KTKBANK

The Karnataka Bank Ltd.

NSE: KTKBANK

BSE: 532652

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

334.25+0.6 (+0.19%)

8 Sep, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

19.6 / 100

Value Score

88.3 / 100

Price Momentum Score

95.4 / 100

QVM Score

85.7 / 100

Key Metrics

Market Cap

12644.70

P/E (TTM)

8.80

P/B

0.96

P/S (TTM)

1.40

EV/EBITDA

5.80

CAPE (5Y)

10.33

ROE (TTM)

10.36

ROCE (TTM)

10.12

ROA (TTM)

1.05

Avg 3Y ROE

11.72

Earnings 3Y CAGR

-2.76

Sales 3Y CAGR

1.50

Sales 5Y CAGR

6.29

Debt/Equity

0.40

Consensus TP

322.00

Strong Buy %

Promoter Holding

Pledged %

Stock Analysis

Fundamental analysis overview of The Karnataka Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.96 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -29.93%

What is P/B Ratio?

Median: 1.37

Value 0.96

0.823.88

Strong price momentum

Price Momentum score of 95.4 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

95.4 / 100

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 4.15% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Reasonable Gross NPA, and decreasing

The company has reasonable Gross NPA of 2.78% as on 30 Jun 2026 but Gross NPA decreased by 0.68 in the last 1 year

What is Gross NPA (%)?

Consistently pays dividend

The company has not missed dividend payments once in the last 5 financial years

What is Dividend streak?

Negative

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of 4.21% for 12-month ended 30 Jun 2026 and the growth was 3.72 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 7.93

Value 4.21

-5.5721.45

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of 2.93% for 12-month ended 30 Jun 2026 and the growth was 11.05 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Neutral

Moderate and stable Net Interest Margin (NIM)

The company reported moderate Net Interest Margin (NIM) of 2.77% for 12-month ended 30 Jun 2026 and Net Interest Margin (NIM) declined marginally by -34 bps from 1 year ago

What is Net interest margin?

Moderate and stable ROE

The company reported moderate ROE of 10.36% for 12-month ended 30 Jun 2026 and ROE declined marginally by -74 bps from 1 year ago

What is ROE (FY)?

Moderate dividend yield

The company has a moderate dividend yield of 1.5%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for The Karnataka Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

The Karnataka Bank Ltd. Shareholding Pattern

Quarterly breakdown of The Karnataka Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Indian Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	23.45	17.45	13.97	14.19	15.25	15.84	14.74	16.79	17.26	20.80	23.49	25.19	26.05	27.03	31.28	36.73	41.91	37.57	32.34	31.44	31.04	32.66	30.69	27.54	27.95	28.85
Mutual Funds / UTI	4.56	2.01	0.55	0.40	0.21	0.21	0.00	-	-	-	-	0.16	0.52	0.79	3.80	5.83	9.74	9.21	9.11	8.47	8.31	8.30	7.64	7.74	8.27	8.61
FI/Bank/Insurance	6.09	6.45	5.64	5.66	5.64	5.64	5.64	5.63	5.34	5.34	5.34	5.13	5.10	5.10	4.71	11.78	13.30	13.36	12.48	11.18	9.17	8.33	8.33	7.94	6.86	5.92
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	12.80	8.70	7.33	8.13	9.40	9.99	9.10	11.16	11.92	15.46	18.15	19.75	20.30	21.03	22.67	19.03	18.86	14.72	10.29	11.22	12.88	15.66	14.60	11.69	11.78	13.10
Other Institutions	0.00	0.28	0.45	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.14	0.12	0.11	0.09	0.08	0.02	0.28	0.46	0.57	0.67	0.37	0.13	0.16	1.03	1.22
Non-Institution	76.55	82.55	86.03	85.81	84.75	84.16	85.26	83.21	82.74	79.20	76.50	74.82	73.95	72.96	68.72	63.27	58.09	62.42	67.66	68.56	68.97	67.35	69.30	72.46	72.05	71.15
Bodies Corporate	7.99	9.65	6.43	5.15	4.48	4.29	5.21	3.80	3.87	3.67	3.73	4.46	4.64	5.07	4.05	3.92	3.38	3.78	5.30	5.32	4.95	4.88	4.37	5.32	7.15	8.12
Others (incl. Retail) No. of shareholders	68.56 1,97,648	72.90 2,17,980	79.60 2,25,182	80.66 2,20,374	80.27 2,24,427	79.87 2,29,865	80.05 2,19,433	79.41 2,28,471	78.87 2,31,104	75.53 2,26,171	72.77 2,20,544	70.36 2,25,512	69.31 2,34,018	67.89 2,40,981	64.67 2,58,339	59.35 2,66,432	54.71 2,99,650	58.64 3,42,525	62.36 3,55,410	63.24 3,73,197	64.02 3,98,221	62.47 4,03,113	64.93 4,09,711	67.14 4,09,421	64.90 3,92,686	63.03 3,73,378

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Microcap 250	1.19%	9 / 250
2	Nifty Total Market	0.05%	293 / 749

