mutual funds franklin india equity savings fund directgrowth

holdings

Franklin India Equity Savings Fund Direct-Growth

Hybrid: Equity Savings - Growth (Open ended)

Franklin India Equity Savings Fund Direct-GrowthNAV: 18.71 as on 06 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Low to ModerateCategory: Hybrid: Equity SavingsBenchmark: NIFTY Equity Savings Total Return Index

NAV: ₹18.71+0.07%

07 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Equity Savings Fund Direct-Growth.

Asset Allocation

As on 31 May 2026

Others

53.04%

Debt

28.53%

Equity

18.43%

Market Cap Distribution

Large Cap (87.8%)

Mid Cap (9.3%)

Small Cap (3.0%)

Historical Asset Allocation

Asset	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Equity	18.43%	19.09%	18.11%	16.56%	17.04%	16.99%
Debt	28.53%	26.06%	30.46%	30.23%	29.68%	32.66%
Others (incl. cash)	53.04%	54.86%	51.43%	53.21%	53.28%	50.35%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

P/E Ratio

23.04

P/B Ratio

3.00

Top Holding %

53.04%

Top 5 Holdings %

72.57%

Top 10 Holdings %

91.29%

Modified Duration

2.69 yrs

Avg. Maturity

4.00 yrs

Yield to Maturity

7.42%

AUM

₹620 Cr

Expense Ratio

0.82%

Since Inception

8.29%

Max Drawdown

-0.17%

Sharpe Ratio

0.70

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Axis Bank Ltd.	Financial	2,94,750	37.92	6.12%	0.21%↑
Reliance Industries Ltd.	Energy	2,20,000	29.07	4.69%	-0.28%↓
NTPC Ltd.	Energy	7,20,000	27.86	4.49%	-0.04%↓
Bharti Airtel Ltd.	Communication	1,43,300	26.21	4.23%	-0.04%↓
ICICI Bank Ltd.	Financial	1,81,900	22.85	3.69%	0.06%↑
Kotak Mahindra Bank Ltd.	Financial	5,50,000	21.13	3.41%	0.08%↑
Mahindra & Mahindra Ltd.	Automobile	68,900	20.98	3.39%	0.02%↑
Hindustan Aeronautics Ltd.	Capital Goods	46,500	20.01	3.23%	0.04%↑
Titan Company Ltd.	Consumer Discretionary	41,125	16.76	2.70%	-0.14%↓
Vodafone Idea Ltd.	Communication	96,49,125	13.5	2.18%	0.62%↑
Apollo Hospitals Enterprise Ltd.	Healthcare	15,350	12.55	2.02%	0.17%↑
Larsen & Toubro Ltd.	Construction	30,400	12.39	2.00%	0.07%↑
HDFC Bank Ltd.	Financial	1,43,000	10.65	1.72%	-0.03%↓
RBL Bank Ltd.	Financial	2,79,400	9.64	1.56%	0.07%↑
JIO Financial Services Ltd.	Financial	3,99,500	9.55	1.54%	-0.01%↓
Tata Power Company Ltd.	Energy	2,26,200	9.52	1.54%	-0.05%↓
HDFC Life Insurance Co Ltd.	Insurance	1,59,500	9.49	1.53%	0.05%↑
Ultratech Cement Ltd.	Materials	8,000	9.19	1.48%	0.02%↑
Bank Of Baroda	Financial	2,63,250	7.07	1.14%	0.05%↑
Indus Towers Ltd.	Communication	1,49,600	6.61	1.07%	0.10%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026	31 Dec 2025
Financial	4.66%	5.01%	4.68%	4.94%	4.95%	4.79%
Energy	2.20%	2.32%	2.16%	1.83%	1.81%	1.75%
Automobile	2.10%	2.07%	2.02%	0.94%	0.94%	1.02%
Technology	1.59%	1.59%	1.71%	1.60%	2.00%	1.92%
Consumer Staples	1.52%	1.55%	1.46%	1.29%	1.28%	1.32%
Healthcare	1.40%	1.29%	1.22%	0.96%	0.88%	0.89%
Communication	1.14%	1.18%	1.12%	0.79%	0.84%	0.94%
Construction	0.97%	0.94%	0.83%	1.29%	1.19%	1.21%
Services	0.85%	1.35%	1.21%	1.25%	1.40%	1.44%
Insurance	0.81%	0.79%	0.79%	0.70%	0.71%	0.72%
Materials	0.76%	0.54%	0.51%	0.56%	0.56%	0.25%
Capital Goods	0.45%	0.47%	0.40%	0.42%	0.48%	0.43%
Metals & Mining	0.00%	-	-	-	-	-
Consumer Discretionary	-	-	-	-	-	0.32%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash	50.96%	27.02%
SOV	12.47%	8.18%
AA	5.49%	0.59%
AAA	4.31%	6.01%
Others	3.14%	0.18%
A1+	3.12%	4.50%
Cash & Call Money	2.08%	15.15%
A+	-	0.12%
AA+	-	1.29%
AA-	-	0.25%
D	-	7.13%
Term Deposits	-	0.66%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

