Bank of India Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹11.2+0.01%
18 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bank of India Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 99.40% | 99.12% | 106.63% | 99.54% | 98.07% | 104.73% |
| Others (incl. cash) | 0.60% | 0.88% | -6.63% | 0.46% | 1.93% | -4.73% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
31
Top Holding %
5.51%
Top 5 Holdings %
27.45%
Top 10 Holdings %
54.74%
Modified Duration
0.47 yrs
Avg. Maturity
0.47 yrs
Yield to Maturity
6.80%
AUM
₹443 Cr
Expense Ratio
0.17%
Since Inception
7.23%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Union Bank of India | Financial | 25,00,000 | 24.37 | 5.51% | - |
| Reserve Bank of India | Financial | 25,00,000 | 24.34 | 5.50% | 0.36%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 25,00,000 | 24.3 | 5.49% | 0.37%↑ |
| Axis Bank Ltd. | Financial | 25,00,000 | 24.26 | 5.48% | 0.37%↑ |
| Axis Finance Ltd. | Financial | 25,00,000 | 24.2 | 5.47% | 0.37%↑ |
| Kotak Mahindra Securities Ltd. | Financial | 25,00,000 | 24.2 | 5.47% | 0.37%↑ |
| HDFC Bank Ltd. | Financial | 25,00,000 | 24.17 | 5.46% | 0.37%↑ |
| Manappuram Finance Ltd. | Financial | 25,00,000 | 24.16 | 5.46% | 0.37%↑ |
| National Bank For Agriculture & Rural Development | Financial | 25,00,000 | 24.16 | 5.46% | 0.37%↑ |
| ICICI Bank Ltd. | Financial | 25,00,000 | 24.09 | 5.44% | 0.37%↑ |
| Punjab National Bank | Financial | 21,00,000 | 20.41 | 4.61% | 0.31%↑ |
| National Bank For Agriculture & Rural Development | Financial | 20,00,000 | 19.28 | 4.36% | 0.30%↑ |
| Godrej Housing Finance Ltd. | Financial | 20,00,000 | 19.24 | 4.35% | 0.30%↑ |
| Reserve Bank of India | Financial | 15,00,000 | 14.75 | 3.33% | 0.22%↑ |
| Motilal Oswal Financial Services Ltd. | Financial | 15,00,000 | 14.52 | 3.28% | 0.22%↑ |
| Aditya Birla Housing Finance Ltd. | Financial | 15,00,000 | 14.48 | 3.27% | 0.22%↑ |
| Punjab National Bank | Financial | 15,00,000 | 14.49 | 3.27% | - |
| ICICI Bank Ltd. | Financial | 12,50,000 | 12.17 | 2.75% | 0.19%↑ |
| Canara Bank | Financial | 12,50,000 | 11.8 | 2.67% | 0.18%↑ |
| Canara Bank | Financial | 10,00,000 | 9.72 | 2.20% | 0.15%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 88.55% | 74.34% |
| SOV | 10.58% | 13.81% |
| Cash & Call Money | 0.60% | 7.81% |
| Others | 0.27% | 0.23% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | -0.93% |
| Term Deposits | - | 0.32% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 5.51% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 25/02/2027 | SOV | 5.50% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 5.49% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 5.48% |
| Axis Finance Ltd. | Commercial Paper | 0.00% | 365-D 12/02/2027 | CRISIL A1+ | 5.47% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 12/02/2027 | CRISIL A1+ | 5.47% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 5.46% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 5.46% |
| Manappuram Finance Ltd. | Commercial Paper | 0.00% | 10/02/2027 | CRISIL A1+ | 5.46% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 25/03/2027 | ICRA A1+ | 5.44% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 4.61% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 4.36% |
| Godrej Housing Finance Ltd. | Commercial Paper | 0.00% | 364-D 19/03/2027 | CRISIL A1+ | 4.35% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 25/12/2026 | SOV | 3.33% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL A1+ | 3.28% |
| Aditya Birla Housing Finance Ltd. | Commercial Paper | 0.00% | 363-D 09/03/2027 | CRISIL A1+ | 3.27% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 3.27% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | ICRA A1+ | 2.75% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/06/2027 | CRISIL A1+ | 2.67% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 2.20% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | ICRA A1+ | 2.19% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/12/2026 | FITCH A1+ | 1.78% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/06/2027 | CRISIL A1+ | 1.28% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 17/09/2026 | SOV | 1.13% |
| Union Bank of India | Certificate of Deposit | 0.00% | 27/10/2026 | ICRA A1+ | 1.12% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 1.09% |
| ICICI Securities Ltd. | Certificate of Deposit | 0.00% | 15/06/2027 | CRISIL A1+ | 1.09% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 07/01/2027 | SOV | 0.55% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/09/2026 | SOV | 0.07% |
Frequently Asked Questions
What are the top holdings of Bank of India Money Market Fund Direct-Growth?
The top holdings of Bank of India Money Market Fund Direct-Growth as of 31 Aug 2026 are Union Bank of India (5.51%), Reserve Bank of India (5.50%), Kotak Mahindra Bank Ltd. (5.49%), Axis Bank Ltd. (5.48%), Axis Finance Ltd. (5.47%). These top 5 stocks together account for 27.45% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bank of India Money Market Fund Direct-Growth hold in its portfolio?
Bank of India Money Market Fund Direct-Growth holds 31 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bank of India Money Market Fund Direct-Growth?
The sector allocation of Bank of India Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Bank of India Money Market Fund Direct-Growth?
As of 31 Aug 2026, Bank of India Money Market Fund Direct-Growth has 0.00% allocated to equity, and 99.40% to debt. You can also check the historical trends above.
What is the market cap allocation of Bank of India Money Market Fund Direct-Growth?
The market cap allocation of Bank of India Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Bank of India Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bank of India Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Bank of India Money Market Fund Direct-Growth?
As of 31 Aug 2026, Bank of India Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 10.58% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bank of India Money Market Fund Direct-Growth?
The latest portfolio disclosure for Bank of India Money Market Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.