IIFL

IIFL Finance Ltd.

NSE: IIFL

BSE: 532636

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

531.65-37.6 (-6.61%)

23 Oct, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

9.7 / 100

Value Score

90.8 / 100

Price Momentum Score

77.1 / 100

QVM Score

67.2 / 100

Key Metrics

Market Cap

22694.40

P/E (TTM)

9.10

P/B

1.47

P/S (TTM)

1.49

EV/EBITDA

19.57

CAPE (5Y)

14.80

ROE (TTM)

17.55

ROCE (TTM)

5.49

ROA (TTM)

2.76

Avg 3Y ROE

11.29

Earnings 3Y CAGR

10.84

Sales 3Y CAGR

22.63

Sales 5Y CAGR

23.09

Debt/Equity

5.47

Consensus TP

760.00

Strong Buy %

33.33

Promoter Holding

24.76

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of IIFL Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 77.1 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

77.1 / 100

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 16.02% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Not enough data

High and improving ROE

The company reported strong ROE of 17.55% for 12-month ended 30 Sep 2026 and ROE improved by 1071 bps from 1 year ago

What is ROE (FY)?

High and improving operating margin

The company reported strong operating margin of 31.55% for 12-month ended 30 Sep 2026 and operating margin improved by 324 bps from 1 year ago

What is Operating profit margin?

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 191.56% for 12-month ended 30 Sep 2026 and the growth was 154.62 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

High and increasing Debt to Equity

The company has high Debt to Equity of 5.47 as on 30 Sep 2026 and Debt to Equity increased by 0.94 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.75%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.47 indicates that the stock is cheap on a standalone basis but is at a 41.35% premium to industry median P/B

What is P/B Ratio?

Median: 1.04

Value 1.47

052.89

Strong revenue growth but lower than median growth of industry

The company delivered strong revenue growth of 36.59% for 12-month ended 30 Sep 2026 but the growth was 2.34 percentage points lower than median growth ofindustry

What is Sales growth (1Y)?

Median: 38.93

Value 36.59

-106.63164878

Financial Snapshot

See detailed analysis

Multi-year trends for IIFL Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

IIFL Finance Ltd. Shareholding Pattern

Quarterly breakdown of IIFL Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Total Promoter	24.94	24.99	24.99	24.98	24.96	24.95	24.93	24.93	24.91	24.90	24.90	24.88	24.85	24.84	24.81	24.79	24.78	24.91	24.91	24.90	24.89	24.87	24.87	24.85	24.85	24.85	24.76
Indian Promoter	24.94	24.99	24.99	24.98	24.96	24.95	24.93	24.93	24.91	24.90	24.90	24.88	24.85	24.84	24.81	24.79	24.78	24.91	24.91	24.90	24.89	24.87	24.87	24.85	24.85	24.85	24.76
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	20.45	18.70	18.38	18.09	21.69	22.04	25.45	21.91	21.70	25.76	28.98	31.69	32.13	34.18	35.61	39.54	37.73	37.74	35.88	32.27	33.56	34.71	35.89	36.93	35.25	31.36	33.49
Mutual Funds / UTI	0.00	0.00	0.01	0.01	0.02	0.02	0.02	0.06	0.06	0.25	0.34	0.60	0.57	2.03	4.70	6.07	6.35	4.39	2.46	2.13	3.42	5.87	6.94	6.57	4.22	3.65	3.66
FI/Bank/Insurance	0.02	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.23	1.04	1.67	1.89	2.07	1.89	0.89	0.42	0.55	1.28	1.76	0.26	0.04	0.03	0.03	0.27	0.38	0.63	0.83
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	20.08	18.65	18.38	18.08	21.50	21.86	24.72	21.12	20.66	23.05	25.57	27.79	28.09	28.63	28.31	31.27	29.14	30.31	29.64	27.78	28.03	26.62	26.77	27.77	28.16	23.86	25.63
Other Institutions	0.34	0.00	0.00	0.00	0.18	0.16	0.71	0.74	0.75	1.42	1.40	1.41	1.40	1.62	1.71	1.78	1.69	1.76	2.03	2.10	2.08	2.19	2.16	2.32	2.49	3.22	3.36
Non-Institution	54.61	56.31	56.63	56.93	53.35	53.01	49.62	53.16	53.39	49.34	46.12	43.42	43.02	40.98	39.58	35.67	37.49	37.35	39.20	42.83	41.54	40.42	39.24	38.21	39.90	43.78	41.75
Bodies Corporate	38.94	39.26	39.08	39.17	38.42	38.19	31.81	32.51	32.89	28.65	3.33	2.24	2.03	2.08	1.86	2.42	2.49	2.47	2.86	3.46	3.16	2.86	2.89	2.40	2.59	3.85	3.81
Others (incl. Retail) No. of shareholders	15.67 37,589	17.05 36,236	17.55 39,128	17.76 38,981	14.93 36,968	14.82 39,594	17.81 46,082	20.65 58,853	20.50 62,576	20.69 76,076	42.79 72,123	41.18 66,632	40.99 66,225	38.90 64,191	37.72 66,506	33.25 82,329	35.00 1,48,036	34.88 1,43,642	36.34 1,56,547	39.37 1,71,787	38.38 1,67,697	37.56 1,47,768	36.35 1,41,289	35.81 1,32,919	37.31 1,23,185	39.93 1,26,180	37.94 1,21,140

