Bank of India ELSS Tax Saver Direct-Growth
Equity: ELSS - Growth (Open ended) Factsheet
NAV: ₹191.05-0.33%
24 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bank of India ELSS Tax Saver Direct-Growth.
Market Cap Distribution
Large Cap (60.3%)
Mid Cap (14.9%)
Small Cap (24.8%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 91.63% | 96.28% | 96.32% | 94.41% | 80.13% | 85.78% |
| Debt | 1.14% | 1.15% | 1.13% | 2.01% | 7.69% | 1.82% |
| Others (incl. cash) | 7.23% | 2.57% | 2.55% | 3.58% | 12.18% | 12.40% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
59
P/E Ratio
21.48
P/B Ratio
3.12
Top Holding %
7.23%
Top 5 Holdings %
22.77%
Top 10 Holdings %
37.67%
AUM
₹1,406 Cr
Expense Ratio
1.03%
Since Inception
16.71%
Max Drawdown
-0.32%
Alpha
2.88%
Sharpe Ratio
0.60
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| State Bank of India | Financial | 6,39,000 | 65.62 | 4.67% | 0.59%↑ |
| ICICI Bank Ltd. | Financial | 3,90,000 | 53.63 | 3.81% | 0.76%↑ |
| Acutaas Chemicals Ltd. | Healthcare | 1,42,759 | 50.34 | 3.58% | 0.34%↑ |
| HDFC Bank Ltd. | Financial | 6,14,000 | 48.99 | 3.48% | 0.62%↑ |
| Hindustan Aeronautics Ltd. | Capital Goods | 1,10,000 | 48.19 | 3.43% | 0.00% |
| Bharti Airtel Ltd. | Communication | 2,35,000 | 43.52 | 3.10% | -0.01%↓ |
| Adani Ports and Special Economic Zone Ltd. | Services | 2,24,000 | 40.55 | 2.88% | -0.05%↓ |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 3,24,293 | 39.67 | 2.82% | 0.32%↑ |
| Power Finance Corporation Ltd. | Financial | 8,85,000 | 37.55 | 2.67% | -0.08%↓ |
| NTPC Ltd. | Energy | 10,41,000 | 37.13 | 2.64% | -0.28%↓ |
| UNO Minda Ltd. | Automobile | 3,30,439 | 35.95 | 2.56% | -0.08%↓ |
| Dr. Reddys Laboratories Ltd. | Healthcare | 2,60,000 | 35.28 | 2.51% | 0.34%↑ |
| LG Electronics India Ltd. | Consumer Discretionary | 2,17,000 | 33.68 | 2.40% | 0.00% |
| Coromandel International Ltd. | Chemicals | 1,57,000 | 31.48 | 2.24% | 0.25%↑ |
| HEG Ltd. | Capital Goods | 5,80,000 | 29.97 | 2.13% | -0.25%↓ |
| Reliance Industries Ltd. | Energy | 2,25,000 | 29.11 | 2.07% | -0.08%↓ |
| Balrampur Chini Mills Ltd. | Consumer Staples | 5,05,000 | 28.03 | 1.99% | 0.11%↑ |
| Indian Bank | Financial | 3,40,000 | 27.77 | 1.97% | -0.08%↓ |
| Prudent Corporate Advisory Services Ltd. | Financial | 86,146 | 25.79 | 1.83% | 0.13%↑ |
| Inox India Ltd. | Metals & Mining | 1,28,000 | 25.07 | 1.78% | 0.39%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Financial | 23.77% | 21.99% | 23.00% | 23.25% | 19.67% | 21.55% |
| Capital Goods | 11.99% | 11.87% | 12.66% | 10.94% | 9.96% | 9.92% |
| Automobile | 9.92% | 9.67% | 9.75% | 9.66% | 7.03% | 7.08% |
| Energy | 6.96% | 8.02% | 7.52% | 7.52% | 7.78% | 7.44% |
| Healthcare | 6.71% | 6.00% | 4.53% | 4.89% | 4.20% | 4.85% |
| Consumer Staples | 6.31% | 6.17% | 6.46% | 7.41% | 7.16% | 5.37% |
| Metals & Mining | 6.02% | 11.72% | 11.38% | 9.85% | 3.00% | 6.41% |
| Services | 3.66% | 3.75% | 3.42% | 2.86% | 3.00% | 2.90% |
| Communication | 3.10% | 3.11% | 3.16% | 3.33% | 3.19% | 3.37% |
| Consumer Discretionary | 2.40% | 2.40% | 2.46% | 2.48% | 2.25% | 1.93% |
| Chemicals | 2.33% | 3.26% | 3.80% | 3.32% | 3.56% | 3.69% |
| Materials | 2.25% | 2.01% | 1.96% | 1.97% | 2.23% | 2.30% |
| Construction | 1.56% | 1.66% | 1.65% | 1.65% | 1.91% | 2.12% |
| Insurance | 1.38% | 1.46% | 1.43% | 1.55% | 1.40% | 1.00% |
| Textiles | 1.29% | 1.08% | 1.03% | 1.01% | 1.00% | 0.97% |
| Technology | 0.82% | 0.85% | 0.96% | 1.63% | 1.69% | 3.60% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
47.1 / 100
Weighted average Value score is 47.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
61.2 / 100
Weighted average Price Momentum score is 61.2. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
72.8 / 100
Weighted average Quality score is 72.8. This indicates that portfolio has average quality using composite of quality measures.
QVM score
68.4 / 100
Weighted average QVM score is 68.4. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of Bank of India ELSS Tax Saver Direct-Growth?
The top holdings of Bank of India ELSS Tax Saver Direct-Growth as of 30 Jun 2026 are Others (7.23%), State Bank of India (4.67%), ICICI Bank Ltd. (3.81%), Acutaas Chemicals Ltd. (3.58%), HDFC Bank Ltd. (3.48%). These top 5 stocks together account for 22.77% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bank of India ELSS Tax Saver Direct-Growth hold in its portfolio?
Bank of India ELSS Tax Saver Direct-Growth holds 59 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bank of India ELSS Tax Saver Direct-Growth?
As of 30 Jun 2026, Bank of India ELSS Tax Saver Direct-Growth's top sector allocations are Financial (23.77%), Capital Goods (11.99%), Automobile (9.92%). You can find detailed sector allocation above.
What is the equity and debt allocation of Bank of India ELSS Tax Saver Direct-Growth?
As of 30 Jun 2026, Bank of India ELSS Tax Saver Direct-Growth has 91.63% allocated to equity, and 1.14% to debt. You can also check the historical trends above.
What is the market cap allocation of Bank of India ELSS Tax Saver Direct-Growth?
As of 30 Jun 2026, Bank of India ELSS Tax Saver Direct-Growth's market cap allocation is 60.34% in large caps, 14.91% in mid caps, and 24.75% in small caps.
What is the PE ratio of Bank of India ELSS Tax Saver Direct-Growth's portfolio?
The portfolio PE ratio of Bank of India ELSS Tax Saver Direct-Growth is 21.48 as of 30 Jun 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Bank of India ELSS Tax Saver Direct-Growth?
A credit rating breakdown is not available for Bank of India ELSS Tax Saver Direct-Growth — its non-equity allocation was 1.14% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for Bank of India ELSS Tax Saver Direct-Growth?
The latest portfolio disclosure for Bank of India ELSS Tax Saver Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.