Bank of India Overnight Fund Direct-Growth
Debt: Overnight - Growth (Open ended)
SEBI Riskometer: LowCategory: Debt: OvernightBenchmark: CRISIL Liquid Overnight IndexCheck Portfolio Overlap →
NAV: ₹1,403.57+0.01%
20 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bank of India Overnight Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 3.68% | 3.98% | 0.00% | 1.53% | 0.00% | 8.17% |
| Others (incl. cash) | 96.32% | 96.02% | 100.00% | 98.47% | 100.00% | 91.83% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
2
Top Holding %
96.32%
Top 5 Holdings %
100.00%
Top 10 Holdings %
100.00%
Modified Duration
0.00 yrs
Avg. Maturity
0.00 yrs
Yield to Maturity
5.01%
AUM
₹109 Cr
Expense Ratio
0.09%
Since Inception
5.23%
Sharpe Ratio
1.84
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight |
|---|---|---|---|---|
| Reserve Bank of India | Financial | 4,00,000 | 3.99 | 3.68% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| Cash & Call Money | 96.32% | 89.64% |
| SOV | 3.68% | 3.32% |
| A1+ | - | 4.34% |
| AAA | - | 0.09% |
| Others | - | 0.30% |
| Term Deposits | - | 0.00% |
Frequently Asked Questions
What are the top holdings of Bank of India Overnight Fund Direct-Growth?
The top holdings of Bank of India Overnight Fund Direct-Growth as of 31 Aug 2026 are Others (96.32%), Reserve Bank of India (3.68%). These top 2 stocks together account for 100.00% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bank of India Overnight Fund Direct-Growth hold in its portfolio?
Bank of India Overnight Fund Direct-Growth holds 2 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bank of India Overnight Fund Direct-Growth?
The sector allocation of Bank of India Overnight Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Bank of India Overnight Fund Direct-Growth?
As of 31 Aug 2026, Bank of India Overnight Fund Direct-Growth has 0.00% allocated to equity, and 3.68% to debt. You can also check the historical trends above.
What is the market cap allocation of Bank of India Overnight Fund Direct-Growth?
The market cap allocation of Bank of India Overnight Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Bank of India Overnight Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bank of India Overnight Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Bank of India Overnight Fund Direct-Growth?
As of 31 Aug 2026, Bank of India Overnight Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 3.68% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bank of India Overnight Fund Direct-Growth?
The latest portfolio disclosure for Bank of India Overnight Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.