Franklin India Floating Rate Fund Direct-Growth
Debt: Floater - Growth (Open ended) Factsheet
NAV: ₹47.64-0.02%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Floating Rate Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 33.41% | 24.74% | 21.11% | 48.19% | 31.57% | 53.51% |
| Others (incl. cash) | 66.59% | 75.26% | 78.89% | 51.81% | 68.43% | 46.49% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
15
Top Holding %
66.59%
Top 5 Holdings %
103.32%
Top 10 Holdings %
145.75%
Modified Duration
1.05 yrs
Avg. Maturity
2.98 yrs
Yield to Maturity
7.90%
AUM
₹279 Cr
Expense Ratio
0.28%
Since Inception
7.13%
Max Drawdown
-0.01%
Sharpe Ratio
1.98
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Chhattisgarh State | Others | 25,00,000 | 25.89 | 9.29% | 0.66%↑ |
| Maharashtra State | Others | 25,00,000 | 25.57 | 9.17% | 0.66%↑ |
| Karnataka State | Others | 25,00,000 | 25.56 | 9.17% | 0.66%↑ |
| REC Ltd. | Financial | 2,500 | 25.4 | 9.11% | 0.55%↑ |
| GOI | Sovereign | 24,00,000 | 24.58 | 8.82% | - |
| HDFC Bank Ltd. | Financial | 500 | 23.86 | 8.56% | 0.53%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 23.83 | 8.55% | 0.53%↑ |
| Jubilant Bevco Ltd. | Consumer Staples | 2,109 | 23.42 | 8.40% | 0.58%↑ |
| Jubilant Beverages Ltd. | Consumer Staples | 2,042 | 22.62 | 8.11% | 0.56%↑ |
| Bajaj Finance Ltd. | Financial | 2,000 | 20.64 | 7.40% | 0.45%↑ |
| LIC Housing Finance Ltd. | Financial | 100 | 10.33 | 3.71% | 0.22%↑ |
| Poonawalla Fincorp Ltd. | Financial | 1,000 | 10.11 | 3.62% | 0.23%↑ |
| GOI | Sovereign | 5,00,000 | 5.3 | 1.90% | 0.11%↑ |
| ICICI Securities Primary Dealership Ltd. | Financial | 0 | -25 | -8.97% | - |
| IDFC First Bank Ltd. | Financial | 0 | -75 | -26.90% | 7.20%↑ |
| Standard Chartered Bank | Financial | 0 | -75 | -26.90% | -1.33%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 38.34% | 28.85% |
| AAA | 23.84% | 46.81% |
| A1+ | 17.11% | 9.86% |
| AA | 16.51% | 5.75% |
| Cash & Call Money | 3.79% | 4.29% |
| Others | 0.38% | 0.57% |
| Cash | 0.04% | 0.72% |
| AA+ | - | 2.96% |
| AA- | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Chhattisgarh State | State Development Loan | 7.59% | 0 | SOV | 9.29% |
| Maharashtra State | State Development Loan | 7.33% | 04/03/2034 | SOV | 9.17% |
| Karnataka State | State Development Loan | 7.31% | 04/09/2033 | SOV | 9.17% |
| REC Ltd. | Non Convertible Debenture | 7.64% | 30/04/2027 | ICRA AAA | 9.11% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 8.82% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 12/03/2027 | CARE A1+ | 8.56% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 8.55% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 8.40% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 8.11% |
| Bajaj Finance Ltd. | Debenture | 7.82% | 31/01/2034 | IND AAA | 7.40% |
| LIC Housing Finance Ltd. | Debenture | 6.40% | 30/11/2026 | CRISIL AAA | 3.71% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.70% | 21/04/2028 | CRISIL AAA | 3.62% |
| GOI | GOI Securities Floating Rate Bond | 0.00% | 22/09/2033 | SOV | 1.90% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 0 | - | -8.97% |
| Standard Chartered Bank | Interest Rate Swap | 0.00% | 0 | - | -26.90% |
| IDFC First Bank Ltd. | Interest Rate Swap | 0.00% | 0 | - | -26.90% |
Frequently Asked Questions
What are the top holdings of Franklin India Floating Rate Fund Direct-Growth?
The top holdings of Franklin India Floating Rate Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Franklin India Floating Rate Fund Direct-Growth hold in its portfolio?
Franklin India Floating Rate Fund Direct-Growth holds 15 securities in its portfolio. The top 5 holdings account for 103.32% of the portfolio and the top 10 for 145.75% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of Franklin India Floating Rate Fund Direct-Growth?
The sector allocation of Franklin India Floating Rate Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Franklin India Floating Rate Fund Direct-Growth?
As of 30 Jun 2026, Franklin India Floating Rate Fund Direct-Growth has 0.00% in equity, 33.41% in debt and 66.59% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.90%.
What is the market cap allocation of Franklin India Floating Rate Fund Direct-Growth?
The market cap distribution of Franklin India Floating Rate Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Franklin India Floating Rate Fund Direct-Growth a concentrated or diversified fund?
Franklin India Floating Rate Fund Direct-Growth holds 15 securities, with the top 10 accounting for 145.75% of the portfolio and the top 5 for 103.32%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of Franklin India Floating Rate Fund Direct-Growth?
The debt holdings of Franklin India Floating Rate Fund Direct-Growth are rated as follows — SOV: 38.34%, AAA: 23.84%, A1+: 17.11%, AA: 16.51%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Franklin India Floating Rate Fund Direct-Growth change its portfolio?
The portfolio currently holds 15 securities with the top 10 accounting for 145.75% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Franklin India Floating Rate Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Franklin India Floating Rate Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Franklin India Floating Rate Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Floating Rate Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.