Score not available.

Price Momentum score

Score not available.

Quality score

Score not available.

QVM score

Score not available.

Red Flags

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): Tata Power Company Ltd.

Negative cash flow from operations

Following companies have not generated positive operating cash flow for 2 consecutive financial years: Bajaj Finserv Ltd., Bajaj Finance Ltd., Cholamandalam Investment and Finance Company Ltd., Godrej Properties Ltd., JIO Financial Services Ltd., Power Finance Corporation Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Tata Power Company Ltd.	2.02

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	7.37%	23/10/2028	SOV	4.15%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	4.09%
Others	Margin Money	0.00%	0	-	3.14%
Maharashtra State	State Development Loan	7.66%	04/03/2047	SOV	2.56%
Embassy Office Parks REIT	Debenture	7.21%	17/03/2028	CRISIL AAA	2.42%
Uttarakhand State	State Development Loan	7.30%	01/10/2032	SOV	2.40%
GOI	GOI Securities	7.06%	10/04/2028	SOV	1.65%
Punjab State	State Development Loan	7.48%	14/01/2031	SOV	1.65%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.70%	21/04/2028	CRISIL AAA	1.61%
Bharti Telecom Ltd.	Commercial Paper	0.00%	113-D 03/09/2026	CRISIL A1+	1.58%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	08/01/2027	CRISIL A1+	1.54%
Jubilant Beverages Ltd.	Debenture	0.00%	31/05/2028	CRISIL AA	1.40%
REC Ltd.	Bonds	0.00%	03/11/2034	CRISIL AAA	0.28%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.06%

Frequently Asked Questions

What are the top holdings of Franklin India Equity Savings Fund Direct-Growth?

The top holdings of Franklin India Equity Savings Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Franklin India Equity Savings Fund Direct-Growth hold in its portfolio?

Franklin India Equity Savings Fund Direct-Growth holds 66 securities in its portfolio. The top 5 holdings account for 72.57% of the portfolio and the top 10 for 91.29%.

What is the sector allocation of Franklin India Equity Savings Fund Direct-Growth?

The sector allocation of Franklin India Equity Savings Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Franklin India Equity Savings Fund Direct-Growth?

As of 31 May 2026, Franklin India Equity Savings Fund Direct-Growth has 18.43% in equity, 28.53% in debt and 53.04% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.42%.

What is the market cap allocation of Franklin India Equity Savings Fund Direct-Growth?

Franklin India Equity Savings Fund Direct-Growth's equity portfolio — Large Cap: 87.76%, Mid Cap: 9.27%, Small Cap: 2.97%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.

Is Franklin India Equity Savings Fund Direct-Growth a concentrated or diversified fund?

Franklin India Equity Savings Fund Direct-Growth holds 66 securities, with the top 10 accounting for 91.29% of the portfolio and the top 5 for 72.57%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of Franklin India Equity Savings Fund Direct-Growth?

The debt holdings of Franklin India Equity Savings Fund Direct-Growth are rated as follows — Cash: 50.96%, SOV: 12.47%, AA: 5.49%, AAA: 4.31%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Franklin India Equity Savings Fund Direct-Growth change its portfolio?

