mutual funds bandhan equity savings fund directgrowth

holdings

Bandhan Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

Bandhan Equity Savings Fund Direct-GrowthNAV: 36.26 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Low to ModerateCategory: Hybrid: Equity SavingsBenchmark: CRISIL Equity Saving Index

NAV: ₹36.26+0.00%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Equity Savings Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Others

47.37%

Debt

32.05%

Equity

20.57%

Market Cap Distribution

Large Cap (93.3%)

Mid Cap (6.7%)

Small Cap (0.0%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	20.57%	20.49%	20.65%	20.78%	20.23%	20.07%
Debt	32.05%	31.70%	31.01%	30.68%	26.46%	28.73%
Others (incl. cash)	47.37%	47.81%	48.34%	48.53%	53.30%	51.19%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

21.75

P/B Ratio

2.99

Top Holding %

47.56%

Top 5 Holdings %

69.34%

Top 10 Holdings %

85.69%

Modified Duration

2.21 yrs

Avg. Maturity

2.82 yrs

Yield to Maturity

7.46%

AUM

₹401 Cr

Expense Ratio

0.67%

Since Inception

7.49%

Max Drawdown

-0.17%

Sharpe Ratio

0.63

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	2,20,300	17.58	4.38%	0.19%↑
Axis Bank Ltd.	Financial	1,21,875	16.4	4.09%	0.07%↑
Kotak Mahindra Bank Ltd.	Financial	3,72,419	14.61	3.64%	-0.01%↓
Larsen & Toubro Ltd.	Construction	31,798	13.18	3.29%	-0.02%↓
Reliance Industries Ltd.	Energy	1,00,431	12.99	3.24%	-0.16%↓
Maruti Suzuki India Ltd.	Automobile	9,050	12.77	3.19%	0.16%↑
Bharti Airtel Ltd.	Communication	64,920	12.02	3.00%	0.78%↑
Canara Bank	Financial	9,45,000	11.86	2.96%	-
Pidilite Industries Ltd.	Chemicals	72,980	11.62	2.90%	0.13%↑
ITC Ltd.	Consumer Staples	3,37,118	9.67	2.41%	-0.04%↓
State Bank of India	Financial	90,491	9.29	2.32%	0.07%↑
Nestle India Ltd.	Consumer Staples	54,334	7.64	1.90%	-0.08%↓
Sun Pharmaceutical Industries Ltd.	Healthcare	38,852	7.24	1.80%	0.02%↑
Grasim Industries Ltd.	Materials	23,250	7.21	1.80%	-0.06%↓
ICICI Bank Ltd.	Financial	40,063	5.51	1.37%	0.08%↑
Titan Company Ltd.	Consumer Discretionary	11,721	5.16	1.29%	0.08%↑
Bajaj Finserv Ltd.	Financial	28,655	5.1	1.27%	-0.02%↓
CG Power and Industrial Solutions Ltd.	Capital Goods	53,550	5.1	1.27%	0.01%↑
Aurobindo Pharma Ltd.	Healthcare	31,900	5.04	1.26%	0.09%↑
Punjab National Bank	Financial	4,40,000	4.69	1.17%	-0.02%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	3.65%	3.56%	3.57%	3.66%	3.75%	3.64%
Healthcare	3.60%	3.54%	3.44%	3.86%	3.54%	3.29%
Consumer Staples	2.92%	2.96%	3.13%	3.09%	3.01%	2.97%
Materials	2.21%	2.25%	2.08%	2.05%	2.01%	2.02%
Automobile	2.14%	2.11%	2.05%	1.87%	1.95%	1.92%
Technology	1.89%	2.03%	2.13%	2.05%	1.94%	2.31%
Consumer Discretionary	0.77%	0.72%	0.78%	0.82%	0.75%	0.70%
Construction	0.76%	0.72%	0.75%	0.64%	0.69%	0.61%
Chemicals	0.71%	0.67%	0.59%	0.64%	0.65%	0.62%
Communication	0.71%	0.69%	0.73%	0.67%	0.62%	0.63%
Insurance	0.69%	0.72%	0.74%	0.74%	0.73%	0.71%
Energy	0.57%	0.59%	0.71%	0.70%	0.63%	0.65%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	46.55%	28.30%
AAA	16.24%	5.11%
SOV	9.65%	8.65%
A1+	6.14%	3.57%
Cash & Call Money	0.82%	13.21%
Others	0.02%	0.41%
A+	-	0.16%
AA	-	0.66%
AA+	-	1.03%
AA-	-	0.12%
D	-	10.07%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Aditya Birla Capital Ltd., Bajaj Finserv Ltd., Bajaj Finance Ltd., Grasim Industries Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Grasim Industries Ltd.	2.2
Tata Power Company Ltd.	2.02
TVS Motor Company Ltd.	3.43

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	6.27%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	2.51%
GOI	GOI Securities	6.54%	17/01/2032	SOV	2.49%
Bajaj Housing Finance Ltd.	Debenture	7.10%	16/10/2028	CRISIL AAA	2.47%
Gujarat State	State Development Loan	8.28%	13/02/2029	SOV	1.29%
Gujarat State	State Development Loan	8.30%	13/03/2029	SOV	1.29%
Uttar Pradesh State	State Development Loan	8.43%	06/03/2029	SOV	1.29%
GOI	GOI Securities	7.18%	24/07/2037	SOV	1.28%
REC Ltd.	Non Convertible Debenture	7.70%	10/12/2027	CRISIL AAA	1.26%
Bajaj Finance Ltd.	Bonds	7.85%	11/09/2028	CRISIL AAA	1.25%
REC Ltd.	Bonds	7.52%	07/11/2026	CRISIL AAA	1.25%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.02%	26/05/2028	CRISIL AAA	1.24%
Tamilnadu State	State Development Loan	7.04%	19/03/2030	SOV	0.67%
Maharashtra State	State Development Loan	8.26%	02/01/2029	SOV	0.26%
Others	Margin Money	0.00%	0	-	0.00%

Frequently Asked Questions

What are the top holdings of Bandhan Equity Savings Fund Direct-Growth?

