Note: Live price is not available for this stock. Showing closing price. For historical calculations, prices are adjusted for splits, bonus and rights issue. Percentage change shown is absolute irrespective of the period.
UTKARSHBNK Stock Analysis
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Red Flags
Positive
Stock is cheap and reasonably valued with respect to the industry
Negative
Weak price momentum
Analysts have been downgrading forward EPS estimates
Low and declining ROE
Low revenue growth and lower than median growth of industry
Low EPS growth and lower than median growth of industry
High and increasing Gross NPA
Low dividend yield
Neutral
High Net Interest Margin (NIM) but declining trend
No red flags found!
No significant red flags found in the stock.
Snapshot
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UTKARSHBNK Shareholding Pattern
An overview of who owns the company. Click on chart icon to view historical movement.
UTKARSHBNK Bulk, Block & Insider Trades
UTKARSHBNK Dividends, Splits & Bonus
Dividend Events
Capital Change Events
Rights issue
Rights issue(8 new shares @ 14 INR for 13 existing shares)"Rights ISIN is INE735W20017 SEDOL BT3CW10 and CUSIP Y9317T124." Ex-date: 14th Oct 2025 Announced on: 8th Oct 2025
Company Profile
Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Its lending activities are primarily focused on rural an... Read More
Key personnel
Mr. Kshatrapati ShivajiD
Part Time Independent Chairman of the Board
Mr. Pramod Kumar DubeyD
President, Chief Business Officer, Whole Time Director
Mr. Govind SinghD
Chief Executive Officer, Managing Director, Executive Director
Mr. Sarjukumar Pravin Simaria
Chief Financial Officer
Mr. Hitain Sharma
Chief Human Resource Officer
Mr. Abhijeet Bhattacharjee
Chief Information Officer
Ritesh Kumar
Chief Compliance Officer
Mr. Amit Acharya
Chief Risk Officer
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Incorporated on
Last Annual
Last Interim
No. of Employees
IPO date
Free Float
Website
Phone no.
Address
Frequently asked questions
What is the current share price of Utkarsh Small Finance Bank Ltd.?
The current share price of Utkarsh Small Finance Bank Ltd. is ₹ 14.31 as of 09 Jan 2026.
What is the PE ratio of Utkarsh Small Finance Bank Ltd.?
The Price-to-Earnings (PE) ratio of Utkarsh Small Finance Bank Ltd. is - as of the latest financial data.
What is the ROE and ROCE of Utkarsh Small Finance Bank Ltd.?
Utkarsh Small Finance Bank Ltd. has a Return on Equity (ROE) of -27.53% and a Return on Capital Employed (ROCE) of 0.53% as per the latest financial reports.
What is the market cap of Utkarsh Small Finance Bank Ltd.?
The market capitalization of Utkarsh Small Finance Bank Ltd. stands at ₹ 2,546.50 Cr.
What is the dividend yield of Utkarsh Small Finance Bank Ltd.?
The dividend yield of Utkarsh Small Finance Bank Ltd. is 0.00% based on the current market price.
What is the RSI of Utkarsh Small Finance Bank Ltd.?
The Relative Strength Index (RSI) of Utkarsh Small Finance Bank Ltd. is 37.29.
What is the FII and DII holding in Utkarsh Small Finance Bank Ltd.?
Foreign Institutional Investors (FII) hold 1.68% and Domestic Institutional Investors (DII) hold 1.43% of Utkarsh Small Finance Bank Ltd. shares.
What sector does Utkarsh Small Finance Bank Ltd. belong to?
Utkarsh Small Finance Bank Ltd. operates in the Financial Services sector.
What is the beta of Utkarsh Small Finance Bank Ltd. stock?
The beta of Utkarsh Small Finance Bank Ltd. stock is 1.18, indicating its volatility relative to the broader market.
