Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	93.10%	97.07%	91.82%	97.43%	91.66%	89.98%
Others (incl. cash)	6.90%	2.93%	8.18%	2.57%	8.34%	10.02%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

100

Top Holding %

6.90%

Top 5 Holdings %

22.39%

Top 10 Holdings %

36.52%

Modified Duration

2.33 yrs

Avg. Maturity

3.42 yrs

Yield to Maturity

7.10%

AUM

₹12,122 Cr

Expense Ratio

0.36%

Since Inception

7.67%

Max Drawdown

-0.03%

Sharpe Ratio

0.96

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	5,27,50,000	529.21	4.37%	-
HDFC Bank Ltd.	Financial	4,95,00,000	496.54	4.10%	0.01%↑
Small Industries Devp. Bank of India Ltd.	Financial	5,00,00,000	470.89	3.88%	0.03%↑
Power Grid Corporation Of India Ltd.	Energy	3,70,00,000	380.22	3.14%	1.82%↑
National Bank For Agriculture & Rural Development	Financial	3,75,00,000	375.25	3.10%	1.24%↑
National Bank For Agriculture & Rural Development	Financial	3,75,00,000	375.41	3.10%	0.21%↑
Indian Railway Finance Corporation Ltd.	Financial	3,55,00,000	356.54	2.94%	-0.42%↓
ICICI Bank Ltd.	Financial	3,20,00,000	314.79	2.60%	0.81%↑
Canara Bank	Financial	3,00,00,000	290.07	2.39%	0.02%↑
Axis Bank Ltd.	Financial	3,00,00,000	288.57	2.38%	0.02%↑
HDFC Bank Ltd.	Financial	2,80,00,000	286.28	2.36%	0.00%
Power Finance Corporation Ltd.	Financial	2,75,00,000	276	2.28%	0.00%
HDFC Bank Ltd.	Financial	2,60,00,000	267.93	2.21%	0.00%
Canara Bank	Financial	2,75,00,000	264.26	2.18%	0.02%↑
Export-Import Bank Of India	Financial	2,50,00,000	241.88	2.00%	0.02%↑
Small Industries Devp. Bank of India Ltd.	Financial	2,50,00,000	241.6	1.99%	0.02%↑
Hindustan Petroleum Corporation Ltd.	Energy	2,25,00,000	226.29	1.87%	0.01%↑
NTPC Ltd.	Energy	2,10,00,000	211.23	1.74%	0.00%
Small Industries Devp. Bank of India Ltd.	Financial	2,00,00,000	199.47	1.65%	-0.20%↓
Axis Bank Ltd.	Financial	2,00,00,000	194.96	1.61%	-0.78%↓

