Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	104.49%	98.92%	101.45%	99.18%	97.02%	97.38%
Others (incl. cash)	-4.49%	1.08%	-1.45%	0.82%	2.98%	2.62%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

100

Top Holding %

4.15%

Top 5 Holdings %

17.50%

Top 10 Holdings %

27.91%

Modified Duration

0.58 yrs

Avg. Maturity

0.63 yrs

Yield to Maturity

7.67%

AUM

₹7,178 Cr

Expense Ratio

0.18%

Since Inception

7.00%

Max Drawdown

-0.02%

Sharpe Ratio

2.27

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Reserve Bank of India	Financial	3,05,00,000	298.15	4.15%	1.02%↑
Small Industries Devp. Bank of India Ltd.	Financial	5,500	264.12	3.68%	-0.33%↓
Punjab National Bank	Financial	5,500	262.6	3.66%	-0.08%↓
Panatone Finvest Ltd	Financial	5,000	240.42	3.35%	0.33%↑
HDFC Bank Ltd.	Financial	4,000	190.9	2.66%	0.42%↑
Small Industries Devp. Bank of India Ltd.	Financial	3,500	167.63	2.34%	0.59%↑
Bank Of Baroda	Financial	3,000	146.06	2.03%	0.25%↑
Bank Of Baroda	Financial	3,000	144.92	2.02%	0.51%↑
Indusind Bank Ltd.	Financial	3,000	144.01	2.01%	0.51%↑
HDFC Bank Ltd.	Financial	3,000	144.44	2.01%	0.50%↑
National Bank For Agriculture & Rural Development	Financial	3,000	144.62	2.01%	0.50%↑
Reserve Bank of India	Financial	1,40,00,000	134.72	1.88%	0.47%↑
IDFC First Bank Ltd.	Financial	2,800	134.32	1.87%	0.47%↑
Bahadur Chand Investments Pvt. Ltd.	Financial	2,500	123.39	1.72%	0.43%↑
HDFC Bank Ltd.	Financial	2,500	121.28	1.69%	0.17%↑
Kotak Mahindra Bank Ltd.	Financial	2,500	120.28	1.68%	0.42%↑
Muthoot Fincorp Ltd.	Financial	2,500	120.72	1.68%	0.42%↑
Cholamandalam Investment and Finance Company Ltd.	Financial	2,500	120.01	1.67%	0.42%↑
HDFC Bank Ltd.	Financial	2,500	120.07	1.67%	-0.34%↓
Small Industries Devp. Bank of India Ltd.	Financial	2,500	120.19	1.67%	0.67%↑

