mutual funds franklin india conservative hybrid fund a directgrowth

holdings

Franklin India Conservative Hybrid Fund A Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

SEBI Riskometer: ModerateCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative IndexCheck Portfolio Overlap →

NAV: ₹101.2-0.17%

22 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Conservative Hybrid Fund A Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Debt

64.40%

Equity

19.90%

Others

15.70%

Market Cap Distribution

Large Cap (60.9%)

Mid Cap (19.9%)

Small Cap (19.2%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	19.90%	19.29%	21.09%	22.02%	20.89%	22.61%
Debt	64.40%	59.82%	70.74%	59.46%	58.27%	62.40%
Others (incl. cash)	15.70%	20.89%	8.17%	18.52%	20.83%	14.99%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

29.68

P/B Ratio

4.03

Top Holding %

14.97%

Top 5 Holdings %

41.72%

Top 10 Holdings %

65.93%

Modified Duration

1.25 yrs

Avg. Maturity

1.71 yrs

Yield to Maturity

7.08%

AUM

₹208 Cr

Expense Ratio

0.81%

Since Inception

8.57%

Max Drawdown

-0.12%

Sharpe Ratio

0.40

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Axis Bank Ltd.	Financial	17,100	2.1	1.01%	-0.05%↓
HDFC Bank Ltd.	Financial	28,000	1.98	0.95%	-0.24%↓
ICICI Bank Ltd.	Financial	14,000	1.85	0.89%	-0.18%↓
State Bank of India	Financial	19,000	1.82	0.88%	-0.08%↓
Eternal Ltd.	Services	50,000	1.6	0.77%	-0.01%↓
Bharat Electronics Ltd.	Capital Goods	35,400	1.37	0.66%	-0.04%↓
Infosys Ltd.	Technology	13,663	1.36	0.65%	-0.09%↓
Larsen & Toubro Ltd.	Construction	3,600	1.35	0.65%	-0.04%↓
Mahindra & Mahindra Ltd.	Automobile	4,500	1.33	0.64%	-0.07%↓
Bharti Airtel Ltd.	Communication	7,500	1.32	0.63%	-0.01%↓
Kirloskar Oil Engines Ltd.	Capital Goods	4,814	1.11	0.53%	0.05%↑
Reliance Industries Ltd.	Energy	9,000	1.07	0.51%	-0.30%↓
TVS Motor Company Ltd.	Automobile	2,500	1.03	0.49%	-
Marico Ltd.	Consumer Staples	13,000	1.02	0.49%	-0.02%↓
Britannia Industries Ltd.	Consumer Staples	2,000	0.97	0.46%	0.01%↑
Tata Power Company Ltd.	Energy	25,000	0.9	0.43%	0.02%↑
RBL Bank Ltd.	Financial	22,000	0.89	0.43%	0.03%↑
Ultratech Cement Ltd.	Materials	800	0.88	0.42%	-0.02%↓
Cipla Ltd.	Healthcare	6,500	0.87	0.42%	-0.02%↓
Dr. Reddys Laboratories Ltd.	Healthcare	6,700	0.83	0.40%	0.08%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	5.92%	5.83%	6.20%	6.60%	6.20%	6.73%
Capital Goods	2.35%	2.16%	2.10%	1.94%	1.40%	1.38%
Automobile	1.79%	1.35%	1.63%	1.43%	1.25%	1.14%
Healthcare	1.63%	1.62%	1.33%	1.30%	1.25%	1.17%
Services	1.47%	1.66%	1.56%	1.52%	1.14%	1.65%
Energy	1.13%	1.58%	1.86%	2.28%	2.40%	2.75%
Materials	1.13%	0.46%	0.48%	0.58%	0.60%	0.62%
Construction	1.02%	1.06%	1.10%	1.57%	1.52%	1.54%
Consumer Staples	0.96%	0.96%	1.32%	1.30%	1.31%	1.37%
Technology	0.65%	0.74%	1.47%	1.26%	1.44%	1.50%
Communication	0.63%	0.65%	0.75%	0.77%	1.04%	1.09%
Consumer Discretionary	0.56%	0.59%	0.58%	0.44%	0.26%	0.38%
Metals & Mining	0.38%	0.38%	0.41%	0.42%	0.47%	0.52%
Insurance	0.27%	0.26%	0.29%	0.60%	0.62%	0.78%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	35.34%	19.17%
A1+	16.70%	2.95%
Cash & Call Money	15.53%	13.97%
AA	8.91%	3.91%
SOV	3.26%	23.94%
Others	0.37%	0.17%
Cash	0.00%	0.21%
A	-	0.78%
A+	-	1.28%
A-	-	0.25%
AA+	-	4.86%
AA-	-	1.23%
B+	-	1.85%
B-	-	2.24%
BBB+	-	0.00%
D	-	0.09%
Term Deposits	-	0.01%
Unrated	-	0.09%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

