mutual funds bandhan conservative hybrid fund direct plangrowth

holdings

Bandhan Conservative Hybrid Fund Direct Plan-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

Bandhan Conservative Hybrid Fund Direct Plan-GrowthNAV: 37.37 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative IndexCheck Portfolio Overlap →

NAV: ₹37.37-0.08%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Conservative Hybrid Fund Direct Plan-Growth.

Asset Allocation

As on 31 Jul 2026

Debt

70.29%

Equity

24.56%

Others

5.15%

Market Cap Distribution

Large Cap (92.9%)

Mid Cap (7.1%)

Historical Asset Allocation

Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	24.56%	24.00%	23.38%	23.93%	23.96%	23.40%
Debt	70.29%	67.60%	69.61%	63.79%	61.98%	55.47%
Others (incl. cash)	5.15%	8.40%	7.01%	12.28%	14.06%	21.13%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

23.03

P/B Ratio

3.98

Top Holding %

12.40%

Top 5 Holdings %

37.34%

Top 10 Holdings %

64.16%

Modified Duration

2.37 yrs

Avg. Maturity

4.27 yrs

Yield to Maturity

7.24%

AUM

₹92 Cr

Expense Ratio

0.89%

Since Inception

8.06%

Max Drawdown

-0.11%

Sharpe Ratio

0.42

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Titan Company Ltd.	Consumer Discretionary	5,500	2.68	2.90%	0.39%↑
Tata Consultancy Services Ltd.	Technology	7,077	1.67	1.81%	0.32%↑
HDFC Bank Ltd.	Financial	22,000	1.65	1.78%	-0.04%↓
UNO Minda Ltd.	Automobile	12,290	1.45	1.57%	0.18%↑
Cholamandalam Investment and Finance Company Ltd.	Financial	7,214	1.33	1.44%	0.10%↑
ITC Ltd.	Consumer Staples	32,000	0.9	0.97%	0.02%↑
TVS Motor Company Ltd.	Automobile	2,000	0.86	0.93%	-1.22%↓
Maruti Suzuki India Ltd.	Automobile	500	0.71	0.77%	0.04%↑

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Financial	7.53%	7.30%	6.70%	6.80%	6.45%	6.42%
Automobile	4.18%	5.08%	4.98%	5.02%	5.18%	5.06%
Consumer Discretionary	3.12%	2.70%	2.50%	2.66%	3.28%	3.46%
Technology	2.85%	2.35%	2.63%	2.77%	2.78%	2.94%
Consumer Staples	1.67%	1.62%	1.63%	1.74%	1.62%	0.70%
Energy	1.41%	1.34%	1.39%	1.48%	1.42%	1.41%
Services	0.72%	0.68%	0.63%	0.58%	0.50%	0.56%
Communication	0.66%	0.60%	0.59%	0.60%	0.58%	0.54%
Healthcare	0.59%	0.57%	0.53%	0.52%	0.51%	0.52%
Materials	0.53%	0.50%	0.51%	0.48%	0.45%	0.48%
Construction	0.51%	0.51%	0.51%	0.49%	0.44%	0.52%
Metals & Mining	0.46%	0.43%	0.48%	0.46%	0.42%	0.44%
Insurance	0.16%	0.15%	0.15%	0.15%	0.15%	0.17%
Capital Goods	0.15%	0.16%	0.16%	0.16%	0.15%	0.17%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	26.99%	19.16%
SOV	18.24%	23.51%
AA+	14.10%	4.67%
A1+	10.49%	3.19%
Cash & Call Money	5.11%	14.07%
Others	0.47%	0.18%
A	-	0.78%
A+	-	1.42%
A-	-	0.25%
AA	-	4.10%
AA-	-	0.99%
B+	-	1.85%
B-	-	2.24%
BBB+	-	0.00%
Cash	-	0.14%
D	-	0.09%
Term Deposits	-	0.01%
Unrated	-	0.09%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

35.5 / 100

Weighted average Value score is 35.5. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

60.8 / 100

Weighted average Price Momentum score is 60.8. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

74.6 / 100

Weighted average Quality score is 74.6. This indicates that portfolio has average quality using composite of quality measures.

QVM score

61.5 / 100

Weighted average QVM score is 61.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): ITC Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Cholamandalam Investment and Finance Company Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
TVS Motor Company Ltd.	3.43

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.30%	19/06/2053	SOV	8.47%
Rajasthan State	State Development Loan	8.57%	11/07/2028	SOV	5.59%
REC Ltd.	Non Convertible Debenture	7.77%	31/03/2028	CRISIL AAA	5.45%
Godrej Industries Ltd.	Non Convertible Debenture	8.40%	27/08/2027	CRISIL AA+	5.43%
National Bank For Agriculture & Rural Development	Debenture	7.70%	30/09/2027	ICRA AAA	5.43%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.75%	23/11/2027	CRISIL AAA	5.42%
Bajaj Housing Finance Ltd.	Debenture	7.10%	16/10/2028	CRISIL AAA	5.36%
Small Industries Devp. Bank of India Ltd.	Non Convertible Debenture	6.66%	25/10/2028	CRISIL AAA	5.33%
Canara Bank	Certificate of Deposit	0.00%	18/12/2026	CRISIL A1+	5.28%
Bank of India	Certificate of Deposit	0.00%	17/02/2027	CRISIL A1+	5.21%
Godrej Housing Finance Ltd.	Non Convertible Debenture	8.50%	30/11/2027	CRISIL AA+	4.35%
Aadhar Housing Finance Ltd	Non Convertible Debenture	8.10%	24/08/2028	CARE AA+	4.32%
GOI	GOI Securities	8.28%	21/09/2027	SOV	2.86%
GOI	GOI Securities	7.38%	20/06/2027	SOV	1.32%
Others	Margin Money	0.00%	0	-	0.00%