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in The Karnataka Bank Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
GARDENS R R	16 Dec 2025	sell	₹ 200.48	19.10 lac	₹ 38.29 cr
B SUMANTHKUMAR REDDY	16 Dec 2025	buy	₹ 200.52	19.10 lac	₹ 38.30 cr
ADITYA KUMAR HALWASIYA	03 Dec 2025	sell	₹ 205.70	25.00 k	₹ 51.42 lac
ADITYA KUMAR HALWASIYA	03 Dec 2025	buy	₹ 205.60	21.25 lac	₹ 43.69 cr
HRTI PRIVATE LIMITED	25 Nov 2025	sell	₹ 211.54	22.20 lac	₹ 46.97 cr
HRTI PRIVATE LIMITED	25 Nov 2025	buy	₹ 209.35	34.01 lac	₹ 71.19 cr
GRAVITON RESEARCH CAPITAL LLP	25 Nov 2025	sell	₹ 209.02	23.77 lac	₹ 49.68 cr
GRAVITON RESEARCH CAPITAL LLP	25 Nov 2025	buy	₹ 208.81	23.77 lac	₹ 49.63 cr
HRTI PRIVATE LIMITED	24 Nov 2025	buy	₹ 199.47	18.78 lac	₹ 37.47 cr
HRTI PRIVATE LIMITED	24 Nov 2025	sell	₹ 199.22	24.82 lac	₹ 49.44 cr

Corporate Actions

History of The Karnataka Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 5/share
Record date: 15th Sep 2026Ex-date: 15th Sep 2026
Announced on: 19th May 2026
Dividend₹ 5/share
Record date: 16th Sep 2025Ex-date: 16th Sep 2025
Announced on: 14th May 2025
Dividend₹ 5.50/share
Record date: 3rd Sep 2024Ex-date: 3rd Sep 2024
Announced on: 24th May 2024
Dividend₹ 5/share
Record date: 22nd Aug 2023Ex-date: 22nd Aug 2023
Announced on: 26th May 2023
Dividend₹ 4/share
Record date: 19th Aug 2022Ex-date: 18th Aug 2022
Announced on: 27th May 2022

Company Profile

Overview of The Karnataka Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

The Karnataka Bank Limited is a banking company, which provides range of banking and financial services involving retail, corporate / wholesale banking, para-banking activities, treasury operations, and foreign exchange business. Its segments: Treasury, Corporate and Wholesale Banking, Retail Bankin...

Key personnel

Shri. Vijayakumar P. H.

Chief Financial Officer, General Manager

Mr. Raja B. S.

Chief Operating Officer

Mr. Niranjankumar R

Chief Human Resources Officer

Mr. Sham Kanathila

Compliance Officer, Company Secretary

Mr. Pradeep Kumar PanjaD

Independent Part Time Non-Executive Chairman of the Board

Mr. Raghavendra Srinivas BhatD

Chief Executive Officer, Managing Director, Additional Director

Mrs. Biji Sreekrishnavilas SankaranarayananD

Additional Whole Time Director

Mr. Balebail Rajagopal AshokD

Non-Executive Non-Independent Director

View all

Incorporated on

18 Feb 1924

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

9,047

IPO date

21 Dec 2000

Free Float

35,70,60,422

Website

https://karnatakabank.com/

Phone no.

+918242228222

Address

P B No 599, Mahaveera Circle, MANGALORE, 575002, India

Frequently Asked Questions

What is the current share price of The Karnataka Bank Ltd.?

The current share price of The Karnataka Bank Ltd. is ₹ 334.25 as of 8 Sep 2026.

What is the market capitalisation of The Karnataka Bank Ltd.?

The market capitalisation of The Karnataka Bank Ltd. stands at ₹ 12,644.70 Cr.

What is the PE ratio of The Karnataka Bank Ltd.?

The Price-to-Earnings (PE) ratio of The Karnataka Bank Ltd. is 8.80 as of the latest trailing twelve months data.

What is the ROE and ROCE of The Karnataka Bank Ltd.?

The Karnataka Bank Ltd. has a Return on Equity (ROE) of 10.36% and a Return on Capital Employed (ROCE) of 10.12% as per the latest financial reports.

What is the 52-week high and low of The Karnataka Bank Ltd.?

The 52-week high of The Karnataka Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of The Karnataka Bank Ltd.?

The dividend yield of The Karnataka Bank Ltd. is 1.50% based on the current market price.

What is the FII and DII holding in The Karnataka Bank Ltd.?

Foreign Institutional Investors (FII) hold 13.10%, Domestic Institutional Investors (DII) hold 14.53% and retail/public investors hold 63.03% of The Karnataka Bank Ltd. shares.

What sector does The Karnataka Bank Ltd. belong to?

The Karnataka Bank Ltd. operates in the Financial Services sector.

What is the beta of The Karnataka Bank Ltd.?

The beta of The Karnataka Bank Ltd. is 1.00, indicating its price volatility relative to the broader market. Over the past 1 year, The Karnataka Bank Ltd. has delivered an absolute return of 90.66%.

What is the RSI of The Karnataka Bank Ltd.?

The 14-day Relative Strength Index (RSI) of The Karnataka Bank Ltd. is 61.27, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

The Karnataka Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

The Karnataka Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile