DSP Money Market Fund Direct Plan-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹58.9+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for DSP Money Market Fund Direct Plan-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 103.25% | 98.96% | 101.59% | 104.49% | 98.92% | 101.45% |
| Others (incl. cash) | -3.25% | 1.04% | -1.59% | -4.49% | 1.08% | -1.45% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
114
Top Holding %
3.02%
Top 5 Holdings %
13.57%
Top 10 Holdings %
24.13%
Modified Duration
0.43 yrs
Avg. Maturity
0.46 yrs
Yield to Maturity
7.01%
AUM
₹8,072 Cr
Expense Ratio
0.18%
Since Inception
6.98%
Max Drawdown
-0.02%
Sharpe Ratio
2.52
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Small Industries Devp. Bank of India Ltd. | Financial | 5,000 | 244.15 | 3.02% | 0.37%↑ |
| Punjab National Bank | Financial | 5,000 | 242.61 | 3.01% | 0.81%↑ |
| Panatone Finvest Ltd | Financial | 4,500 | 220.29 | 2.73% | 0.74%↑ |
| Export-Import Bank Of India | Financial | 4,000 | 194.51 | 2.41% | 0.65%↑ |
| HDFC Bank Ltd. | Financial | 4,000 | 194.07 | 2.40% | 0.64%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 4,000 | 187.73 | 2.33% | 0.63%↑ |
| Reserve Bank of India | Financial | 1,80,00,000 | 178.35 | 2.21% | -0.53%↓ |
| Canara Bank | Financial | 3,500 | 170.07 | 2.11% | 1.89%↑ |
| National Bank For Agriculture & Rural Development | Financial | 3,500 | 169.78 | 2.10% | 0.56%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 3,000 | 145.81 | 1.81% | 0.49%↑ |
| Tata Projects Ltd. | Construction | 3,000 | 146.22 | 1.81% | 0.49%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 3,000 | 146.11 | 1.81% | 0.27%↑ |
| Reserve Bank of India | Financial | 1,40,00,000 | 136.33 | 1.69% | 0.45%↑ |
| IDFC First Bank Ltd. | Financial | 2,800 | 136.72 | 1.69% | 0.45%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,500 | 121.79 | 1.51% | 0.41%↑ |
| Canara Bank | Financial | 2,500 | 121.02 | 1.50% | 0.40%↑ |
| Union Bank of India | Financial | 2,500 | 121.32 | 1.50% | 0.40%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,500 | 121.11 | 1.50% | 0.40%↑ |
| Kotak Mahindra Prime Ltd. | Financial | 2,500 | 118.82 | 1.47% | 0.18%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,500 | 116.8 | 1.45% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 88.77% | 77.02% |
| SOV | 14.18% | 12.46% |
| Others | 0.30% | 0.26% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.32% |
| Cash & Call Money | -3.25% | 5.52% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 3.02% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 3.01% |
| Panatone Finvest Ltd | Commercial Paper | 0.00% | 364-D 11/01/2027 | CRISIL A1+ | 2.73% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 01/03/2027 | CRISIL A1+ | 2.41% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 2.40% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/08/2027 | CRISIL A1+ | 2.33% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 03/12/2026 | SOV | 2.21% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 2.11% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | CRISIL A1+ | 2.10% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 1.81% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 1.81% |
| Tata Projects Ltd. | Commercial Paper | 0.00% | 175-D 12/02/2027 | CRISIL A1+ | 1.81% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 19/03/2027 | SOV | 1.69% |
| IDFC First Bank Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 1.69% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 1.51% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 1.50% |
| Canara Bank | Certificate of Deposit | 0.00% | 25/03/2027 | CRISIL A1+ | 1.50% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | ICRA A1+ | 1.50% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 304-D 07/06/2027 | CRISIL A1+ | 1.47% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 03/09/2027 | CRISIL A1+ | 1.45% |
| Union Bank of India | Certificate of Deposit | 0.00% | 10/02/2027 | ICRA A1+ | 1.21% |
| Bajaj Housing Finance Ltd. | Commercial Paper | 0.00% | 365-D 23/02/2027 | CRISIL A1+ | 1.21% |
| IDFC First Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 1.21% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 328-D 11/02/2027 | CRISIL A1+ | 1.21% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 1.21% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 02/02/2027 | IND A1+ | 1.21% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 1.20% |
