mutual funds franklin india equity savings fund directgrowth

holdings

Franklin India Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

Franklin India Equity Savings Fund Direct-GrowthNAV: 18.76 as on 06 Sep, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return IndexCheck Portfolio Overlap →

NAV: ₹18.76+0.01%

07 Sept 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Equity Savings Fund Direct-Growth.

Asset Allocation

As on 31 Jul 2026

Others

49.78%

Debt

29.21%

Equity

21.01%

Market Cap Distribution

Large Cap (90.9%)

Mid Cap (5.2%)

Small Cap (3.9%)

Historical Asset Allocation

Asset	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Equity	21.01%	19.17%	18.43%	19.09%	18.11%	16.56%
Debt	29.21%	28.39%	28.53%	26.06%	30.46%	30.23%
Others (incl. cash)	49.78%	52.44%	53.04%	54.86%	51.43%	53.21%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

20.66

P/B Ratio

2.89

Top Holding %

49.78%

Top 5 Holdings %

69.38%

Top 10 Holdings %

88.13%

Modified Duration

2.65 yrs

Avg. Maturity

3.95 yrs

Yield to Maturity

7.16%

AUM

₹595 Cr

Expense Ratio

0.82%

Since Inception

8.15%

Max Drawdown

-0.17%

Sharpe Ratio

0.66

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Axis Bank Ltd.	Financial	2,94,750	36.24	6.10%	-0.31%↓
Bharti Airtel Ltd.	Communication	1,43,300	28.26	4.75%	0.46%↑
NTPC Ltd.	Energy	7,20,000	25	4.21%	0.06%↑
Mahindra & Mahindra Ltd.	Automobile	68,900	23.42	3.94%	0.52%↑
Hindustan Aeronautics Ltd.	Capital Goods	46,500	21.61	3.63%	0.34%↑
Kotak Mahindra Bank Ltd.	Financial	5,50,000	21.47	3.61%	0.12%↑
Titan Company Ltd.	Consumer Discretionary	41,125	20.05	3.37%	0.45%↑
Reliance Industries Ltd.	Energy	1,34,500	17.59	2.96%	0.15%↑
Apollo Hospitals Enterprise Ltd.	Healthcare	15,350	13.75	2.31%	0.16%↑
Vodafone Idea Ltd.	Communication	96,49,125	12.55	2.11%	-0.14%↓
Larsen & Toubro Ltd.	Construction	30,400	11.97	2.01%	-0.02%↓
ICICI Bank Ltd.	Financial	76,900	11.04	1.86%	-2.19%↓
HDFC Bank Ltd.	Financial	1,43,000	10.7	1.80%	-0.04%↓
RBL Bank Ltd.	Financial	2,79,400	10.49	1.76%	0.10%↑
JIO Financial Services Ltd.	Financial	3,99,500	10.25	1.72%	0.20%↑
Ultratech Cement Ltd.	Materials	8,000	9.52	1.60%	0.15%↑
HDFC Life Insurance Co Ltd.	Insurance	1,59,500	8.75	1.47%	-0.01%↓
Tata Power Company Ltd.	Energy	2,26,200	8.61	1.45%	0.04%↑
Infosys Ltd.	Technology	56,604	6.4	1.08%	0.16%↑
Bank Of Baroda	Financial	2,63,250	6.39	1.07%	-0.08%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026
Financial	5.76%	5.10%	4.66%	5.01%	4.68%	4.94%
Automobile	2.34%	2.18%	2.10%	2.07%	2.02%	0.94%
Energy	2.22%	2.13%	2.20%	2.32%	2.16%	1.83%
Technology	1.71%	1.40%	1.59%	1.59%	1.71%	1.60%
Consumer Staples	1.63%	1.52%	1.52%	1.55%	1.46%	1.29%
Healthcare	1.58%	1.49%	1.40%	1.29%	1.22%	0.96%
Services	1.34%	1.16%	0.85%	1.35%	1.21%	1.25%
Communication	1.33%	1.19%	1.14%	1.18%	1.12%	0.79%
Construction	0.99%	1.00%	0.97%	0.94%	0.83%	1.29%
Materials	0.83%	0.75%	0.76%	0.54%	0.51%	0.56%
Insurance	0.78%	0.79%	0.81%	0.79%	0.79%	0.70%
Capital Goods	0.51%	0.47%	0.45%	0.47%	0.40%	0.42%
Metals & Mining	-	-	0.00%	-	-	-

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	47.92%	27.50%
SOV	13.26%	8.38%
AAA	6.35%	4.99%
AA	5.85%	0.65%
Others	2.13%	0.39%
Cash & Call Money	1.86%	14.37%
A1+	1.63%	3.34%
A+	-	0.17%
AA+	-	0.96%
AA-	-	0.17%
D	-	10.07%
Term Deposits	-	0.15%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Hindustan Unilever Ltd.	-1.56

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): ITC Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Bajaj Finance Ltd., Cholamandalam Investment and Finance Company Ltd., Godrej Properties Ltd., JIO Financial Services Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Tata Power Company Ltd.	2.02

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.37%	23/10/2028	SOV	4.40%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	4.35%
Maharashtra State	State Development Loan	7.66%	04/03/2047	SOV	2.75%
Uttarakhand State	State Development Loan	7.30%	01/10/2032	SOV	2.59%
Embassy Office Parks REIT	Debenture	7.21%	17/03/2028	CRISIL AAA	2.52%
Others	Margin Money	0.00%	0	-	2.13%
Bajaj Finance Ltd.	Debenture	8.12%	10/09/2027	CRISIL AAA	1.81%
GOI	GOI Securities	7.06%	10/04/2028	SOV	1.75%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.70%	21/04/2028	CRISIL AAA	1.71%
Punjab State	State Development Loan	7.48%	14/01/2031	SOV	1.71%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	08/01/2027	CRISIL A1+	1.63%
Jubilant Beverages Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	1.49%
REC Ltd.	Bonds	0.00%	03/11/2034	CRISIL AAA	0.30%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.06%

Frequently Asked Questions

What are the top holdings of Franklin India Equity Savings Fund Direct-Growth?

