Bandhan Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: NIFTY Money Market Index A-ICheck Portfolio Overlap →
NAV: ₹47.25+0.07%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.26% | 102.74% | 102.05% | 98.69% | 96.32% | 106.97% |
| Others (incl. cash) | 1.74% | -2.74% | -2.05% | 1.31% | 3.68% | -6.97% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
97
Top Holding %
4.75%
Top 5 Holdings %
19.59%
Top 10 Holdings %
32.39%
Modified Duration
0.52 yrs
Avg. Maturity
0.52 yrs
Yield to Maturity
6.84%
AUM
₹14,090 Cr
Expense Ratio
0.10%
Since Inception
7.22%
Max Drawdown
-0.01%
Sharpe Ratio
2.89
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 6,69,01,500 | 669.47 | 4.75% | 1.06%↑ |
| Union Bank of India | Financial | 6,75,00,000 | 647.73 | 4.60% | 0.14%↑ |
| HDFC Bank Ltd. | Financial | 5,25,00,000 | 505.09 | 3.58% | 0.11%↑ |
| National Bank For Agriculture & Rural Development | Financial | 5,00,00,000 | 481.4 | 3.42% | 0.11%↑ |
| National Bank For Agriculture & Rural Development | Financial | 4,75,00,000 | 456.57 | 3.24% | 0.10%↑ |
| Punjab National Bank | Financial | 4,25,00,000 | 407.78 | 2.89% | 0.08%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 4,00,00,000 | 384.48 | 2.73% | 0.09%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 3,50,00,000 | 338.24 | 2.40% | 0.41%↑ |
| Indian Bank | Financial | 3,50,00,000 | 338 | 2.40% | 0.08%↑ |
| National Bank For Agriculture & Rural Development | Financial | 3,50,00,000 | 335.17 | 2.38% | 0.07%↑ |
| Canara Bank | Financial | 3,25,00,000 | 305.37 | 2.17% | - |
| Kotak Mahindra Bank Ltd. | Financial | 3,00,00,000 | 290.06 | 2.06% | 0.06%↑ |
| Sundaram Finance Ltd. | Financial | 2,75,00,000 | 265.47 | 1.88% | -0.11%↓ |
| PNB Housing Finance Ltd. | Financial | 2,75,00,000 | 264.21 | 1.88% | 0.06%↑ |
| Bajaj Finance Ltd. | Financial | 2,75,00,000 | 263.44 | 1.87% | 0.06%↑ |
| HDFC Bank Ltd. | Financial | 2,75,00,000 | 263.8 | 1.87% | 0.06%↑ |
| GOI | Sovereign | 2,45,00,000 | 247 | 1.75% | 0.25%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,50,00,000 | 241.7 | 1.72% | 0.06%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,50,00,000 | 241.06 | 1.71% | 0.72%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,25,00,000 | 219.74 | 1.56% | 0.38%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 85.07% | 74.31% |
| SOV | 12.91% | 13.64% |
| Cash & Call Money | 1.74% | 7.61% |
| Others | 0.28% | 0.23% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | -0.93% |
| Term Deposits | - | 0.32% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 5.74% | 15/11/2026 | SOV | 4.75% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | ICRA A1+ | 4.60% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 24/02/2027 | CARE A1+ | 3.58% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 3.42% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 3.24% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 2.89% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 2.73% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 2.40% |
| Indian Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 2.40% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 2.38% |
| Canara Bank | Certificate of Deposit | 0.00% | 28/06/2027 | CRISIL A1+ | 2.17% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 2.06% |
| PNB Housing Finance Ltd. | Commercial Paper | 0.00% | 22/02/2027 | CRISIL A1+ | 1.88% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 273-D 28/01/2027 | CRISIL A1+ | 1.88% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 320-D 09/03/2027 | ICRA A1+ | 1.87% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 12/03/2027 | CARE A1+ | 1.87% |
| GOI | Central Government Loan | 8.15% | 24/11/2026 | SOV | 1.75% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 1.72% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL A1+ | 1.71% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/12/2026 | CARE A1+ | 1.56% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 1.54% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 365-D 09/02/2027 | CRISIL A1+ | 1.53% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 03/02/2027 | CARE A1+ | 1.37% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | ICRA A1+ | 1.37% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 12/02/2027 | CRISIL A1+ | 1.37% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 1.36% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 25/03/2027 | ICRA A1+ | 1.36% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 02/03/2027 | FITCH A1+ | 1.36% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 04/03/2027 | CRISIL A1+ | 1.36% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 11/02/2027 | CRISIL A1+ | 1.30% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 04/02/2027 | CRISIL A1+ | 1.20% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 22/01/2027 | ICRA A1+ | 1.20% |
| Jio Credit Ltd. | Commercial Paper | 0.00% | 0 | CRISIL A1+ | 1.19% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 24/02/2027 | CRISIL A1+ | 1.19% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/11/2026 | CRISIL A1+ | 1.04% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 1.02% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 1.02% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 1.02% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 13/11/2026 | CRISIL A1+ | 1.01% |
