Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth
Debt: Banking and PSU Debt - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Banking and PSU DebtBenchmark: Nifty Banking & PSU Debt Index A-IICheck Portfolio Overlap →
NAV: ₹404.89+0.05%
07 Sept 2026
Rolling Returns Analysis
Rolling annualized returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 15 Jan, 2014 - 07 Sep, 2026 | 16 Feb, 2016 - 07 Sep, 2026 | 14 Mar, 2018 - 07 Sep, 2026 | 09 Apr, 2020 - 22 Jan, 2026 |
| Average returns | 8.65% | 8.41% | 8.24% | 8.46% |
| Standard deviation | 2.90% | 1.77% | 1.21% | 1.00% |
| Best returns | 15.10% 1 year ending on 24 Nov, 2016 | 12.77% 3 years ending on 24 Nov, 2016 | 10.29% 5 years ending on 05 Apr, 2018 | 10.38% 7 years ending on 16 Jul, 2020 |
| Worst returns | 2.97% 1 year ending on 24 Jun, 2022 | 5.17% 3 years ending on 18 Aug, 2023 | 6.21% 5 years ending on 21 Jan, 2026 | 7.00% 7 years ending on 08 Feb, 2024 |
| Period with positive return | 100.00% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 85.94% | 100.00% | 100.00% | 100.00% |
| Period with return > 10% | 37.80% | 17.08% | 1.80% | 13.27% |
| Period with return > 15% | 0.03% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 73.71% | 86.40% | 93.44% | 93.61% |
| Beat % Benchmark | 37.90% | 16.80% | 13.36% | 4.40% |
Trailing Returns
Point-to-point returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-5%
0%
5%
10%
3.4%
3.6%
-8.1%
YTD
0.1%
0.2%
-3.2%
1 M
2.7%
2.8%
-1.9%
6 M
5.4%
5.6%
-5.0%
1 Y
7.1%
7.2%
7.7%
3 Y
6.3%
6.2%
7.8%
5 Y
7.2%
7.0%
11.7%
10 Y
Fund
Debt: Banking and PSU Debt
Nifty Banking & PSU Debt Index A-II
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 3.40% | 0.11% | 2.73% | 5.35% | 7.14% | 6.28% | 7.19% | 8.21% |
| Debt: Banking and PSU Debt | 3.61% | 0.18% | 2.84% | 5.56% | 7.15% | 6.22% | 7.03% | - |
| Nifty Banking & PSU Debt Index A-II | -8.14% | -3.18% | -1.95% | -4.99% | 7.68% | 7.77% | 11.65% | - |
| Rank in category | 16 | 13 | 13 | 15 | 13 | 9 | 9 | - |
| Funds in category | 20 | 20 | 20 | 20 | 19 | 18 | 14 | - |
Period Returns
Calendar-year, quarterly and monthly return history of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
Compare performance with respect toAdd benchmark
Add benchmark
Frequently Asked Questions
What are the 1-year returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth has delivered a 1-year return of 5.35% as of 6 Sep 2026. During the same period, its benchmark Nifty Banking & PSU Debt Index A-II returned -4.99%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth has delivered a 3-year CAGR of 7.14% as of 6 Sep 2026. Its benchmark Nifty Banking & PSU Debt Index A-II returned 7.68% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth has delivered a 5-year CAGR of 6.28% as of 6 Sep 2026. Its benchmark Nifty Banking & PSU Debt Index A-II returned 7.77% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth since inception?
Since its launch on 31 Dec 2012, Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth has delivered a CAGR of 8.21%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth performed vs its category over the long term?
Over the long term, Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth has ranked 13 out of 19 funds in the Debt: Banking and PSU Debt category on a 3-year basis, and 9 out of 18 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
The Sharpe ratio of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth is 0.74 (as of 6 Sep 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
The alpha of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
The beta of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth?
The average 1-year and 3-year rolling returns of Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth is 8.65% and 8.41% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.