The top holdings of Franklin India Equity Savings Fund Direct-Growth as of 31 Jul 2026 are Others (49.78%), Axis Bank Ltd. (6.10%), Bharti Airtel Ltd. (4.75%), GOI (4.40%), Jubilant Bevco Ltd. (4.35%). These top 5 stocks together account for 69.38% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does Franklin India Equity Savings Fund Direct-Growth hold in its portfolio?

Franklin India Equity Savings Fund Direct-Growth holds 65 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of Franklin India Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, Franklin India Equity Savings Fund Direct-Growth's top sector allocations are Financial (5.76%), Automobile (2.34%), Energy (2.22%). You can find detailed sector allocation above.

What is the equity and debt allocation of Franklin India Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, Franklin India Equity Savings Fund Direct-Growth has 21.01% allocated to equity, and 29.21% to debt. You can also check the historical trends above.

What is the market cap allocation of Franklin India Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, Franklin India Equity Savings Fund Direct-Growth's market cap allocation is 90.87% in large caps, 5.23% in mid caps, and 3.90% in small caps.

What is the PE ratio of Franklin India Equity Savings Fund Direct-Growth's portfolio?

The portfolio PE ratio of Franklin India Equity Savings Fund Direct-Growth is 20.66 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of Franklin India Equity Savings Fund Direct-Growth?

As of 31 Jul 2026, Franklin India Equity Savings Fund Direct-Growth's debt portfolio has 6.35% in AAA-rated instruments, 5.85% in AA-rated, and 13.26% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for Franklin India Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for Franklin India Equity Savings Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Equity

21.01%

19.17%

18.43%

19.09%

18.11%

16.56%

Debt

29.21%

28.39%

28.53%

26.06%

30.46%

30.23%

Others (incl. cash)

49.78%

52.44%

53.04%

54.86%

51.43%

53.21%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Axis Bank Ltd.

Financial

2,94,750

36.24

6.10%

-0.31%↓

Bharti Airtel Ltd.

Communication

1,43,300

28.26

4.75%

0.46%↑

NTPC Ltd.

Energy

7,20,000

4.21%

0.06%↑

Mahindra & Mahindra Ltd.

Automobile

68,900

23.42

3.94%

0.52%↑

Hindustan Aeronautics Ltd.

Capital Goods

46,500

21.61

3.63%

0.34%↑

Kotak Mahindra Bank Ltd.

Financial

5,50,000

21.47

3.61%

0.12%↑

Titan Company Ltd.

Consumer Discretionary

41,125

20.05

3.37%

0.45%↑

Reliance Industries Ltd.

Energy

1,34,500

17.59

2.96%

0.15%↑

Apollo Hospitals Enterprise Ltd.

Healthcare

15,350

13.75

2.31%

0.16%↑

Vodafone Idea Ltd.

Communication

96,49,125

12.55

2.11%

-0.14%↓

Larsen & Toubro Ltd.

Construction

30,400

11.97

2.01%

-0.02%↓

ICICI Bank Ltd.

Financial

76,900

11.04

1.86%

-2.19%↓

HDFC Bank Ltd.

Financial

1,43,000

10.7

1.80%

-0.04%↓

RBL Bank Ltd.

Financial

2,79,400

10.49

1.76%

0.10%↑

JIO Financial Services Ltd.

Financial

3,99,500

10.25

1.72%

0.20%↑

Ultratech Cement Ltd.

Materials

8,000

9.52

1.60%

0.15%↑

HDFC Life Insurance Co Ltd.

Insurance

1,59,500

8.75

1.47%

-0.01%↓

Tata Power Company Ltd.

Energy

2,26,200

8.61

1.45%

0.04%↑

Infosys Ltd.

Technology

56,604

6.4

1.08%

0.16%↑

Bank Of Baroda

Financial

2,63,250

6.39

1.07%

-0.08%↓

Sector

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

Financial

5.76%

5.10%

4.66%

5.01%

4.68%

4.94%

Automobile

2.34%

2.18%

2.10%

2.07%

2.02%

0.94%

Energy

2.22%

2.13%

2.20%

2.32%

2.16%

1.83%

Technology

1.71%

1.40%

1.59%

1.71%

1.60%

Consumer Staples

1.63%

1.52%

1.55%

1.46%

1.29%

Healthcare

1.58%

1.49%

1.40%

1.29%

1.22%

0.96%

Services

1.34%

1.16%

0.85%

1.35%

1.21%

1.25%

Communication

1.33%

1.19%

1.14%

1.18%

1.12%

0.79%

Construction

0.99%

1.00%

0.97%

0.94%

0.83%

1.29%

Materials

0.83%

0.75%

0.76%

0.54%

0.51%

0.56%

Insurance

0.78%

0.79%

0.81%

0.79%

0.70%

Capital Goods

0.51%

0.47%

0.45%

0.47%

0.40%

0.42%

Metals & Mining

0.00%

Rating

Fund