mutual funds dsp credit risk fund direct plangrowth

performance

DSP Credit Risk Fund Direct Plan-Growth

Debt: Credit Risk - Growth (Open ended)

SEBI Riskometer: Moderately HighCategory: Debt: Credit RiskBenchmark: CRISIL Credit Risk Debt B-II IndexCheck Portfolio Overlap →

NAV: ₹60.8-0.11%

22 Oct 2026

Rolling Returns Analysis

Rolling annualized returns of DSP Credit Risk Fund Direct Plan-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	15 Jan, 2014 - 22 Oct, 2026	16 Feb, 2016 - 22 Oct, 2026	12 Mar, 2018 - 22 Oct, 2026	31 Mar, 2020 - 22 Jan, 2026
Average returns	9.61%	8.74%	7.71%	7.01%
Standard deviation	5.90%	4.35%	2.86%	1.01%
Best returns	24.67% 1 year ending on 30 May, 2025	17.64% 3 years ending on 16 Apr, 2026	13.47% 5 years ending on 14 Aug, 2026	9.71% 7 years ending on 26 Dec, 2025
Worst returns	-3.69% 1 year ending on 06 Sep, 2019	2.42% 3 years ending on 17 Sep, 2020	3.79% 5 years ending on 29 Mar, 2022	5.75% 7 years ending on 12 Oct, 2023
Period with positive return	93.73%	100.00%	100.00%	100.00%
Period with return > 5%	81.93%	73.67%	79.47%	100.00%
Period with return > 10%	46.30%	44.99%	19.63%	0.00%
Period with return > 15%	16.23%	14.84%	0.00%	0.00%
Beat % Category	48.95%	43.29%	34.10%	15.56%
Beat % Benchmark	39.44%	25.79%	10.65%	0.42%

Trailing Returns

Point-to-point returns of DSP Credit Risk Fund Direct Plan-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-10%

10%

9.2%

6.3%

-12.3%

YTD

-0.3%

-2.7%

1 M

2.6%

3.3%

-6.2%

6 M

10.2%

7.5%

-11.3%

1 Y

13.7%

9.2%

6.8%

3 Y

13.3%

9.9%

5.8%

5 Y

8.6%

7.6%

11.4%

10 Y

Fund

Debt: Credit Risk

CRISIL Credit Risk Debt B-II Index

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	9.18%	-0.25%	2.60%	10.18%	13.68%	13.30%	8.60%	9.12%
Debt: Credit Risk	6.32%	-0.29%	3.28%	7.49%	9.23%	9.87%	7.55%	-
CRISIL Credit Risk Debt B-II Index	-12.33%	-2.73%	-6.15%	-11.34%	6.82%	5.85%	11.40%	-
Rank in category	3	6	11	3	1	2	2	-
Funds in category	13	13	13	13	13	13	12	-

Period Returns

Calendar-year, quarterly and monthly return history of DSP Credit Risk Fund Direct Plan-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of DSP Credit Risk Fund Direct Plan-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of DSP Credit Risk Fund Direct Plan-Growth?

DSP Credit Risk Fund Direct Plan-Growth has delivered a 1-year return of 10.18% as of 21 Oct 2026. During the same period, its benchmark CRISIL Credit Risk Debt B-II Index returned -11.34%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of DSP Credit Risk Fund Direct Plan-Growth?

DSP Credit Risk Fund Direct Plan-Growth has delivered a 3-year CAGR of 13.68% as of 21 Oct 2026. Its benchmark CRISIL Credit Risk Debt B-II Index returned 6.82% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of DSP Credit Risk Fund Direct Plan-Growth?

DSP Credit Risk Fund Direct Plan-Growth has delivered a 5-year CAGR of 13.30% as of 21 Oct 2026. Its benchmark CRISIL Credit Risk Debt B-II Index returned 5.85% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of DSP Credit Risk Fund Direct Plan-Growth since inception?

Since its launch on 31 Dec 2012, DSP Credit Risk Fund Direct Plan-Growth has delivered a CAGR of 9.12%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has DSP Credit Risk Fund Direct Plan-Growth performed vs its category over the long term?

Over the long term, DSP Credit Risk Fund Direct Plan-Growth has ranked 1 out of 13 funds in the Debt: Credit Risk category on a 3-year basis, and 2 out of 13 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of DSP Credit Risk Fund Direct Plan-Growth?

The Sharpe ratio of DSP Credit Risk Fund Direct Plan-Growth is 1.37 (as of 21 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of DSP Credit Risk Fund Direct Plan-Growth?

The alpha of DSP Credit Risk Fund Direct Plan-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of DSP Credit Risk Fund Direct Plan-Growth?

The beta of DSP Credit Risk Fund Direct Plan-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of DSP Credit Risk Fund Direct Plan-Growth?

The average 1-year and 3-year rolling returns of DSP Credit Risk Fund Direct Plan-Growth is 9.61% and 8.74% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

15 Jan, 2014 - 22 Oct, 2026

16 Feb, 2016 - 22 Oct, 2026

12 Mar, 2018 - 22 Oct, 2026

31 Mar, 2020 - 22 Jan, 2026

Average returns

9.61%

8.74%

7.71%

7.01%

Standard deviation

5.90%

4.35%

2.86%

1.01%

Best returns

24.67%

1 year ending on 30 May, 2025

17.64%

3 years ending on 16 Apr, 2026

13.47%

5 years ending on 14 Aug, 2026

9.71%

7 years ending on 26 Dec, 2025

Worst returns

-3.69%

1 year ending on 06 Sep, 2019

2.42%

3 years ending on 17 Sep, 2020

3.79%

5 years ending on 29 Mar, 2022

5.75%

7 years ending on 12 Oct, 2023

Period with positive return

93.73%

100.00%

Period with return > 5%

81.93%

73.67%

79.47%

100.00%

Period with return > 10%

46.30%

44.99%

19.63%

0.00%

Period with return > 15%

16.23%

14.84%

0.00%

Beat % Category

48.95%

43.29%

34.10%

15.56%

Beat % Benchmark

39.44%

25.79%

10.65%

0.42%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

9.18%

-0.25%

2.60%

10.18%

13.68%

13.30%

8.60%

9.12%

Debt: Credit Risk

6.32%

-0.29%

3.28%

7.49%

9.23%

9.87%

7.55%

CRISIL Credit Risk Debt B-II Index

-12.33%

-2.73%

-6.15%

-11.34%

6.82%

5.85%

11.40%

Rank in category

Funds in category