The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
PGIM India Flexi Cap Fund Direct-Growth has delivered the higher 3-year CAGR (11.79% vs 10.07%). PGIM India Flexi Cap Fund Direct-Growth is the cheaper of the two with an expense ratio of 0.83% against 1.05%. UTI Flexi Cap Fund Direct-Growth manages the larger corpus at ₹22.88k Cr. There is no single "better" fund — the right choice depends on your holding period, risk appetite and what you already own. Use the returns, risk and portfolio overlap tables above to judge which fits your portfolio, and remember that past returns do not guarantee future performance.
Over 1 year, PGIM India Flexi Cap Fund Direct-Growth returned 4.54% against 3.56% for UTI Flexi Cap Fund Direct-Growth; and over 3 years, PGIM India Flexi Cap Fund Direct-Growth leads with a 11.79% CAGR versus 10.07%. Returns beyond one year are CAGR (annualised). Short-period returns are heavily influenced by market cycles, so compare over at least three to five years before drawing conclusions.
PGIM India Flexi Cap Fund Direct-Growth has the lower expense ratio at 0.83%, compared with 1.05% for UTI Flexi Cap Fund Direct-Growth — a difference of 0.22% a year. The expense ratio is deducted from NAV daily, so a lower ratio directly improves your net return, though it should not be the only reason to pick a fund.
Both PGIM India Flexi Cap Fund Direct-Growth and UTI Flexi Cap Fund Direct-Growth carry a "Very High" rating on the SEBI Riskometer. Within the same riskometer band, differences still show up in maximum drawdown, volatility and market-cap mix — all of which are compared in the tables above.
The portfolio overlap between the two funds is 33.7%, which is considered moderate. At this level the funds share a meaningful part of their portfolios but still differ enough to add some diversification. You can see the shared stocks in the overlap section above.
Yes — both are Equity: Flexi Cap funds, which means they follow similar mandates and are benchmarked against comparable indices. That makes a direct comparison of returns, expense ratio and risk meaningful.
PGIM India Flexi Cap Fund Direct-Growth has a NAV of ₹44.19 and an AUM of ₹5.82k Cr, and was launched on 8 Mar 2015. UTI Flexi Cap Fund Direct-Growth has a NAV of ₹358.41 and an AUM of ₹22.88k Cr, launched on 31 Dec 2012. NAV on its own says nothing about how expensive or cheap a fund is — only the return on it matters.
