Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	80.10%	72.59%	70.67%	99.88%	90.14%	90.98%
Others (incl. cash)	19.90%	27.41%	29.33%	0.12%	9.86%	9.02%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

19.90%

Top 5 Holdings %

50.42%

Top 10 Holdings %

74.35%

Modified Duration

0.41 yrs

Avg. Maturity

0.57 yrs

Yield to Maturity

7.76%

AUM

₹3,920 Cr

Expense Ratio

0.14%

Since Inception

7.44%

Max Drawdown

-0.01%

Sharpe Ratio

2.56

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Uttar Pradesh State	Others	4,00,00,000	411.95	10.51%	-
Bajaj Housing Finance Ltd.	Financial	6,000	286.96	7.32%	0.94%↑
Piramal Finance Ltd.	Financial	5,300	258.22	6.59%	0.84%↑
HDFC Bank Ltd.	Financial	5,000	239.31	6.11%	0.79%↑
National Bank For Agriculture & Rural Development	Financial	4,600	221.44	5.65%	0.72%↑
Canara Bank	Financial	4,000	191.34	4.88%	0.63%↑
IDBI Bank Ltd.	Financial	4,000	190.56	4.86%	0.63%↑
Embassy Office Parks REIT	Construction	4,000	190.49	4.86%	0.63%↑
National Bank For Agriculture & Rural Development	Financial	3,000	144.27	3.68%	0.47%↑
Credila Financial Services Ltd.	Financial	3,000	142.51	3.64%	0.47%↑
Small Industries Devp. Bank of India Ltd.	Financial	2,500	120.17	3.07%	0.39%↑
Small Industries Devp. Bank of India Ltd.	Financial	2,300	110.16	2.81%	0.36%↑
Bank Of Baroda	Financial	2,000	97.09	2.48%	0.32%↑
Axis Bank Ltd.	Financial	2,000	96.98	2.47%	0.32%↑
Bank Of Baroda	Financial	2,000	96.61	2.46%	0.32%↑
Axis Bank Ltd.	Financial	2,000	96.44	2.46%	0.32%↑
Bank Of Baroda	Financial	1,500	72.91	1.86%	-2.47%↓
Small Industries Devp. Bank of India Ltd.	Financial	1,500	72.88	1.86%	0.24%↑
Union Bank of India	Financial	1,500	72.83	1.86%	0.24%↑
Kotak Mahindra Bank Ltd.	Financial	1,500	72.71	1.85%	-

1 / 2

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
A1+	88.32%	87.82%
SOV	11.92%	11.61%
Others	0.27%	0.29%
Cash	0.01%	0.00%
AAA	-	0.03%
Cash & Call Money	-0.52%	0.25%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Uttar Pradesh State	State Development Loan	7.67%	12/04/2027	SOV	10.51%
Bajaj Housing Finance Ltd.	Commercial Paper	0.00%	365-D 23/02/2027	CRISIL A1+	7.32%
Piramal Finance Ltd.	Commercial Paper	0.00%	365-D 30/10/2026	CRISIL A1+	6.59%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	24/02/2027	CARE A1+	6.11%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	22/01/2027	ICRA A1+	5.65%
Canara Bank	Certificate of Deposit	0.00%	02/03/2027	CRISIL A1+	4.88%
IDBI Bank Ltd.	Certificate of Deposit	0.00%	0	CRISIL A1+	4.86%
Embassy Office Parks REIT	Commercial Paper	0.00%	364-D 12/03/2027	CARE A1+	4.86%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	28/01/2027	ICRA A1+	3.68%
Credila Financial Services Ltd.	Commercial Paper	0.00%	364-D 01/03/2027	CRISIL A1+	3.64%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	29/01/2027	CARE A1+	3.07%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	18/02/2027	CARE A1+	2.81%
Bank Of Baroda	Certificate of Deposit	0.00%	11/12/2026	CARE A1+	2.48%
Axis Bank Ltd.	Certificate of Deposit	0.00%	17/12/2026	CRISIL A1+	2.47%
Axis Bank Ltd.	Certificate of Deposit	0.00%	14/01/2027	CRISIL A1+	2.46%
Bank Of Baroda	Certificate of Deposit	0.00%	06/01/2027	IND A1+	2.46%
Union Bank of India	Certificate of Deposit	0.00%	10/12/2026	ICRA A1+	1.86%
Bank Of Baroda	Certificate of Deposit	0.00%	04/12/2026	CARE A1+	1.86%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/12/2026	CARE A1+	1.86%
Kotak Mahindra Bank Ltd.	Certificate of Deposit	0.00%	21/12/2026	CRISIL A1+	1.85%
Cholamandalam Investment and Finance Company Ltd.	Commercial Paper	0.00%	364-D 22/01/2027	ICRA A1+	1.84%
Punjab National Bank	Certificate of Deposit	0.00%	04/02/2027	CRISIL A1+	1.84%
Canara Bank	Certificate of Deposit	0.00%	04/03/2027	CRISIL A1+	1.83%
Arka Fincap Ltd.	Commercial Paper	0.00%	347-D 26/02/2027	CRISIL A1+	1.82%
Standard Chartered Securities (India) Ltd.	Commercial Paper	0.00%	364-D 08/03/2027	ICRA A1+	1.82%
National Bank For Agriculture & Rural Development	Certificate of Deposit	0.00%	17/02/2027	IND A1+	1.59%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	28/01/2027	CARE A1+	1.23%
Canara Bank	Certificate of Deposit	0.00%	02/02/2027	CRISIL A1+	1.23%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	04/02/2027	CARE A1+	1.23%
Credila Financial Services Ltd.	Commercial Paper	0.00%	364-D 04/03/2027	CRISIL A1+	1.21%
Kotak Mahindra Prime Ltd.	Commercial Paper	0.00%	25/06/2027	CRISIL A1+	1.19%
Reserve Bank of India	Treasury Bills	0.00%	182-D 17/07/2026	SOV	0.89%
Bank Of Baroda	Certificate of Deposit	0.00%	25/11/2026	CARE A1+	0.62%
Telangana State	State Development Loan	7.78%	29/05/2027	SOV	0.26%
West Bengal State	State Development Loan	6.88%	23/11/2026	SOV	0.13%
Punjab State	State Development Loan	7.14%	20/01/2027	SOV	0.13%
HDFC Bank Ltd.	Certificate of Deposit	0.00%	22/01/2027	CARE A1+	0.12%
ICICI Securities Primary Dealership Ltd.	Interest Rate Swap	0.00%	0	-	-5.10%
IDFC First Bank Ltd.	Interest Rate Swap	0.00%	0	-	-5.10%
Standard Chartered Bank	Interest Rate Swap	0.00%	0	-	-10.20%

