Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth
Debt: Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Short TermBenchmark: CRISIL Short-Term Bond IndexCheck Portfolio Overlap →
NAV: ₹14.98+0.04%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 53.10% | 52.99% | 51.89% | 51.24% | 51.22% | 94.48% |
| Others (incl. cash) | 46.90% | 47.01% | 48.11% | 48.76% | 48.78% | 5.52% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
7
Top Holding %
46.90%
Top 5 Holdings %
92.39%
Top 10 Holdings %
100.00%
Modified Duration
3.09 yrs
Avg. Maturity
5.90 yrs
Yield to Maturity
6.47%
AUM
₹14 Cr
Expense Ratio
0.92%
Since Inception
5.54%
Max Drawdown
-0.02%
Sharpe Ratio
0.14
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 3,00,000 | 2.97 | 21.61% | 0.08%↑ |
| GOI | Sovereign | 1,25,000 | 1.2 | 8.75% | -0.02%↓ |
| GOI | Sovereign | 1,35,500 | 1.06 | 7.73% | 0.07%↑ |
| HDFC Bank Ltd. | Financial | 10 | 1.02 | 7.40% | 0.01%↑ |
| Rajasthan State | Others | 80,000 | 0.79 | 5.78% | -0.04%↓ |
| Maharashtra State | Others | 25,000 | 0.25 | 1.83% | 0.01%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash & Call Money | 46.90% | 16.60% |
| SOV | 45.70% | 18.49% |
| AAA | 7.40% | 41.88% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| A1+ | - | 6.00% |
| AA | - | 2.31% |
| AA+ | - | 3.96% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| D | - | 0.04% |
| Others | - | 0.77% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.57% | 05/12/2033 | SOV | 21.61% |
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 8.75% |
| GOI | GOI Securities | 0.00% | 06/05/2030 | SOV | 7.73% |
| HDFC Bank Ltd. | Debenture | 8.55% | 27/03/2029 | CRISIL AAA | 7.40% |
| Rajasthan State | State Development Loan | 7.49% | 28/08/2035 | SOV | 5.78% |
| Maharashtra State | State Development Loan | 7.25% | 28/12/2026 | SOV | 1.83% |
Frequently Asked Questions
What are the top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?
The top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth as of 31 Aug 2026 are Others (46.90%), GOI (21.61%), GOI (8.75%), GOI (7.73%), HDFC Bank Ltd. (7.40%). These top 5 stocks together account for 92.39% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth hold in its portfolio?
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth holds 7 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?
The sector allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth has 0.00% allocated to equity, and 53.10% to debt. You can also check the historical trends above.
What is the market cap allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?
The market cap allocation of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth's portfolio?
The portfolio PE ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth's debt portfolio has 7.40% in AAA-rated instruments, - in AA-rated, and 45.70% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth?
The latest portfolio disclosure for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.