Franklin India Conservative Hybrid Fund A Direct-Growth
Hybrid: Conservative Hybrid - Growth (Open ended) Factsheet
SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: CRISIL Hybrid 85+15 Conservative Index
NAV: ₹102.5-0.05%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Conservative Hybrid Fund A Direct-Growth.
Market Cap Distribution
Large Cap (74.2%)
Mid Cap (11.6%)
Small Cap (14.2%)
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 22.02% | 20.89% | 22.61% | 21.70% | 24.35% | 22.16% |
| Debt | 59.46% | 58.27% | 62.40% | 69.73% | 67.91% | 63.13% |
| Others (incl. cash) | 18.52% | 20.83% | 14.99% | 8.57% | 7.74% | 14.71% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
59
P/E Ratio
23.60
P/B Ratio
3.36
Top Holding %
18.39%
Top 5 Holdings %
46.83%
Top 10 Holdings %
68.75%
Modified Duration
1.55 yrs
Avg. Maturity
2.10 yrs
Yield to Maturity
7.40%
AUM
₹194 Cr
Expense Ratio
0.76%
Since Inception
8.87%
Max Drawdown
-0.12%
Sharpe Ratio
0.59
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 43,000 | 3.43 | 1.77% | 0.11%↑ |
| ICICI Bank Ltd. | Financial | 21,500 | 2.96 | 1.53% | 0.12%↑ |
| Reliance Industries Ltd. | Energy | 19,000 | 2.46 | 1.27% | -0.04%↓ |
| Axis Bank Ltd. | Financial | 18,000 | 2.42 | 1.25% | 0.05%↑ |
| State Bank of India | Financial | 23,000 | 2.36 | 1.22% | 0.07%↑ |
| Larsen & Toubro Ltd. | Construction | 5,000 | 2.07 | 1.07% | 0.01%↑ |
| Bharti Airtel Ltd. | Communication | 8,000 | 1.48 | 0.77% | -0.27%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 4,500 | 1.38 | 0.71% | 0.16%↑ |
| Infosys Ltd. | Technology | 13,663 | 1.37 | 0.71% | -0.12%↓ |
| NTPC Ltd. | Energy | 38,000 | 1.36 | 0.70% | -0.06%↓ |
| Eternal Ltd. | Services | 50,000 | 1.32 | 0.68% | 0.03%↑ |
| Kirloskar Oil Engines Ltd. | Capital Goods | 5,200 | 1.23 | 0.63% | 0.07%↑ |
| Ultratech Cement Ltd. | Materials | 1,000 | 1.13 | 0.58% | -0.02%↓ |
| Marico Ltd. | Consumer Staples | 13,000 | 1.09 | 0.56% | 0.01%↑ |
| HCL Technologies Ltd. | Technology | 10,000 | 1.07 | 0.55% | -0.06%↓ |
| The Phoenix Mills Ltd. | Construction | 5,000 | 0.97 | 0.50% | 0.04%↑ |
| Cipla Ltd. | Healthcare | 6,500 | 0.95 | 0.49% | - |
| Britannia Industries Ltd. | Consumer Staples | 1,800 | 0.93 | 0.48% | -0.01%↓ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 5,000 | 0.89 | 0.46% | 0.06%↑ |
| Tata Steel Ltd. | Metals & Mining | 43,000 | 0.81 | 0.42% | -0.05%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Financial | 6.60% | 6.20% | 6.73% | 6.26% | 7.61% | 6.58% |
| Energy | 2.28% | 2.40% | 2.75% | 2.53% | 2.49% | 2.30% |
| Capital Goods | 1.94% | 1.40% | 1.38% | 1.14% | 1.21% | 1.09% |
| Construction | 1.57% | 1.52% | 1.54% | 1.34% | 1.73% | 1.43% |
| Services | 1.52% | 1.14% | 1.65% | 1.56% | 2.08% | 1.98% |
| Automobile | 1.43% | 1.25% | 1.14% | 1.14% | 1.30% | 1.22% |
| Consumer Staples | 1.30% | 1.31% | 1.37% | 1.30% | 1.36% | 1.24% |
| Healthcare | 1.30% | 1.25% | 1.17% | 1.55% | 1.54% | 1.34% |
| Technology | 1.26% | 1.44% | 1.50% | 1.63% | 1.61% | 1.77% |
| Communication | 0.77% | 1.04% | 1.09% | 1.04% | 1.04% | 1.00% |
| Insurance | 0.60% | 0.62% | 0.78% | 0.80% | 0.83% | 0.70% |
| Materials | 0.58% | 0.60% | 0.62% | 0.58% | 0.65% | 0.57% |
| Consumer Discretionary | 0.44% | 0.26% | 0.38% | 0.35% | 0.41% | 0.33% |
| Metals & Mining | 0.42% | 0.47% | 0.52% | 0.47% | 0.50% | 0.40% |
| Chemicals | - | - | - | - | - | 0.22% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 38.02% | 17.67% |
| Cash & Call Money | 18.52% | 9.55% |
| AA | 9.46% | 3.92% |
| A1+ | 7.48% | 2.41% |
| SOV | 4.11% | 30.59% |
| Others | 0.39% | 0.24% |
| A | - | 0.15% |
| A+ | - | 0.97% |
| A- | - | 0.11% |
| AA+ | - | 3.51% |
| AA- | - | 0.58% |
| B+ | - | 3.11% |
| B- | - | 2.82% |
| Cash | - | 0.69% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
49.6 / 100
Weighted average Value score is 49.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
59.3 / 100
Weighted average Price Momentum score is 59.3. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
72.7 / 100
Weighted average Quality score is 72.7. This indicates that portfolio has average quality using composite of quality measures.
