Franklin India Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: NIFTY Ultra Short Duration Debt Index A-ICheck Portfolio Overlap →
NAV: ₹11.58+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 69.92% | 81.59% | 54.89% | 61.17% | 47.59% | 52.50% |
| Others (incl. cash) | 30.08% | 18.41% | 45.11% | 38.83% | 52.41% | 47.50% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
17
Top Holding %
30.08%
Top 5 Holdings %
64.19%
Top 10 Holdings %
103.29%
Modified Duration
0.30 yrs
Avg. Maturity
0.59 yrs
Yield to Maturity
7.01%
AUM
₹300 Cr
Expense Ratio
0.29%
Since Inception
7.06%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| REC Ltd. | Financial | 2,500 | 26.17 | 8.74% | - |
| Sundaram Home Finance Ltd. | Financial | 2,500 | 25.99 | 8.68% | -0.50%↓ |
| National Housing Bank | Financial | 2,500 | 25.56 | 8.53% | -0.50%↓ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 24.45 | 8.16% | -0.48%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 24.45 | 8.16% | - |
| Canara Bank | Financial | 500 | 24.3 | 8.11% | - |
| Bank Of Baroda | Financial | 500 | 24.29 | 8.11% | - |
| HDFC Bank Ltd. | Financial | 500 | 24.27 | 8.10% | -0.48%↓ |
| Jubilant Bevco Ltd. | Consumer Staples | 1,761 | 19.81 | 6.61% | -0.38%↓ |
| GOI | Sovereign | 10,00,000 | 10.37 | 3.46% | -0.21%↓ |
| Assam State | Others | 10,00,000 | 10.15 | 3.39% | -0.21%↓ |
| Credila Financial Services Ltd. | Financial | 200 | 9.67 | 3.23% | -0.19%↓ |
| Jubilant Beverages Ltd. | Consumer Staples | 780 | 8.74 | 2.92% | -0.17%↓ |
| Sundaram Finance Ltd. | Financial | 500 | 5.38 | 1.79% | - |
| Piramal Finance Ltd. | Financial | 100 | 4.97 | 1.66% | -0.10%↓ |
| ICICI Securities Primary Dealership Ltd. | Financial | 0 | -10 | -3.34% | 0.21%↑ |
| Standard Chartered Bank | Financial | 0 | -25 | -8.35% | 0.53%↑ |
| DBS Bank India Ltd. | Financial | 0 | -25 | -8.35% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 45.54% | 45.84% |
| AAA | 27.74% | 13.54% |
| Cash & Call Money | 10.05% | 11.51% |
| AA | 9.53% | 3.10% |
| SOV | 6.85% | 10.65% |
| Others | 0.29% | 1.02% |
| Cash | 0.00% | 0.04% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA+ | - | 4.69% |
| AA- | - | 0.65% |
| BBB | - | 1.63% |
| D | - | 1.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL AAA | 8.74% |
| Sundaram Home Finance Ltd. | Non Convertible Debenture | 7.70% | 26/03/2027 | ICRA AAA | 8.68% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CARE AAA | 8.53% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CARE A1+ | 8.16% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | ICRA A1+ | 8.16% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | IND A1+ | 8.11% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 8.11% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 8.10% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 6.61% |
| GOI | GOI Securities | 0.00% | 04/10/2028 | SOV | 3.46% |
| Assam State | State Development Loan | 7.30% | 23/08/2027 | SOV | 3.39% |
| Credila Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 01/03/2027 | CRISIL A1+ | 3.23% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 2.92% |
| Sundaram Finance Ltd. | Debenture | 8.04% | 26/10/2026 | CRISIL AAA | 1.79% |
| Piramal Finance Ltd. | Commercial Paper | 0.00% | 365-D 30/10/2026 | CRISIL A1+ | 1.66% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 0 | - | -3.34% |
| Standard Chartered Bank | Interest Rate Swap | 0.00% | 0 | - | -8.35% |
| DBS Bank India Ltd. | Interest Rate Swap | 0.00% | 0 | - | -8.35% |
Frequently Asked Questions
What are the top holdings of Franklin India Ultra Short Term Fund Direct-Growth?
The top holdings of Franklin India Ultra Short Term Fund Direct-Growth as of 30 Sep 2026 are Others (30.08%), REC Ltd. (8.74%), Sundaram Home Finance Ltd. (8.68%), National Housing Bank (8.53%), National Bank For Agriculture & Rural Development (8.16%). These top 5 stocks together account for 64.19% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Franklin India Ultra Short Term Fund Direct-Growth hold in its portfolio?
Franklin India Ultra Short Term Fund Direct-Growth holds 17 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Franklin India Ultra Short Term Fund Direct-Growth?
The sector allocation of Franklin India Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Franklin India Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, Franklin India Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 69.92% to debt. You can also check the historical trends above.
What is the market cap allocation of Franklin India Ultra Short Term Fund Direct-Growth?
The market cap allocation of Franklin India Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Franklin India Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Franklin India Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Franklin India Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, Franklin India Ultra Short Term Fund Direct-Growth's debt portfolio has 27.74% in AAA-rated instruments, 9.53% in AA-rated, and 6.85% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Franklin India Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Ultra Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.