis
Metric
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
Nippon India Balanced Advantage Fund Direct-Growth
Equity
66.26%
62.29%
Debt
17.24%
16.46%
Others (incl. cash)
10.57%
14.94%
Commodities
0.00%
0.00%
Real Estate
5.93%
6.31%
Large Cap
56.96%
74.92%
Mid Cap
26.45%
17.40%
Small Cap
16.59%
7.68%
No. of Securities
159
146
Top 5 Holdings %
23.12%
32.19%
Top 10 Holdings %
32.82%
43.51%
Top 10 Holdings
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
Nippon India Balanced Advantage Fund Direct-Growth
Description
The Scheme seeks to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.
The scheme seeks to capitalize on the potential upside in equity markets while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.
33.9% of the combined portfolio weight is common between Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth and Nippon India Balanced Advantage Fund Direct-Growth.
50 stocks appear in both portfolios.
The largest shared holding is ICICI Bank Ltd., at 4.33% of Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth and 5.94% of Nippon India Balanced Advantage Fund Direct-Growth.
The funds share a meaningful part of their portfolios but still differ enough to add some diversification.
Largest common holdings
ICICI Bank Ltd.HDFC Bank Ltd.Reliance Industries Ltd.State Bank of IndiaAxis Bank Ltd.Kotak Mahindra Bank Ltd.Bharti Airtel Ltd.Infosys Ltd.
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth has delivered the higher 3-year CAGR (13.00% vs 12.22%). Nippon India Balanced Advantage Fund Direct-Growth is the cheaper of the two with an expense ratio of 0.85% against 0.90%. Nippon India Balanced Advantage Fund Direct-Growth manages the larger corpus at ₹9.80k Cr. There is no single "better" fund — the right choice depends on your holding period, risk appetite and what you already own. Use the returns, risk and portfolio overlap tables above to judge which fits your portfolio, and remember that past returns do not guarantee future performance.
Over 1 year, Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth returned 9.44% against 6.97% for Nippon India Balanced Advantage Fund Direct-Growth; and over 3 years, Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth leads with a 13.00% CAGR versus 12.22%. Returns beyond one year are CAGR (annualised). Short-period returns are heavily influenced by market cycles, so compare over at least three to five years before drawing conclusions.
Nippon India Balanced Advantage Fund Direct-Growth has the lower expense ratio at 0.85%, compared with 0.90% for Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth — a difference of 0.05% a year. The expense ratio is deducted from NAV daily, so a lower ratio directly improves your net return, though it should not be the only reason to pick a fund.
Both Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth and Nippon India Balanced Advantage Fund Direct-Growth carry a "Very High" rating on the SEBI Riskometer. Within the same riskometer band, differences still show up in maximum drawdown, volatility and market-cap mix — all of which are compared in the tables above.
The portfolio overlap between the two funds is 33.9%, which is considered moderate. At this level the funds share a meaningful part of their portfolios but still differ enough to add some diversification. You can see the shared stocks in the overlap section above.
Yes — both are Hybrid: Dynamic Asset Allocation funds, which means they follow similar mandates and are benchmarked against comparable indices. That makes a direct comparison of returns, expense ratio and risk meaningful.
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth has a NAV of ₹131.58 and an AUM of ₹9.49k Cr, and was launched on 31 Dec 2012. Nippon India Balanced Advantage Fund Direct-Growth has a NAV of ₹212.75 and an AUM of ₹9.80k Cr, launched on 31 Dec 2012. NAV on its own says nothing about how expensive or cheap a fund is — only the return on it matters.