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Non Banking Financial Company (NBFC)	2.67%	14 / 21
2	Nifty Smallcap 50	1.73%	30 / 49
3	Nifty Alpha 50	1.36%	29 / 50
4	Nifty Smallcap 250	0.64%	39 / 248
5	Nifty 500	0.07%	252 / 496
6	Nifty Total Market	0.07%	253 / 746

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in IIFL Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Anjali Chadha Designated Person	June-2022	Market Sale (Disposal) 16th Jun 2022	0.00 %	₹ 360.00	7.00 k	₹ 25.20 lac
Anurag Misra Designated Person	June-2022	Market Purchase (Acquisition) 16th Jun 2022	0.00 %	₹ 355.66	2.00 k	₹ 7.11 lac
Amit Kumar Gupta Designated Person	June-2022	Market Sale (Disposal) 16th Jun 2022	0.01 %	₹ 342.41	4.90 k	₹ 16.78 lac
Gagan Bansal Designated Person	June-2022	Market Sale (Disposal) 16th Jun 2022	0.00 %	₹ 353.96	3.83 k	₹ 13.57 lac
Anurag Misra Designated Person	June-2022	Market Sale (Disposal) 16th Jun 2022	0.00 %	₹ 355.24	4.80 k	₹ 17.05 lac
Iqbal Ahmad Farooqui Designated Person	June-2022	Market Sale (Disposal) 16th Jun 2022	0.00 %	₹ 337.14	7.00 k	₹ 23.60 lac
Abhishikta Chadda Munjal Designated Person	June-2022	Market Purchase (Acquisition) 10th Jun 2022	0.00 %	₹ 334.41	2.85 k	₹ 9.53 lac
Abhishikta Chadda Munjal Designated Person	June-2022	Market Sale (Disposal) 10th Jun 2022	0.00 %	₹ 335.81	3.35 k	₹ 11.25 lac
Arun Paul Designated Person	June-2022	Market Sale (Disposal) 2nd Jun 2022	0.00 %	₹ 309.74	5.00 k	₹ 15.49 lac
Iqbal Ahmad Farooqui Designated Person	March-2022	Market Sale (Disposal) 16th Mar 2022	0.00 %	₹ 340.00	2.00 k	₹ 6.80 lac