The portfolio currently holds 66 securities with the top 10 accounting for 91.29% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Franklin India Equity Savings Fund Direct-Growth's portfolio?

The weighted average PE ratio of Franklin India Equity Savings Fund Direct-Growth's portfolio is 23.04 and the PB ratio is 3.00. The debt portfolio has a modified duration of 2.69 years and an average maturity of 4.00 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.

When is the latest portfolio disclosure for Franklin India Equity Savings Fund Direct-Growth?

The latest portfolio disclosure for Franklin India Equity Savings Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Equity

18.43%

19.09%

18.11%

16.56%

17.04%

16.99%

Debt

28.53%

26.06%

30.46%

30.23%

29.68%

32.66%

Others (incl. cash)

53.04%

54.86%

51.43%

53.21%

53.28%

50.35%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Axis Bank Ltd.

Financial

2,94,750

37.92

6.12%

0.21%↑

Reliance Industries Ltd.

Energy

2,20,000

29.07

4.69%

-0.28%↓

NTPC Ltd.

Energy

7,20,000

27.86

4.49%

-0.04%↓

Bharti Airtel Ltd.

Communication

1,43,300

26.21

4.23%

-0.04%↓

ICICI Bank Ltd.

Financial

1,81,900

22.85

3.69%

0.06%↑

Kotak Mahindra Bank Ltd.

Financial

5,50,000

21.13

3.41%

0.08%↑

Mahindra & Mahindra Ltd.

Automobile

68,900

20.98

3.39%

0.02%↑

Hindustan Aeronautics Ltd.

Capital Goods

46,500

20.01

3.23%

0.04%↑

Titan Company Ltd.

Consumer Discretionary

41,125

16.76

2.70%

-0.14%↓

Vodafone Idea Ltd.

Communication

96,49,125

13.5

2.18%

0.62%↑

Apollo Hospitals Enterprise Ltd.

Healthcare

15,350

12.55

2.02%

0.17%↑

Larsen & Toubro Ltd.

Construction

30,400

12.39

2.00%

0.07%↑

HDFC Bank Ltd.

Financial

1,43,000

10.65

1.72%

-0.03%↓

RBL Bank Ltd.

Financial

2,79,400

9.64

1.56%

0.07%↑

JIO Financial Services Ltd.

Financial

3,99,500

9.55

1.54%

-0.01%↓

Tata Power Company Ltd.

Energy

2,26,200

9.52

1.54%

-0.05%↓

HDFC Life Insurance Co Ltd.

Insurance

1,59,500

9.49

1.53%

0.05%↑

Ultratech Cement Ltd.

Materials

8,000

9.19

1.48%

0.02%↑

Bank Of Baroda

Financial

2,63,250

7.07

1.14%

0.05%↑

Indus Towers Ltd.

Communication

1,49,600

6.61

1.07%

0.10%↑

Sector

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

31 Dec 2025

Financial

4.66%

5.01%

4.68%

4.94%

4.95%

4.79%

Energy

2.20%

2.32%

2.16%

1.83%

1.81%

1.75%

Automobile

2.10%

2.07%

2.02%

0.94%

1.02%

Technology

1.59%

1.71%

1.60%

2.00%

1.92%

Consumer Staples

1.52%

1.55%

1.46%

1.29%

1.28%

1.32%

Healthcare

1.40%

1.29%

1.22%

0.96%

0.88%

0.89%

Communication

1.14%

1.18%

1.12%

0.79%

0.84%

0.94%

Construction

0.97%

0.94%

0.83%

1.29%

1.19%

1.21%

Services

0.85%

1.35%

1.21%

1.25%

1.40%

1.44%

Insurance

0.81%

0.79%

0.70%

0.71%

0.72%

Materials

0.76%

0.54%

0.51%

0.56%

0.25%

Capital Goods

0.45%

0.47%

0.40%

0.42%

0.48%

0.43%

Metals & Mining

0.00%

Consumer Discretionary

0.32%

Rating

Fund