Aditya Birla Sun Life Short Term Direct Fund Direct-Growth
Debt: Short Duration - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Short DurationBenchmark: NIFTY Short Duration Debt Index A-II
NAV: ₹54.9-0.23%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Aditya Birla Sun Life Short Term Direct Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 108.39% | 93.29% | 93.17% | 108.86% | 95.28% | 98.10% |
| Others (incl. cash) | -8.39% | 6.71% | 6.83% | -8.86% | 4.72% | 1.90% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
91
Top Holding %
7.89%
Top 5 Holdings %
27.99%
Top 10 Holdings %
43.93%
Modified Duration
2.11 yrs
Avg. Maturity
2.68 yrs
Yield to Maturity
7.80%
AUM
₹5,793 Cr
Expense Ratio
0.36%
Since Inception
8.50%
Max Drawdown
-0.03%
Sharpe Ratio
1.32
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Communication | 46,000 | 456.93 | 7.89% | 1.23%↑ |
| Tata Capital Housing Finance Ltd. | Financial | 34,500 | 339.46 | 5.86% | 0.95%↑ |
| National Bank For Agriculture & Rural Development | Financial | 30,000 | 301.45 | 5.20% | 0.84%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 30,000 | 296.32 | 5.12% | 1.23%↑ |
| Siddhivinayak Securitisation Trust | Others | 230 | 227.02 | 3.92% | -0.08%↓ |
| Jubilant Bevco Ltd. | Consumer Staples | 19,000 | 211.03 | 3.64% | 0.61%↑ |
| JTPM Metal Traders Ltd. | Metals & Mining | 17,773 | 190.48 | 3.29% | 0.40%↑ |
| Embassy Office Parks REIT | Construction | 18,000 | 181.17 | 3.13% | 0.49%↑ |
| Vedanta Ltd. | Metals & Mining | 17,700 | 178.96 | 3.09% | 0.49%↑ |
| Bihar State | Others | 1,60,83,200 | 161.71 | 2.79% | 0.46%↑ |
| GOI | Sovereign | 1,45,00,000 | 149 | 2.57% | 0.41%↑ |
| GOI | Sovereign | 1,50,00,000 | 146.17 | 2.52% | 2.18%↑ |
| Hinduja Leyland Finance Ltd. | Financial | 14,500 | 145.02 | 2.50% | 0.42%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 13,500 | 135.54 | 2.34% | 0.36%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 13,000 | 128.66 | 2.22% | 0.36%↑ |
| Power Finance Corporation Ltd. | Financial | 12,500 | 122.96 | 2.12% | 0.01%↑ |
| National Bank For Agriculture & Rural Development | Financial | 12,000 | 120.6 | 2.08% | 0.62%↑ |
| Knowledge Realty Trust | Construction | 12,000 | 119.75 | 2.07% | 0.34%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 11,500 | 117.48 | 2.03% | 0.33%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 11,500 | 113.8 | 1.96% | 0.32%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 73.47% | 49.51% |
| SOV | 14.87% | 23.88% |
| AA | 11.76% | 3.17% |
| AA+ | 7.76% | 4.28% |
| Others | 0.52% | 0.38% |
| A1+ | - | 9.95% |
| AA- | - | 0.09% |
| Term Deposits | - | 0.01% |
| Cash & Call Money | -8.39% | 5.16% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 7.89% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.17% | 21/05/2030 | ICRA AAA | 5.86% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 5.20% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.65% | 20/05/2030 | ICRA AAA | 5.12% |
| Siddhivinayak Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 3.92% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 3.64% |
| JTPM Metal Traders Ltd. | Debenture | 0.00% | 30/04/2030 | CRISIL AA | 3.29% |
| Embassy Office Parks REIT | Non Convertible Debenture | 7.96% | 27/09/2027 | CRISIL AAA | 3.13% |
| Vedanta Ltd. | Debenture | 9.31% | 03/12/2027 | CRISIL AA | 3.09% |
| Bihar State | State Development Loan | 7.54% | 03/09/2033 | SOV | 2.79% |
| GOI | GOI Securities | 7.17% | 17/04/2030 | SOV | 2.57% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 2.52% |
| Hinduja Leyland Finance Ltd. | Debenture | 9.25% | 09/07/2031 | CRISIL AA+ | 2.50% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 10/08/2027 | CRISIL AAA | 2.34% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.47% | 30/05/2028 | ICRA AAA | 2.22% |
