holdings

DSP Low Duration Fund Direct-Growth

Debt: Low Duration - Growth (Open ended)

DSP Low Duration Fund Direct-GrowthNAV: 21.82 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Low to ModerateCategory: Debt: Low DurationBenchmark: NIFTY Low Duration Debt Index A-I

NAV: ₹21.82+0.05%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for DSP Low Duration Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

99.54%

Others

0.46%

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	99.54%	99.17%	99.83%	105.45%	96.02%	95.78%
Others (incl. cash)	0.46%	0.83%	0.17%	-5.45%	3.98%	4.22%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

101

Top Holding %

4.31%

Top 5 Holdings %

16.41%

Top 10 Holdings %

27.38%

Modified Duration

0.87 yrs

Avg. Maturity

1.09 yrs

Yield to Maturity

7.59%

AUM

₹4,244 Cr

Expense Ratio

0.31%

Since Inception

7.11%

Max Drawdown

-0.01%

Sharpe Ratio

1.82

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Bharti Telecom Ltd.	Communication	17,500	182.96	4.31%	0.52%↑
Bank Of Baroda	Financial	3,000	144.87	3.41%	1.41%↑
REC Ltd.	Financial	12,500	133.33	3.14%	-0.17%↓
Small Industries Devp. Bank of India Ltd.	Financial	12,500	126.7	2.99%	-
Bajaj Housing Finance Ltd.	Financial	10,000	108.61	2.56%	0.31%↑
National Bank For Agriculture & Rural Development	Financial	10,000	106.41	2.51%	-0.23%↓
National Bank For Agriculture & Rural Development	Financial	10,000	102.9	2.42%	-0.23%↓
Uttar Pradesh State	Others	97,14,000	98.26	2.32%	0.27%↑
LIC Housing Finance Ltd.	Financial	750	78.79	1.86%	0.23%↑
Small Industries Devp. Bank of India Ltd.	Financial	7,500	78.73	1.86%	0.24%↑
Mahindra Rural Housing Finance Ltd.	Financial	7,500	76.5	1.80%	0.21%↑
Tamilnadu State	Others	75,00,000	76.23	1.80%	0.21%↑
HDFC Bank Ltd.	Financial	1,500	71.63	1.69%	-0.29%↓
Bajaj Finance Ltd.	Financial	7,000	69.79	1.64%	0.07%↑
Reserve Bank of India	Financial	65,00,000	62.95	1.48%	0.17%↑
India Universal Trust AL1	Others	89	59.73	1.41%	0.00%
Tata Capital Housing Finance Ltd.	Financial	500	52.88	1.25%	0.16%↑
Bajaj Finance Ltd.	Financial	5,000	52.25	1.23%	0.15%↑
National Bank For Agriculture & Rural Development	Financial	5,000	51.27	1.21%	0.15%↑
REC Ltd.	Financial	5,000	51.44	1.21%	0.14%↑

1 / 5

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	53.29%	32.36%
A1+	32.00%	26.15%
SOV	13.83%	14.56%
Cash & Call Money	0.46%	6.04%
Others	0.42%	1.15%
A	-	0.01%
A+	-	0.45%
A-	-	0.00%
AA	-	5.59%
AA+	-	4.70%
AA-	-	0.51%
B+	-	1.23%
BBB	-	0.32%
Cash	-	0.00%
D	-	0.15%
Term Deposits	-	0.02%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Bharti Telecom Ltd.	Debenture	7.35%	15/10/2027	CRISIL AAA	4.31%
Bank Of Baroda	Certificate of Deposit	0.00%	08/01/2027	IND A1+	3.41%
REC Ltd.	Debenture	7.56%	31/08/2027	ICRA AAA	3.14%
Small Industries Devp. Bank of India Ltd.	Bonds	0.00%	04/06/2029	CRISIL AAA	2.99%
Bajaj Housing Finance Ltd.	Debenture	8.10%	08/07/2027	CRISIL AAA	2.56%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	2.51%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL AAA	2.42%
Uttar Pradesh State	State Development Loan	6.85%	23/11/2026	SOV	2.32%
LIC Housing Finance Ltd.	Non Convertible Debenture	7.75%	23/11/2027	CRISIL AAA	1.86%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CRISIL AAA	1.86%
Tamilnadu State	State Development Loan	7.39%	09/11/2026	SOV	1.80%
Mahindra Rural Housing Finance Ltd.	Debenture	7.42%	23/02/2028	CRISIL AAA	1.80%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	1.69%
Bajaj Finance Ltd.	Debenture	7.38%	26/06/2028	CRISIL AAA	1.64%
Reserve Bank of India	Treasury Bills	0.00%	364-D 04/02/2027	SOV	1.48%
India Universal Trust AL1	Securitised Debt	0.00%	20/07/2027	IND AAA(SO)	1.41%
Tata Capital Housing Finance Ltd.	Bonds	0.00%	03/11/2027	CRISIL AAA	1.25%
Bajaj Finance Ltd.	Debenture	7.80%	10/12/2027	CRISIL AAA	1.23%
Tata Capital Ltd.(Partly Paid Equity)	Debenture	8.30%	16/03/2027	ICRA AAA	1.21%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA AAA	1.21%
REC Ltd.	Bonds	7.71%	26/02/2027	CRISIL AAA	1.21%
REC Ltd.	Non Convertible Debenture	7.64%	30/04/2027	ICRA AAA	1.20%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.25%	22/01/2029	CRISIL AAA	1.18%
ICICI Home Finance Company Ltd.	Bonds	0.00%	28/06/2027	CRISIL AAA	1.18%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.02%	26/05/2028	CRISIL AAA	1.18%
Axis Bank Ltd.	Certificate of Deposit	0.00%	27/11/2026	CRISIL A1+	1.15%
Reserve Bank of India	Treasury Bills	0.00%	364-D 03/12/2026	SOV	1.15%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	08/01/2027	CRISIL A1+	1.14%
Reserve Bank of India	Treasury Bills	0.00%	364-D 04/03/2027	SOV	1.14%
Canara Bank	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	1.13%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	1.13%
Indian Bank	Certificate of Deposit	0.00%	09/02/2027	CRISIL A1+	1.13%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	1.13%
Canara Bank	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	1.13%
Export-Import Bank Of India	Certificate of Deposit	0.00%	01/03/2027	CRISIL A1+	1.13%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CRISIL A1+	1.13%
Bank Of Baroda	Certificate of Deposit	0.00%	02/02/2027	IND A1+	1.13%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	1.13%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	1.12%
Canara Bank	Certificate of Deposit	0.00%	25/03/2027	CRISIL A1+	1.12%
Mahindra Rural Housing Finance Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AAA	1.12%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	25/03/2027	CRISIL A1+	1.12%
Union Bank of India	Certificate of Deposit	0.00%	07/05/2027	ICRA A1+	1.11%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	11/06/2027	CRISIL A1+	1.10%
Karnataka State	State Development Loan	7.86%	15/03/2027	SOV	0.98%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	22/01/2027	CRISIL A1+	0.91%
Bajaj Finance Ltd.	Debenture	8.12%	10/09/2027	CRISIL AAA	0.88%
Bajaj Finance Ltd.	Non Convertible Debenture	7.77%	17/04/2029	CRISIL AAA	0.84%
Bharti Telecom Ltd.	Debenture	7.30%	01/12/2027	CRISIL AAA	0.73%
Reliance Industries Ltd.	Debenture	8.95%	09/11/2028	CRISIL AAA	0.65%
National Bank For Agriculture & Rural Development	Debenture	7.70%	30/09/2027	ICRA AAA	0.63%
Bajaj Finance Ltd.	Debenture	7.24%	12/12/2028	CRISIL AAA	0.62%
Small Industries Devp. Bank of India Ltd.	Debenture	7.79%	14/05/2027	CRISIL AAA	0.62%
REC Ltd.	Bonds	7.52%	07/11/2026	CRISIL AAA	0.62%
HDB Financial Services Ltd.	Debenture	7.65%	10/09/2027	CRISIL AAA	0.62%
GOI	GOI Securities	8.24%	15/02/2027	SOV	0.62%
Bajaj Housing Finance Ltd.	Debenture	7.98%	18/11/2027	CRISIL AAA	0.62%
National Bank For Agriculture & Rural Development	Debenture	7.27%	23/02/2029	CRISIL AAA	0.61%
Gujarat State	State Development Loan	7.59%	15/02/2027	SOV	0.61%
Jio Credit Ltd.	Bonds/NCDs	7.05%	13/10/2027	CRISIL AAA	0.61%
REC Ltd.	Non Convertible Debenture	7.77%	31/03/2028	CRISIL AAA	0.61%
Small Industries Devp. Bank of India Ltd.	Debenture	7.75%	10/06/2027	CRISIL AAA	0.61%
Export-Import Bank Of India	Debenture	7.25%	01/02/2027	CRISIL AAA	0.61%
Bajaj Housing Finance Ltd.	Debenture	7.66%	20/03/2028	CRISIL AAA	0.60%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.14%	26/02/2027	CRISIL AAA	0.60%
Himachal Pradesh State	State Development Loan	6.36%	29/07/2028	SOV	0.60%
Small Industries Devp. Bank of India Ltd.	Debenture	7.22%	10/04/2029	CRISIL AAA	0.60%
National Bank For Agriculture & Rural Development	Debenture	7.62%	10/05/2029	CRISIL AAA	0.60%
Gujarat State	State Development Loan	7.24%	28/12/2026	SOV	0.59%
Sundaram Finance Ltd.	Debenture	8.12%	21/06/2027	ICRA AAA	0.59%
Power Finance Corporation Ltd.	Bonds	7.44%	11/06/2027	CRISIL AAA	0.59%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	06/11/2026	CRISIL A1+	0.58%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	0.57%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	0.57%
Bank Of Baroda	Certificate of Deposit	0.00%	27/01/2027	IND A1+	0.57%
Bank Of Baroda	Certificate of Deposit	0.00%	25/11/2026	IND A1+	0.57%
Punjab National Bank	Certificate of Deposit	0.00%	15/12/2026	CRISIL A1+	0.57%
Punjab National Bank	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	0.57%
ICICI Bank Ltd.	Certificate of Deposit	0.00%	27/01/2027	ICRA A1+	0.57%
Bank Of Baroda	Certificate of Deposit	0.00%	03/02/2027	IND A1+	0.57%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	0.57%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	0.57%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	0.56%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.56%
Union Bank of India	Certificate of Deposit	0.00%	0	ICRA A1+	0.56%
Power Finance Corporation Ltd.	Bonds/NCDs	6.73%	15/10/2027	CRISIL AAA	0.49%
Uttar Pradesh State	State Development Loan	6.88%	23/06/2031	SOV	0.47%
Reserve Bank of India	Treasury Bills	0.00%	364-D 11/03/2027	SOV	0.45%
Maharashtra State	State Development Loan	7.37%	14/09/2026	SOV	0.45%
Kotak Mahindra Prime Ltd.	Debenture	7.05%	10/04/2028	CRISIL AAA	0.36%
Tata Motors Finance Ltd.	Zero Coupon Bonds	0.00%	28/08/2026	CRISIL AAA	0.32%
Karnataka State	State Development Loan	7.15%	11/01/2027	SOV	0.25%
Karnataka State	State Development Loan	7.08%	12/02/2031	SOV	0.24%
Maharashtra State	State Development Loan	7.39%	09/11/2026	SOV	0.24%
Maharashtra State	State Development Loan	7.16%	28/09/2026	SOV	0.20%
LIC Housing Finance Ltd.	Bonds	7.90%	18/08/2026	CRISIL AAA	0.13%
Karnataka State	State Development Loan	6.83%	23/11/2026	SOV	0.12%
Gujarat State	State Development Loan	7.05%	14/12/2026	SOV	0.12%
Mahindra & Mahindra Financial Services Ltd.	Debenture	0.00%	27/04/2027	CRISIL AAA	0.06%

