Bandhan Ultra Short to Short Term Fund Direct-Growth
Debt: Ultra Short to Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short to Short TermBenchmark: NIFTY Low Duration Debt Index A-ICheck Portfolio Overlap →
NAV: ₹42.56+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bandhan Ultra Short to Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 93.61% | 94.47% | 96.20% | 94.76% | 94.03% | 93.55% |
| Others (incl. cash) | 6.39% | 5.53% | 3.80% | 5.25% | 5.97% | 6.45% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
81
Top Holding %
7.23%
Top 5 Holdings %
24.66%
Top 10 Holdings %
39.27%
Modified Duration
0.93 yrs
Avg. Maturity
1.00 yrs
Yield to Maturity
6.94%
AUM
₹6,583 Cr
Expense Ratio
0.36%
Since Inception
7.43%
Max Drawdown
-0.01%
Sharpe Ratio
1.98
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Financial | 4,75,00,000 | 476.1 | 7.23% | 2.61%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,60,00,000 | 256.05 | 3.89% | 0.42%↑ |
| Bajaj Housing Finance Ltd. | Financial | 2,50,00,000 | 251.48 | 3.82% | 0.46%↑ |
| Bajaj Housing Finance Ltd. | Financial | 2,21,28,000 | 219.13 | 3.33% | -0.33%↓ |
| HDFC Bank Ltd. | Financial | 2,25,00,000 | 217.78 | 3.31% | -1.52%↓ |
| Tata Capital Housing Finance Ltd. | Financial | 2,15,00,000 | 215.55 | 3.27% | -0.34%↓ |
| National Bank For Agriculture & Rural Development | Financial | 2,00,00,000 | 200.22 | 3.04% | - |
| Bank Of Baroda | Financial | 1,75,00,000 | 169.34 | 2.57% | -0.24%↓ |
| Reserve Bank of India | Financial | 1,60,00,000 | 159.39 | 2.42% | - |
| Reserve Bank of India | Financial | 1,50,00,000 | 149.15 | 2.27% | - |
| Reserve Bank of India | Financial | 1,50,00,000 | 149.57 | 2.27% | - |
| National Bank For Agriculture & Rural Development | Financial | 1,50,00,000 | 147.68 | 2.24% | - |
| Axis Bank Ltd. | Financial | 1,50,00,000 | 145.4 | 2.21% | - |
| Canara Bank | Financial | 1,50,00,000 | 145.06 | 2.20% | - |
| Canara Bank | Financial | 1,50,00,000 | 144.93 | 2.20% | 1.40%↑ |
| Indian Bank | Financial | 1,50,00,000 | 141.26 | 2.15% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,35,00,000 | 135.09 | 2.05% | 1.63%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,25,00,000 | 125.4 | 1.90% | - |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1,25,00,000 | 121.9 | 1.85% | -0.18%↓ |
| HDFC Bank Ltd. | Financial | 1,25,00,000 | 121.89 | 1.85% | 1.04%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 42.35% | 31.59% |
| A1+ | 37.41% | 25.06% |
| SOV | 11.57% | 14.53% |
| Cash & Call Money | 6.39% | 8.29% |
| AA+ | 1.97% | 4.92% |
| Others | 0.31% | 1.14% |
| A | - | 0.01% |
| A+ | - | 0.45% |
| A- | - | 0.00% |
| AA | - | 5.23% |
| AA- | - | 0.53% |
| B+ | - | 1.22% |
| BBB | - | 0.32% |
| Cash | - | -0.41% |
| D | - | 0.15% |
| Term Deposits | - | 0.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Bonds | 7.45% | 0 | CRISIL AAA | 7.23% |
| Small Industries Devp. Bank of India Ltd. | Non Convertible Debenture | 6.66% | 25/10/2028 | CRISIL AAA | 3.89% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.83% | 18/05/2029 | CRISIL AAA | 3.82% |
| Bajaj Housing Finance Ltd. | Debenture | 7.10% | 16/10/2028 | CRISIL AAA | 3.33% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 3.31% |
| Tata Capital Housing Finance Ltd. | Debenture | 8.10% | 19/02/2027 | CRISIL AAA | 3.27% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 3.04% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/01/2027 | CARE A1+ | 2.57% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 28/08/2026 | SOV | 2.42% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 10/09/2026 | SOV | 2.27% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 21/08/2026 | SOV | 2.27% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 2.24% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 2.21% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 2.20% |
| Canara Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 2.20% |
| Indian Bank | Certificate of Deposit | 0.00% | 15/06/2027 | CRISIL A1+ | 2.15% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CRISIL AAA | 2.05% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.79% | 14/05/2027 | CRISIL AAA | 1.90% |
| Mahindra & Mahindra Financial Services Ltd. | Commercial Paper | 0.00% | 180-D 07/12/2026 | CRISIL A1+ | 1.85% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 1.85% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.83% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 1.54% |
| LIC Housing Finance Ltd. | Bonds | 7.90% | 23/06/2027 | CRISIL AAA | 1.52% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 06/08/2026 | SOV | 1.52% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 27/08/2026 | SOV | 1.51% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 1.47% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 1.47% |
| Tata Capital Housing Finance Ltd. | Bonds | 0.00% | 03/11/2027 | CRISIL AAA | 1.45% |
| Indian Bank | Certificate of Deposit | 0.00% | 21/06/2027 | CRISIL A1+ | 1.43% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/06/2027 | ICRA A1+ | 1.43% |
| Bajaj Housing Finance Ltd. | Debenture | 7.66% | 20/03/2028 | CRISIL AAA | 1.14% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 22/01/2027 | ICRA A1+ | 1.10% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 1.10% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 210-D 22/02/2027 | CRISIL A1+ | 1.09% |