Frequently Asked Questions

What are the top holdings of Bandhan Conservative Hybrid Fund Direct Plan-Growth?

The top holdings of Bandhan Conservative Hybrid Fund Direct Plan-Growth as of 31 Jul 2026 are Bandhan Nifty 50 ETF-G Nifty 50 ETF-Growth (12.40%), GOI (8.47%), Rajasthan State (5.59%), REC Ltd. (5.45%), National Bank For Agriculture & Rural Development (5.43%). These top 5 stocks together account for 37.34% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Bandhan Conservative Hybrid Fund Direct Plan-Growth hold in its portfolio?

Bandhan Conservative Hybrid Fund Direct Plan-Growth holds 26 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Bandhan Conservative Hybrid Fund Direct Plan-Growth?

As of 31 Jul 2026, Bandhan Conservative Hybrid Fund Direct Plan-Growth's top sector allocations are Financial (7.53%), Automobile (4.18%), Consumer Discretionary (3.12%). You can find detailed sector allocation above.

What is the equity and debt allocation of Bandhan Conservative Hybrid Fund Direct Plan-Growth?

As of 31 Jul 2026, Bandhan Conservative Hybrid Fund Direct Plan-Growth has 24.56% allocated to equity, and 70.29% to debt. You can also check the historical trends above.

What is the market cap allocation of Bandhan Conservative Hybrid Fund Direct Plan-Growth?

As of 31 Jul 2026, Bandhan Conservative Hybrid Fund Direct Plan-Growth's market cap allocation is 92.92% in large caps, 7.08% in mid caps, and - in small caps.

What is the PE ratio of Bandhan Conservative Hybrid Fund Direct Plan-Growth's portfolio?

The portfolio PE ratio of Bandhan Conservative Hybrid Fund Direct Plan-Growth is 23.03 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Bandhan Conservative Hybrid Fund Direct Plan-Growth?

As of 31 Jul 2026, Bandhan Conservative Hybrid Fund Direct Plan-Growth's debt portfolio has 26.99% in AAA-rated instruments, 14.10% in AA-rated, and 18.24% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Bandhan Conservative Hybrid Fund Direct Plan-Growth?

The latest portfolio disclosure for Bandhan Conservative Hybrid Fund Direct Plan-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

24.56%

24.00%

23.38%

23.93%

23.96%

23.40%

Debt

70.29%

67.60%

69.61%

63.79%

61.98%

55.47%

Others (incl. cash)

5.15%

8.40%

7.01%

12.28%

14.06%

21.13%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Titan Company Ltd.

Consumer Discretionary

5,500

2.68

2.90%

0.39%↑

Tata Consultancy Services Ltd.

Technology

7,077

1.67

1.81%

0.32%↑

HDFC Bank Ltd.

Financial

22,000

1.65

1.78%

-0.04%↓

UNO Minda Ltd.

Automobile

12,290

1.45

1.57%

0.18%↑

Cholamandalam Investment and Finance Company Ltd.

Financial

7,214

1.33

1.44%

0.10%↑

ITC Ltd.

Consumer Staples

32,000

0.9

0.97%

0.02%↑

TVS Motor Company Ltd.

Automobile

2,000

0.86

0.93%

-1.22%↓

Maruti Suzuki India Ltd.

Automobile

500

0.71

0.77%

0.04%↑

Sector

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Financial

7.53%

7.30%

6.70%

6.80%

6.45%

6.42%

Automobile

4.18%

5.08%

4.98%

5.02%

5.18%

5.06%

Consumer Discretionary

3.12%

2.70%

2.50%

2.66%

3.28%

3.46%

Technology

2.85%

2.35%

2.63%

2.77%

2.78%

2.94%

Consumer Staples

1.67%

1.62%

1.63%

1.74%

1.62%

0.70%

Energy

1.41%

1.34%

1.39%

1.48%

1.42%

1.41%

Services

0.72%

0.68%

0.63%

0.58%

0.50%

0.56%

Communication

0.66%

0.60%

0.59%

0.60%

0.58%

0.54%

Healthcare

0.59%

0.57%

0.53%

0.52%

0.51%

0.52%

Materials

0.53%

0.50%

0.51%

0.48%

0.45%

0.48%

Construction

0.51%

0.49%

0.44%

0.52%

Metals & Mining

0.46%

0.43%

0.48%

0.46%

0.42%

0.44%

Insurance

0.16%

0.15%

0.17%

Capital Goods

0.15%

0.16%

0.15%

0.17%

Rating

Fund