Frequently Asked Questions

What are the top holdings of DSP Low Duration Fund Direct-Growth?

The top holdings of DSP Low Duration Fund Direct-Growth as of 30 Jun 2026 are Bharti Telecom Ltd. (4.31%), Bank Of Baroda (3.41%), REC Ltd. (3.14%), Small Industries Devp. Bank of India Ltd. (2.99%), Bajaj Housing Finance Ltd. (2.56%). These top 5 stocks together account for 16.41% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does DSP Low Duration Fund Direct-Growth hold in its portfolio?

DSP Low Duration Fund Direct-Growth holds 101 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of DSP Low Duration Fund Direct-Growth?

The sector allocation of DSP Low Duration Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of DSP Low Duration Fund Direct-Growth?

As of 30 Jun 2026, DSP Low Duration Fund Direct-Growth has 0.00% allocated to equity, and 99.54% to debt. You can also check the historical trends above.

What is the market cap allocation of DSP Low Duration Fund Direct-Growth?

The market cap allocation of DSP Low Duration Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of DSP Low Duration Fund Direct-Growth's portfolio?

The portfolio PE ratio of DSP Low Duration Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of DSP Low Duration Fund Direct-Growth?

As of 30 Jun 2026, DSP Low Duration Fund Direct-Growth's debt portfolio has 53.29% in AAA-rated instruments, - in AA-rated, and 13.83% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for DSP Low Duration Fund Direct-Growth?

The latest portfolio disclosure for DSP Low Duration Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

99.54%

99.17%

99.83%

105.45%

96.02%

95.78%

Others (incl. cash)

0.46%

0.83%

0.17%

-5.45%

3.98%

4.22%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Bharti Telecom Ltd.

Communication

17,500

182.96

4.31%

0.52%↑

Bank Of Baroda

Financial

3,000

144.87

3.41%

1.41%↑

REC Ltd.

Financial

12,500

133.33

3.14%

-0.17%↓

Small Industries Devp. Bank of India Ltd.

Financial

12,500

126.7

2.99%

Bajaj Housing Finance Ltd.

Financial

10,000

108.61

2.56%

0.31%↑

National Bank For Agriculture & Rural Development

Financial

10,000

106.41

2.51%

-0.23%↓

National Bank For Agriculture & Rural Development

Financial

10,000

102.9

2.42%

-0.23%↓

Uttar Pradesh State

Others

97,14,000

98.26

2.32%

0.27%↑

LIC Housing Finance Ltd.

Financial

750

78.79

1.86%

0.23%↑

Small Industries Devp. Bank of India Ltd.

Financial

7,500

78.73

1.86%

0.24%↑

Mahindra Rural Housing Finance Ltd.

Financial

7,500

76.5

1.80%

0.21%↑

Tamilnadu State

Others

75,00,000

76.23

1.80%

0.21%↑

HDFC Bank Ltd.

Financial

1,500

71.63

1.69%

-0.29%↓

Bajaj Finance Ltd.

Financial

7,000

69.79

1.64%

0.07%↑

Reserve Bank of India

Financial

65,00,000

62.95

1.48%

0.17%↑

India Universal Trust AL1

Others

59.73

1.41%

0.00%

Tata Capital Housing Finance Ltd.

Financial

500

52.88

1.25%

0.16%↑

Bajaj Finance Ltd.

Financial

5,000

52.25

1.23%

0.15%↑

National Bank For Agriculture & Rural Development

Financial

5,000

51.27

1.21%

0.15%↑

REC Ltd.

Financial

5,000

51.44

1.21%

0.14%↑

Rating

Fund