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Franklin Templeton Mutual Fund

Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth

Debt: Credit Risk - Growth (Open ended)
Risk levelCategoryBenchmark
Copyright © 2026 sharpely. All rights reserved.
Factsheet
SEBI Riskometer: ModerateCategory: Debt: Credit RiskBenchmark: NIFTY Credit Risk Bond IndexCheck Portfolio Overlap →
NAV: ₹2.17+0.00%
08 Sept 2023
1 Week returns: -
Category rank: -
1 Month returns: -
Category rank: -
1 Year CAGR: -
Category rank: -
3 Years CAGR: -
Category rank: -
5 Years CAGR: -
Category rank: -
52 week high/low
₹0.53
₹2.17
AUM
105.84
Expense Ratio
-
Inception
1579824.00
Credit Risk
-
IR Risk
-
YTM
4.17
Duration
0.25
Maturity
0.26
Return 1M
-
Return 1Y
-
Return 3Y
-
Return 5Y
-

Key Talking Points

Important talking points about the scheme's performance, expense ratio and other factors — grouped by positive, negative, and neutral stance.
Positive
Not enough talking points with positive stance
Negative
Not enough talking points with negative stance
Neutral
Not enough talking points with neutral stance

Scheme Overview

The Scheme seeks to provide regular income and capital appreciation through a focus on corporate securities.

Scheme Category Overview →

Plan Variants

Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-IDCW
Plan
IDCW
Payout
Irregular

Fund Managers

Santosh Kamath
Since: 24 Jan 2020
View details
Education
Mr. Kamath is a B.E ( Electronics ) from REC Bhopal and PGDM (Management) from XLRI Jamshedpur.
Past Experience
Prior to joining Franklin Templeton Investments he has worked with ING Vysya AMC, Zurich Asset Management, SBI Mutual, CRISIL and Jardine Fleming Asset Management.

Key Scheme Details

Inception
24 Jan 2020
Expense Ratio
-
AUM
₹105.84 Cr
Lock in
No lock in
Taxation
Debt
Min. Investment
₹5,000
Min. Addl Investment
-
Min. SIP Investment
-
Exit load
-

AMC Overview

Franklin Templeton Mutual Fund background and AUM insights, category-wise distribution and historical AUM growth.

