mutual funds bandhan credit risk fund directgrowth

performance

Bandhan Credit Risk Fund Direct-Growth

Debt: Credit Risk - Growth (Open ended)

SEBI Riskometer: Moderately HighCategory: Debt: Credit RiskBenchmark: NIFTY Credit Risk Bond Index B-IICheck Portfolio Overlap →

NAV: ₹19.04-0.07%

22 Oct 2026

Rolling Returns Analysis

Rolling annualized returns of Bandhan Credit Risk Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	19 Mar, 2018 - 22 Oct, 2026	13 Apr, 2020 - 22 Oct, 2026	04 May, 2022 - 22 Oct, 2026	28 May, 2024 - 22 Jan, 2026
Average returns	7.16%	7.11%	6.87%	7.26%
Standard deviation	1.89%	0.92%	0.24%	0.18%
Best returns	11.63% 1 year ending on 17 Feb, 2020	8.58% 3 years ending on 21 Jun, 2021	7.46% 5 years ending on 21 May, 2025	7.55% 7 years ending on 28 Jul, 2025
Worst returns	2.92% 1 year ending on 17 Jun, 2022	5.47% 3 years ending on 13 Feb, 2024	6.33% 5 years ending on 22 Oct, 2026	6.99% 7 years ending on 22 Nov, 2024
Period with positive return	100.00%	100.00%	100.00%	100.00%
Period with return > 5%	84.62%	100.00%	100.00%	100.00%
Period with return > 10%	6.16%	0.00%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	22.73%	35.55%	33.88%	0.97%
Beat % Benchmark	36.77%	10.53%	0.82%	0.00%

Trailing Returns

Point-to-point returns of Bandhan Credit Risk Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-10%

-5%

10%

4.0%

6.3%

-12.3%

YTD

-0.2%

-0.3%

-2.7%

1 M

2.5%

3.3%

-6.2%

6 M

4.9%

7.5%

-11.3%

1 Y

7.1%

9.2%

6.8%

3 Y

6.2%

9.9%

5.8%

5 Y

7.6%

11.4%

10 Y

Fund

Debt: Credit Risk

NIFTY Credit Risk Bond Index B-II

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	4.01%	-0.24%	2.47%	4.90%	7.11%	6.25%	-	6.91%
Debt: Credit Risk	6.32%	-0.29%	3.28%	7.49%	9.23%	9.87%	7.55%	-
NIFTY Credit Risk Bond Index B-II	-12.33%	-2.73%	-6.15%	-11.34%	6.82%	5.85%	11.40%	-
Rank in category	13	5	13	13	13	13	-	-
Funds in category	13	13	13	13	13	13	12	-

Period Returns

Calendar-year, quarterly and monthly return history of Bandhan Credit Risk Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of Bandhan Credit Risk Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of Bandhan Credit Risk Fund Direct-Growth?

Bandhan Credit Risk Fund Direct-Growth has delivered a 1-year return of 4.90% as of 21 Oct 2026. During the same period, its benchmark NIFTY Credit Risk Bond Index B-II returned -11.34%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of Bandhan Credit Risk Fund Direct-Growth?

Bandhan Credit Risk Fund Direct-Growth has delivered a 3-year CAGR of 7.11% as of 21 Oct 2026. Its benchmark NIFTY Credit Risk Bond Index B-II returned 6.82% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of Bandhan Credit Risk Fund Direct-Growth?

Bandhan Credit Risk Fund Direct-Growth has delivered a 5-year CAGR of 6.25% as of 21 Oct 2026. Its benchmark NIFTY Credit Risk Bond Index B-II returned 5.85% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of Bandhan Credit Risk Fund Direct-Growth since inception?

Since its launch on 2 Mar 2017, Bandhan Credit Risk Fund Direct-Growth has delivered a CAGR of 6.91%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has Bandhan Credit Risk Fund Direct-Growth performed vs its category over the long term?

Over the long term, Bandhan Credit Risk Fund Direct-Growth has ranked 13 out of 13 funds in the Debt: Credit Risk category on a 3-year basis, and 13 out of 13 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of Bandhan Credit Risk Fund Direct-Growth?

The Sharpe ratio of Bandhan Credit Risk Fund Direct-Growth is 1.10 (as of 21 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of Bandhan Credit Risk Fund Direct-Growth?

The alpha of Bandhan Credit Risk Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of Bandhan Credit Risk Fund Direct-Growth?

The beta of Bandhan Credit Risk Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of Bandhan Credit Risk Fund Direct-Growth?

The average 1-year and 3-year rolling returns of Bandhan Credit Risk Fund Direct-Growth is 7.16% and 7.11% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

19 Mar, 2018 - 22 Oct, 2026

13 Apr, 2020 - 22 Oct, 2026

04 May, 2022 - 22 Oct, 2026

28 May, 2024 - 22 Jan, 2026

Average returns

7.16%

7.11%

6.87%

7.26%

Standard deviation

1.89%

0.92%

0.24%

0.18%

Best returns

11.63%

1 year ending on 17 Feb, 2020

8.58%

3 years ending on 21 Jun, 2021

7.46%

5 years ending on 21 May, 2025

7.55%

7 years ending on 28 Jul, 2025

Worst returns

2.92%

1 year ending on 17 Jun, 2022

5.47%

3 years ending on 13 Feb, 2024

6.33%

5 years ending on 22 Oct, 2026

6.99%

7 years ending on 22 Nov, 2024

Period with positive return

100.00%

Period with return > 5%

84.62%

100.00%

Period with return > 10%

6.16%

0.00%

Period with return > 15%

0.00%

Beat % Category

22.73%

35.55%

33.88%

0.97%

Beat % Benchmark

36.77%

10.53%

0.82%

0.00%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

4.01%

-0.24%

2.47%

4.90%

7.11%

6.25%

6.91%

Debt: Credit Risk

6.32%

-0.29%

3.28%

7.49%

9.23%

9.87%

7.55%

NIFTY Credit Risk Bond Index B-II

-12.33%

-2.73%

-6.15%

-11.34%

6.82%

5.85%

11.40%

Rank in category

Funds in category