Aditya Birla Sun Life Short Term Direct Fund Direct-Growth
Debt: Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Short TermBenchmark: NIFTY Short Duration Debt Index A-IICheck Portfolio Overlap →
NAV: ₹55.35+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Short Term Direct Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 88.13% | 100.60% | 108.39% | 93.29% | 93.17% | 108.86% |
| Others (incl. cash) | 11.88% | -0.59% | -8.39% | 6.71% | 6.83% | -8.86% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
83
Top Holding %
11.88%
Top 5 Holdings %
33.44%
Top 10 Holdings %
50.22%
Modified Duration
2.53 yrs
Avg. Maturity
3.29 yrs
Yield to Maturity
7.77%
AUM
₹5,782 Cr
Expense Ratio
0.36%
Since Inception
8.46%
Max Drawdown
-0.03%
Sharpe Ratio
1.20
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Communication | 37,100 | 367.79 | 6.36% | -0.96%↓ |
| Tata Capital Housing Finance Ltd. | Financial | 34,500 | 336.4 | 5.82% | 0.01%↑ |
| National Bank For Agriculture & Rural Development | Financial | 30,000 | 299.15 | 5.17% | 0.03%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 25,000 | 243.34 | 4.21% | -0.84%↓ |
| Siddhivinayak Securitisation Trust | Others | 230 | 224.7 | 3.89% | 0.01%↑ |
| Jubilant Bevco Ltd. | Consumer Staples | 19,000 | 212.41 | 3.67% | 0.05%↑ |
| JTPM Metal Traders Ltd. | Metals & Mining | 17,773 | 191.6 | 3.31% | 0.04%↑ |
| Embassy Office Parks REIT | Construction | 18,000 | 180.5 | 3.12% | 0.02%↑ |
| Bihar State | Others | 1,60,83,200 | 161.47 | 2.79% | 0.00%↑ |
| Hinduja Leyland Finance Ltd. | Financial | 14,500 | 143.8 | 2.49% | 0.01%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 13,000 | 127.9 | 2.21% | 0.01%↑ |
| Power Finance Corporation Ltd. | Financial | 12,500 | 120.83 | 2.09% | -0.01%↓ |
| National Bank For Agriculture & Rural Development | Financial | 12,000 | 119.75 | 2.07% | 0.01%↑ |
| Knowledge Realty Trust | Construction | 12,000 | 118.85 | 2.06% | 0.01%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 11,500 | 116.04 | 2.01% | 0.01%↑ |
| National Housing Bank | Financial | 11,250 | 109.13 | 1.89% | -0.00%↓ |
| Nexus Select Trust | Construction | 10,000 | 100.18 | 1.73% | 0.02%↑ |
| Muthoot Finance Ltd. | Financial | 10,000 | 99.4 | 1.72% | 0.00%↑ |
| REC Ltd. | Financial | 10,000 | 99.23 | 1.72% | 0.01%↑ |
| Rajgarh Transmission Ltd. | Energy | 10,282 | 97.32 | 1.68% | 0.01%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 64.28% | 41.88% |
| Cash & Call Money | 11.88% | 16.60% |
| AA | 7.86% | 2.31% |
| SOV | 7.73% | 18.49% |
| AA+ | 7.73% | 3.96% |
| Others | 0.53% | 0.77% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| A1+ | - | 6.00% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| D | - | 0.04% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 6.36% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.17% | 21/05/2030 | ICRA AAA | 5.82% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 5.17% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.65% | 20/05/2030 | ICRA AAA | 4.21% |
| Siddhivinayak Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 3.89% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 3.67% |
| JTPM Metal Traders Ltd. | Debenture | 0.00% | 30/04/2030 | CRISIL AA | 3.31% |
| Embassy Office Parks REIT | Non Convertible Debenture | 7.96% | 27/09/2027 | CRISIL AAA | 3.12% |
| Bihar State | State Development Loan | 7.54% | 03/09/2033 | SOV | 2.79% |