QVM score
68.6 / 100
Weighted average QVM score is 68.6. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Bajaj Finance Ltd. | Debenture | 7.82% | 31/01/2034 | IND AAA | 7.99% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL A1+ | 7.48% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 7.46% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | IND AAA | 5.50% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.68% | 10/08/2027 | CRISIL AAA | 5.29% |
| Bajaj Housing Finance Ltd. | Debenture | 7.90% | 28/04/2028 | CRISIL AAA | 5.27% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.70% | 21/04/2028 | CRISIL AAA | 5.22% |
| REC Ltd. | Bonds | 0.00% | 03/11/2034 | CRISIL AAA | 3.47% |
| Power Finance Corporation Ltd. | Bonds | 7.18% | 20/01/2027 | CRISIL AAA | 2.67% |
| Maharashtra State | State Development Loan | 7.66% | 04/03/2047 | SOV | 2.66% |
| Kotak Mahindra Investments Ltd. | Debenture | 8.38% | 21/06/2027 | CRISIL AAA | 2.60% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 2.00% |
Frequently Asked Questions
What are the top holdings of Franklin India Conservative Hybrid Fund A Direct-Growth?
The top holdings of Franklin India Conservative Hybrid Fund A Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Franklin India Conservative Hybrid Fund A Direct-Growth hold in its portfolio?
Franklin India Conservative Hybrid Fund A Direct-Growth holds 59 securities in its portfolio. The top 5 holdings account for 46.83% of the portfolio and the top 10 for 68.75%.
What is the sector allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?
The sector allocation of Franklin India Conservative Hybrid Fund A Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?
As of 30 Jun 2026, Franklin India Conservative Hybrid Fund A Direct-Growth has 22.02% in equity, 59.46% in debt and 18.52% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.40%.
What is the market cap allocation of Franklin India Conservative Hybrid Fund A Direct-Growth?
Franklin India Conservative Hybrid Fund A Direct-Growth's equity portfolio — Large Cap: 74.20%, Mid Cap: 11.56%, Small Cap: 14.24%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is Franklin India Conservative Hybrid Fund A Direct-Growth a concentrated or diversified fund?
Franklin India Conservative Hybrid Fund A Direct-Growth holds 59 securities, with the top 10 accounting for 68.75% of the portfolio and the top 5 for 46.83%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of Franklin India Conservative Hybrid Fund A Direct-Growth?
The debt holdings of Franklin India Conservative Hybrid Fund A Direct-Growth are rated as follows — AAA: 38.02%, Cash & Call Money: 18.52%, AA: 9.46%, A1+: 7.48%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Franklin India Conservative Hybrid Fund A Direct-Growth change its portfolio?
The portfolio currently holds 59 securities with the top 10 accounting for 68.75% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Franklin India Conservative Hybrid Fund A Direct-Growth's portfolio?
The weighted average PE ratio of Franklin India Conservative Hybrid Fund A Direct-Growth's portfolio is 23.60 and the PB ratio is 3.36. The debt portfolio has a modified duration of 1.55 years and an average maturity of 2.10 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for Franklin India Conservative Hybrid Fund A Direct-Growth?
The latest portfolio disclosure for Franklin India Conservative Hybrid Fund A Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.