1 / 5

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
A1+	88.91%	74.97%
SOV	15.24%	13.70%
Others	0.34%	0.23%
AA	-	0.41%
AA+	-	0.57%
AAA	-	0.98%
Cash	-	0.00%
Term Deposits	-	0.32%
Cash & Call Money	-4.49%	4.20%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Reserve Bank of India	Treasury Bills	0.00%	364-D 03/12/2026	SOV	4.15%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	3.68%
Punjab National Bank	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	3.66%
Panatone Finvest Ltd	Commercial Paper	0.00%	364-D 11/01/2027	CRISIL A1+	3.35%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	12/03/2027	CRISIL A1+	2.66%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CRISIL A1+	2.34%
Bank Of Baroda	Certificate of Deposit	0.00%	25/11/2026	IND A1+	2.03%
Bank Of Baroda	Certificate of Deposit	0.00%	06/01/2027	IND A1+	2.02%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	22/01/2027	CRISIL A1+	2.01%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	14/01/2027	CRISIL A1+	2.01%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	27/01/2027	CRISIL A1+	2.01%
Reserve Bank of India	Treasury Bills	0.00%	364-D 19/03/2027	SOV	1.88%
IDFC First Bank Ltd.	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	1.87%
Bahadur Chand Investments Pvt. Ltd.	Commercial Paper	0.00%	315-D 04/09/2026	ICRA A1+	1.72%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	14/12/2026	CRISIL A1+	1.69%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	1.68%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 02/12/2026	CRISIL A1+	1.68%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	05/02/2027	CRISIL A1+	1.67%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	1.67%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 22/01/2027	CRISIL A1+	1.67%
Union Bank of India	Certificate of Deposit	0.00%	0	ICRA A1+	1.66%
Canara Bank	Certificate of Deposit	0.00%	25/03/2027	CRISIL A1+	1.66%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	08/01/2027	CRISIL A1+	1.35%
Torrent Pharmaceuticals Ltd.	Commercial Paper	0.00%	337-D 22/12/2026	ICRA A1+	1.35%
Bank Of Baroda	Certificate of Deposit	0.00%	11/12/2026	IND A1+	1.35%
Axis Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	1.34%
Axis Bank Ltd.	Certificate of Deposit	0.00%	14/01/2027	CRISIL A1+	1.34%
IDFC First Bank Ltd.	Certificate of Deposit	0.00%	27/01/2027	CRISIL A1+	1.34%
Bank Of Baroda	Certificate of Deposit	0.00%	25/01/2027	IND A1+	1.34%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 22/01/2027	CRISIL A1+	1.34%
Small Industries Devp. Bank of India Ltd.	Commercial Paper	0.00%	26/02/2027	CRISIL A1+	1.33%
Equitas Small Finance Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	1.33%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	05/03/2027	CRISIL A1+	1.33%
Kotak Mahindra Securities Ltd.	Commercial Paper	0.00%	365-D 24/02/2027	CRISIL A1+	1.33%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	02/03/2027	IND A1+	1.33%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	1.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	1.33%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 24/02/2027	CRISIL A1+	1.32%
Karnataka State	State Development Loan	7.86%	15/03/2027	SOV	1.23%
Maharashtra State	State Development Loan	6.54%	09/02/2027	SOV	1.08%
Gujarat State	State Development Loan	7.14%	11/01/2027	SOV	1.02%
Reserve Bank of India	Treasury Bills	0.00%	364-D 11/03/2027	SOV	1.01%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	1.00%
Punjab National Bank	Certificate of Deposit	0.00%	10/02/2027	CRISIL A1+	1.00%
Union Bank of India	Certificate of Deposit	0.00%	07/05/2027	ICRA A1+	0.99%
Reserve Bank of India	Treasury Bills	0.00%	364-D 11/02/2027	SOV	0.88%
Tamilnadu State	State Development Loan	7.74%	01/03/2027	SOV	0.72%
Nuvama Wealth Management Ltd.	Commercial Paper	0.00%	308-D 11/09/2026	CRISIL A1+	0.69%
Bank Of Baroda	Certificate of Deposit	0.00%	20/11/2026	IND A1+	0.68%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	19/11/2026	CRISIL A1+	0.68%
Bajaj Finance Ltd.	Commercial Paper	0.00%	365-D 04/11/2026	CRISIL A1+	0.68%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	21/12/2026	CRISIL A1+	0.68%
Nuvama Wealth and Investment Limited	Commercial Paper	0.00%	141-D 24/09/2026	CRISIL A1+	0.68%
Canara Bank	Certificate of Deposit	0.00%	28/01/2027	CRISIL A1+	0.67%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	0.67%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	12/02/2027	CRISIL A1+	0.67%
Axis Bank Ltd.	Certificate of Deposit	0.00%	26/02/2027	CRISIL A1+	0.67%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	0.67%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	27/01/2027	CRISIL A1+	0.67%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	22/01/2027	CRISIL A1+	0.67%
Punjab National Bank	Certificate of Deposit	0.00%	09/03/2027	CRISIL A1+	0.67%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	19/01/2027	CRISIL A1+	0.67%
Tata Housing Devp. Co. Ltd	Commercial Paper	0.00%	364-D 15/01/2027	IND A1+	0.67%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	15/02/2027	CRISIL A1+	0.67%
Canara Bank	Certificate of Deposit	0.00%	11/03/2027	CRISIL A1+	0.67%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 04/02/2027	CRISIL A1+	0.67%
Canara Bank	Certificate of Deposit	0.00%	08/01/2027	CRISIL A1+	0.67%
Axis Securities Ltd.	Commercial Paper	0.00%	364-D 22/02/2027	CRISIL A1+	0.67%
Sundaram Finance Ltd.	Commercial Paper	0.00%	355-D 28/04/2027	CRISIL A1+	0.66%
Nuvama Wealth Finance Ltd.	Commercial Paper	0.00%	365-D 27/01/2027	CRISIL A1+	0.66%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	18/03/2027	CRISIL A1+	0.66%
Karnataka State	State Development Loan	7.59%	15/02/2027	SOV	0.65%
Tamilnadu State	State Development Loan	7.61%	15/02/2027	SOV	0.58%
Karnataka State	State Development Loan	7.08%	14/12/2026	SOV	0.37%
GOI	GOI Securities	8.24%	15/02/2027	SOV	0.36%
Maharashtra State	State Development Loan	7.39%	09/11/2026	SOV	0.35%
Punjab National Bank	Certificate of Deposit	0.00%	15/12/2026	CRISIL A1+	0.34%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	21/12/2026	CRISIL A1+	0.34%
ICICI Securities Ltd.	Commercial Paper	0.00%	337-D 25/09/2026	CRISIL A1+	0.34%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	06/11/2026	CRISIL A1+	0.34%
Reserve Bank of India	Treasury Bills	0.00%	364-D 10/12/2026	SOV	0.34%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 27/11/2026	CRISIL A1+	0.34%
Bank Of Baroda	Certificate of Deposit	0.00%	04/12/2026	IND A1+	0.34%
Indian Bank	Certificate of Deposit	0.00%	22/01/2027	CRISIL A1+	0.34%
Muthoot Fincorp Ltd.	Commercial Paper	0.00%	364-D 18/01/2027	CRISIL A1+	0.33%
Bajaj Finance Ltd.	Commercial Paper	0.00%	365-D 04/02/2027	CRISIL A1+	0.33%
Motilal Oswal Financial Services Ltd.	Commercial Paper	0.00%	365-D 03/02/2027	CRISIL A1+	0.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/02/2027	CRISIL A1+	0.33%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	10/03/2027	CRISIL A1+	0.33%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	0.33%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	29/01/2027	CRISIL A1+	0.33%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CRISIL A1+	0.33%
Bank Of Baroda	Certificate of Deposit	0.00%	05/03/2027	IND A1+	0.33%
National Bank For Financing Infrastructure And Development	Certificate of Deposit	0.00%	04/03/2027	IND A1+	0.33%
Reserve Bank of India	Treasury Bills	0.00%	364-D 21/01/2027	SOV	0.27%
Madhya Pradesh State	State Development Loan	7.38%	14/09/2026	SOV	0.21%
Reserve Bank of India	Treasury Bills	0.00%	182-D 10/09/2026	SOV	0.07%
Reserve Bank of India	Treasury Bills	0.00%	182-D 03/09/2026	SOV	0.07%

