mutual funds aditya birla sun life retirement fund the 50s plus debt plan

holdings

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth

Debt: Short Duration - Growth (Open ended)

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-GrowthNAV: 14.92 as on 23 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Debt: Short DurationBenchmark: CRISIL Short-Term Bond Index

NAV: ₹14.92+0.04%

24 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

51.89%

Others

48.11%

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	51.89%	51.24%	51.22%	94.48%	94.13%	92.71%
Others (incl. cash)	48.11%	48.76%	48.78%	5.52%	5.87%	7.29%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

48.11%

Top 5 Holdings %

92.56%

Top 10 Holdings %

100.00%

Modified Duration

3.09 yrs

Avg. Maturity

5.90 yrs

Yield to Maturity

6.47%

AUM

₹14 Cr

Expense Ratio

0.92%

Since Inception

5.57%

Max Drawdown

-0.02%

Sharpe Ratio

0.19

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	3,00,000	2.98	21.02%	0.20%↑
GOI	Sovereign	1,25,000	1.23	8.72%	0.22%↑
GOI	Sovereign	1,35,500	1.06	7.46%	0.11%↑
HDFC Bank Ltd.	Financial	10	1.03	7.26%	0.05%↑
Rajasthan State	Others	80,000	0.8	5.66%	0.08%↑
Maharashtra State	Others	25,000	0.25	1.78%	-0.01%↓

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash & Call Money	48.11%	14.53%
SOV	44.63%	21.17%
AAA	7.26%	41.10%
A	-	0.05%
A+	-	1.05%
A-	-	0.01%
A1	-	0.01%
A1+	-	6.13%
AA	-	2.23%
AA+	-	3.71%
AA-	-	0.32%
B+	-	1.90%
BBB	-	0.82%
BBB+	-	0.07%
D	-	0.04%
Others	-	0.76%
Term Deposits	-	0.05%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	6.57%	05/12/2033	SOV	21.02%
GOI	GOI Securities	7.34%	22/04/2064	SOV	8.72%
GOI	GOI Securities	0.00%	06/05/2030	SOV	7.46%
HDFC Bank Ltd.	Debenture	8.55%	27/03/2029	CRISIL AAA	7.26%
Rajasthan State	State Development Loan	7.49%	28/08/2035	SOV	5.66%
Maharashtra State	State Development Loan	7.25%	28/12/2026	SOV	1.78%

Frequently Asked Questions

What are the top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?

The top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth as of 30 Jun 2026 are Others (48.11%), GOI (21.02%), GOI (8.72%), GOI (7.46%), HDFC Bank Ltd. (7.26%). These top 5 stocks together account for 92.56% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth hold in its portfolio?

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth holds 7 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?

The sector allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?

As of 30 Jun 2026, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth has 0.00% allocated to equity, and 51.89% to debt. You can also check the historical trends above.

What is the market cap allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?

The market cap allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth's portfolio?

The portfolio PE ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?

As of 30 Jun 2026, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth's debt portfolio has 7.26% in AAA-rated instruments, - in AA-rated, and 44.63% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?

The latest portfolio disclosure for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

Loading…

Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

51.89%

51.24%

51.22%

94.48%

94.13%

92.71%

Others (incl. cash)

48.11%

48.76%

48.78%

5.52%

5.87%

7.29%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

3,00,000

2.98

21.02%

0.20%↑

GOI

Sovereign

1,25,000

1.23

8.72%

0.22%↑

GOI

Sovereign

1,35,500

1.06

7.46%

0.11%↑

HDFC Bank Ltd.

Financial

1.03

7.26%

0.05%↑

Rajasthan State

Others

80,000

0.8

5.66%

0.08%↑

Maharashtra State

Others

25,000

0.25

1.78%

-0.01%↓

Rating

Fund