| Tata Capital Ltd. | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 1.20% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 270-D 29/03/2027 | CRISIL A1+ | 1.20% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 24/02/2027 | CRISIL A1+ | 1.20% |
| Bajaj Auto Ltd. | Commercial Paper | 0.00% | 182-D 22/02/2027 | CRISIL A1+ | 1.20% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 1.20% |
| Equitas Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 1.20% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 24/02/2027 | CRISIL A1+ | 1.20% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 02/03/2027 | IND A1+ | 1.20% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/03/2027 | ICRA A1+ | 1.20% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/06/2027 | CRISIL A1+ | 1.18% |
| Indian Bank | Certificate of Deposit | 0.00% | 24/06/2027 | CRISIL A1+ | 1.18% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 17/08/2027 | CRISIL A1+ | 1.15% |
| Karnataka State | State Development Loan | 7.86% | 15/03/2027 | SOV | 1.06% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 10/02/2027 | CRISIL A1+ | 1.03% |
| Maharashtra State | State Development Loan | 6.54% | 09/02/2027 | SOV | 0.94% |
| Tata Communications Ltd. | Commercial Paper | 0.00% | 180-D 17/02/2027 | CRISIL A1+ | 0.91% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 11/03/2027 | SOV | 0.91% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 26/02/2027 | SOV | 0.91% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 0.91% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 28/01/2027 | CRISIL A1+ | 0.91% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 03/02/2027 | IND A1+ | 0.91% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | IND A1+ | 0.90% |
| Piramal Finance Ltd. | Commercial Paper | 0.00% | 204-D 18/02/2027 | CRISIL A1+ | 0.90% |
| Union Bank of India | Certificate of Deposit | 0.00% | 07/05/2027 | ICRA A1+ | 0.89% |
| Indian Bank | Certificate of Deposit | 0.00% | 24/05/2027 | CRISIL A1+ | 0.89% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 19/08/2027 | SOV | 0.88% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/06/2027 | CRISIL A1+ | 0.88% |
| Gujarat State | State Development Loan | 7.14% | 11/01/2027 | SOV | 0.88% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 11/02/2027 | SOV | 0.79% |
| Tamilnadu State | State Development Loan | 7.74% | 01/03/2027 | SOV | 0.63% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 0.61% |
| IDFC First Bank Ltd. | Certificate of Deposit | 0.00% | 15/01/2027 | CRISIL A1+ | 0.61% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.61% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 27/01/2027 | CRISIL A1+ | 0.61% |
| Tata Housing Devp. Co. Ltd | Commercial Paper | 0.00% | 364-D 15/01/2027 | IND A1+ | 0.61% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 0.61% |
| Nuvama Wealth Finance Ltd. | Commercial Paper | 0.00% | 365-D 27/01/2027 | CRISIL A1+ | 0.60% |
| Canara Bank | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 0.60% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 0.60% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 0.60% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 0.60% |
| Axis Securities Ltd. | Commercial Paper | 0.00% | 255-D 15/03/2027 | CRISIL A1+ | 0.60% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 19/03/2027 | ICRA A1+ | 0.60% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CRISIL A1+ | 0.60% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.60% |
| Axis Securities Ltd. | Commercial Paper | 0.00% | 364-D 22/02/2027 | CRISIL A1+ | 0.60% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 0.60% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 22/01/2027 | CRISIL A1+ | 0.60% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 0.60% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.60% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 0.60% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 0.60% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.60% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 355-D 28/04/2027 | CRISIL A1+ | 0.59% |