1 / 5

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	59.44%	61.37%
A1+	23.87%	13.53%
SOV	8.58%	11.43%
Cash & Call Money	6.90%	10.93%
Term Deposits	0.84%	0.05%
Others	0.37%	0.32%
AA	-	0.34%
AA+	-	1.08%
AA-	-	0.00%
Cash	-	-0.26%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.06%	27/07/2041	SOV	4.37%
HDFC Bank Ltd.	Debenture	7.70%	16/05/2028	CRISIL AAA	4.10%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	11/06/2027	CRISIL A1+	3.88%
Power Grid Corporation Of India Ltd.	Debenture	8.24%	14/02/2029	CRISIL AAA	3.14%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA AAA	3.10%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	3.10%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.37%	31/07/2029	CRISIL AAA	2.94%
ICICI Bank Ltd.	Debenture	6.67%	26/11/2028	ICRA AAA	2.60%
Canara Bank	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	2.39%
Axis Bank Ltd.	Certificate of Deposit	0.00%	26/02/2027	CRISIL A1+	2.38%
HDFC Bank Ltd.	Debenture	8.55%	27/03/2029	CRISIL AAA	2.36%
Power Finance Corporation Ltd.	Bonds	7.44%	15/01/2030	CRISIL AAA	2.28%
HDFC Bank Ltd.	Debenture	0.00%	29/11/2028	CRISIL AAA	2.21%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	2.18%
Export-Import Bank Of India	Commercial Paper	0.00%	363-D 25/01/2027	CRISIL A1+	2.00%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.99%
Hindustan Petroleum Corporation Ltd.	Debenture	7.22%	28/08/2029	CRISIL AAA	1.87%
NTPC Ltd.	Non Convertible Debenture	7.32%	17/07/2029	CRISIL AAA	1.74%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL AAA	1.65%
Axis Bank Ltd.	Certificate of Deposit	0.00%	16/12/2026	CRISIL A1+	1.61%
HDFC Bank Ltd.	Non Convertible Debenture	6.44%	27/09/2028	CRISIL AAA	1.50%
Bank Of Baroda	Debenture	7.39%	17/08/2029	ICRA AAA	1.44%
Bank Of Baroda	Certificate of Deposit	0.00%	05/03/2027	CARE A1+	1.43%
National Bank For Agriculture & Rural Development	Bonds	6.85%	19/01/2029	ICRA AAA	1.42%
National Bank For Agriculture & Rural Development	Debenture	6.66%	12/10/2028	ICRA AAA	1.42%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	1.39%
GOI	GOI Securities	6.68%	07/07/2040	SOV	1.34%
ICICI Bank Ltd.	Debenture	6.45%	15/06/2028	ICRA AAA	1.34%
Small Industries Devp. Bank of India Ltd.	Debenture	6.74%	10/01/2029	CRISIL AAA	1.22%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.75%	11/06/2030	CRISIL AAA	1.21%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.42%	12/03/2029	CRISIL AAA	1.03%
National Bank For Agriculture & Rural Development	Bonds	7.01%	26-D 16/03/2029	CRISIL AAA	1.02%
REC Ltd.	Bonds	6.87%	31/05/2030	ICRA AAA	1.02%
Power Finance Corporation Ltd.	Debenture	6.59%	15/10/2030	CRISIL AAA	1.01%
REC Ltd.	Bonds	6.70%	31/12/2029	ICRA AAA	1.01%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	08/03/2027	ICRA A1+	0.99%
HDFC Bank Ltd.	Fixed Deposits	8.05%	22/10/2029	CRISIL AAA	0.84%
REC Ltd.	Debenture	7.46%	30/06/2028	CRISIL AAA	0.83%
REC Ltd.	Debenture	7.58%	31/05/2029	ICRA AAA	0.83%
National Highways Authority of India Ltd.	Debenture	7.49%	01/08/2029	CRISIL AAA	0.83%
Indian Railway Finance Corporation Ltd.	Bonds	6.58%	30/05/2030	CRISIL AAA	0.81%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	25/03/2027	ICRA A1+	0.79%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.68%
Small Industries Devp. Bank of India Ltd.	Debenture	7.83%	24/11/2028	CRISIL AAA	0.62%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.60%	13/04/2029	CRISIL AAA	0.62%
Indian Railway Finance Corporation Ltd.	Debenture	7.50%	09/09/2029	CRISIL AAA	0.62%
REC Ltd.	Debenture	7.34%	0	CRISIL AAA	0.62%