| Hinduja Leyland Finance Ltd. | Debenture | 9.25% | 09/07/2031 | CRISIL AA+ | 2.49% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.47% | 30/05/2028 | ICRA AAA | 2.21% |
| Power Finance Corporation Ltd. | Debenture | 6.64% | 15/07/2030 | ICRA AAA | 2.09% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 2.07% |
| Knowledge Realty Trust | Debenture | 7.20% | 26/09/2028 | CRISIL AAA | 2.06% |
| Cholamandalam Investment and Finance Company Ltd. | Non Convertible Debenture | 9.10% | 27/06/2031 | ICRA AA+ | 2.01% |
| National Housing Bank | Bonds | 6.80% | 02/04/2032 | CARE AAA | 1.89% |
| Nexus Select Trust | Debenture | 7.69% | 28/05/2027 | ICRA AAA | 1.73% |
| REC Ltd. | Bonds | 6.95% | 18/02/2028 | ICRA AAA | 1.72% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | ICRA AA+ | 1.72% |
| Rajgarh Transmission Ltd. | Debenture | 7.26% | 05/06/2030 | IND AAA | 1.68% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 1.54% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | IND AAA(SO) | 1.39% |
| Bajaj Finance Ltd. | Debenture | 7.38% | 28/06/2030 | CRISIL AAA | 1.35% |
| National Bank For Agriculture & Rural Development | Bonds | 7.01% | 26-D 16/03/2029 | ICRA AAA | 1.28% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.04% | 07/04/2035 | ICRA AAA | 1.21% |
| Tata Capital Housing Finance Ltd. | Bonds | 0.00% | 03/11/2027 | ICRA AAA | 1.13% |
| GOI | GOI Securities | 7.41% | 19/12/2036 | SOV | 1.07% |
| Muthoot Finance Ltd. | Debenture | 9.09% | 01/06/2029 | ICRA AA+ | 1.05% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 8.75% | 05/11/2029 | CARE AAA | 1.05% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.94% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 0.86% |
| REC Ltd. | Debenture | 7.58% | 31/05/2029 | ICRA AAA | 0.86% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 0.00% | 04/06/2029 | CARE AAA | 0.86% |
| Housing & Urban Development Corporation Ltd. | Debenture | 7.23% | 18/07/2029 | CARE AAA | 0.86% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.71% | 14/01/2028 | ICRA AAA | 0.86% |
| Power Finance Corporation Ltd. | Debenture | 6.59% | 15/10/2030 | ICRA AAA | 0.83% |
| GOI | GOI Securities | 7.54% | 23/05/2036 | SOV | 0.72% |
| Assam State | State Development Loan | 7.63% | 03/09/2035 | SOV | 0.69% |
| Fullerton India Home Finance Ltd. | Non Convertible Debenture | 8.07% | 10/09/2027 | CARE AAA | 0.61% |
| Narayana Hrudayalaya Ltd. | Debenture | 8.40% | 15/02/2030 | ICRA AA | 0.60% |
| Gujarat State | State Development Loan | 7.73% | 08/04/2029 | SOV | 0.53% |
| Hinduja Housing FInance Ltd. | Non Convertible Debenture | 8.85% | 01/02/2027 | CARE AA+ | 0.43% |
| National Housing Bank | Bonds | 7.29% | 04/07/2031 | CARE AAA | 0.43% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 09/07/2027 | CRISIL AAA | 0.43% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.80% | 05/08/2027 | ICRA AAA | 0.43% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.43% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 6.74% | 10/01/2029 | CRISIL AAA | 0.42% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.78% | 30/04/2030 | ICRA AAA | 0.41% |
| REC Ltd. | Bonds | 7.44% | 29/02/2028 | ICRA AAA | 0.35% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 0.27% |
| Export-Import Bank Of India | Bonds | 8.87% | 30/10/2029 | ICRA AAA | 0.27% |
| Aditya Birla Housing Finance Ltd. | Non Convertible Debenture | 7.90% | 08/06/2027 | ICRA AAA | 0.26% |