53.1 / 100

Weighted average Value score is 53.1. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

54.2 / 100

Weighted average Price Momentum score is 54.2. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

68.3 / 100

Weighted average Quality score is 68.3. This indicates that portfolio has average quality using composite of quality measures.

QVM score

65.7 / 100

Weighted average QVM score is 65.7. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Ashok Leyland Ltd.	-1.59
Data Patterns (India) Ltd.	-1.4

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: 360 One Wam Ltd., Angel One Ltd., Ashok Leyland Ltd., Cholamandalam Investment and Finance Company Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Ashok Leyland Ltd.	4.49
Tata Power Company Ltd.	2.02
TVS Motor Company Ltd.	3.43
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	IND AAA	7.56%
Indian Bank	Certificate of Deposit	0.00%	06/11/2026	CRISIL A1+	7.17%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	7.03%
Small Industries Devp. Bank of India Ltd.	Debenture	7.68%	10/08/2027	CRISIL AAA	5.00%
Bajaj Housing Finance Ltd.	Debenture	7.90%	28/04/2028	CRISIL AAA	4.95%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.70%	21/04/2028	CRISIL AAA	4.93%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	IND AAA	4.79%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	06/11/2026	CARE A1+	4.78%
Canara Bank	Certificate of Deposit	0.00%	30/11/2026	CRISIL A1+	4.76%
REC Ltd.	Bonds	0.00%	03/11/2034	CRISIL AAA	3.21%
Kotak Mahindra Investments Ltd.	Debenture	8.38%	21/06/2027	CRISIL AAA	2.46%
Power Finance Corporation Ltd.	Bonds	7.18%	20/01/2027	CRISIL AAA	2.44%
Maharashtra State	State Development Loan	7.66%	04/03/2047	SOV	2.36%
Jubilant Beverages Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	1.88%

Frequently Asked Questions

What are the top holdings of Franklin India Conservative Hybrid Fund A Direct-Growth?

The top holdings of Franklin India Conservative Hybrid Fund A Direct-Growth as of 30 Sep 2026 are Others (14.97%), Bajaj Finance Ltd. (7.56%), Indian Bank (7.17%), Jubilant Bevco Ltd. (7.03%), Small Industries Devp. Bank of India Ltd. (5.00%). These top 5 stocks together account for 41.72% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Franklin India Conservative Hybrid Fund A Direct-Growth hold in its portfolio?

Franklin India Conservative Hybrid Fund A Direct-Growth holds 64 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?

As of 30 Sep 2026, Franklin India Conservative Hybrid Fund A Direct-Growth's top sector allocations are Financial (5.92%), Capital Goods (2.35%), Automobile (1.79%). You can find detailed sector allocation above.

What is the equity and debt allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?

As of 30 Sep 2026, Franklin India Conservative Hybrid Fund A Direct-Growth has 19.90% allocated to equity, and 64.40% to debt. You can also check the historical trends above.

What is the market cap allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?

As of 30 Sep 2026, Franklin India Conservative Hybrid Fund A Direct-Growth's market cap allocation is 60.93% in large caps, 19.92% in mid caps, and 19.15% in small caps.