| Power Finance Corporation Ltd. | Debenture | 6.64% | 15/07/2030 | ICRA AAA | 2.12% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 2.08% |
| Knowledge Realty Trust | Debenture | 7.20% | 26/09/2028 | CRISIL AAA | 2.07% |
| Cholamandalam Investment and Finance Company Ltd. | Non Convertible Debenture | 9.10% | 27/06/2031 | ICRA AA+ | 2.03% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 6.74% | 10/01/2029 | CRISIL AAA | 1.96% |
| National Housing Bank | Bonds | 6.80% | 02/04/2032 | CARE AAA | 1.91% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | ICRA AA+ | 1.74% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 1.73% |
| Export-Import Bank Of India | Bonds | 7.14% | 13/12/2029 | ICRA AAA | 1.73% |
| Nexus Select Trust | Debenture | 7.69% | 28/05/2027 | ICRA AAA | 1.73% |
| REC Ltd. | Bonds | 6.95% | 18/02/2028 | ICRA AAA | 1.72% |
| Rajgarh Transmission Ltd. | Debenture | 7.26% | 05/06/2030 | IND AAA | 1.69% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | IND AAA(SO) | 1.41% |
| Bajaj Finance Ltd. | Debenture | 7.38% | 28/06/2030 | CRISIL AAA | 1.36% |
| National Bank For Agriculture & Rural Development | Bonds | 7.01% | 26-D 16/03/2029 | ICRA AAA | 1.29% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.04% | 07/04/2035 | ICRA AAA | 1.23% |
| Tata Capital Housing Finance Ltd. | Bonds | 0.00% | 03/11/2027 | ICRA AAA | 1.13% |
| GOI | GOI Securities | 7.41% | 19/12/2036 | SOV | 1.08% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 8.75% | 05/11/2029 | CARE AAA | 1.06% |
| Muthoot Finance Ltd. | Debenture | 9.09% | 01/06/2029 | ICRA AA+ | 1.06% |
| Karnataka State | State Development Loan | 7.62% | 25/09/2036 | SOV | 0.96% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.95% |
| Madhya Pradesh State | State Development Loan | 7.64% | 08/02/2033 | SOV | 0.88% |
| REC Ltd. | Debenture | 7.58% | 31/05/2029 | ICRA AAA | 0.87% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 0.00% | 04/06/2029 | CARE AAA | 0.87% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 0.87% |
| Fullerton India Home Finance Ltd. | Non Convertible Debenture | 8.35% | 15/01/2027 | CRISIL AAA | 0.87% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.71% | 14/01/2028 | ICRA AAA | 0.86% |
| JSW Energy Ltd. | Debenture | 8.75% | 20/03/2028 | ICRA AA | 0.86% |
| Power Finance Corporation Ltd. | Debenture | 6.59% | 15/10/2030 | ICRA AAA | 0.85% |
| GOI | GOI Securities | 7.54% | 23/05/2036 | SOV | 0.73% |
| Gujarat State | State Development Loan | 7.73% | 08/04/2029 | SOV | 0.71% |
| Assam State | State Development Loan | 7.63% | 03/09/2035 | SOV | 0.70% |
| Bharti Telecom Ltd. | Debenture | 7.40% | 01/02/2029 | CRISIL AAA | 0.68% |
| Fullerton India Home Finance Ltd. | Non Convertible Debenture | 8.07% | 10/09/2027 | CARE AAA | 0.61% |
| Narayana Hrudayalaya Ltd. | Debenture | 8.40% | 15/02/2030 | ICRA AA | 0.61% |
| National Housing Bank | Bonds | 7.29% | 04/07/2031 | CARE AAA | 0.44% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.80% | 05/08/2027 | ICRA AAA | 0.43% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 09/07/2027 | CRISIL AAA | 0.43% |
| Hinduja Housing FInance Ltd. | Non Convertible Debenture | 8.85% | 01/02/2027 | CARE AA+ | 0.43% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.43% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.78% | 30/04/2030 | ICRA AAA | 0.42% |
| REC Ltd. | Bonds | 7.44% | 29/02/2028 | ICRA AAA | 0.35% |
| Export-Import Bank Of India | Bonds | 8.87% | 30/10/2029 | ICRA AAA | 0.27% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 0.27% |
| Aditya Birla Housing Finance Ltd. | Non Convertible Debenture | 7.90% | 08/06/2027 | ICRA AAA | 0.26% |
| REC Ltd. | Non Convertible Debenture | 7.64% | 30/04/2027 | ICRA AAA | 0.25% |