| REC Ltd. | Non Convertible Debenture | 7.64% | 30/04/2027 | ICRA AAA | 0.25% |
| Bharti Telecom Ltd. | Debenture | 7.40% | 01/02/2029 | CRISIL AAA | 0.25% |
| Housing & Urban Development Corporation Ltd. | Debenture | 6.90% | 23/04/2032 | ICRA AAA | 0.25% |
| GOI | GOI Securities | 0.00% | 15/10/2036 | SOV | 0.18% |
| GOI | GOI Securities | 0.00% | 15/04/2036 | SOV | 0.18% |
| GOI | GOI Securities | 0.00% | 19/12/2026 | SOV | 0.17% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 0.17% |
| GOI | GOI Securities | 0.00% | 12/12/2026 | SOV | 0.17% |
| GOI | GOI Securities | 0.00% | 15/04/2037 | SOV | 0.17% |
| GOI | GOI Securities | 0.00% | 15/04/2038 | SOV | 0.16% |
| GOI | GOI Securities | 0.00% | 15/10/2037 | SOV | 0.16% |
| GOI | GOI Securities | 6.29% | 15/12/2028 | SOV | 0.16% |
| GOI | GOI Securities | 0.00% | 15/10/2039 | SOV | 0.10% |
| GOI | GOI Securities | 0.00% | 15/04/2039 | SOV | 0.10% |
| ICICI Home Finance Company Ltd. | Bonds | 7.19% | 22/08/2028 | CRISIL AAA | 0.09% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 0.09% |
| Gujarat State | State Development Loan | 7.64% | 08/11/2027 | SOV | 0.09% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.75% | 15/04/2033 | ICRA AAA | 0.09% |
| GOI | GOI Securities | 0.00% | 22/10/2029 | SOV | 0.07% |
| Haryana State | State Development Loan | 7.64% | 29/03/2027 | SOV | 0.05% |
| GOI | GOI Securities | 7.17% | 08/01/2028 | SOV | 0.05% |
| GOI | GOI Securities | 7.06% | 10/04/2028 | SOV | 0.04% |
| Gujarat State | State Development Loan | 8.25% | 25/04/2028 | SOV | 0.04% |
| Vedanta Ltd. | Debenture | 9.31% | 03/12/2027 | CRISIL AA+ | 0.03% |
| Chhattisgarh State | State Development Loan | 7.88% | 15/03/2027 | SOV | 0.01% |
| Uttar Pradesh State | State Development Loan | 0.00% | 27/03/2038 | SOV | 0.01% |
| GOI | GOI Securities | 0.00% | 12/06/2027 | SOV | 0.00% |
| Maharashtra State | State Development Loan | 7.91% | 08/04/2039 | SOV | 0.00% |
| Cube Highways Trust | Debenture | 7.25% | 25/04/2028 | ICRA AAA | 0.00% |
Frequently Asked Questions
What are the top holdings of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The top holdings of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth as of 31 Aug 2026 are Others (11.88%), Bharti Telecom Ltd. (6.36%), Tata Capital Housing Finance Ltd. (5.82%), National Bank For Agriculture & Rural Development (5.17%), Indian Railway Finance Corporation Ltd. (4.21%). These top 5 stocks together account for 33.44% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Aditya Birla Sun Life Short Term Direct Fund Direct-Growth hold in its portfolio?
Aditya Birla Sun Life Short Term Direct Fund Direct-Growth holds 83 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The sector allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Short Term Direct Fund Direct-Growth has 0.00% allocated to equity, and 88.13% to debt. You can also check the historical trends above.
What is the market cap allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The market cap allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth's portfolio?
The portfolio PE ratio of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
As of 31 Aug 2026, Aditya Birla Sun Life Short Term Direct Fund Direct-Growth's debt portfolio has 64.28% in AAA-rated instruments, 7.86% in AA-rated, and 7.73% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The latest portfolio disclosure for Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.