mutual funds franklin india conservative hybrid fund a directgrowth

holdings

Franklin India Conservative Hybrid Fund A Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

Franklin India Conservative Hybrid Fund A Direct-GrowthNAV: 102.50 as on 06 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative Index

NAV: ₹102.5-0.05%

07 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Conservative Hybrid Fund A Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

59.46%

Equity

22.02%

Others

18.52%

Market Cap Distribution

Large Cap (74.2%)

Mid Cap (11.6%)

Small Cap (14.2%)

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	22.02%	20.89%	22.61%	21.70%	24.35%	22.16%
Debt	59.46%	58.27%	62.40%	69.73%	67.91%	63.13%
Others (incl. cash)	18.52%	20.83%	14.99%	8.57%	7.74%	14.71%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

23.60

P/B Ratio

3.36

Top Holding %

18.39%

Top 5 Holdings %

46.83%

Top 10 Holdings %

68.75%

Modified Duration

1.55 yrs

Avg. Maturity

2.10 yrs

Yield to Maturity

7.40%

AUM

₹194 Cr

Expense Ratio

0.76%

Since Inception

8.87%

Max Drawdown

-0.12%

Sharpe Ratio

0.59

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	43,000	3.43	1.77%	0.11%↑
ICICI Bank Ltd.	Financial	21,500	2.96	1.53%	0.12%↑
Reliance Industries Ltd.	Energy	19,000	2.46	1.27%	-0.04%↓
Axis Bank Ltd.	Financial	18,000	2.42	1.25%	0.05%↑
State Bank of India	Financial	23,000	2.36	1.22%	0.07%↑
Larsen & Toubro Ltd.	Construction	5,000	2.07	1.07%	0.01%↑
Bharti Airtel Ltd.	Communication	8,000	1.48	0.77%	-0.27%↓
Mahindra & Mahindra Ltd.	Automobile	4,500	1.38	0.71%	0.16%↑
Infosys Ltd.	Technology	13,663	1.37	0.71%	-0.12%↓
NTPC Ltd.	Energy	38,000	1.36	0.70%	-0.06%↓
Eternal Ltd.	Services	50,000	1.32	0.68%	0.03%↑
Kirloskar Oil Engines Ltd.	Capital Goods	5,200	1.23	0.63%	0.07%↑
Ultratech Cement Ltd.	Materials	1,000	1.13	0.58%	-0.02%↓
Marico Ltd.	Consumer Staples	13,000	1.09	0.56%	0.01%↑
HCL Technologies Ltd.	Technology	10,000	1.07	0.55%	-0.06%↓
The Phoenix Mills Ltd.	Construction	5,000	0.97	0.50%	0.04%↑
Cipla Ltd.	Healthcare	6,500	0.95	0.49%	-
Britannia Industries Ltd.	Consumer Staples	1,800	0.93	0.48%	-0.01%↓
Cholamandalam Investment and Finance Company Ltd.	Financial	5,000	0.89	0.46%	0.06%↑
Tata Steel Ltd.	Metals & Mining	43,000	0.81	0.42%	-0.05%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Financial	6.60%	6.20%	6.73%	6.26%	7.61%	6.58%
Energy	2.28%	2.40%	2.75%	2.53%	2.49%	2.30%
Capital Goods	1.94%	1.40%	1.38%	1.14%	1.21%	1.09%
Construction	1.57%	1.52%	1.54%	1.34%	1.73%	1.43%
Services	1.52%	1.14%	1.65%	1.56%	2.08%	1.98%
Automobile	1.43%	1.25%	1.14%	1.14%	1.30%	1.22%
Consumer Staples	1.30%	1.31%	1.37%	1.30%	1.36%	1.24%
Healthcare	1.30%	1.25%	1.17%	1.55%	1.54%	1.34%
Technology	1.26%	1.44%	1.50%	1.63%	1.61%	1.77%
Communication	0.77%	1.04%	1.09%	1.04%	1.04%	1.00%
Insurance	0.60%	0.62%	0.78%	0.80%	0.83%	0.70%
Materials	0.58%	0.60%	0.62%	0.58%	0.65%	0.57%
Consumer Discretionary	0.44%	0.26%	0.38%	0.35%	0.41%	0.33%
Metals & Mining	0.42%	0.47%	0.52%	0.47%	0.50%	0.40%
Chemicals	-	-	-	-	-	0.22%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	38.02%	17.67%
Cash & Call Money	18.52%	9.83%
AA	9.46%	3.97%
A1+	7.48%	2.36%
SOV	4.11%	30.38%
Others	0.39%	0.24%
A	-	0.15%
A+	-	0.97%
A-	-	0.11%
AA+	-	3.47%
AA-	-	0.58%
B+	-	3.11%
B-	-	2.82%
Cash	-	0.69%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