AUM Analysis

AUM distribution as on date:
Jul 31, 2026
Total AUM: ₹ 1,32,233 Cr
Equity
₹ 1,07,452 Cr
Debt
₹ 13,902 Cr
Hybrid
₹ 10,879 Cr
Dec 31, 2021Jan 31, 2022Feb 28, 2022Mar 31, 2022Apr 30, 2022May 31, 2022Jul 31, 2022Sep 30, 2022Oct 31, 2022Nov 30, 2022Dec 31, 2022Jan 31, 2023Feb 28, 2023Mar 31, 2023Apr 30, 2023May 31, 2023Jun 30, 2023Jul 31, 2023Aug 31, 2023Sep 30, 2023Oct 31, 2023Nov 30, 2023Dec 31, 2023Jan 31, 2024Feb 29, 2024Mar 31, 2024Apr 30, 2024May 31, 2024Jun 30, 2024Jul 31, 2024Aug 31, 2024Sep 30, 2024Oct 31, 2024Nov 30, 2024Dec 31, 2024Jan 31, 2025Feb 28, 2025Mar 31, 2025Apr 30, 2025May 31, 2025Jun 30, 2025Jul 31, 2025Aug 31, 2025Sep 30, 2025Oct 31, 2025Nov 30, 2025Dec 31, 2025Jan 31, 2026Feb 28, 2026Mar 31, 2026Apr 30, 2026May 31, 2026Jun 30, 2026Jul 31, 2026
equity57,232 Cr56,615 Cr53,501 Cr55,067 Cr53,719 Cr51,806 Cr54,134 Cr54,612 Cr56,745 Cr58,004 Cr56,074 Cr55,105 Cr54,439 Cr54,615 Cr56,336 Cr58,617 Cr61,427 Cr64,193 Cr64,894 Cr65,997 Cr64,681 Cr70,139 Cr74,949 Cr77,084 Cr78,948 Cr79,367 Cr83,057 Cr84,383 Cr91,310 Cr98,759 Cr1,00,683 Cr1,02,529 Cr97,740 Cr99,394 Cr99,442 Cr94,876 Cr87,732 Cr92,816 Cr96,711 Cr1,00,428 Cr1,04,253 Cr1,02,901 Cr1,01,340 Cr1,01,980 Cr1,06,050 Cr1,06,580 Cr1,06,266 Cr1,03,395 Cr1,03,416 Cr92,887 Cr1,02,890 Cr1,03,586 Cr1,06,145 Cr1,07,452 Cr
hybrid2,313 Cr2,318 Cr2,248 Cr2,283 Cr2,264 Cr2,210 Cr2,249 Cr3,076 Cr3,198 Cr3,309 Cr3,297 Cr3,286 Cr3,268 Cr3,310 Cr3,357 Cr3,420 Cr3,535 Cr3,675 Cr3,757 Cr3,860 Cr3,838 Cr4,035 Cr4,269 Cr4,413 Cr4,584 Cr4,715 Cr4,932 Cr5,100 Cr5,407 Cr5,613 Cr5,751 Cr5,898 Cr5,887 Cr6,169 Cr6,238 Cr6,129 Cr5,914 Cr6,169 Cr6,420 Cr6,645 Cr6,734 Cr6,798 Cr8,796 Cr8,991 Cr9,369 Cr9,633 Cr9,800 Cr9,950 Cr10,112 Cr9,538 Cr10,364 Cr10,548 Cr10,718 Cr10,879 Cr
debt6,617 Cr6,485 Cr6,325 Cr6,141 Cr6,236 Cr6,576 Cr6,154 Cr5,351 Cr5,366 Cr5,597 Cr5,293 Cr5,417 Cr5,457 Cr5,395 Cr5,694 Cr5,982 Cr5,542 Cr5,965 Cr5,874 Cr5,525 Cr5,460 Cr5,785 Cr5,110 Cr5,840 Cr6,114 Cr5,442 Cr5,611 Cr5,914 Cr5,898 Cr7,395 Cr7,545 Cr6,739 Cr7,278 Cr6,955 Cr6,989 Cr7,252 Cr7,609 Cr7,418 Cr9,626 Cr9,409 Cr9,290 Cr10,762 Cr10,404 Cr9,672 Cr11,386 Cr10,864 Cr9,999 Cr11,624 Cr11,492 Cr9,557 Cr11,909 Cr12,483 Cr10,826 Cr13,902 Cr
commodities------------------------------------------------------
Total66,162 Cr65,417 Cr62,074 Cr63,491 Cr62,219 Cr60,592 Cr62,536 Cr63,039 Cr65,309 Cr66,909 Cr64,665 Cr63,809 Cr63,165 Cr63,320 Cr65,387 Cr68,019 Cr70,504 Cr73,833 Cr74,525 Cr75,382 Cr73,979 Cr79,959 Cr84,327 Cr87,337 Cr89,646 Cr89,524 Cr93,600 Cr95,397 Cr1,02,615 Cr1,11,766 Cr1,13,979 Cr1,15,166 Cr1,10,905 Cr1,12,518 Cr1,12,669 Cr1,08,258 Cr1,01,255 Cr1,06,403 Cr1,12,757 Cr1,16,482 Cr1,20,278 Cr1,20,461 Cr1,20,540 Cr1,20,644 Cr1,26,806 Cr1,27,078 Cr1,26,065 Cr1,24,969 Cr1,25,020 Cr1,11,983 Cr1,25,162 Cr1,26,617 Cr1,27,689 Cr1,32,233 Cr

AMC Details

AMC
Franklin Templeton Mutual Fund
CIO
R Janakiraman(Chief Investment Officer-Equity), Rahul Goswami(Chief Investment Officer-Debt)
IRO
Rini K Krishnan
Trustee
Franklin Templeton Trustee Services Pvt. Ltd.
Address
Unit No.202/203/204, 2nd Floor, Dalamal Tower, Plot No. 211, Free Press Journal Marg, Nariman Point, Mumbai

Frequently Asked Questions

What is the current NAV of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
The current NAV of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is ₹2.17 as of 7 Sep 2023. The NAV of a mutual fund reflects the per-unit market value of the fund's holdings and is updated at the end of every trading day.
What is the AUM of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
The AUM (Assets Under Management) of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is ₹105.84 crore. AUM represents the total market value of assets the fund currently manages on behalf of its investors.
What is the expense ratio of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
The expense ratio of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is -% per annum. This is the annual fee charged by the fund house to manage your investment. A lower expense ratio means more of your returns stay with you — which is one reason direct plans have a lower expense ratio than regular plans.
Who is the fund manager of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is managed by Santosh Kamath. You can check the full list of fund managers in the "Fund Manager" section above.
What is the benchmark of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
The benchmark of Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is NIFTY Credit Risk Bond Index. This is the index against which the fund's performance is measured. Consistently beating the benchmark over long periods is a key indicator of a fund manager's skill.
When was Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth launched?
Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth was launched on 24 Jan 2020. The fund has been in existence for 6 years. A longer track record gives investors more data to evaluate how the fund has performed across different market cycles.
What is the minimum investment in Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
The minimum investment in Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is ₹5,000 for a lump sum and - per month for a SIP (Systematic Investment Plan). SIPs allow you to invest a fixed amount regularly, making it easier to build wealth over time without needing a large upfront amount.
What is the exit load on Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth?
The exit load on Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth is shown in the Scheme Overview section above. Exit load is charged to discourage early withdrawals and protect long-term investors in the fund.
What category does Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth belong to?
Franklin India Credit Risk Fund - Segregated Portfolio 2 Direct-Growth belongs to the Debt: Credit Risk category. You can view other funds in this category.