Indian Bank	Certificate of Deposit	0.00%	15/12/2026	CRISIL A1+	0.60%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.60%
GOI	GOI Securities	7.30%	19/06/2053	SOV	0.59%
Power Grid Corporation Of India Ltd.	Bonds	8.70%	15/07/2028	CRISIL AAA	0.48%
GOI	GOI Securities	7.71%	18/05/2066	SOV	0.42%
Power Finance Corporation Ltd.	Debenture	7.85%	03/04/2028	CRISIL AAA	0.42%
NHPC Ltd.	Debenture	8.12%	22/03/2029	CARE AAA	0.42%
HDFC Bank Ltd.	Debenture	0.00%	01/11/2028	CRISIL AAA	0.42%
NTPC Ltd.	Debenture	8.30%	15/01/2029	CRISIL AAA	0.42%
National Highways Authority of India Ltd.	Debenture	7.80%	26/06/2029	CRISIL AAA	0.42%
Indian Railway Finance Corporation Ltd.	Bonds	6.78%	30/04/2030	CRISIL AAA	0.41%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.44%	10/04/2028	CRISIL AAA	0.41%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	0.41%
Canara Bank	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	0.40%
Bank Of Baroda	Certificate of Deposit	0.00%	25/01/2027	CARE A1+	0.40%
Punjab National Bank	Certificate of Deposit	0.00%	09/03/2027	CARE A1+	0.40%
Axis Bank Ltd.	Certificate of Deposit	0.00%	17/12/2026	CRISIL A1+	0.40%
Power Finance Corporation Ltd.	Debenture	6.64%	15/07/2030	CRISIL AAA	0.40%
Gujarat State	State Development Loan	7.21%	09/08/2027	SOV	0.33%
National Highways Authority of India Ltd.	Non Convertible Debenture	8.49%	05/02/2029	CRISIL AAA	0.25%
Export-Import Bank Of India	Bonds	7.12%	27/06/2030	CRISIL AAA	0.25%
Export-Import Bank Of India	Bonds	8.87%	30/10/2029	CRISIL AAA	0.22%
Export-Import Bank Of India	Bonds	7.14%	13/12/2029	CRISIL AAA	0.21%
National Bank For Agriculture & Rural Development	Debenture	7.68%	30/04/2029	CRISIL AAA	0.21%
Power Finance Corporation Ltd.	Debenture	7.77%	15/04/2028	CRISIL AAA	0.21%
Indian Railway Finance Corporation Ltd.	Bonds/NCDs	7.45%	13/10/2028	CRISIL AAA	0.21%
REC Ltd.	Bonds	7.44%	29/02/2028	CRISIL AAA	0.21%
REC Ltd.	Debenture	7.89%	31/03/2030	CRISIL AAA	0.21%
REC Ltd.	Bonds/Debentures	8.06%	27/03/2028	CRISIL AAA	0.21%
Indian Oil Corporation Ltd.	Debenture	7.41%	22/10/2029	CRISIL AAA	0.21%
REC Ltd.	Bonds/NCDs	6.23%	31/10/2031	CRISIL AAA	0.21%
Nuclear Power Corpn. Of India Ltd.	Debenture	8.14%	25/03/2027	CRISIL AAA	0.21%
Hindustan Petroleum Corporation Ltd.	Debenture	7.03%	12/04/2030	CRISIL AAA	0.21%
Bank Of Baroda	Certificate of Deposit	0.00%	04/12/2026	CARE A1+	0.20%
Punjab National Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	0.20%
Punjab National Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	0.20%
Small Industries Devp. Bank of India Ltd.	Debenture	7.75%	10/06/2027	CRISIL AAA	0.17%
Small Industries Devp. Bank of India Ltd.	Non Convertible Debenture	7.55%	22/09/2026	CRISIL AAA	0.12%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.48%	13/08/2029	CRISIL AAA	0.12%
Nuclear Power Corpn. Of India Ltd.	Debenture	8.13%	28/03/2027	CRISIL AAA	0.08%
GOI	GOI Securities	7.36%	12/09/2052	SOV	0.08%
Odisha State	State Development Loan	7.17%	12/03/2030	SOV	0.08%
National Housing Bank	Non Convertible Debenture	7.59%	08/09/2027	CRISIL AAA	0.08%
Bank Of Baroda	Certificate of Deposit	0.00%	07/12/2026	FITCH A1+	0.04%
National Bank For Agriculture & Rural Development	Debenture	8.65%	08/06/2028	CRISIL AAA	0.04%
Power Finance Corporation Ltd.	Debenture	8.95%	10/10/2028	CRISIL AAA	0.04%
REC Ltd.	Non Convertible Debenture	7.77%	31/03/2028	CRISIL AAA	0.04%
GOI	GOI Securities	6.79%	26/12/2029	SOV	0.04%
GOI	GOI Securities	6.54%	17/01/2032	SOV	0.02%
GOI	GOI Securities	6.01%	21/07/2030	SOV	0.02%
Others	Margin Money	0.00%	0	-	0.01%
Tamilnadu State	State Development Loan	7.18%	26/07/2027	SOV	0.01%