| LIC Housing Finance Ltd. | Floating Rate Bond | 7.74% | 11/02/2028 | CRISIL AAA | 0.99% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 0.99% |
| Muthoot Finance Ltd. | Debenture | 8.05% | 25/11/2027 | CRISIL AA+ | 0.98% |
| Tata Capital Ltd.(Partly Paid Equity) | Debenture | 8.30% | 16/03/2027 | ICRA AAA | 0.76% |
| Muthoot Finance Ltd. | Debenture | 8.95% | 03/05/2027 | CRISIL AA+ | 0.76% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 13/01/2027 | CRISIL A1+ | 0.74% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CRISIL A1+ | 0.74% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 07/12/2026 | CRISIL A1+ | 0.74% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 0.73% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 0.73% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 27/01/2027 | CARE A1+ | 0.73% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 07/05/2027 | ICRA A1+ | 0.72% |
| Bajaj Housing Finance Ltd. | Debenture | 7.98% | 18/11/2027 | CRISIL AAA | 0.69% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 0.68% |
| Bajaj Finance Ltd. | Debenture | 7.07% | 21/09/2028 | CRISIL AAA | 0.60% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL AAA | 0.38% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.75% | 23/11/2027 | CRISIL AAA | 0.38% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 0.38% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.75% | 10/06/2027 | CRISIL AAA | 0.38% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.37% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 0.37% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 06/11/2026 | CRISIL A1+ | 0.37% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 0.37% |
| Rajasthan State | State Development Loan | 8.28% | 14/03/2028 | SOV | 0.31% |
| Tata Capital Housing Finance Ltd. | Bonds | 7.75% | 18/05/2027 | CRISIL AAA | 0.30% |
| Maharashtra State | State Development Loan | 6.95% | 30/06/2032 | SOV | 0.29% |
| Rajasthan State | State Development Loan | 8.63% | 03/09/2028 | SOV | 0.24% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.20% | 17/02/2028 | ICRA AA+ | 0.23% |
| Tata Capital Housing Finance Ltd. | Debenture | 7.68% | 24/07/2028 | CRISIL AAA | 0.23% |
| REC Ltd. | Debenture | 8.09% | 21/03/2028 | CRISIL AAA | 0.23% |
| REC Ltd. | Bonds/Debentures | 8.06% | 27/03/2028 | CRISIL AAA | 0.23% |
| Rajasthan State | State Development Loan | 8.28% | 21/02/2028 | SOV | 0.16% |
| Haryana State | State Development Loan | 7.59% | 15/02/2027 | SOV | 0.15% |
| LIC Housing Finance Ltd. | Debenture | 7.74% | 22/10/2027 | CRISIL AAA | 0.15% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 0.11% |
| Karnataka State | State Development Loan | 8.00% | 17/01/2028 | SOV | 0.08% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | ICRA AAA | 0.08% |
| Rajasthan State | State Development Loan | 8.16% | 09/05/2028 | SOV | 0.08% |
| Tamilnadu State | State Development Loan | 8.18% | 19/12/2028 | SOV | 0.07% |
| Karnataka State | State Development Loan | 8.32% | 06/02/2029 | SOV | 0.03% |
| Madhya Pradesh State | State Development Loan | 7.88% | 24/01/2028 | SOV | 0.02% |
| Gujarat State | State Development Loan | 8.35% | 06/03/2029 | SOV | 0.02% |
| Tata Capital Housing Finance Ltd. | Bonds | 8.04% | 19/03/2027 | CRISIL AAA | 0.02% |
| Rajasthan State | State Development Loan | 8.44% | 27/02/2029 | SOV | 0.02% |
| Gujarat State | State Development Loan | 0.00% | 09/11/2026 | SOV | 0.00% |
| Others | Margin Money | 0.00% | 0 | - | 0.00% |
Frequently Asked Questions
What are the top holdings of Bandhan Ultra Short to Short Term Fund Direct-Growth?
The top holdings of Bandhan Ultra Short to Short Term Fund Direct-Growth as of 31 Jul 2026 are Power Finance Corporation Ltd. (7.23%), Others (6.39%), Small Industries Devp. Bank of India Ltd. (3.89%), Bajaj Housing Finance Ltd. (3.82%), Bajaj Housing Finance Ltd. (3.33%). These top 5 stocks together account for 24.66% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bandhan Ultra Short to Short Term Fund Direct-Growth hold in its portfolio?
Bandhan Ultra Short to Short Term Fund Direct-Growth holds 81 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bandhan Ultra Short to Short Term Fund Direct-Growth?
The sector allocation of Bandhan Ultra Short to Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Bandhan Ultra Short to Short Term Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Ultra Short to Short Term Fund Direct-Growth has 0.00% allocated to equity, and 93.61% to debt. You can also check the historical trends above.
What is the market cap allocation of Bandhan Ultra Short to Short Term Fund Direct-Growth?
The market cap allocation of Bandhan Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Bandhan Ultra Short to Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bandhan Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Bandhan Ultra Short to Short Term Fund Direct-Growth?
As of 31 Jul 2026, Bandhan Ultra Short to Short Term Fund Direct-Growth's debt portfolio has 42.35% in AAA-rated instruments, 1.97% in AA-rated, and 11.57% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bandhan Ultra Short to Short Term Fund Direct-Growth?
The latest portfolio disclosure for Bandhan Ultra Short to Short Term Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.