Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	97.32%	97.35%	98.20%	97.41%	97.65%	93.33%
Others (incl. cash)	2.68%	2.65%	1.80%	2.59%	2.35%	6.67%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

10.22%

Top 5 Holdings %

27.27%

Top 10 Holdings %

39.63%

Modified Duration

2.83 yrs

Avg. Maturity

5.30 yrs

Yield to Maturity

7.31%

AUM

₹9,287 Cr

Expense Ratio

0.36%

Since Inception

7.79%

Max Drawdown

-0.03%

Sharpe Ratio

1.25

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	9,75,00,000	948.75	10.22%	-
National Bank For Agriculture & Rural Development	Financial	5,00,00,000	499.85	5.38%	-
National Bank For Agriculture & Rural Development	Financial	4,50,00,000	450.3	4.85%	-0.01%↓
Bajaj Finance Ltd.	Financial	3,75,00,000	369.91	3.98%	-0.19%↓
HDFC Bank Ltd.	Financial	2,75,00,000	263.8	2.84%	-0.11%↓
Tata Capital Housing Finance Ltd.	Financial	2,50,00,000	250.51	2.70%	-0.12%↓
GOI	Sovereign	2,51,00,000	245.6	2.64%	1.04%↑
Bajaj Housing Finance Ltd.	Financial	2,00,00,000	201.19	2.17%	-
Indian Railway Finance Corporation Ltd.	Financial	2,00,00,000	201.61	2.17%	-0.11%↓
Tata Capital Ltd.	Financial	2,00,00,000	201.41	2.17%	-0.11%↓
Small Industries Devp. Bank of India Ltd.	Financial	2,00,00,000	199.97	2.15%	-
REC Ltd.	Financial	1,85,00,000	189.92	2.04%	-0.11%↓
Small Industries Devp. Bank of India Ltd.	Financial	1,80,00,000	177.32	1.91%	-
Small Industries Devp. Bank of India Ltd.	Financial	1,75,00,000	173.49	1.87%	-
LIC Housing Finance Ltd.	Financial	1,70,00,000	170.36	1.83%	-0.09%↓
Axis Bank Ltd.	Financial	1,55,00,000	151.35	1.63%	-0.45%↓
Sundaram Finance Ltd.	Financial	1,50,00,000	150.14	1.62%	-0.07%↓
Canara Bank	Financial	1,55,00,000	149.76	1.61%	1.56%↑
Canara Bank	Financial	1,50,00,000	144.14	1.55%	-0.06%↓
Union Bank of India	Financial	1,50,00,000	144.17	1.55%	-0.06%↓