| Indian Bank | Certificate of Deposit | 0.00% | 15/06/2027 | CRISIL A1+ | 1.00% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CRISIL A1+ | 0.97% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 28/01/2027 | SOV | 0.86% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.86% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 361-D 05/02/2027 | CRISIL A1+ | 0.85% |
| Karnataka State | State Development Loan | 7.08% | 14/12/2026 | SOV | 0.75% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 10/09/2026 | SOV | 0.71% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 0.69% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 0.69% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CRISIL A1+ | 0.68% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 351-D 11/03/2027 | CRISIL A1+ | 0.68% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 0.68% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 04/02/2027 | ICRA A1+ | 0.68% |
| Indian Bank | Certificate of Deposit | 0.00% | 21/06/2027 | CRISIL A1+ | 0.67% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 27/08/2026 | SOV | 0.57% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 03/09/2026 | SOV | 0.57% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/12/2026 | CRISIL A1+ | 0.52% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 0.51% |
| L&T Finance Ltd. | Commercial Paper | 0.00% | 364-D 19/03/2027 | CRISIL A1+ | 0.51% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 04/02/2027 | CARE A1+ | 0.51% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 362-D 23/02/2027 | CRISIL A1+ | 0.51% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 0.51% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 0.51% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | CARE A1+ | 0.51% |
| Tamilnadu State | State Development Loan | 7.39% | 09/11/2026 | SOV | 0.42% |
| Bihar State | State Development Loan | 7.12% | 11/01/2027 | SOV | 0.39% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/12/2026 | SOV | 0.35% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 27/11/2026 | CRISIL A1+ | 0.35% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 13/01/2027 | CRISIL A1+ | 0.34% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/03/2027 | CARE A1+ | 0.34% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 22/01/2027 | ICRA A1+ | 0.34% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 363-D 25/01/2027 | CRISIL A1+ | 0.34% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CRISIL A1+ | 0.34% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 0.34% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.34% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 0.34% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.34% |
| Bihar State | State Development Loan | 7.78% | 01/03/2027 | SOV | 0.32% |
| Gujarat State | State Development Loan | 7.05% | 14/12/2026 | SOV | 0.28% |
| Rajasthan State | State Development Loan | 7.61% | 29/03/2027 | SOV | 0.18% |
| Madhya Pradesh State | State Development Loan | 7.60% | 15/02/2027 | SOV | 0.18% |
| Karnataka State | State Development Loan | 7.22% | 26/10/2026 | SOV | 0.18% |
| Rajasthan State | State Development Loan | 7.38% | 14/09/2026 | SOV | 0.18% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.17% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 0.17% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.17% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 15/02/2027 | ICRA A1+ | 0.17% |
| Karnataka State | State Development Loan | 7.86% | 15/03/2027 | SOV | 0.11% |
| Uttar Pradesh State | State Development Loan | 7.87% | 15/03/2027 | SOV | 0.11% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 06/11/2026 | CRISIL A1+ | 0.10% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 0.10% |
| Uttar Pradesh State | State Development Loan | 7.62% | 15/02/2027 | SOV | 0.07% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CRISIL A1+ | 0.07% |
| Uttar Pradesh State | State Development Loan | 7.78% | 01/03/2027 | SOV | 0.07% |
| Karnataka State | State Development Loan | 6.83% | 23/11/2026 | SOV | 0.07% |
| Rajasthan State | State Development Loan | 7.73% | 01/03/2027 | SOV | 0.04% |
| Others | Margin Money | 0.00% | 0 | - | 0.00% |
Frequently Asked Questions
What are the top holdings of Bandhan Money Market Fund Direct-Growth?
The top holdings of Bandhan Money Market Fund Direct-Growth as of 31 Jul 2026 are GOI (4.75%), Union Bank of India (4.60%), HDFC Bank Ltd. (3.58%), National Bank For Agriculture & Rural Development (3.42%), National Bank For Agriculture & Rural Development (3.24%). These top 5 stocks together account for 19.59% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bandhan Money Market Fund Direct-Growth hold in its portfolio?
Bandhan Money Market Fund Direct-Growth holds 97 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bandhan Money Market Fund Direct-Growth?
The sector allocation of Bandhan Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Bandhan Money Market Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Money Market Fund Direct-Growth has 0.00% allocated to equity, and 98.26% to debt. You can also check the historical trends above.
What is the market cap allocation of Bandhan Money Market Fund Direct-Growth?
The market cap allocation of Bandhan Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Bandhan Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bandhan Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Bandhan Money Market Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 12.91% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bandhan Money Market Fund Direct-Growth?
The latest portfolio disclosure for Bandhan Money Market Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.