mutual funds bandhan equity savings fund directgrowth

holdings

Bandhan Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

SEBI Riskometer: Low to ModerateCategory: Hybrid: Equity SavingsBenchmark: CRISIL Equity Saving IndexCheck Portfolio Overlap →

NAV: ₹36.21-0.22%

22 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Equity Savings Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Others

48.68%

Debt

30.70%

Equity

20.61%

Market Cap Distribution

Large Cap (94.6%)

Mid Cap (5.4%)

Small Cap (0.0%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	20.61%	20.25%	21.26%	20.57%	20.49%	20.65%
Debt	30.70%	31.72%	32.53%	32.05%	31.70%	31.01%
Others (incl. cash)	48.68%	48.03%	46.21%	47.37%	47.81%	48.34%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

21.17

P/B Ratio

2.93

Top Holding %

48.52%

Top 5 Holdings %

69.80%

Top 10 Holdings %

85.51%

Modified Duration

1.62 yrs

Avg. Maturity

1.96 yrs

Yield to Maturity

7.07%

AUM

₹393 Cr

Expense Ratio

0.63%

Since Inception

7.32%

Max Drawdown

-0.17%

Sharpe Ratio

0.38

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Kotak Mahindra Bank Ltd.	Financial	3,74,089	15.6	3.97%	0.20%↑
HDFC Bank Ltd.	Financial	2,12,421	15.05	3.83%	0.17%↑
Axis Bank Ltd.	Financial	1,21,875	14.94	3.80%	-0.07%↓
Reliance Industries Ltd.	Energy	1,05,054	12.47	3.17%	-0.05%↓
Bharti Airtel Ltd.	Communication	66,221	11.64	2.96%	0.06%↑
Larsen & Toubro Ltd.	Construction	30,454	11.45	2.91%	-0.04%↓
Canara Bank	Financial	9,45,000	11.29	2.87%	-0.06%↓
Pidilite Industries Ltd.	Chemicals	71,598	10.49	2.67%	-0.25%↓
ITC Ltd.	Consumer Staples	3,46,349	9.1	2.31%	0.17%↑
ICICI Bank Ltd.	Financial	67,836	8.97	2.28%	-0.06%↓
State Bank of India	Financial	90,888	8.72	2.22%	-0.09%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	40,259	7.31	1.86%	-0.05%↓
Grasim Industries Ltd.	Materials	23,250	7.12	1.81%	-0.10%↓
Bajaj Finserv Ltd.	Financial	39,899	6.91	1.76%	-0.13%↓
Nestle India Ltd.	Consumer Staples	52,397	6.86	1.75%	-0.15%↓
Maruti Suzuki India Ltd.	Automobile	5,639	6.75	1.72%	-0.10%↓
Aurobindo Pharma Ltd.	Healthcare	31,900	5.33	1.36%	0.02%↑
Titan Company Ltd.	Consumer Discretionary	10,882	4.99	1.27%	-0.02%↓
Punjab National Bank	Financial	4,40,000	4.97	1.26%	0.04%↑
CG Power and Industrial Solutions Ltd.	Capital Goods	53,550	4.57	1.16%	-0.04%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	3.58%	3.50%	3.63%	3.65%	3.56%	3.57%
Healthcare	3.58%	3.44%	3.64%	3.60%	3.54%	3.44%
Consumer Staples	2.81%	2.77%	2.94%	2.92%	2.96%	3.13%
Technology	2.49%	2.69%	2.76%	1.89%	2.03%	2.13%
Materials	1.86%	1.80%	1.93%	2.21%	2.25%	2.08%
Energy	1.47%	1.32%	1.48%	0.57%	0.59%	0.71%
Automobile	1.42%	1.42%	1.44%	2.14%	2.11%	2.05%
Insurance	0.79%	0.72%	0.81%	0.69%	0.72%	0.74%
Communication	0.74%	0.64%	0.77%	0.71%	0.69%	0.73%
Consumer Discretionary	0.73%	0.72%	0.72%	0.77%	0.72%	0.78%
Chemicals	0.60%	0.70%	0.62%	0.71%	0.67%	0.59%
Construction	0.58%	0.54%	0.54%	0.76%	0.72%	0.75%
Services	0.00%	-	-	-	-	-
Capital Goods	-	0.03%	-	-	-	-

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash & Call Money	48.23%	16.79%
A1+	12.69%	3.53%
SOV	9.21%	8.02%
AAA	8.78%	4.73%
Cash	0.46%	23.59%
Others	0.02%	0.47%
A+	-	0.08%
AA	-	0.67%
AA+	-	0.99%
AA-	-	0.30%
D	-	9.86%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
CG Power and Industrial Solutions Ltd.	-0.65
Hindustan Unilever Ltd.	-1.56
Torrent Pharmaceuticals Ltd.	-0.63
Bajaj Auto Ltd.	-0.72

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Canara Bank

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Aditya Birla Capital Ltd., Bajaj Finserv Ltd., Bajaj Finance Ltd., Grasim Industries Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
TVS Motor Company Ltd.	3.43

