BAJFINANCE

Bajaj Finance Ltd.

NSE: BAJFINANCE

BSE: 500034

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

1,018.75+3.9 (+0.38%)

2 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

31.4 / 100

Value Score

30.2 / 100

Price Momentum Score

73.5 / 100

QVM Score

37.6 / 100

Key Metrics

Market Cap

6,33,644 Cr

P/E (TTM)

33.32

P/B

5.56

P/S (TTM)

8.09

EV/EBITDA

26.82

CAPE (5Y)

45.70

ROE (TTM)

18.06

ROCE (TTM)

8.14

ROA (TTM)

3.71

Avg 3Y ROE

19.77

Earnings 3Y CAGR

17.19

Sales 3Y CAGR

25.63

Sales 5Y CAGR

25.24

Debt/Equity

3.22

Consensus TP

1100.00

Strong Buy %

35.29

Promoter Holding

54.70

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Bajaj Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 73.5 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

73.5 / 100

High and stable ROE

The company reported strong ROE of 18.06% for 12-month ended 31 Mar 2026 and ROE declined marginally by -114 bps from 1 year ago

What is ROE (FY)?

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 16.75% for 12-month ended 31 Mar 2026 and the growth was 5.7 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 11.05

Value 16.75

-519.5340214.8

Moderate EPS growth and above median growth of industry

The company delivered moderate EPS growth of 13.76% for 12-month ended 31 Mar 2026 and the growth was 13.48 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 5 financial years

What is Dividend streak?

Negative

Expensive and at a premium to industry median P/B

PB of 5.56 indicates that the stock is expensive on a standalone basis and is at a 392.04% premium to industry median P/B

What is P/B Ratio?

Median: 1.13

Value 5.56

057.95

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -1.39% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Not enough data

High Debt to Equity, not much change from last year

The company has high Debt to Equity of 3.22 as on 31 Mar 2026 and Debt to Equity increased marginally by 0.21 in the last 1 year

What is Debt to Equity?

Low dividend yield

The company has a low dividend yield of 0.43%

What is Dividend yield?

Neutral

High operating margin but declining trend

The company reported strong operating margin of 45.38% for 12-month ended 31 Mar 2026 but operating margin declined by -3625 bps from 1 year ago

What is Operating profit margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Bajaj Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Bajaj Finance Ltd. Shareholding Pattern

Quarterly breakdown of Bajaj Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	56.20	56.20	56.12	56.12	56.12	56.03	56.03	56.03	55.86	55.86	55.86	55.91	55.91	55.87	55.87	54.78	54.69	54.70	54.70	54.70	54.73	54.73	54.66	54.70	54.70
Indian Promoter	56.20	56.20	56.12	56.12	56.12	56.03	56.03	56.03	55.86	55.86	55.86	55.91	55.91	55.87	55.86	54.76	54.68	54.69	54.69	54.69	54.72	54.71	54.66	54.70	54.70
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	-	-	-
Institutions	32.05	31.35	32.01	32.96	33.14	33.36	33.37	32.96	32.63	32.01	32.65	32.30	32.15	32.99	33.53	35.00	34.96	35.40	35.90	35.96	36.33	36.30	36.44	36.44	36.51
Mutual Funds / UTI	8.08	7.26	7.10	6.25	6.39	6.57	7.19	7.43	8.08	8.40	8.72	9.15	9.26	9.15	9.10	9.83	9.56	9.15	9.50	9.52	9.00	8.89	8.89	9.09	8.76
FI/Bank/Insurance	2.03	2.06	0.98	0.80	0.73	0.86	0.94	1.04	1.35	1.41	2.37	2.25	2.67	2.62	2.87	2.94	3.56	3.86	4.32	4.65	4.79	4.58	4.30	4.27	4.60
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	21.16	21.24	21.31	23.89	24.06	24.03	23.64	22.85	21.41	19.98	20.49	19.87	19.16	20.09	20.41	20.92	20.55	21.08	20.81	20.79	21.45	21.71	21.97	21.49	21.33
Other Institutions	0.78	1.04	2.63	2.02	1.97	1.91	2.60	2.70	3.14	3.99	1.07	1.04	1.06	1.13	1.15	1.31	1.28	1.31	1.28	1.00	1.07	1.13	1.28	1.58	1.82
Non-Institution	11.75	12.44	11.87	10.92	10.74	10.61	10.59	11.01	11.51	12.13	11.49	11.79	11.93	11.14	10.60	10.22	10.34	9.91	9.40	9.34	8.94	8.96	8.89	8.86	8.78
Bodies Corporate	1.22	1.45	1.20	1.10	1.07	1.08	1.09	1.18	1.18	1.28	1.22	1.23	1.20	1.16	1.15	1.09	1.05	0.99	0.92	0.89	0.91	0.93	0.93	0.91	0.90
Others (incl. Retail) No. of shareholders	10.53 3,50,836	10.99 5,06,699	10.67 5,19,192	9.82 4,15,079	9.67 4,60,571	9.53 4,84,725	9.50 5,20,995	9.83 6,32,232	10.33 7,13,540	10.85 8,62,708	10.27 7,62,247	10.56 8,10,647	10.73 8,85,012	9.98 7,79,673	9.45 7,21,501	9.13 7,39,899	9.29 7,94,168	8.92 8,00,254	8.48 7,76,927	8.45 7,86,461	8.03 7,00,197	8.03 8,93,933	7.96 9,36,262	7.95 9,56,251	7.88 9,97,131

