FUSION

Fusion Finance Ltd.

NSE: FUSION

BSE: 543652

Sector: Financial Services

Industry Group: Finance

Industry: Microfinance Institutions

202.06+1.5 (+0.77%)

8 Sep, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

52.4 / 100

Value Score

64.4 / 100

Price Momentum Score

69.4 / 100

QVM Score

73.1 / 100

Key Metrics

Market Cap

3267.55

P/E (TTM)

19.39

P/B

1.33

P/S (TTM)

2.00

EV/EBITDA

8.45

CAPE (5Y)

ROE (TTM)

0.68

ROCE (TTM)

10.42

ROA (TTM)

0.17

Avg 3Y ROE

-11.43

Earnings 3Y CAGR

-41.65

Sales 3Y CAGR

-5.38

Sales 5Y CAGR

14.23

Debt/Equity

2.28

Consensus TP

235.00

Strong Buy %

42.86

Promoter Holding

53.96

Pledged %

1.15

Stock Analysis

Fundamental analysis overview of Fusion Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 6.7% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Negative

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -20.85% for 12-month ended 30 Jun 2026 and the growth was 25.68 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 4.83

Value -20.85

-48.2219.69

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.33 indicates that the stock is cheap on a standalone basis but is at a 12.71% premium to industry median P/B

What is P/B Ratio?

Median: 1.18

Value 1.33

0.82.9

Low ROE but improving trend

The company reported low ROE of 0.68% for 12-month ended 30 Jun 2026 but ROE improved by 5520 bps from 1 year ago

What is ROE (FY)?

High operating margin but declining trend

The company reported strong operating margin of 49.37% for 12-month ended 30 Jun 2026 but operating margin declined by -1127 bps from 1 year ago

What is Operating profit margin?

High, but decreasing Debt to Equity

The company has high Debt to Equity of 2.28 as on 30 Jun 2026 but Debt to Equity decreased by 1.62 in the last 1 year

What is Debt to Equity?

Financial Snapshot

See detailed analysis

Multi-year trends for Fusion Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Fusion Finance Ltd. Shareholding Pattern

Quarterly breakdown of Fusion Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2015	Mar 2016	Jun 2017	Jun 2018	Jun 2019	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	16.07	13.08	5.98	6.97	7.62	68.18	68.18	68.18	67.92	57.70	57.71	57.71	57.71	57.71	57.71	55.01	54.95	54.92	54.55	53.96
Indian Promoter	16.07	13.08	5.98	6.97	7.62	5.08	5.08	5.08	5.07	5.09	5.10	5.10	5.10	5.10	5.10	2.99	2.93	2.89	2.52	1.94
Foreign Promoter	0.00	0.00	0.00	0.00	0.00	63.10	63.10	63.10	62.85	52.61	52.61	52.61	52.61	52.61	52.61	52.03	52.03	52.03	52.03	52.03
Institutions	74.12	0.00	0.00	0.00	0.00	18.09	19.53	21.96	20.51	29.55	29.25	26.75	22.02	18.69	18.59	15.55	15.81	16.82	19.16	20.00
Mutual Funds / UTI	0.00	0.00	0.00	0.00	0.00	9.63	9.86	11.46	10.70	15.76	16.42	16.27	12.86	12.16	12.05	8.12	7.25	7.15	9.30	10.59
FI/Bank/Insurance	74.12	0.00	0.00	0.00	0.00	2.07	2.89	3.54	3.46	4.75	4.09	4.08	4.08	3.71	2.55	1.59	1.59	1.82	2.00	1.95
Govt	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	5.32	5.98	5.44	5.15	6.74	5.97	3.96	2.82	0.56	1.69	2.99	3.92	4.89	4.75	4.77
Other Institutions	0.00	0.00	0.00	0.00	0.00	1.07	0.81	1.51	1.21	2.30	2.77	2.44	2.25	2.26	2.31	2.86	3.04	2.97	3.13	2.69
Non-Institution	9.81	86.92	94.02	93.03	92.38	13.72	12.28	9.87	11.57	12.75	13.04	15.54	20.27	23.61	23.69	29.44	29.24	28.25	26.29	26.04
Bodies Corporate	0.97	0.79	0.00	0.00	0.00	3.37	2.54	1.08	1.45	1.35	1.29	2.12	1.56	1.92	3.35	6.42	6.51	6.64	5.75	5.42
Others (incl. Retail) No. of shareholders	8.84 0	86.13 0	94.02 10	93.03 0	92.38 0	10.35 44,839	9.74 35,281	8.79 42,160	10.12 58,998	11.40 56,394	11.75 56,403	13.42 60,725	18.71 77,322	21.69 80,644	20.34 76,893	23.02 78,657	22.73 76,228	21.61 73,219	20.54 69,546	20.62 67,653