The top holdings of Bandhan Equity Savings Fund Direct-Growth as of 30 Jun 2026 are Others (47.56%), Bandhan Money Market Fund Direct-Growth (7.03%), Power Finance Corporation Ltd. (6.27%), HDFC Bank Ltd. (4.38%), Axis Bank Ltd. (4.09%). These top 5 stocks together account for 69.34% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Bandhan Equity Savings Fund Direct-Growth hold in its portfolio?

Bandhan Equity Savings Fund Direct-Growth holds 67 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, Bandhan Equity Savings Fund Direct-Growth's top sector allocations are Financial (3.65%), Healthcare (3.60%), Consumer Staples (2.92%). You can find detailed sector allocation above.

What is the equity and debt allocation of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, Bandhan Equity Savings Fund Direct-Growth has 20.57% allocated to equity, and 32.05% to debt. You can also check the historical trends above.

What is the market cap allocation of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, Bandhan Equity Savings Fund Direct-Growth's market cap allocation is 93.32% in large caps, 6.67% in mid caps, and 0.01% in small caps.

What is the PE ratio of Bandhan Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of Bandhan Equity Savings Fund Direct-Growth is 21.75 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Bandhan Equity Savings Fund Direct-Growth?

As of 30 Jun 2026, Bandhan Equity Savings Fund Direct-Growth's debt portfolio has 16.24% in AAA-rated instruments, - in AA-rated, and 9.65% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Bandhan Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for Bandhan Equity Savings Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

20.57%

20.49%

20.65%

20.78%

20.23%

20.07%

Debt

32.05%

31.70%

31.01%

30.68%

26.46%

28.73%

Others (incl. cash)

47.37%

47.81%

48.34%

48.53%

53.30%

51.19%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

2,20,300

17.58

4.38%

0.19%↑

Axis Bank Ltd.

Financial

1,21,875

16.4

4.09%

0.07%↑

Kotak Mahindra Bank Ltd.

Financial

3,72,419

14.61

3.64%

-0.01%↓

Larsen & Toubro Ltd.

Construction

31,798

13.18

3.29%

-0.02%↓

Reliance Industries Ltd.

Energy

1,00,431

12.99

3.24%

-0.16%↓

Maruti Suzuki India Ltd.

Automobile

9,050

12.77

3.19%

0.16%↑

Bharti Airtel Ltd.

Communication

64,920

12.02

3.00%

0.78%↑

Canara Bank

Financial

9,45,000

11.86

2.96%

Pidilite Industries Ltd.

Chemicals

72,980

11.62

2.90%

0.13%↑

ITC Ltd.

Consumer Staples

3,37,118

9.67

2.41%

-0.04%↓

State Bank of India

Financial

90,491

9.29

2.32%

0.07%↑

Nestle India Ltd.

Consumer Staples

54,334

7.64

1.90%

-0.08%↓

Sun Pharmaceutical Industries Ltd.

Healthcare

38,852

7.24

1.80%

0.02%↑

Grasim Industries Ltd.

Materials

23,250

7.21

1.80%

-0.06%↓

ICICI Bank Ltd.

Financial

40,063

5.51

1.37%

0.08%↑

Titan Company Ltd.

Consumer Discretionary

11,721

5.16

1.29%

0.08%↑

Bajaj Finserv Ltd.

Financial

28,655

5.1

1.27%

-0.02%↓

CG Power and Industrial Solutions Ltd.

Capital Goods

53,550

5.1

1.27%

0.01%↑

Aurobindo Pharma Ltd.

Healthcare

31,900

5.04

1.26%

0.09%↑

Punjab National Bank

Financial

4,40,000

4.69

1.17%

-0.02%↓

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

3.65%

3.56%

3.57%

3.66%

3.75%

3.64%

Healthcare

3.60%

3.54%

3.44%

3.86%

3.54%

3.29%

Consumer Staples

2.92%

2.96%

3.13%

3.09%

3.01%

2.97%

Materials

2.21%

2.25%

2.08%

2.05%

2.01%

2.02%

Automobile

2.14%

2.11%

2.05%

1.87%

1.95%

1.92%

Technology

1.89%

2.03%

2.13%

2.05%

1.94%

2.31%

Consumer Discretionary

0.77%

0.72%

0.78%

0.82%

0.75%

0.70%

Construction

0.76%

0.72%

0.75%

0.64%

0.69%

0.61%

Chemicals

0.71%

0.67%

0.59%

0.64%

0.65%

0.62%

Communication

0.71%

0.69%

0.73%

0.67%

0.62%

0.63%

Insurance

0.69%

0.72%

0.74%

0.73%

0.71%

Energy

0.57%

0.59%

0.71%

0.70%

0.63%

0.65%

Rating

Fund