Franklin India Medium to Long Term Fund Direct-Growth
Debt: Medium to Long Term - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Medium to Long TermBenchmark: CRISIL Medium to Long Duration Debt A-III IndexCheck Portfolio Overlap →
NAV: ₹11.2-0.04%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Medium to Long Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 76.34% | 77.56% | 75.88% | 92.48% | 87.14% | 88.27% |
| Others (incl. cash) | 23.66% | 22.44% | 24.12% | 7.52% | 12.86% | 11.73% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
14
Top Holding %
23.66%
Top 5 Holdings %
64.81%
Top 10 Holdings %
99.70%
Modified Duration
4.25 yrs
Avg. Maturity
7.03 yrs
Yield to Maturity
7.73%
AUM
₹41 Cr
Expense Ratio
0.34%
Since Inception
5.60%
Max Drawdown
-0.02%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Haryana State | Others | 5,00,000 | 5.15 | 12.61% | 0.37%↑ |
| Punjab State | Others | 5,00,000 | 5 | 12.26% | 0.40%↑ |
| Tamilnadu State | Others | 3,55,500 | 3.46 | 8.48% | 0.25%↑ |
| Jubilant Bevco Ltd. | Consumer Staples | 283 | 3.18 | 7.80% | 0.33%↑ |
| Andhra Pradesh State | Financial | 3,00,000 | 3.12 | 7.64% | 0.28%↑ |
| Maharashtra State | Others | 3,00,000 | 2.94 | 7.21% | -0.11%↓ |
| Jubilant Beverages Ltd. | Consumer Staples | 262 | 2.93 | 7.19% | 0.30%↑ |
| Jammu & Kashmir State | Others | 2,87,900 | 2.77 | 6.79% | 0.19%↑ |
| West Bengal State | Others | 2,50,000 | 2.48 | 6.07% | -0.08%↓ |
| Haryana State | Others | 2,32,900 | 2.35 | 5.75% | 0.16%↑ |
| Himachal Pradesh State | Others | 1,37,500 | 1.36 | 3.34% | 0.10%↑ |
| Kerala State | Others | 1,27,500 | 1.26 | 3.09% | 0.08%↑ |
| ICICI Securities Primary Dealership Ltd. | Financial | 0 | -5 | -12.25% | -0.45%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 73.23% | 36.27% |
| AA | 14.99% | 2.80% |
| Cash & Call Money | 11.41% | 15.18% |
| Others | 0.37% | 2.26% |
| Cash | 0.00% | 0.02% |
| A1+ | - | 3.80% |
| AA+ | - | 2.60% |
| AA- | - | 0.34% |
| AAA | - | 22.71% |
| B- | - | 5.11% |
| Term Deposits | - | 0.00% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Haryana State | State Development Loan | 7.86% | 29/06/2032 | SOV | 12.61% |
| Punjab State | State Development Loan | 7.02% | 01/07/2030 | SOV | 12.26% |
| Tamilnadu State | State Development Loan | 7.15% | 22/01/2035 | SOV | 8.48% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 7.80% |
| Andhra Pradesh State | State Development Loan | 8.42% | 08/08/2029 | SOV | 7.64% |
| Maharashtra State | State Development Loan | 7.66% | 04/03/2047 | SOV | 7.21% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 7.19% |
| Jammu & Kashmir State | State Development Loan | 7.14% | 29/12/2036 | SOV | 6.79% |
| West Bengal State | State Development Loan | 7.79% | 18/03/2045 | SOV | 6.07% |
| Haryana State | State Development Loan | 7.77% | 10/01/2036 | SOV | 5.75% |
| Himachal Pradesh State | State Development Loan | 7.56% | 08/07/2039 | SOV | 3.34% |
| Kerala State | State Development Loan | 7.56% | 08/07/2039 | SOV | 3.09% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 0 | - | -12.25% |
Frequently Asked Questions
What are the top holdings of Franklin India Medium to Long Term Fund Direct-Growth?
The top holdings of Franklin India Medium to Long Term Fund Direct-Growth as of 30 Sep 2026 are Others (23.66%), Haryana State (12.61%), Punjab State (12.26%), Tamilnadu State (8.48%), Jubilant Bevco Ltd. (7.80%). These top 5 stocks together account for 64.81% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Franklin India Medium to Long Term Fund Direct-Growth hold in its portfolio?
Franklin India Medium to Long Term Fund Direct-Growth holds 14 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Franklin India Medium to Long Term Fund Direct-Growth?
The sector allocation of Franklin India Medium to Long Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Franklin India Medium to Long Term Fund Direct-Growth?
As of 30 Sep 2026, Franklin India Medium to Long Term Fund Direct-Growth has 0.00% allocated to equity, and 76.34% to debt. You can also check the historical trends above.
What is the market cap allocation of Franklin India Medium to Long Term Fund Direct-Growth?
The market cap allocation of Franklin India Medium to Long Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Franklin India Medium to Long Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Franklin India Medium to Long Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Franklin India Medium to Long Term Fund Direct-Growth?
As of 30 Sep 2026, Franklin India Medium to Long Term Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, 14.99% in AA-rated, and 73.23% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Franklin India Medium to Long Term Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Medium to Long Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.