49.6 / 100

Weighted average Value score is 49.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

59.3 / 100

Weighted average Price Momentum score is 59.3. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

72.7 / 100

Weighted average Quality score is 72.7. This indicates that portfolio has average quality using composite of quality measures.

QVM score

68.6 / 100

Weighted average QVM score is 68.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Angel One Ltd., Ashok Leyland Ltd., Cholamandalam Investment and Finance Company Ltd., PNB Housing Finance Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Ashok Leyland Ltd.	4.49
Interglobe Aviation Ltd.	11.15

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Bajaj Finance Ltd.	Debenture	7.82%	31/01/2034	IND AAA	7.99%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	08/01/2027	CRISIL A1+	7.48%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	7.46%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	IND AAA	5.50%
Small Industries Devp. Bank of India Ltd.	Debenture	7.68%	10/08/2027	CRISIL AAA	5.29%
Bajaj Housing Finance Ltd.	Debenture	7.90%	28/04/2028	CRISIL AAA	5.27%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.70%	21/04/2028	CRISIL AAA	5.22%
REC Ltd.	Bonds	0.00%	03/11/2034	CRISIL AAA	3.47%
Power Finance Corporation Ltd.	Bonds	7.18%	20/01/2027	CRISIL AAA	2.67%
Maharashtra State	State Development Loan	7.66%	04/03/2047	SOV	2.66%
Kotak Mahindra Investments Ltd.	Debenture	8.38%	21/06/2027	CRISIL AAA	2.60%
Jubilant Beverages Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	2.00%

Frequently Asked Questions

What are the top holdings of Franklin India Conservative Hybrid Fund A Direct-Growth?

The top holdings of Franklin India Conservative Hybrid Fund A Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Franklin India Conservative Hybrid Fund A Direct-Growth hold in its portfolio?

Franklin India Conservative Hybrid Fund A Direct-Growth holds 59 securities in its portfolio. The top 5 holdings account for 46.83% of the portfolio and the top 10 for 68.75%.

What is the sector allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?

The sector allocation of Franklin India Conservative Hybrid Fund A Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?

As of 30 Jun 2026, Franklin India Conservative Hybrid Fund A Direct-Growth has 22.02% in equity, 59.46% in debt and 18.52% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.40%.

What is the market cap allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?

Franklin India Conservative Hybrid Fund A Direct-Growth's equity portfolio — Large Cap: 74.20%, Mid Cap: 11.56%, Small Cap: 14.24%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is Franklin India Conservative Hybrid Fund A Direct-Growth a concentrated or diversified fund?

Franklin India Conservative Hybrid Fund A Direct-Growth holds 59 securities, with the top 10 accounting for 68.75% of the portfolio and the top 5 for 46.83%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of Franklin India Conservative Hybrid Fund A Direct-Growth?

The debt holdings of Franklin India Conservative Hybrid Fund A Direct-Growth are rated as follows — AAA: 38.02%, Cash & Call Money: 18.52%, AA: 9.46%, A1+: 7.48%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Franklin India Conservative Hybrid Fund A Direct-Growth change its portfolio?