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
HDFC Bank Ltd.	Certificate of Deposit	0.00%	15/02/2027	CARE A1+	6.20%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.53%	28/09/2029	CRISIL AAA	2.50%
GOI	GOI Securities	6.54%	17/01/2032	SOV	2.49%
Gujarat State	State Development Loan	8.28%	13/02/2029	SOV	1.30%
Uttar Pradesh State	State Development Loan	8.43%	06/03/2029	SOV	1.30%
Gujarat State	State Development Loan	8.30%	13/03/2029	SOV	1.30%
GOI	GOI Securities	7.18%	24/07/2037	SOV	1.27%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	1.27%
National Bank For Financing Infrastructure And Development	Bonds	7.37%	16/07/2029	CRISIL AAA	1.26%
Bajaj Finance Ltd.	Bonds	7.85%	11/09/2028	CRISIL AAA	1.26%
REC Ltd.	Debenture	7.34%	0	CRISIL AAA	1.25%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.02%	26/05/2028	CRISIL AAA	1.25%
Tamilnadu State	State Development Loan	7.04%	19/03/2030	SOV	0.68%
Maharashtra State	State Development Loan	8.26%	02/01/2029	SOV	0.26%
Others	Margin Money	0.00%	0	-	0.00%

Frequently Asked Questions

What are the top holdings of Bandhan Equity Savings Fund Direct-Growth?

The top holdings of Bandhan Equity Savings Fund Direct-Growth as of 30 Sep 2026 are Others (48.52%), Bandhan Money Market Fund Direct-Growth (7.29%), HDFC Bank Ltd. (6.20%), Kotak Mahindra Bank Ltd. (3.97%), HDFC Bank Ltd. (3.83%). These top 5 stocks together account for 69.80% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Bandhan Equity Savings Fund Direct-Growth hold in its portfolio?

Bandhan Equity Savings Fund Direct-Growth holds 65 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, Bandhan Equity Savings Fund Direct-Growth's top sector allocations are Financial (3.58%), Healthcare (3.58%), Consumer Staples (2.81%). You can find detailed sector allocation above.

What is the equity and debt allocation of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, Bandhan Equity Savings Fund Direct-Growth has 20.61% allocated to equity, and 30.70% to debt. You can also check the historical trends above.

What is the market cap allocation of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, Bandhan Equity Savings Fund Direct-Growth's market cap allocation is 94.57% in large caps, 5.42% in mid caps, and 0.01% in small caps.

What is the PE ratio of Bandhan Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of Bandhan Equity Savings Fund Direct-Growth is 21.17 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Sep 2026, Bandhan Equity Savings Fund Direct-Growth's debt portfolio has 8.78% in AAA-rated instruments, - in AA-rated, and 9.21% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Bandhan Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for Bandhan Equity Savings Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

20.61%

20.25%

21.26%

20.57%

20.49%

20.65%

Debt

30.70%

31.72%

32.53%

32.05%

31.70%

31.01%

Others (incl. cash)

48.68%

48.03%

46.21%

47.37%

47.81%

48.34%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Kotak Mahindra Bank Ltd.

Financial

3,74,089

15.6

3.97%

0.20%↑

HDFC Bank Ltd.

Financial

2,12,421

15.05

3.83%

0.17%↑

Axis Bank Ltd.

Financial

1,21,875

14.94

3.80%

-0.07%↓

Reliance Industries Ltd.

Energy

1,05,054

12.47

3.17%

-0.05%↓

Bharti Airtel Ltd.

Communication

66,221

11.64

2.96%

0.06%↑

Larsen & Toubro Ltd.

Construction

30,454

11.45

2.91%

-0.04%↓

Canara Bank

Financial

9,45,000

11.29

2.87%

-0.06%↓

Pidilite Industries Ltd.

Chemicals

71,598

10.49

2.67%

-0.25%↓

ITC Ltd.

Consumer Staples

3,46,349

9.1

2.31%

0.17%↑

ICICI Bank Ltd.

Financial

67,836

8.97

2.28%

-0.06%↓

State Bank of India

Financial

90,888

8.72

2.22%

-0.09%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

40,259

7.31

1.86%

-0.05%↓

Grasim Industries Ltd.

Materials

23,250

7.12

1.81%

-0.10%↓

Bajaj Finserv Ltd.

Financial

39,899

6.91

1.76%

-0.13%↓

Nestle India Ltd.

Consumer Staples

52,397

6.86

1.75%

-0.15%↓

Maruti Suzuki India Ltd.

Automobile

5,639

6.75

1.72%

-0.10%↓

Aurobindo Pharma Ltd.

Healthcare

31,900

5.33

1.36%

0.02%↑

Titan Company Ltd.

Consumer Discretionary

10,882

4.99

1.27%

-0.02%↓

Punjab National Bank

Financial

4,40,000

4.97

1.26%

0.04%↑

CG Power and Industrial Solutions Ltd.

Capital Goods

53,550

4.57

1.16%

-0.04%↓

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

3.58%

3.50%

3.63%

3.65%

3.56%

3.57%

Healthcare

3.58%

3.44%

3.64%

3.60%

3.54%

3.44%

Consumer Staples

2.81%

2.77%

2.94%

2.92%

2.96%

3.13%

Technology

2.49%

2.69%

2.76%

1.89%

2.03%

2.13%

Materials

1.86%

1.80%

1.93%

2.21%

2.25%

2.08%

Energy

1.47%

1.32%

1.48%

0.57%

0.59%

0.71%

Automobile

1.42%

1.44%

2.14%

2.11%

2.05%

Insurance

0.79%

0.72%

0.81%

0.69%

0.72%

0.74%

Communication

0.74%

0.64%

0.77%

0.71%

0.69%

0.73%

Consumer Discretionary

0.73%

0.72%

0.77%

0.72%

0.78%

Chemicals

0.60%

0.70%

0.62%

0.71%

0.67%

0.59%

Construction

0.58%

0.54%

0.76%

0.72%

0.75%

Services

0.00%

Capital Goods

0.03%

Rating

Fund