1 / 5

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	60.98%	41.88%
A1+	22.33%	6.00%
SOV	13.65%	18.49%
Cash & Call Money	2.68%	16.60%
Others	0.36%	0.77%
A	-	0.05%
A+	-	1.04%
A-	-	0.01%
A1	-	0.01%
AA	-	2.31%
AA+	-	3.96%
AA-	-	0.29%
B+	-	1.88%
BBB	-	0.82%
BBB+	-	0.07%
D	-	0.04%
Term Deposits	-	0.05%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.24%	18/08/2055	SOV	10.22%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	5.38%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	4.85%
Bajaj Finance Ltd.	Debenture	7.07%	21/09/2028	CRISIL AAA	3.98%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	12/03/2027	CARE A1+	2.84%
Tata Capital Housing Finance Ltd.	Debenture	7.80%	05/08/2027	CRISIL AAA	2.70%
GOI	GOI Securities	7.30%	19/06/2053	SOV	2.64%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.83%	18/05/2029	CRISIL AAA	2.17%
Tata Capital Ltd.	Non Convertible Debenture	8.15%	11/06/2029	CRISIL AAA	2.17%
Indian Railway Finance Corporation Ltd.	Debenture	7.50%	09/09/2029	CRISIL AAA	2.17%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.42%	12/03/2029	CRISIL AAA	2.15%
REC Ltd.	Non Convertible Debenture	8.30%	25/03/2029	CRISIL AAA	2.04%
Small Industries Devp. Bank of India Ltd.	Debenture	6.74%	10/01/2029	CRISIL AAA	1.91%
Small Industries Devp. Bank of India Ltd.	Bonds	7.04%	09/02/2029	CRISIL AAA	1.87%
LIC Housing Finance Ltd.	Floating Rate Bond	7.74%	11/02/2028	CRISIL AAA	1.83%
Axis Bank Ltd.	Certificate of Deposit	0.00%	07/12/2026	CRISIL A1+	1.63%
Sundaram Finance Ltd.	Bonds	7.75%	08/08/2028	CRISIL AAA	1.62%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	1.61%
Union Bank of India	Certificate of Deposit	0.00%	03/03/2027	ICRA A1+	1.55%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	1.55%
Axis Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	1.55%
Power Finance Corporation Ltd.	Bonds	7.44%	15/01/2030	CRISIL AAA	1.35%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	6.95%	28/01/2028	CRISIL AAA	1.33%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.57%	18/04/2029	CRISIL AAA	1.25%
National Bank For Financing Infrastructure And Development	Bonds	7.37%	16/07/2029	CRISIL AAA	1.24%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.46%	18/06/2029	CRISIL AAA	1.08%
LIC Housing Finance Ltd.	Bonds	7.80%	22/12/2027	CRISIL AAA	1.08%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.48%	13/08/2029	CRISIL AAA	1.08%
Bajaj Housing Finance Ltd.	Debenture	6.97%	17/07/2028	CRISIL AAA	1.07%
REC Ltd.	Bonds	6.95%	18/02/2028	CRISIL AAA	1.07%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CRISIL A1+	1.05%
Indian Bank	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	1.04%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	1.04%
Punjab National Bank	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	1.03%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.53%	28/09/2029	CRISIL AAA	0.97%
Bajaj Housing Finance Ltd.	Debenture	7.66%	20/03/2028	CRISIL AAA	0.81%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.75%	23/11/2027	CRISIL AAA	0.81%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.37%	31/07/2029	CRISIL AAA	0.81%
Bajaj Finance Ltd.	Debenture	7.24%	12/12/2028	CRISIL AAA	0.80%
National Bank For Agriculture & Rural Development	Bonds	6.85%	19/01/2029	ICRA AAA	0.80%
Bajaj Housing Finance Ltd.	Debenture	7.10%	16/10/2028	CRISIL AAA	0.80%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	21/12/2026	CRISIL A1+	0.79%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.78%
Canara Bank	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	0.78%
Axis Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	0.78%
Bank Of Baroda	Certificate of Deposit	0.00%	08/03/2027	CARE A1+	0.78%
Indian Railway Finance Corporation Ltd.	Debenture	8.30%	25/03/2029	CRISIL AAA	0.77%
REC Ltd.	Debenture	6.60%	30/06/2027	ICRA AAA	0.70%
Kotak Mahindra Prime Ltd.	Debenture	7.60%	19/05/2028	CRISIL AAA	0.54%
Tata Capital Housing Finance Ltd.	Bonds	8.04%	19/03/2027	CRISIL AAA	0.54%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.73%	18/03/2027	CRISIL AAA	0.54%
REC Ltd.	Debenture	7.58%	31/05/2029	ICRA AAA	0.54%
Tata Capital Housing Finance Ltd.	Bonds	7.75%	18/05/2027	CRISIL AAA	0.54%
Bajaj Finance Ltd.	Debenture	7.38%	26/06/2028	CRISIL AAA	0.53%
Bajaj Finance Ltd.	Debenture	7.11%	10/07/2028	CRISIL AAA	0.53%
REC Ltd.	Debenture	6.52%	31/01/2028	ICRA AAA	0.53%
Kotak Mahindra Prime Ltd.	Debenture	7.16%	19/06/2028	CRISIL AAA	0.53%
Axis Bank Ltd.	Certificate of Deposit	0.00%	28/12/2026	CRISIL A1+	0.52%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	ICRA A1+	0.52%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	0.52%
LIC Housing Finance Ltd.	Non Convertible Debenture	6.90%	17/09/2027	CRISIL AAA	0.48%
Karnataka State	State Development Loan	8.06%	27/03/2029	SOV	0.39%
Maharashtra State	State Development Loan	7.39%	03/07/2030	SOV	0.38%
Jio Credit Ltd.	Debenture	7.19%	15/03/2028	CRISIL AAA	0.27%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA AAA	0.27%
Bajaj Finance Ltd.	Bonds	8.06%	15/05/2029	CRISIL AAA	0.27%
REC Ltd.	Debenture	7.46%	30/06/2028	CRISIL AAA	0.27%
Tata Capital Financial Services Ltd.	Bonds/NCDs	8.65%	26/08/2027	CRISIL AAA	0.27%
Kotak Mahindra Prime Ltd.	Debenture	7.30%	22/09/2028	CRISIL AAA	0.27%
Power Finance Corporation Ltd.	Bonds	7.45%	0	CRISIL AAA	0.27%
Kotak Mahindra Prime Ltd.	Debenture	7.29%	24/10/2028	CRISIL AAA	0.27%
REC Ltd.	Bonds	7.44%	29/02/2028	CRISIL AAA	0.27%
LIC Housing Finance Ltd.	Debenture	7.74%	22/10/2027	CRISIL AAA	0.27%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	0.26%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.26%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	0.26%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	15/02/2027	CRISIL A1+	0.26%
Union Bank of India	Commercial Paper	0.00%	16/03/2027	ICRA A1+	0.26%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	0.26%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	19/11/2026	CRISIL A1+	0.26%
Bajaj Housing Finance Ltd.	Debenture	8.04%	18/01/2027	CRISIL AAA	0.16%
Bajaj Finance Ltd.	Bonds	7.88%	19/01/2028	CRISIL AAA	0.16%
Punjab National Bank	Certificate of Deposit	0.00%	09/02/2027	CRISIL A1+	0.10%
Axis Bank Ltd.	Certificate of Deposit	0.00%	16/12/2026	CRISIL A1+	0.05%
Others	Margin Money	0.00%	0	-	0.02%
GOI	GOI Securities	8.24%	15/02/2027	SOV	0.01%
GOI	GOI Securities	6.79%	15/05/2027	SOV	0.01%