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Non Banking Financial Company (NBFC)	15.03%	1 / 21
2	Nifty Financial Services	8.06%	6 / 20
3	Nifty 200 Momentum 30	4.59%	7 / 30
4	Nifty 500 Momentum 50	4.45%	6 / 50
5	Nifty 500 Momentum Quality 50	4.37%	8 / 50
6	Nifty Alpha Low Vol 30	3.33%	17 / 30
7	Nifty 50	2.26%	12 / 50
8	Nifty 50 Equal Weight	1.99%	18 / 50
9	Nifty 100	1.84%	12 / 100
10	Nifty 500	1.26%	12 / 499

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Bajaj Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Maharashtra Scooters Limited Promoter Group	April-2026	Market Purchase (Acquisition) 2nd Apr 2026	3.05 %	₹ 854.30	2.70 lac	₹ 23.07 cr
Maharashtra Scooters Limited Promoter Group	March-2026	Market Purchase (Acquisition) 30th Mar 2026	3.05 %	₹ 880.76	2.45 lac	₹ 21.58 cr
Sanjali Bajaj Promoter Group	December-2025	Market Purchase (Acquisition) 29th Dec 2025	0.01 %	₹ 997.00	9.03 lac	₹ 89.98 cr
Siddhantnayan Bajaj Promoter Group	December-2025	Market Purchase (Acquisition) 29th Dec 2025	0.01 %	₹ 997.34	9.02 lac	₹ 89.96 cr
Bajaj Allianz General Insurance Company Limited Promoter Group	December-2025	Market Purchase (Acquisition) 6th Dec 2025	0.01 %	₹ 1,056.27	1.91 lac	₹ 20.17 cr
Madhur Bajaj A/c Kumud Neelima Family Trust Promoter Group	October-2025	Off Market (Acquisition) 3rd Oct 2025	0.00 %	₹ 992.00	1.50 lac	₹ 14.88 cr
Madhur Bajaj A/c Kumud Neelima Family Trust Promoter Group	October-2025	Off Market (Disposal) 3rd Oct 2025	0.00 %	₹ 992.00	1.50 lac	₹ 14.88 cr
Madhur Bajaj A/c Kumud Nimisha Family Trust Promoter Group	October-2025	Off Market (Acquisition) 3rd Oct 2025	0.00 %	₹ 992.00	1.50 lac	₹ 14.88 cr
Madhur Bajaj A/c Kumud Nimisha Family Trust Promoter Group	October-2025	Off Market (Disposal) 3rd Oct 2025	0.00 %	₹ 992.00	1.50 lac	₹ 14.88 cr
Neelima Bajaj Family Trust Promoter Group	October-2025	Off Market (Acquisition) 3rd Oct 2025	0.00 %	₹ 992.00	6.10 lac	₹ 60.51 cr

