Bank of India Ultra Short Duration Fund Direct-Growth
Debt: Ultra Short Duration - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short DurationBenchmark: CRISIL Ultra Short Duration Debt A-I Index
NAV: ₹3,496.26+0.02%
24 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Bank of India Ultra Short Duration Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 94.43% | 88.12% | 95.87% | 113.00% | 87.43% | 96.67% |
| Others (incl. cash) | 5.57% | 11.88% | 4.13% | -13.00% | 12.57% | 3.33% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
20
Top Holding %
9.11%
Top 5 Holdings %
38.21%
Top 10 Holdings %
70.87%
Modified Duration
0.46 yrs
Avg. Maturity
0.46 yrs
Yield to Maturity
6.59%
AUM
₹148 Cr
Expense Ratio
0.45%
Since Inception
7.27%
Max Drawdown
-0.01%
Sharpe Ratio
2.28
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Bank Of Baroda | Financial | 14,00,000 | 13.48 | 9.11% | - |
| Indian Bank | Financial | 12,00,000 | 11.67 | 7.89% | -0.36%↓ |
| Manappuram Finance Ltd. | Financial | 11,00,000 | 11.02 | 7.45% | -0.41%↓ |
| National Bank For Agriculture & Rural Development | Financial | 11,00,000 | 10.49 | 7.09% | - |
| AU Small Finance Bank Ltd. | Financial | 10,00,000 | 9.86 | 6.67% | -0.31%↓ |
| Axis Bank Ltd. | Financial | 10,00,000 | 9.81 | 6.63% | - |
| HDFC Bank Ltd. | Financial | 10,00,000 | 9.75 | 6.59% | - |
| Punjab National Bank | Financial | 10,00,000 | 9.61 | 6.50% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 10,00,000 | 9.6 | 6.49% | -0.29%↓ |
| Aditya Birla Housing Finance Ltd. | Financial | 10,00,000 | 9.54 | 6.45% | - |
| Canara Bank | Financial | 9,00,000 | 8.89 | 6.01% | 2.51%↑ |
| Reserve Bank of India | Financial | 5,00,000 | 4.87 | 3.29% | - |
| Canara Bank | Financial | 5,00,000 | 4.83 | 3.27% | - |
| Motilal Oswal Financial Services Ltd. | Financial | 5,00,000 | 4.78 | 3.23% | -0.14%↓ |
| Reserve Bank of India | Financial | 5,00,000 | 4.76 | 3.22% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 4,00,000 | 3.75 | 2.53% | - |
| Reserve Bank of India | Financial | 1,75,000 | 1.7 | 1.15% | -0.06%↓ |
| Reserve Bank of India | Financial | 79,600 | 0.78 | 0.53% | -0.03%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 78.46% | 45.03% |
| SOV | 8.19% | 10.46% |
| AA | 7.45% | 3.22% |
| Cash & Call Money | 5.57% | 13.32% |
| Others | 0.33% | 1.06% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA+ | - | 3.95% |
| AA- | - | 0.43% |
| AAA | - | 13.42% |
| BBB | - | 1.67% |
| Cash | - | -0.32% |
| D | - | 1.12% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Bank Of Baroda | Certificate of Deposit | 0.00% | 25/01/2027 | CARE A1+ | 9.11% |
| Indian Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 7.89% |
| Manappuram Finance Ltd. | Non Convertible Debenture | 9.10% | 19/08/2026 | CRISIL AA | 7.45% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 7.09% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 18/09/2026 | CARE A1+ | 6.67% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 16/10/2026 | CRISIL A1+ | 6.63% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 19/11/2026 | CRISIL A1+ | 6.59% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 6.50% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 6.49% |
| Aditya Birla Housing Finance Ltd. | Commercial Paper | 0.00% | 363-D 09/03/2027 | CRISIL A1+ | 6.45% |
| Canara Bank | Certificate of Deposit | 0.00% | 15/09/2026 | ICRA A1+ | 6.01% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 25/12/2026 | SOV | 3.29% |
| Canara Bank | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 3.27% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL A1+ | 3.23% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 28/05/2027 | SOV | 3.22% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/06/2027 | CRISIL A1+ | 2.53% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 07/01/2027 | SOV | 1.15% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 08/10/2026 | SOV | 0.53% |
Frequently Asked Questions
What are the top holdings of Bank of India Ultra Short Duration Fund Direct-Growth?
The top holdings of Bank of India Ultra Short Duration Fund Direct-Growth as of 30 Jun 2026 are Bank Of Baroda (9.11%), Indian Bank (7.89%), Manappuram Finance Ltd. (7.45%), National Bank For Agriculture & Rural Development (7.09%), AU Small Finance Bank Ltd. (6.67%). These top 5 stocks together account for 38.21% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Bank of India Ultra Short Duration Fund Direct-Growth hold in its portfolio?
Bank of India Ultra Short Duration Fund Direct-Growth holds 20 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Bank of India Ultra Short Duration Fund Direct-Growth?
The sector allocation of Bank of India Ultra Short Duration Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Bank of India Ultra Short Duration Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Ultra Short Duration Fund Direct-Growth has 0.00% allocated to equity, and 94.43% to debt. You can also check the historical trends above.
What is the market cap allocation of Bank of India Ultra Short Duration Fund Direct-Growth?
The market cap allocation of Bank of India Ultra Short Duration Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Bank of India Ultra Short Duration Fund Direct-Growth's portfolio?
The portfolio PE ratio of Bank of India Ultra Short Duration Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Bank of India Ultra Short Duration Fund Direct-Growth?
As of 30 Jun 2026, Bank of India Ultra Short Duration Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, 7.45% in AA-rated, and 8.19% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Bank of India Ultra Short Duration Fund Direct-Growth?
The latest portfolio disclosure for Bank of India Ultra Short Duration Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.