| Housing & Urban Development Corporation Ltd. | Debenture | 6.90% | 23/04/2032 | ICRA AAA | 0.25% |
| GOI | GOI Securities | 0.00% | 15/10/2036 | SOV | 0.18% |
| GOI | GOI Securities | 0.00% | 15/04/2036 | SOV | 0.18% |
| GOI | GOI Securities | 0.00% | 19/12/2026 | SOV | 0.17% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 0.17% |
| GOI | GOI Securities | 0.00% | 15/04/2037 | SOV | 0.17% |
| Bharti Telecom Ltd. | Debenture | 7.30% | 01/12/2027 | CRISIL AAA | 0.17% |
| GOI | GOI Securities | 0.00% | 12/12/2026 | SOV | 0.17% |
| GOI | GOI Securities | 0.00% | 15/04/2038 | SOV | 0.16% |
| GOI | GOI Securities | 6.29% | 15/12/2028 | SOV | 0.16% |
| GOI | GOI Securities | 0.00% | 15/10/2037 | SOV | 0.16% |
| GOI | GOI Securities | 0.00% | 15/10/2039 | SOV | 0.10% |
| GOI | GOI Securities | 0.00% | 15/04/2039 | SOV | 0.10% |
| ICICI Home Finance Company Ltd. | Bonds | 7.19% | 22/08/2028 | CRISIL AAA | 0.09% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.75% | 15/04/2033 | ICRA AAA | 0.09% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 0.09% |
| Gujarat State | State Development Loan | 7.64% | 08/11/2027 | SOV | 0.09% |
| GOI | GOI Securities | 0.00% | 22/10/2029 | SOV | 0.07% |
| GOI | GOI Securities | 7.17% | 08/01/2028 | SOV | 0.05% |
| Haryana State | State Development Loan | 7.64% | 29/03/2027 | SOV | 0.05% |
| GOI | GOI Securities | 7.06% | 10/04/2028 | SOV | 0.04% |
| Gujarat State | State Development Loan | 8.25% | 25/04/2028 | SOV | 0.04% |
| Chhattisgarh State | State Development Loan | 7.88% | 15/03/2027 | SOV | 0.01% |
| Uttar Pradesh State | State Development Loan | 0.00% | 27/03/2038 | SOV | 0.01% |
| Cube Highways Trust | Debenture | 7.25% | 25/04/2028 | ICRA AAA | 0.00% |
| GOI | GOI Securities | 0.00% | 12/06/2027 | SOV | 0.00% |
| Maharashtra State | State Development Loan | 7.91% | 08/04/2039 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The top holdings of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Aditya Birla Sun Life Short Term Direct Fund Direct-Growth hold in its portfolio?
Aditya Birla Sun Life Short Term Direct Fund Direct-Growth holds 91 securities in its portfolio. The top 5 holdings account for 27.99% of the portfolio and the top 10 for 43.93% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The sector allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
As of 30 Jun 2026, Aditya Birla Sun Life Short Term Direct Fund Direct-Growth has 0.00% in equity, 108.39% in debt and -8.39% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.80%.
What is the market cap allocation of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The market cap distribution of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Aditya Birla Sun Life Short Term Direct Fund Direct-Growth a concentrated or diversified fund?
Aditya Birla Sun Life Short Term Direct Fund Direct-Growth holds 91 securities, with the top 10 accounting for 43.93% of the portfolio and the top 5 for 27.99%. With 91 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The debt holdings of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth are rated as follows — AAA: 73.47%, SOV: 14.87%, AA: 11.76%, AA+: 7.76%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Aditya Birla Sun Life Short Term Direct Fund Direct-Growth change its portfolio?
The portfolio currently holds 91 securities with the top 10 accounting for 43.93% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Aditya Birla Sun Life Short Term Direct Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Aditya Birla Sun Life Short Term Direct Fund Direct-Growth?
The latest portfolio disclosure for Aditya Birla Sun Life Short Term Direct Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.