…

Corporate Actions

History of Bajaj Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 5.40/share
Record date: 30th Jun 2026Ex-date: 30th Jun 2026
Announced on: 29th Apr 2026
Dividend₹ 0.60/share
Record date: 30th Jun 2026Ex-date: 30th Jun 2026
Announced on: 29th Apr 2026
Stock Split1 : 2
Ex-date: 16th Jun 2025Announced on: 29th Apr 2025
Nominal value change from INR 2 to INR 1. The Company will complete corporate action stock split on or before 27 June 2025.
Bonus4 new shares for 1 existing shares
Ex-date: 16th Jun 2025Announced on: 29th Apr 2025
The Company will complete corporate action bonus issue on or before 27 June 2025.
Dividend₹ 44/share
Record date: 30th May 2025Ex-date: 30th May 2025
Announced on: 29th Apr 2025

Company Profile

Overview of Bajaj Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Bajaj Finance Ltd. is an India-based non-banking financial company (NBFC). The Company is mainly engaged in the business of lending and accepting deposits. It has a diversified lending portfolio across retail, small and medium-sized enterprises (SMEs) and commercial customers with a presence in both...

Key personnel

Mr. Sidhaant Dadwa

Deputy Chief Executive Officer

Manish Kumar Jain

Deputy Chief Executive Officer

Mr. Harjeet Toor

Deputy Chief Executive Officer

Shri. Sandeep Jain

Chief Financial Officer, Chief Operating Officer

Mr. Nitish Asthana

President - Payments

Mr. Anand Kumar

President - Microfinance

Mr. Vivek R. Likhite

President - Corporate Audit Services

Mr. Manav Mianwal

President - Digital Platforms

View all

Incorporated on

25 Mar 1987

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

71,613

IPO date

09 Feb 1995

Free Float

2,57,74,35,077

Website

https://www.bajajfinserv.in/

Phone no.

+912030186072

Address

6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, PUNE, 411014, India

Frequently Asked Questions

What is the current share price of Bajaj Finance Ltd.?

The current share price of Bajaj Finance Ltd. is ₹ 1,018.75 as of 2 Jul 2026.

What is the market capitalisation of Bajaj Finance Ltd.?

The market capitalisation of Bajaj Finance Ltd. stands at ₹ 6,33,644.00 Cr.

What is the PE ratio of Bajaj Finance Ltd.?

The Price-to-Earnings (PE) ratio of Bajaj Finance Ltd. is 33.32 as of the latest trailing twelve months data.

What is the ROE and ROCE of Bajaj Finance Ltd.?

Bajaj Finance Ltd. has a Return on Equity (ROE) of 18.06% and a Return on Capital Employed (ROCE) of 8.14% as per the latest financial reports.

What is the 52-week high and low of Bajaj Finance Ltd.?

The 52-week high of Bajaj Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Bajaj Finance Ltd.?

The dividend yield of Bajaj Finance Ltd. is 0.43% based on the current market price.

What is the FII and DII holding in Bajaj Finance Ltd.?

Foreign Institutional Investors (FII) hold 21.33%, Domestic Institutional Investors (DII) hold 13.36% and retail/public investors hold 7.88% of Bajaj Finance Ltd. shares.

What sector does Bajaj Finance Ltd. belong to?

Bajaj Finance Ltd. operates in the Financial Services sector. 70.59% of analysts have a Buy or Strong Buy rating on Bajaj Finance Ltd. with a consensus target price of ₹ 1,100.00, implying 7.98% upside from current levels.

What is the beta of Bajaj Finance Ltd.?

The beta of Bajaj Finance Ltd. is 1.43, indicating its price volatility relative to the broader market. Over the past 1 year, Bajaj Finance Ltd. has delivered an absolute return of 11.21%.

What is the RSI of Bajaj Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Bajaj Finance Ltd. is 71.32, placing it in the overbought zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Bajaj Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Bajaj Finance Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile