Franklin India Ultra Short to Short Term Fund Direct-Growth
Debt: Ultra Short to Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Ultra Short to Short TermBenchmark: NIFTY Low Duration Debt Index A-ICheck Portfolio Overlap →
NAV: ₹11.15+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Franklin India Ultra Short to Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 43.37% | 107.22% | 56.54% | 56.51% | 59.28% | 69.33% |
| Others (incl. cash) | 56.63% | -7.22% | 43.46% | 43.49% | 40.72% | 30.67% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
22
Top Holding %
56.63%
Top 5 Holdings %
86.50%
Top 10 Holdings %
116.24%
Modified Duration
0.68 yrs
Avg. Maturity
1.54 yrs
Yield to Maturity
7.51%
AUM
₹392 Cr
Expense Ratio
0.27%
Since Inception
7.48%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Punjab State | Others | 35,00,000 | 35.16 | 8.97% | -0.58%↓ |
| Jubilant Bevco Ltd. | Consumer Staples | 2,627 | 29.37 | 7.49% | 0.54%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,500 | 26.8 | 6.84% | 0.49%↑ |
| RJ Corp Ltd. | Consumer Staples | 2,485 | 25.78 | 6.58% | 0.46%↑ |
| Embassy Office Parks REIT | Construction | 250 | 25.31 | 6.45% | 0.47%↑ |
| LIC Housing Finance Ltd. | Financial | 2,500 | 25.3 | 6.45% | 0.46%↑ |
| REC Ltd. | Financial | 2,500 | 25.03 | 6.38% | 0.01%↑ |
| Poonawalla Fincorp Ltd. | Financial | 2,000 | 20.62 | 5.26% | 0.38%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 2,000 | 20.36 | 5.19% | 0.36%↑ |
| Jubilant Beverages Ltd. | Consumer Staples | 1,660 | 18.49 | 4.72% | 0.33%↑ |
| Bajaj Finance Ltd. | Financial | 1,500 | 16.22 | 4.14% | 0.30%↑ |
| Tata Capital Financial Services Ltd. | Financial | 150 | 15.14 | 3.86% | 0.28%↑ |
| Tata Capital Housing Finance Ltd. | Financial | 1,500 | 15.04 | 3.84% | 0.28%↑ |
| Rajasthan State | Others | 10,00,000 | 10.73 | 2.74% | 0.19%↑ |
| Mankind Pharma Ltd. | Healthcare | 1,000 | 10.32 | 2.63% | 0.19%↑ |
| Poonawalla Fincorp Ltd. | Financial | 1,000 | 10.2 | 2.60% | 0.19%↑ |
| West Bengal State | Others | 10,00,000 | 10.19 | 2.60% | 0.19%↑ |
| REC Ltd. | Financial | 1,000 | 10.05 | 2.56% | 0.18%↑ |
| National Bank For Agriculture & Rural Development | Financial | 200 | 9.64 | 2.46% | 0.18%↑ |
| GOI | Sovereign | 4,00,000 | 4.19 | 1.07% | 0.08%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 60.15% | 31.59% |
| Cash & Call Money | 56.62% | 8.29% |
| SOV | 15.37% | 14.53% |
| AA | 12.21% | 5.23% |
| AA+ | 2.63% | 4.92% |
| A1+ | 2.46% | 25.06% |
| Others | 0.28% | 1.14% |
| A | - | 0.01% |
| A+ | - | 0.45% |
| A- | - | 0.00% |
| AA- | - | 0.53% |
| B+ | - | 1.22% |
| BBB | - | 0.32% |
| D | - | 0.15% |
| Term Deposits | - | 0.02% |
| Cash | -49.72% | -0.41% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Punjab State | State Development Loan | 7.02% | 01/07/2030 | SOV | 8.97% |
| Jubilant Bevco Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 7.49% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | IND AAA | 6.84% |
| RJ Corp Ltd. | Debenture | 7.25% | 08/12/2028 | CRISIL AAA | 6.58% |
| LIC Housing Finance Ltd. | Debenture | 7.93% | 14/07/2027 | CARE AAA | 6.45% |
| Embassy Office Parks REIT | Non Convertible Debenture | 7.05% | 18/10/2026 | CRISIL AAA | 6.45% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | ICRA AAA | 6.38% |
| Poonawalla Fincorp Ltd. | Debenture | 7.55% | 25/03/2027 | CRISIL AAA | 5.26% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 18/05/2029 | CRISIL AAA | 5.19% |
| Jubilant Beverages Ltd. | Debenture | 0.00% | 31/05/2028 | CRISIL AA | 4.72% |
| Bajaj Finance Ltd. | Debenture | 8.12% | 10/09/2027 | CRISIL AAA | 4.14% |
| Tata Capital Financial Services Ltd. | Bonds | 7.89% | 26/07/2027 | CRISIL AAA | 3.86% |
| Tata Capital Housing Finance Ltd. | Non Convertible Debenture | 7.12% | 21/07/2027 | CRISIL AAA | 3.84% |
| Rajasthan State | State Development Loan | 8.63% | 03/09/2028 | SOV | 2.74% |
| Mankind Pharma Ltd. | Bonds/Debentures | 7.97% | 16/11/2027 | CRISIL AA+ | 2.63% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.70% | 21/04/2028 | CRISIL AAA | 2.60% |
| West Bengal State | State Development Loan | 7.28% | 12/07/2027 | SOV | 2.60% |
| REC Ltd. | Debenture | 6.60% | 30/06/2027 | ICRA AAA | 2.56% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | CRISIL A1+ | 2.46% |
| GOI | GOI Securities | 4.45% | 30/10/2034 | SOV | 1.07% |
| ICICI Bank Ltd. | Interest Rate Swap | 0.00% | 0 | - | -6.38% |
| Standard Chartered Bank | Interest Rate Swap | 0.00% | 0 | - | -11.48% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 0 | - | -31.88% |
Frequently Asked Questions
What are the top holdings of Franklin India Ultra Short to Short Term Fund Direct-Growth?
The top holdings of Franklin India Ultra Short to Short Term Fund Direct-Growth as of 31 Aug 2026 are Others (56.63%), Punjab State (8.97%), Jubilant Bevco Ltd. (7.49%), National Bank For Agriculture & Rural Development (6.84%), RJ Corp Ltd. (6.58%). These top 5 stocks together account for 86.50% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Franklin India Ultra Short to Short Term Fund Direct-Growth hold in its portfolio?
Franklin India Ultra Short to Short Term Fund Direct-Growth holds 22 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Franklin India Ultra Short to Short Term Fund Direct-Growth?
The sector allocation of Franklin India Ultra Short to Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Franklin India Ultra Short to Short Term Fund Direct-Growth?
As of 31 Aug 2026, Franklin India Ultra Short to Short Term Fund Direct-Growth has 0.00% allocated to equity, and 43.37% to debt. You can also check the historical trends above.
What is the market cap allocation of Franklin India Ultra Short to Short Term Fund Direct-Growth?
The market cap allocation of Franklin India Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Franklin India Ultra Short to Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Franklin India Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Franklin India Ultra Short to Short Term Fund Direct-Growth?
As of 31 Aug 2026, Franklin India Ultra Short to Short Term Fund Direct-Growth's debt portfolio has 60.15% in AAA-rated instruments, 12.21% in AA-rated, and 15.37% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Franklin India Ultra Short to Short Term Fund Direct-Growth?
The latest portfolio disclosure for Franklin India Ultra Short to Short Term Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.