performance

DSP Savings Fund Direct Plan-Growth

Debt: Money Market - Growth (Open ended)

DSP Savings Fund Direct Plan-GrowthNAV: 57.96 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I Index

NAV: ₹57.96+0.04%

16 Jul 2026

Rolling Returns Analysis

Rolling annualized returns of DSP Savings Fund Direct Plan-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	15 Jan, 2014 - 16 Jul, 2026	16 Feb, 2016 - 16 Jul, 2026	12 Mar, 2018 - 16 Jul, 2026	31 Mar, 2020 - 22 Jan, 2026
Average returns	7.18%	6.88%	6.74%	6.80%
Standard deviation	1.72%	1.10%	0.71%	0.56%
Best returns	11.73% 1 year ending on 31 Jul, 2014	9.25% 3 years ending on 31 Aug, 2016	8.20% 5 years ending on 03 Apr, 2018	8.20% 7 years ending on 28 May, 2020
Worst returns	3.11% 1 year ending on 07 Jun, 2022	4.78% 3 years ending on 02 Dec, 2022	5.94% 5 years ending on 24 Dec, 2024	6.27% 7 years ending on 08 Mar, 2023
Period with positive return	100.00%	100.00%	100.00%	100.00%
Period with return > 5%	85.37%	91.34%	100.00%	100.00%
Period with return > 10%	4.49%	0.00%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	29.17%	26.78%	24.01%	43.78%
Beat % Benchmark	33.27%	7.56%	5.82%	0.92%

Trailing Returns

Point-to-point returns of DSP Savings Fund Direct Plan-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

3.4%

-7.2%

YTD

0.6%

0.7%

1 M

3.4%

3.3%

-5.7%

6 M

6.3%

6.2%

-3.4%

1 Y

7.2%

7.3%

8.2%

3 Y

6.3%

6.5%

9.9%

5 Y

6.4%

6.7%

12.3%

10 Y

Fund

Debt: Money Market

CRISIL Money Market A-I Index

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	3.45%	0.64%	3.36%	6.30%	7.19%	6.33%	6.44%	7.00%
Debt: Money Market	3.40%	0.63%	3.27%	6.24%	7.27%	6.51%	6.67%	-
CRISIL Money Market A-I Index	-7.23%	0.66%	-5.72%	-3.42%	8.17%	9.90%	12.27%	-
Rank in category	7	9	4	6	18	17	-	-
Funds in category	26	27	26	25	22	18	12	-

Period Returns

Calendar-year, quarterly and monthly return history of DSP Savings Fund Direct Plan-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of DSP Savings Fund Direct Plan-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of DSP Savings Fund Direct Plan-Growth?

DSP Savings Fund Direct Plan-Growth has delivered a 1-year return of 6.30% as of 16 Jul 2026. During the same period, its benchmark CRISIL Money Market A-I Index returned -3.42%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of DSP Savings Fund Direct Plan-Growth?

DSP Savings Fund Direct Plan-Growth has delivered a 3-year CAGR of 7.19% as of 16 Jul 2026. Its benchmark CRISIL Money Market A-I Index returned 8.17% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of DSP Savings Fund Direct Plan-Growth?

DSP Savings Fund Direct Plan-Growth has delivered a 5-year CAGR of 6.33% as of 16 Jul 2026. Its benchmark CRISIL Money Market A-I Index returned 9.90% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of DSP Savings Fund Direct Plan-Growth since inception?

Since its launch on 31 Dec 2012, DSP Savings Fund Direct Plan-Growth has delivered a CAGR of 7.00%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has DSP Savings Fund Direct Plan-Growth performed vs its category over the long term?

Over the long term, DSP Savings Fund Direct Plan-Growth has ranked 18 out of 22 funds in the Debt: Money Market category on a 3-year basis, and 17 out of 18 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of DSP Savings Fund Direct Plan-Growth?

The Sharpe ratio of DSP Savings Fund Direct Plan-Growth is 2.27 (as of 16 Jul 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of DSP Savings Fund Direct Plan-Growth?

The alpha of DSP Savings Fund Direct Plan-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of DSP Savings Fund Direct Plan-Growth?

The beta of DSP Savings Fund Direct Plan-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of DSP Savings Fund Direct Plan-Growth?

The average 1-year and 3-year rolling returns of DSP Savings Fund Direct Plan-Growth is 7.18% and 6.88% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

15 Jan, 2014 - 16 Jul, 2026

16 Feb, 2016 - 16 Jul, 2026

12 Mar, 2018 - 16 Jul, 2026

31 Mar, 2020 - 22 Jan, 2026

Average returns

7.18%

6.88%

6.74%

6.80%

Standard deviation

1.72%

1.10%

0.71%

0.56%

Best returns

11.73%

1 year ending on 31 Jul, 2014

9.25%

3 years ending on 31 Aug, 2016

8.20%

5 years ending on 03 Apr, 2018

8.20%

7 years ending on 28 May, 2020

Worst returns

3.11%

1 year ending on 07 Jun, 2022

4.78%

3 years ending on 02 Dec, 2022

5.94%

5 years ending on 24 Dec, 2024

6.27%

7 years ending on 08 Mar, 2023

Period with positive return

100.00%

Period with return > 5%

85.37%

91.34%

100.00%

Period with return > 10%

4.49%

0.00%

Period with return > 15%

0.00%

Beat % Category

29.17%

26.78%

24.01%

43.78%

Beat % Benchmark

33.27%

7.56%

5.82%

0.92%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

3.45%

0.64%

3.36%

6.30%

7.19%

6.33%

6.44%

7.00%

Debt: Money Market

3.40%

0.63%

3.27%

6.24%

7.27%

6.51%

6.67%

CRISIL Money Market A-I Index

-7.23%

0.66%

-5.72%

-3.42%

8.17%

9.90%

12.27%

Rank in category

Funds in category

Frequently Asked Questions

What are the 1-year returns of DSP Savings Fund Direct Plan-Growth?

What are the 3-year returns of DSP Savings Fund Direct Plan-Growth?

What are the 5-year returns of DSP Savings Fund Direct Plan-Growth?

What are the returns of DSP Savings Fund Direct Plan-Growth since inception?

How has DSP Savings Fund Direct Plan-Growth performed vs its category over the long term?

What is the Sharpe ratio of DSP Savings Fund Direct Plan-Growth?

What is the alpha of DSP Savings Fund Direct Plan-Growth?

The alpha of DSP Savings Fund Direct Plan-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of DSP Savings Fund Direct Plan-Growth?

The beta of DSP Savings Fund Direct Plan-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of DSP Savings Fund Direct Plan-Growth?

DSP Savings Fund Direct Plan-Growth

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

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Frequently Asked Questions

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