| Karnataka State | State Development Loan | 7.59% | 15/02/2027 | SOV | 0.57% |
| Tamilnadu State | State Development Loan | 7.52% | 24/05/2027 | SOV | 0.57% |
| Gujarat State | State Development Loan | 7.52% | 24/05/2027 | SOV | 0.55% |
| Tamilnadu State | State Development Loan | 7.61% | 15/02/2027 | SOV | 0.50% |
| GOI | GOI Securities | 8.24% | 15/02/2027 | SOV | 0.32% |
| Tamilnadu State | State Development Loan | 7.24% | 28/06/2027 | SOV | 0.32% |
| Cholamandalam Securities Ltd. | Commercial Paper | 0.00% | 27/11/2026 | ICRA A1+ | 0.31% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 364-D 22/01/2027 | CRISIL A1+ | 0.30% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 04/02/2027 | CRISIL A1+ | 0.30% |
| Canara Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 0.30% |
| Motilal Oswal Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 03/02/2027 | CRISIL A1+ | 0.30% |
| LIC Housing Finance Ltd. GDR/GDS | Commercial Paper | 0.00% | 347-D 23/02/2027 | CRISIL A1+ | 0.30% |
| National Bank For Financing Infrastructure And Development | Certificate of Deposit | 0.00% | 04/03/2027 | IND A1+ | 0.30% |
| Kotak Mahindra Securities Ltd. | Commercial Paper | 0.00% | 365-D 12/02/2027 | CRISIL A1+ | 0.30% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | IND A1+ | 0.30% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 18/01/2027 | CRISIL A1+ | 0.30% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 0.30% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.30% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 0.30% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 03/02/2027 | CRISIL A1+ | 0.30% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 0.30% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 0.30% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/06/2027 | ICRA A1+ | 0.29% |
| Indian Bank | Certificate of Deposit | 0.00% | 21/06/2027 | CRISIL A1+ | 0.29% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 20/08/2027 | CRISIL A1+ | 0.29% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 365-D 04/06/2027 | CRISIL A1+ | 0.29% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 27/08/2027 | CRISIL A1+ | 0.29% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 21/01/2027 | SOV | 0.24% |
| Gujarat State | State Development Loan | 7.05% | 14/12/2026 | SOV | 0.13% |
| Tamilnadu State | State Development Loan | 7.07% | 14/12/2026 | SOV | 0.06% |
| Karnataka State | State Development Loan | 7.08% | 14/12/2026 | SOV | 0.02% |
Frequently Asked Questions
What are the top holdings of DSP Money Market Fund Direct Plan-Growth?
The top holdings of DSP Money Market Fund Direct Plan-Growth as of 30 Sep 2026 are Small Industries Devp. Bank of India Ltd. (3.02%), Punjab National Bank (3.01%), Panatone Finvest Ltd (2.73%), Export-Import Bank Of India (2.41%), HDFC Bank Ltd. (2.40%). These top 5 stocks together account for 13.57% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does DSP Money Market Fund Direct Plan-Growth hold in its portfolio?
DSP Money Market Fund Direct Plan-Growth holds 114 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of DSP Money Market Fund Direct Plan-Growth?
The sector allocation of DSP Money Market Fund Direct Plan-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of DSP Money Market Fund Direct Plan-Growth?
As of 30 Sep 2026, DSP Money Market Fund Direct Plan-Growth has 0.00% allocated to equity, and 103.25% to debt. You can also check the historical trends above.
What is the market cap allocation of DSP Money Market Fund Direct Plan-Growth?
The market cap allocation of DSP Money Market Fund Direct Plan-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of DSP Money Market Fund Direct Plan-Growth's portfolio?
The portfolio PE ratio of DSP Money Market Fund Direct Plan-Growth is shown in the Holdings Analysis section above.
What is the credit quality of DSP Money Market Fund Direct Plan-Growth?
As of 30 Sep 2026, DSP Money Market Fund Direct Plan-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 14.18% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for DSP Money Market Fund Direct Plan-Growth?
The latest portfolio disclosure for DSP Money Market Fund Direct Plan-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.