Frequently Asked Questions

What are the top holdings of Bandhan Short Term Fund Direct-Growth?

The top holdings of Bandhan Short Term Fund Direct-Growth as of 31 Jul 2026 are GOI (10.22%), National Bank For Agriculture & Rural Development (5.38%), National Bank For Agriculture & Rural Development (4.85%), Bajaj Finance Ltd. (3.98%), HDFC Bank Ltd. (2.84%). These top 5 stocks together account for 27.27% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Bandhan Short Term Fund Direct-Growth hold in its portfolio?

Bandhan Short Term Fund Direct-Growth holds 88 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Bandhan Short Term Fund Direct-Growth?

The sector allocation of Bandhan Short Term Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of Bandhan Short Term Fund Direct-Growth?

As of 31 Jul 2026, Bandhan Short Term Fund Direct-Growth has 0.00% allocated to equity, and 97.32% to debt. You can also check the historical trends above.

What is the market cap allocation of Bandhan Short Term Fund Direct-Growth?

The market cap allocation of Bandhan Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of Bandhan Short Term Fund Direct-Growth's portfolio?

The portfolio PE ratio of Bandhan Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of Bandhan Short Term Fund Direct-Growth?

As of 31 Jul 2026, Bandhan Short Term Fund Direct-Growth's debt portfolio has 60.98% in AAA-rated instruments, - in AA-rated, and 13.65% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Bandhan Short Term Fund Direct-Growth?

The latest portfolio disclosure for Bandhan Short Term Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

Loading…

Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

0.00%

Debt

97.32%

97.35%

98.20%

97.41%

97.65%

93.33%

Others (incl. cash)

2.68%

2.65%

1.80%

2.59%

2.35%

6.67%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

9,75,00,000

948.75

10.22%

National Bank For Agriculture & Rural Development

Financial

5,00,00,000

499.85

5.38%

National Bank For Agriculture & Rural Development

Financial

4,50,00,000

450.3

4.85%

-0.01%↓

Bajaj Finance Ltd.

Financial

3,75,00,000

369.91

3.98%

-0.19%↓

HDFC Bank Ltd.

Financial

2,75,00,000

263.8

2.84%

-0.11%↓

Tata Capital Housing Finance Ltd.

Financial

2,50,00,000

250.51

2.70%

-0.12%↓

GOI

Sovereign

2,51,00,000

245.6

2.64%

1.04%↑

Bajaj Housing Finance Ltd.

Financial

2,00,00,000

201.19

2.17%

Indian Railway Finance Corporation Ltd.

Financial

2,00,00,000

201.61

2.17%

-0.11%↓

Tata Capital Ltd.

Financial

2,00,00,000

201.41

2.17%

-0.11%↓

Small Industries Devp. Bank of India Ltd.

Financial

2,00,00,000

199.97

2.15%

REC Ltd.

Financial

1,85,00,000

189.92

2.04%

-0.11%↓

Small Industries Devp. Bank of India Ltd.

Financial

1,80,00,000

177.32

1.91%

Small Industries Devp. Bank of India Ltd.

Financial

1,75,00,000

173.49

1.87%

LIC Housing Finance Ltd.

Financial

1,70,00,000

170.36

1.83%

-0.09%↓

Axis Bank Ltd.

Financial

1,55,00,000

151.35

1.63%

-0.45%↓

Sundaram Finance Ltd.

Financial

1,50,00,000

150.14

1.62%

-0.07%↓

Canara Bank

Financial

1,55,00,000

149.76

1.61%

1.56%↑

Canara Bank

Financial

1,50,00,000

144.14

1.55%

-0.06%↓

Union Bank of India

Financial

1,50,00,000

144.17

1.55%

-0.06%↓

Rating

Fund