What is the PE ratio of Franklin India Conservative Hybrid Fund A Direct-Growth's portfolio?

The portfolio PE ratio of Franklin India Conservative Hybrid Fund A Direct-Growth is 29.68 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Franklin India Conservative Hybrid Fund A Direct-Growth?

As of 30 Sep 2026, Franklin India Conservative Hybrid Fund A Direct-Growth's debt portfolio has 35.34% in AAA-rated instruments, 8.91% in AA-rated, and 3.26% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Franklin India Conservative Hybrid Fund A Direct-Growth?

The latest portfolio disclosure for Franklin India Conservative Hybrid Fund A Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

19.90%

19.29%

21.09%

22.02%

20.89%

22.61%

Debt

64.40%

59.82%

70.74%

59.46%

58.27%

62.40%

Others (incl. cash)

15.70%

20.89%

8.17%

18.52%

20.83%

14.99%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Axis Bank Ltd.

Financial

17,100

2.1

1.01%

-0.05%↓

HDFC Bank Ltd.

Financial

28,000

1.98

0.95%

-0.24%↓

ICICI Bank Ltd.

Financial

14,000

1.85

0.89%

-0.18%↓

State Bank of India

Financial

19,000

1.82

0.88%

-0.08%↓

Eternal Ltd.

Services

50,000

1.6

0.77%

-0.01%↓

Bharat Electronics Ltd.

Capital Goods

35,400

1.37

0.66%

-0.04%↓

Infosys Ltd.

Technology

13,663

1.36

0.65%

-0.09%↓

Larsen & Toubro Ltd.

Construction

3,600

1.35

0.65%

-0.04%↓

Mahindra & Mahindra Ltd.

Automobile

4,500

1.33

0.64%

-0.07%↓

Bharti Airtel Ltd.

Communication

7,500

1.32

0.63%

-0.01%↓

Kirloskar Oil Engines Ltd.

Capital Goods

4,814

1.11

0.53%

0.05%↑

Reliance Industries Ltd.

Energy

9,000

1.07

0.51%

-0.30%↓

TVS Motor Company Ltd.

Automobile

2,500

1.03

0.49%

Marico Ltd.

Consumer Staples

13,000

1.02

0.49%

-0.02%↓

Britannia Industries Ltd.

Consumer Staples

2,000

0.97

0.46%

0.01%↑

Tata Power Company Ltd.

Energy

25,000

0.9

0.43%

0.02%↑

RBL Bank Ltd.

Financial

22,000

0.89

0.43%

0.03%↑

Ultratech Cement Ltd.

Materials

800

0.88

0.42%

-0.02%↓

Cipla Ltd.

Healthcare

6,500

0.87

0.42%

-0.02%↓

Dr. Reddys Laboratories Ltd.

Healthcare

6,700

0.83

0.40%

0.08%↑

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

5.92%

5.83%

6.20%

6.60%

6.20%

6.73%

Capital Goods

2.35%

2.16%

2.10%

1.94%

1.40%

1.38%

Automobile

1.79%

1.35%

1.63%

1.43%

1.25%

1.14%

Healthcare

1.63%

1.62%

1.33%

1.30%

1.25%

1.17%

Services

1.47%

1.66%

1.56%

1.52%

1.14%

1.65%

Energy

1.13%

1.58%

1.86%

2.28%

2.40%

2.75%

Materials

1.13%

0.46%

0.48%

0.58%

0.60%

0.62%

Construction

1.02%

1.06%

1.10%

1.57%

1.52%

1.54%

Consumer Staples

0.96%

1.32%

1.30%

1.31%

1.37%

Technology

0.65%

0.74%

1.47%

1.26%

1.44%

1.50%

Communication

0.63%

0.65%

0.75%

0.77%

1.04%

1.09%

Consumer Discretionary

0.56%

0.59%

0.58%

0.44%

0.26%

0.38%

Metals & Mining

0.38%

0.41%

0.42%

0.47%

0.52%

Insurance

0.27%

0.26%

0.29%

0.60%

0.62%

0.78%

Rating

Fund