The portfolio currently holds 59 securities with the top 10 accounting for 68.75% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Franklin India Conservative Hybrid Fund A Direct-Growth's portfolio?

The weighted average PE ratio of Franklin India Conservative Hybrid Fund A Direct-Growth's portfolio is 23.60 and the PB ratio is 3.36. The debt portfolio has a modified duration of 1.55 years and an average maturity of 2.10 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for Franklin India Conservative Hybrid Fund A Direct-Growth?

The latest portfolio disclosure for Franklin India Conservative Hybrid Fund A Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

22.02%

20.89%

22.61%

21.70%

24.35%

22.16%

Debt

59.46%

58.27%

62.40%

69.73%

67.91%

63.13%

Others (incl. cash)

18.52%

20.83%

14.99%

8.57%

7.74%

14.71%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

43,000

3.43

1.77%

0.11%↑

ICICI Bank Ltd.

Financial

21,500

2.96

1.53%

0.12%↑

Reliance Industries Ltd.

Energy

19,000

2.46

1.27%

-0.04%↓

Axis Bank Ltd.

Financial

18,000

2.42

1.25%

0.05%↑

State Bank of India

Financial

23,000

2.36

1.22%

0.07%↑

Larsen & Toubro Ltd.

Construction

5,000

2.07

1.07%

0.01%↑

Bharti Airtel Ltd.

Communication

8,000

1.48

0.77%

-0.27%↓

Mahindra & Mahindra Ltd.

Automobile

4,500

1.38

0.71%

0.16%↑

Infosys Ltd.

Technology

13,663

1.37

0.71%

-0.12%↓

NTPC Ltd.

Energy

38,000

1.36

0.70%

-0.06%↓

Eternal Ltd.

Services

50,000

1.32

0.68%

0.03%↑

Kirloskar Oil Engines Ltd.

Capital Goods

5,200

1.23

0.63%

0.07%↑

Ultratech Cement Ltd.

Materials

1,000

1.13

0.58%

-0.02%↓

Marico Ltd.

Consumer Staples

13,000

1.09

0.56%

0.01%↑

HCL Technologies Ltd.

Technology

10,000

1.07

0.55%

-0.06%↓

The Phoenix Mills Ltd.

Construction

5,000

0.97

0.50%

0.04%↑

Cipla Ltd.

Healthcare

6,500

0.95

0.49%

Britannia Industries Ltd.

Consumer Staples

1,800

0.93

0.48%

-0.01%↓

Cholamandalam Investment and Finance Company Ltd.

Financial

5,000

0.89

0.46%

0.06%↑

Tata Steel Ltd.

Metals & Mining

43,000

0.81

0.42%

-0.05%↓

Sector

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Financial

6.60%

6.20%

6.73%

6.26%

7.61%

6.58%

Energy

2.28%

2.40%

2.75%

2.53%

2.49%

2.30%

Capital Goods

1.94%

1.40%

1.38%

1.14%

1.21%

1.09%

Construction

1.57%

1.52%

1.54%

1.34%

1.73%

1.43%

Services

1.52%

1.14%

1.65%

1.56%

2.08%

1.98%

Automobile

1.43%

1.25%

1.14%

1.30%

1.22%

Consumer Staples

1.30%

1.31%

1.37%

1.30%

1.36%

1.24%

Healthcare

1.30%

1.25%

1.17%

1.55%

1.54%

1.34%

Technology

1.26%

1.44%

1.50%

1.63%

1.61%

1.77%

Communication

0.77%

1.04%

1.09%

1.04%

1.00%

Insurance

0.60%

0.62%

0.78%

0.80%

0.83%

0.70%

Materials

0.58%

0.60%

0.62%

0.58%

0.65%

0.57%

Consumer Discretionary

0.44%

0.26%

0.38%

0.35%

0.41%

0.33%

Metals & Mining

0.42%

0.47%

0.52%

0.47%

0.50%

0.40%

Chemicals

0.22%

Rating

Fund