Frequently Asked Questions

What are the top holdings of Bandhan Banking and PSU Debt Fund Direct-Growth?

The top holdings of Bandhan Banking and PSU Debt Fund Direct-Growth as of 31 Jul 2026 are Others (6.90%), GOI (4.37%), HDFC Bank Ltd. (4.10%), Small Industries Devp. Bank of India Ltd. (3.88%), Power Grid Corporation Of India Ltd. (3.14%). These top 5 stocks together account for 22.39% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Bandhan Banking and PSU Debt Fund Direct-Growth hold in its portfolio?

Bandhan Banking and PSU Debt Fund Direct-Growth holds 100 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Bandhan Banking and PSU Debt Fund Direct-Growth?

The sector allocation of Bandhan Banking and PSU Debt Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of Bandhan Banking and PSU Debt Fund Direct-Growth?

As of 31 Jul 2026, Bandhan Banking and PSU Debt Fund Direct-Growth has 0.00% allocated to equity, and 93.10% to debt. You can also check the historical trends above.

What is the market cap allocation of Bandhan Banking and PSU Debt Fund Direct-Growth?

The market cap allocation of Bandhan Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of Bandhan Banking and PSU Debt Fund Direct-Growth's portfolio?

The portfolio PE ratio of Bandhan Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of Bandhan Banking and PSU Debt Fund Direct-Growth?

As of 31 Jul 2026, Bandhan Banking and PSU Debt Fund Direct-Growth's debt portfolio has 59.44% in AAA-rated instruments, - in AA-rated, and 8.58% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Bandhan Banking and PSU Debt Fund Direct-Growth?

The latest portfolio disclosure for Bandhan Banking and PSU Debt Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

0.00%

Debt

93.10%

97.07%

91.82%

97.43%

91.66%

89.98%

Others (incl. cash)

6.90%

2.93%

8.18%

2.57%

8.34%

10.02%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

5,27,50,000

529.21

4.37%

HDFC Bank Ltd.

Financial

4,95,00,000

496.54

4.10%

0.01%↑

Small Industries Devp. Bank of India Ltd.

Financial

5,00,00,000

470.89

3.88%

0.03%↑

Power Grid Corporation Of India Ltd.

Energy

3,70,00,000

380.22

3.14%

1.82%↑

National Bank For Agriculture & Rural Development

Financial

3,75,00,000

375.25

3.10%

1.24%↑

National Bank For Agriculture & Rural Development

Financial

3,75,00,000

375.41

3.10%

0.21%↑

Indian Railway Finance Corporation Ltd.

Financial

3,55,00,000

356.54

2.94%

-0.42%↓

ICICI Bank Ltd.

Financial

3,20,00,000

314.79

2.60%

0.81%↑

Canara Bank

Financial

3,00,00,000

290.07

2.39%

0.02%↑

Axis Bank Ltd.

Financial

3,00,00,000

288.57

2.38%

0.02%↑

HDFC Bank Ltd.

Financial

2,80,00,000

286.28

2.36%

0.00%

Power Finance Corporation Ltd.

Financial

2,75,00,000

276

2.28%

0.00%

HDFC Bank Ltd.

Financial

2,60,00,000

267.93

2.21%

0.00%

Canara Bank

Financial

2,75,00,000

264.26

2.18%

0.02%↑

Export-Import Bank Of India

Financial

2,50,00,000

241.88

2.00%

0.02%↑

Small Industries Devp. Bank of India Ltd.

Financial

2,50,00,000

241.6

1.99%

0.02%↑

Hindustan Petroleum Corporation Ltd.

Energy

2,25,00,000

226.29

1.87%

0.01%↑

NTPC Ltd.

Energy

2,10,00,000

211.23

1.74%

0.00%

Small Industries Devp. Bank of India Ltd.

Financial

2,00,00,000

199.47

1.65%

-0.20%↓

Axis Bank Ltd.

Financial

2,00,00,000

194.96

1.61%

-0.78%↓

Rating

Fund