Frequently Asked Questions

What are the top holdings of Franklin India Money Market Fund Direct-Growth?

The top holdings of Franklin India Money Market Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does Franklin India Money Market Fund Direct-Growth hold in its portfolio?

Franklin India Money Market Fund Direct-Growth holds 39 securities in its portfolio. The top 5 holdings account for 50.42% of the portfolio and the top 10 for 74.35%.

What is the sector allocation of Franklin India Money Market Fund Direct-Growth?

The sector allocation of Franklin India Money Market Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of Franklin India Money Market Fund Direct-Growth?

As of 30 Jun 2026, Franklin India Money Market Fund Direct-Growth has 0.00% in equity, 80.10% in debt and 19.90% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.76%.

What is the market cap allocation of Franklin India Money Market Fund Direct-Growth?

The market cap distribution of Franklin India Money Market Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is Franklin India Money Market Fund Direct-Growth a concentrated or diversified fund?

Franklin India Money Market Fund Direct-Growth holds 39 securities, with the top 10 accounting for 74.35% of the portfolio and the top 5 for 50.42%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of Franklin India Money Market Fund Direct-Growth?

The debt holdings of Franklin India Money Market Fund Direct-Growth are rated as follows — A1+: 88.32%, SOV: 11.92%, Others: 0.27%, Cash: 0.01%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does Franklin India Money Market Fund Direct-Growth change its portfolio?

The portfolio currently holds 39 securities with the top 10 accounting for 74.35% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of Franklin India Money Market Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of Franklin India Money Market Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for Franklin India Money Market Fund Direct-Growth?

The latest portfolio disclosure for Franklin India Money Market Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

Loading…

Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

80.10%

72.59%

70.67%

99.88%

90.14%

90.98%

Others (incl. cash)

19.90%

27.41%

29.33%

0.12%

9.86%

9.02%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Uttar Pradesh State

Others

4,00,00,000

411.95

10.51%

Bajaj Housing Finance Ltd.

Financial

6,000

286.96

7.32%

0.94%↑

Piramal Finance Ltd.

Financial

5,300

258.22

6.59%

0.84%↑

HDFC Bank Ltd.

Financial

5,000

239.31

6.11%

0.79%↑

National Bank For Agriculture & Rural Development

Financial

4,600

221.44

5.65%

0.72%↑

Canara Bank

Financial

4,000

191.34

4.88%

0.63%↑

IDBI Bank Ltd.

Financial

4,000

190.56

4.86%

0.63%↑

Embassy Office Parks REIT

Construction

4,000

190.49

4.86%

0.63%↑

National Bank For Agriculture & Rural Development

Financial

3,000

144.27

3.68%

0.47%↑

Credila Financial Services Ltd.

Financial

3,000

142.51

3.64%

0.47%↑

Small Industries Devp. Bank of India Ltd.

Financial

2,500

120.17

3.07%

0.39%↑

Small Industries Devp. Bank of India Ltd.

Financial

2,300

110.16

2.81%

0.36%↑

Bank Of Baroda

Financial

2,000

97.09

2.48%

0.32%↑

Axis Bank Ltd.

Financial

2,000

96.98

2.47%

0.32%↑

Bank Of Baroda

Financial

2,000

96.61

2.46%

0.32%↑

Axis Bank Ltd.

Financial

2,000

96.44

2.46%

0.32%↑

Bank Of Baroda

Financial

1,500

72.91

1.86%

-2.47%↓

Small Industries Devp. Bank of India Ltd.

Financial

1,500

72.88

1.86%

0.24%↑

Union Bank of India

Financial

1,500

72.83

1.86%

0.24%↑

Kotak Mahindra Bank Ltd.

Financial

1,500

72.71

1.85%

Rating

Fund