Franklin India Short Term Fund Direct-Growth
Debt: Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Short TermBenchmark: NIFTY Short Duration Debt Index A-IICheck Portfolio Overlap →
NAV: ₹10.05-0.05%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 |
|---|---|---|
| Equity | 0.00% | 0.00% |
| Debt | 92.28% | 87.69% |
| Others (incl. cash) | 7.72% | 12.31% |
| Commodities | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
10
Top Holding %
11.73%
Top 5 Holdings %
56.69%
Top 10 Holdings %
100.00%
Modified Duration
1.11 yrs
Avg. Maturity
1.28 yrs
Yield to Maturity
7.55%
AUM
₹231 Cr
Expense Ratio
0.34%
Since Inception
0.51%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Communication | 2,500 | 27.05 | 11.73% | 1.51%↑ |
| LIC Housing Finance Ltd. | Financial | 250 | 26.48 | 11.48% | 1.46%↑ |
| Power Finance Corporation Ltd. | Financial | 250 | 26.38 | 11.44% | 1.45%↑ |
| REC Ltd. | Financial | 2,500 | 25.82 | 11.19% | 1.42%↑ |
| Poonawalla Fincorp Ltd. | Financial | 2,500 | 25.04 | 10.86% | 0.67%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,500 | 25.01 | 10.84% | 0.66%↑ |
| Canara Bank | Financial | 500 | 23.73 | 10.29% | 1.32%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 23.42 | 10.16% | 1.30%↑ |
| GOI | Sovereign | 10,00,000 | 9.92 | 4.30% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 67.54% | 40.95% |
| A1+ | 20.44% | 7.57% |
| Cash & Call Money | 7.72% | 16.58% |
| SOV | 4.30% | 17.98% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| AA | - | 2.31% |
| AA+ | - | 3.99% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| Cash | - | 0.03% |
| D | - | 0.04% |
| Others | - | 0.77% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Debenture | 8.65% | 05/11/2027 | CRISIL AAA | 11.73% |
| LIC Housing Finance Ltd. | Bonds | 7.80% | 22/12/2027 | CARE AAA | 11.48% |
| Power Finance Corporation Ltd. | Bonds/NCDs | 8.85% | 25/05/2029 | ICRA AAA | 11.44% |
| REC Ltd. | Bonds | 6.95% | 18/02/2028 | CARE AAA | 11.19% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.58% | 08/09/2028 | CRISIL AAA | 10.86% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | IND AAA | 10.84% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/06/2027 | CRISIL A1+ | 10.29% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 20/08/2027 | CARE A1+ | 10.16% |
| GOI | GOI Securities | 6.54% | 17/01/2032 | SOV | 4.30% |
Frequently Asked Questions
What are the top holdings of Franklin India Short Term Fund Direct-Growth?
The top holdings of Franklin India Short Term Fund Direct-Growth as of 30 Sep 2026 are Bharti Telecom Ltd. (11.73%), LIC Housing Finance Ltd. (11.48%), Power Finance Corporation Ltd. (11.44%), REC Ltd. (11.19%), Poonawalla Fincorp Ltd. (10.86%). These top 5 stocks together account for 56.69% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Franklin India Short Term Fund Direct-Growth hold in its portfolio?
Franklin India Short Term Fund Direct-Growth holds 10 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Franklin India Short Term Fund Direct-Growth?
The sector allocation of Franklin India Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Franklin India Short Term Fund Direct-Growth?
As of 30 Sep 2026, Franklin India Short Term Fund Direct-Growth has 0.00% allocated to equity, and 92.28% to debt. You can also check the historical trends above.
What is the market cap allocation of Franklin India Short Term Fund Direct-Growth?
The market cap allocation of Franklin India Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Franklin India Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Franklin India Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Franklin India Short Term Fund Direct-Growth?
As of 30 Sep 2026, Franklin India Short Term Fund Direct-Growth's debt portfolio has 67.54% in AAA-rated instruments, - in AA-rated, and 4.30% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Franklin India Short Term Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.