…

Corporate Actions

History of IIFL Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 4/share
Record date: 29th Jan 2026Ex-date: 29th Jan 2026
Announced on: 22nd Jan 2026
Rights Issue(1 new shares @ ₹300 for 9 existing shares)
Ex-date: 23rd Apr 2024Announced on: 17th Apr 2024
"Rights ISIN INE530B20016 CINS Y3R78R105 SEDOL BRDXKK4."
Dividend₹ 4/share
Record date: 25th Jan 2024Ex-date: 25th Jan 2024
Announced on: 10th Jan 2024
Dividend₹ 4/share
Record date: 7th Feb 2023Ex-date: 7th Feb 2023
Announced on: 23rd Jan 2023
Dividend₹ 3.50/share
Record date: 4th Feb 2022Ex-date: 3rd Feb 2022
Announced on: 18th Jan 2022

Company Profile

Overview of IIFL Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

IIFL Finance Limited is an India-based Non-Banking Financial Company (NBFC), which is primarily engaged in financing and related services. It offers a comprehensive range of secured and unsecured lending products, including home loans, gold loans, business loans, microfinance, Micro, Small, and Medi...

Key personnel

Mr. Kapish Jain

Chief Financial Officer

Mr. Samrat Sanyal

Compliance Officer, Company Secretary

Ms. Veenashree Samani

Investor Relations

Shri. Bibhu Prasad KanungoD

Non-Executive Independent Chairman of the Board

Mr. Nirmal Bhanwarlal JainD

Managing Director, Executive Director

Mr. Rajamani VenkataramanD

Joint Managing Director, Executive Director

Mr. Tritala Subramanian RamakrishnanD

Non-Executive Nominee Director

Mr. Gopalakrishnan SoundarajanD

Non-Executive Non-Independent Director

View all

Incorporated on

18 Oct 1995

Last Annual

31 Mar 2026

Last Interim

30 Sep 2026

No. of Employees

16,341

IPO date

12 May 2005

Free Float

22,10,05,909

Website

https://www.iifl.com/

Phone no.

+912241035000

Address

802, 8th Floor, Hubtown Solaris,, N. S. Phadke Marg, Vijay Nagar,, Andheri East, MUMBAI, 400069, India

Frequently Asked Questions

What is the current share price of IIFL Finance Ltd.?

The current share price of IIFL Finance Ltd. is ₹ 531.65 as of 23 Oct 2026.

What is the market capitalisation of IIFL Finance Ltd.?

The market capitalisation of IIFL Finance Ltd. stands at ₹ 22,694.40 Cr.

What is the PE ratio of IIFL Finance Ltd.?

The Price-to-Earnings (PE) ratio of IIFL Finance Ltd. is 9.10 as of the latest trailing twelve months data.

What is the ROE and ROCE of IIFL Finance Ltd.?

IIFL Finance Ltd. has a Return on Equity (ROE) of 17.55% and a Return on Capital Employed (ROCE) of 5.49% as per the latest financial reports.

What is the 52-week high and low of IIFL Finance Ltd.?

The 52-week high of IIFL Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of IIFL Finance Ltd.?

The dividend yield of IIFL Finance Ltd. is 0.75% based on the current market price.

What is the FII and DII holding in IIFL Finance Ltd.?

Foreign Institutional Investors (FII) hold 25.63%, Domestic Institutional Investors (DII) hold 4.49% and retail/public investors hold 37.94% of IIFL Finance Ltd. shares.

What sector does IIFL Finance Ltd. belong to?

IIFL Finance Ltd. operates in the Financial Services sector. 83.33% of analysts have a Buy or Strong Buy rating on IIFL Finance Ltd. with a consensus target price of ₹ 760.00, implying 42.95% upside from current levels.

What is the beta of IIFL Finance Ltd.?

The beta of IIFL Finance Ltd. is 1.51, indicating its price volatility relative to the broader market. Over the past 1 year, IIFL Finance Ltd. has delivered an absolute return of 5.02%.

What is the RSI of IIFL Finance Ltd.?

The 14-day Relative Strength Index (RSI) of IIFL Finance Ltd. is 32.01, placing it approaching oversold territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

IIFL Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

IIFL Finance Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Corporate Actions

Company Profile

Holdings and Presence