Bandhan Floating Interest Rates Fund Direct-Growth
Debt: Floating Interest Rate - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Floating Interest RateBenchmark: NIFTY Medium Duration Debt Index A-IIICheck Portfolio Overlap →
NAV: ₹14.25-0.09%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Floating Interest Rates Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 91.17% | 91.77% | 95.87% | 97.71% | 95.50% | 96.46% |
| Others (incl. cash) | 8.83% | 8.23% | 4.13% | 2.29% | 4.51% | 3.56% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
20
Top Holding %
8.83%
Top 5 Holdings %
39.88%
Top 10 Holdings %
73.09%
Modified Duration
1.85 yrs
Avg. Maturity
2.74 yrs
Yield to Maturity
7.87%
AUM
₹224 Cr
Expense Ratio
0.14%
Since Inception
6.44%
Max Drawdown
-0.01%
Sharpe Ratio
1.46
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| IndiGrid Infrastructure Trust | Capital Goods | 20,00,000 | 19.72 | 8.82% | 0.14%↑ |
| Bajaj Housing Finance Ltd. | Financial | 20,00,000 | 19.66 | 8.79% | 0.13%↑ |
| Aditya Birla Real Estate Ltd | Consumer Staples | 15,00,000 | 15.03 | 6.72% | 0.11%↑ |
| Tata Projects Ltd. | Construction | 15,00,000 | 14.99 | 6.71% | 0.12%↑ |
| National Bank For Agriculture & Rural Development | Financial | 15,00,000 | 14.94 | 6.68% | 0.12%↑ |
| Aadhar Housing Finance Ltd | Financial | 15,00,000 | 14.86 | 6.65% | 0.10%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 15,00,000 | 14.85 | 6.64% | 0.10%↑ |
| Bajaj Finance Ltd. | Financial | 15,00,000 | 14.81 | 6.63% | 0.11%↑ |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | 15,00,000 | 14.77 | 6.61% | 0.10%↑ |
| Godrej Properties Ltd. | Construction | 10,00,000 | 10.02 | 4.48% | 0.08%↑ |
| REC Ltd. | Financial | 10,00,000 | 9.92 | 4.44% | - |
| GOI | Sovereign | 10,00,000 | 9.49 | 4.25% | 0.02%↑ |
| National Bank For Agriculture & Rural Development | Financial | 9,00,000 | 8.97 | 4.01% | 0.07%↑ |
| Muthoot Finance Ltd. | Financial | 5,00,000 | 5.01 | 2.24% | 0.04%↑ |
| Godrej Finance Ltd. | Financial | 5,00,000 | 5.01 | 2.24% | 0.04%↑ |
| Muthoot Finance Ltd. | Financial | 5,00,000 | 5 | 2.24% | 0.05%↑ |
| HDFC Bank Ltd. | Financial | 5,00,000 | 4.85 | 2.17% | 0.05%↑ |
| GOI | Sovereign | 50,000 | 0.47 | 0.21% | -0.00%↓ |
| Others | Others | 0 | 0.16 | 0.07% | 0.02%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 46.02% | 40.05% |
| AA | 20.04% | 5.43% |
| AA+ | 17.85% | 5.05% |
| Cash & Call Money | 8.83% | 10.52% |
| SOV | 4.46% | 17.15% |
| A1+ | 2.17% | 8.43% |
| Others | 0.64% | 0.90% |
| A | - | 0.11% |
| A+ | - | 0.06% |
| A- | - | 0.12% |
| AA- | - | 0.23% |
| BBB- | - | 8.32% |
| Cash | - | -1.29% |
| Term Deposits | - | 0.06% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| IndiGrid Infrastructure Trust | Debenture | 7.04% | 27/09/2028 | CRISIL AAA | 8.82% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.02% | 26/05/2028 | CRISIL AAA | 8.79% |
| Aditya Birla Real Estate Ltd | Non Convertible Debenture | 8.35% | 30/08/2027 | CRISIL AA | 6.72% |
| Tata Projects Ltd. | Bonds/NCDs | 8.25% | 28/04/2027 | CRISIL AA | 6.71% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 6.68% |
| Aadhar Housing Finance Ltd | Non Convertible Debenture | 8.10% | 24/08/2028 | CARE AA+ | 6.65% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 6.64% |
| Bajaj Finance Ltd. | Debenture | 7.38% | 26/06/2028 | CRISIL AAA | 6.63% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.99% | 26/03/2029 | CRISIL AA | 6.61% |
| Godrej Properties Ltd. | Debenture | 8.40% | 25/01/2028 | ICRA AA+ | 4.48% |
| REC Ltd. | Bonds | 7.38% | 28/02/2029 | CRISIL AAA | 4.44% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 4.25% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 4.01% |
| Godrej Finance Ltd. | Debenture | 8.75% | 18/01/2027 | CRISIL AA+ | 2.24% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.90% | 07/10/2027 | CRISIL AA+ | 2.24% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 0.00% | 04/09/2029 | CRISIL AA+ | 2.24% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 2.17% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 0.21% |
| Others | Margin Money | 0.00% | 0 | - | 0.09% |
| Others | Interest Rate Swap | 0.00% | 0 | - | -0.02% |
Frequently Asked Questions
What are the top holdings of Bandhan Floating Interest Rates Fund Direct-Growth?
The top holdings of Bandhan Floating Interest Rates Fund Direct-Growth as of 30 Sep 2026 are Others (8.83%), IndiGrid Infrastructure Trust (8.82%), Bajaj Housing Finance Ltd. (8.79%), Aditya Birla Real Estate Ltd (6.72%), Tata Projects Ltd. (6.71%). These top 5 stocks together account for 39.88% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bandhan Floating Interest Rates Fund Direct-Growth hold in its portfolio?
Bandhan Floating Interest Rates Fund Direct-Growth holds 20 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bandhan Floating Interest Rates Fund Direct-Growth?
The sector allocation of Bandhan Floating Interest Rates Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Bandhan Floating Interest Rates Fund Direct-Growth?
As of 30 Sep 2026, Bandhan Floating Interest Rates Fund Direct-Growth has 0.00% allocated to equity, and 91.17% to debt. You can also check the historical trends above.
What is the market cap allocation of Bandhan Floating Interest Rates Fund Direct-Growth?
The market cap allocation of Bandhan Floating Interest Rates Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Bandhan Floating Interest Rates Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bandhan Floating Interest Rates Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Bandhan Floating Interest Rates Fund Direct-Growth?
As of 30 Sep 2026, Bandhan Floating Interest Rates Fund Direct-Growth's debt portfolio has 46.02% in AAA-rated instruments, 20.04% in AA-rated, and 4.46% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bandhan Floating Interest Rates Fund Direct-Growth?
The latest portfolio disclosure for Bandhan Floating Interest Rates Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.