Question 1

Which funds are similar to DSP Banking & PSU Debt Fund Direct-Growth?

Accepted Answer

Funds similar to DSP Banking & PSU Debt Fund Direct-Growth in the Debt: Banking and PSU category include Axis Banking & PSU Debt Direct Plan-Growth, Bandhan Banking and PSU Fund Direct-Growth, and Aditya Birla Sun Life Banking & PSU Debt Fund Direct-Growth. These funds follow a comparable investment mandate and are benchmarked against similar indices. You can compare them in detail — across returns, risk metrics, expense ratio, and portfolio composition — using the fund comparison tool on sharpely.

Question 2

What is the rank of DSP Banking & PSU Debt Fund Direct-Growth in its category?

Accepted Answer

On a 3-year return basis DSP Banking & PSU Debt Fund Direct-Growth is ranked 15 out of 19 funds in the Debt: Banking and PSU category as of 16 Jul 2026. On a 5-year return basis it ranks 14 out of 18. Consistently ranking in the top across multiple time periods is a stronger signal of fund quality than a single-period rank.

Question 3

How does DSP Banking & PSU Debt Fund Direct-Growth's expense ratio compare to similar funds?

Accepted Answer

DSP Banking & PSU Debt Fund Direct-Growth has an expense ratio of 0.33%. The peers Axis Banking & PSU Debt Direct Plan-Growth has an expense ratio of 0.36% and Bandhan Banking and PSU Fund Direct-Growth has 0.36%. Over the long term, a higher expense ratio can meaningfully drag on returns, so it is worth evaluating whether the fund's performance justifies the additional cost.

Question 4

How does DSP Banking & PSU Debt Fund Direct-Growth's AUM compare to similar funds?

Accepted Answer

DSP Banking & PSU Debt Fund Direct-Growth has an AUM of ₹3,304.23 crore. The peers Axis Banking & PSU Debt Direct Plan-Growth has an AUM of ₹12,270.1 crore and Bandhan Banking and PSU Fund Direct-Growth has ₹12,172.2 crore. A large AUM can sometimes limit a fund's ability to take meaningful positions in mid and small-cap stocks, as larger trades can move prices. This is particularly relevant for funds that invest outside large caps.

Question 5

Which fund has the best 3-year returns in the Debt: Banking and PSU?

Accepted Answer

The top performing fund in the Debt: Banking and PSU category on a 3-year basis is Kotak Banking and PSU Debt Fund Direct-Growth with a CAGR of 7.54% as of 16 Jul 2026. DSP Banking & PSU Debt Fund Direct-Growth has delivered 7.15% CAGR over the same period, ranking 15 out of 19 funds. You can view and compare the full category ranking on sharpely.

Question 6

How does DSP Banking & PSU Debt Fund Direct-Growth rank in risk-adjusted returns vs peers?

Accepted Answer

On a risk-adjusted basis, DSP Banking & PSU Debt Fund Direct-Growth has a Sharpe ratio of 0.63 compared to the Debt: Banking and PSU average of 0.95 as of 16 Jul 2026. It ranks 19 out of 19 funds in its category on Sharpe ratio.

Period	This Fund	Category Avg	Category Rank
1Y Return	+4.63%	5.20%	19 / 20
3Y Return	+7.15%	7.25%	15 / 19
5Y Return	+6.14%	6.35%	14 / 18
10Y Return	+7.15%	7.26%	10 / 13

DSP Banking & PSU Debt Fund Direct-Growth

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