Frequently Asked Questions

What are the top holdings of DSP Savings Fund Direct Plan-Growth?

The top holdings of DSP Savings Fund Direct Plan-Growth as of 30 Jun 2026 are Reserve Bank of India (4.15%), Small Industries Devp. Bank of India Ltd. (3.68%), Punjab National Bank (3.66%), Panatone Finvest Ltd (3.35%), HDFC Bank Ltd. (2.66%). These top 5 stocks together account for 17.50% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does DSP Savings Fund Direct Plan-Growth hold in its portfolio?

DSP Savings Fund Direct Plan-Growth holds 100 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of DSP Savings Fund Direct Plan-Growth?

The sector allocation of DSP Savings Fund Direct Plan-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of DSP Savings Fund Direct Plan-Growth?

As of 30 Jun 2026, DSP Savings Fund Direct Plan-Growth has 0.00% allocated to equity, and 104.49% to debt. You can also check the historical trends above.

What is the market cap allocation of DSP Savings Fund Direct Plan-Growth?

The market cap allocation of DSP Savings Fund Direct Plan-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of DSP Savings Fund Direct Plan-Growth's portfolio?

The portfolio PE ratio of DSP Savings Fund Direct Plan-Growth is shown in the Holdings Analysis section above.

What is the credit quality of DSP Savings Fund Direct Plan-Growth?

As of 30 Jun 2026, DSP Savings Fund Direct Plan-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 15.24% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for DSP Savings Fund Direct Plan-Growth?

The latest portfolio disclosure for DSP Savings Fund Direct Plan-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

104.49%

98.92%

101.45%

99.18%

97.02%

97.38%

Others (incl. cash)

-4.49%

1.08%

-1.45%

0.82%

2.98%

2.62%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Reserve Bank of India

Financial

3,05,00,000

298.15

4.15%

1.02%↑

Small Industries Devp. Bank of India Ltd.

Financial

5,500

264.12

3.68%

-0.33%↓

Punjab National Bank

Financial

5,500

262.6

3.66%

-0.08%↓

Panatone Finvest Ltd

Financial

5,000

240.42

3.35%

0.33%↑

HDFC Bank Ltd.

Financial

4,000

190.9

2.66%

0.42%↑

Small Industries Devp. Bank of India Ltd.

Financial

3,500

167.63

2.34%

0.59%↑

Bank Of Baroda

Financial

3,000

146.06

2.03%

0.25%↑

Bank Of Baroda

Financial

3,000

144.92

2.02%

0.51%↑

Indusind Bank Ltd.

Financial

3,000

144.01

2.01%

0.51%↑

HDFC Bank Ltd.

Financial

3,000

144.44

2.01%

0.50%↑

National Bank For Agriculture & Rural Development

Financial

3,000

144.62

2.01%

0.50%↑

Reserve Bank of India

Financial

1,40,00,000

134.72

1.88%

0.47%↑

IDFC First Bank Ltd.

Financial

2,800

134.32

1.87%

0.47%↑

Bahadur Chand Investments Pvt. Ltd.

Financial

2,500

123.39

1.72%

0.43%↑

HDFC Bank Ltd.

Financial

2,500

121.28

1.69%

0.17%↑

Kotak Mahindra Bank Ltd.

Financial

2,500

120.28

1.68%

0.42%↑

Muthoot Fincorp Ltd.

Financial

2,500

120.72

1.68%

0.42%↑

Cholamandalam Investment and Finance Company Ltd.

Financial

2,500

120.01

1.67%

0.42%↑

HDFC Bank Ltd.

Financial

2,500

120.07

1.67%

-0.34%↓

Small Industries Devp. Bank of India Ltd.

Financial

2,500

120.19

1.67%

0.67%↑

Rating

Fund