Franklin India Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: NIFTY Ultra Short Duration Debt Index A-ICheck Portfolio Overlap →
NAV: ₹11.53+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 81.59% | 54.89% | 61.17% | 47.59% | 52.50% | 54.99% |
| Others (incl. cash) | 18.41% | 45.11% | 38.83% | 52.41% | 47.50% | 45.01% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
17
Top Holding %
18.41%
Top 5 Holdings %
54.74%
Top 10 Holdings %
92.93%
Modified Duration
0.41 yrs
Avg. Maturity
0.73 yrs
Yield to Maturity
7.13%
AUM
₹281 Cr
Expense Ratio
0.29%
Since Inception
7.26%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Sundaram Home Finance Ltd. | Financial | 2,500 | 25.85 | 9.18% | 0.29%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 2,500 | 25.71 | 9.13% | 0.28%↑ |
| National Housing Bank | Financial | 2,500 | 25.42 | 9.03% | 0.27%↑ |
| Sundaram Finance Ltd. | Financial | 2,500 | 25.31 | 8.99% | 0.28%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 24.82 | 8.82% | 0.27%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 24.32 | 8.64% | 0.27%↑ |
| HDFC Bank Ltd. | Financial | 500 | 24.15 | 8.58% | 0.27%↑ |
| Jubilant Bevco Ltd. | Consumer Staples | 1,761 | 19.69 | 6.99% | 0.21%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 300 | 14.51 | 5.15% | 0.16%↑ |
| Nagaland State | Others | 10,00,000 | 10.36 | 3.68% | 0.11%↑ |
| GOI | Sovereign | 10,00,000 | 10.34 | 3.67% | 0.11%↑ |
| Assam State | Others | 10,00,000 | 10.12 | 3.59% | -0.02%↓ |
| Credila Financial Services Ltd. | Financial | 200 | 9.61 | 3.41% | 0.10%↑ |
| Jubilant Beverages Ltd. | Consumer Staples | 780 | 8.69 | 3.09% | 0.09%↑ |
| Piramal Finance Ltd. | Financial | 100 | 4.94 | 1.75% | 0.06%↑ |
| ICICI Securities Primary Dealership Ltd. | Financial | 0 | -10 | -3.55% | 12.04%↑ |
| Standard Chartered Bank | Financial | 0 | -25 | -8.88% | 8.44%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 36.36% | 43.99% |
| AAA | 36.34% | 13.14% |
| Cash & Call Money | 18.41% | 14.15% |
| SOV | 10.95% | 11.04% |
| AA | 10.08% | 2.77% |
| Others | 0.30% | 1.03% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA+ | - | 4.35% |
| AA- | - | 0.59% |
| BBB | - | 1.64% |
| D | - | 1.10% |
| Term Deposits | - | 0.01% |
| Cash | -12.43% | -0.09% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Sundaram Home Finance Ltd. | Non Convertible Debenture | 7.70% | 26/03/2027 | ICRA AAA | 9.18% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.23% | 15/10/2026 | ICRA AAA | 9.13% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CARE AAA | 9.03% |
| Sundaram Finance Ltd. | Debenture | 6.99% | 28/05/2027 | CRISIL AAA | 8.99% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 13/10/2026 | CARE A1+ | 8.82% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 28/01/2027 | ICRA A1+ | 8.64% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CARE A1+ | 8.58% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 6.99% |
| Mahindra & Mahindra Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | IND A1+ | 5.15% |
| Nagaland State | State Development Loan | 7.49% | 14/09/2026 | SOV | 3.68% |
| GOI | GOI Securities | 0.00% | 04/10/2028 | SOV | 3.67% |
| Assam State | State Development Loan | 7.30% | 23/08/2027 | SOV | 3.59% |
| Credila Financial Services Ltd. | Commercial Paper | 0.00% | 364-D 01/03/2027 | CRISIL A1+ | 3.41% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 3.09% |
| Piramal Finance Ltd. | Commercial Paper | 0.00% | 365-D 30/10/2026 | CRISIL A1+ | 1.75% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 0 | - | -3.55% |
| Standard Chartered Bank | Interest Rate Swap | 0.00% | 0 | - | -8.88% |
Frequently Asked Questions
What are the top holdings of Franklin India Ultra Short Term Fund Direct-Growth?
The top holdings of Franklin India Ultra Short Term Fund Direct-Growth as of 31 Aug 2026 are Others (18.41%), Sundaram Home Finance Ltd. (9.18%), Indian Railway Finance Corporation Ltd. (9.13%), National Housing Bank (9.03%), Sundaram Finance Ltd. (8.99%). These top 5 stocks together account for 54.74% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Franklin India Ultra Short Term Fund Direct-Growth hold in its portfolio?
Franklin India Ultra Short Term Fund Direct-Growth holds 17 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Franklin India Ultra Short Term Fund Direct-Growth?
The sector allocation of Franklin India Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Franklin India Ultra Short Term Fund Direct-Growth?
As of 31 Aug 2026, Franklin India Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 81.59% to debt. You can also check the historical trends above.
What is the market cap allocation of Franklin India Ultra Short Term Fund Direct-Growth?
The market cap allocation of Franklin India Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Franklin India Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Franklin India Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Franklin India Ultra Short Term Fund Direct-Growth?
As of 31 Aug 2026, Franklin India Ultra Short Term Fund Direct-Growth's debt portfolio has 36.34% in AAA-rated instruments, 10.08% in AA-rated, and 10.95% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Franklin India Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Ultra Short Term Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.