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Fusion Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Devesh Sachdev Promoter	May-2026	Market Sale (Disposal) 21st May 2026	2.08 %	₹ 200.00	844.00	₹ 1.69 lac
Namrata Kaul Director	April-2026	Market Sale (Disposal) 1st Apr 2026	0.00 %	₹ 137.46	2.00 k	₹ 2.75 lac
Devesh Sachdev Promoter	March-2026	Market Sale (Disposal) 30th Mar 2026	2.49 %	₹ 140.67	50.00 k	₹ 70.34 lac
Devesh Sachdev Promoter	March-2026	Market Sale (Disposal) 28th Mar 2026	2.49 %	₹ 150.04	11.00 k	₹ 16.50 lac
Ankush Ahluwalia Other	February-2026	Market Sale (Disposal) 27th Feb 2026	0.02 %	₹ 202.05	11.74 k	₹ 23.72 lac
Devesh Sachdev Promoter	February-2026	Market Sale (Disposal) 27th Feb 2026	2.73 %	₹ 196.14	3.85 lac	₹ 7.55 cr
Devesh Sachdev Promoter	February-2026	Market Sale (Disposal) 19th Feb 2026	2.81 %	₹ 189.12	1.29 lac	₹ 2.44 cr
Devesh Sachdev Promoter	February-2026	Market Sale (Disposal) 13th Feb 2026	2.82 %	₹ 195.27	26.96 k	₹ 52.65 lac
ANKUSH AHLUWALIA Other	February-2026	Market Sale (Disposal) 13th Feb 2026	0.03 %	₹ 197.35	10.00 k	₹ 19.74 lac
Deepak Madaan Other	December-2025	Market Sale (Disposal) 26th Dec 2025	0.07 %	₹ 160.52	5.00 k	₹ 8.03 lac

…

Corporate Actions

History of Fusion Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Rights Issue(55 new shares @ ₹131 for 91 existing shares)
Ex-date: 4th Apr 2025Announced on: 29th Mar 2025
"ISIN for Rights Entitlements INE139R20012.Rights ISIN INE139R20012 CINS Y2672K119."

Company Profile

Overview of Fusion Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Fusion Finance Limited is an India-based non-banking financial company, which operates as a micro finance institution. The Company is primarily engaged in providing financial services to underserved and unserved women in rural and semi-rural areas across India. The Company offers micro finance and m...

Key personnel

Mr. Krishan Gopal

Chief Financial Officer

Mr. Vikrant Sadana

Co-Chief Compliance Officer, Company Secretary

Mr. Nishant Monga

Co-Chief Compliance Officer

Ms. Priyanka Seth Wadhera

Chief Strategy Officer

Mr. Sanjay GaryaliD

Chief Executive Officer, Managing Director, Executive Director

Mr. Kenneth (Ken) Dan Vander WeeleD

Non-Executive Director, Nominee of Creation Investments LLC and Creation Investments Fusion II LLC

Mr. Hemant MundraD

Additional Non-Executive Director

Mr. Puneet GuptaD

Non-Executive Independent Director

View all

Incorporated on

05 Sep 1994

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

12,021

IPO date

15 Nov 2022

Free Float

7,38,81,350

Website

https://fusionfin.com/

Phone no.

+911246910500

Address

Plot no 86, Institutional Area, Sector 32, GURGAON, 122001, India

Frequently Asked Questions

What is the current share price of Fusion Finance Ltd.?

The current share price of Fusion Finance Ltd. is ₹ 202.06 as of 8 Sep 2026.

What is the market capitalisation of Fusion Finance Ltd.?

The market capitalisation of Fusion Finance Ltd. stands at ₹ 3,267.55 Cr.

What is the PE ratio of Fusion Finance Ltd.?

The Price-to-Earnings (PE) ratio of Fusion Finance Ltd. is 19.39 as of the latest trailing twelve months data.

What is the ROE and ROCE of Fusion Finance Ltd.?

Fusion Finance Ltd. has a Return on Equity (ROE) of 0.68% and a Return on Capital Employed (ROCE) of 10.42% as per the latest financial reports.

What is the 52-week high and low of Fusion Finance Ltd.?

The 52-week high of Fusion Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Fusion Finance Ltd.?

The dividend yield of Fusion Finance Ltd. is - based on the current market price.

What is the FII and DII holding in Fusion Finance Ltd.?

Foreign Institutional Investors (FII) hold 4.77%, Domestic Institutional Investors (DII) hold 12.54% and retail/public investors hold 20.62% of Fusion Finance Ltd. shares.

What sector does Fusion Finance Ltd. belong to?

Fusion Finance Ltd. operates in the Financial Services sector. 57.14% of analysts have a Buy or Strong Buy rating on Fusion Finance Ltd. with a consensus target price of ₹ 235.00, implying 16.3% upside from current levels.

What is the beta of Fusion Finance Ltd.?

The beta of Fusion Finance Ltd. is 1.49, indicating its price volatility relative to the broader market. Over the past 1 year, Fusion Finance Ltd. has delivered an absolute return of 18.59%.

What is the RSI of Fusion Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Fusion Finance Ltd. is 50.12, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Fusion Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Fusion Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions