Groww Dynamic Term Fund Direct-Growth
Debt: Dynamic Term - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Dynamic TermBenchmark: CRISIL Dynamic Bond A-III IndexCheck Portfolio Overlap →
NAV: ₹1,577.32-0.02%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Dynamic Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 76.52% | 88.24% | 76.41% | 95.56% | 87.00% | 80.36% |
| Others (incl. cash) | 23.48% | 11.76% | 23.59% | 4.44% | 13.00% | 19.64% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
11
Top Holding %
29.45%
Top 5 Holdings %
86.20%
Top 10 Holdings %
99.12%
Modified Duration
3.96 yrs
Avg. Maturity
12.37 yrs
Yield to Maturity
6.82%
AUM
₹25 Cr
Expense Ratio
0.45%
Since Inception
5.95%
Max Drawdown
-0.02%
Sharpe Ratio
0.03
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 7,50,000 | 7.5 | 29.45% | 9.60%↑ |
| National Bank For Agriculture & Rural Development | Financial | 3,00,000 | 2.91 | 11.41% | 0.04%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,90,000 | 2.82 | 11.09% | 0.04%↑ |
| Indian Bank | Financial | 2,80,000 | 2.74 | 10.77% | 0.04%↑ |
| Larsen & Toubro Ltd. | Construction | 1,00,000 | 1 | 3.93% | -0.02%↓ |
| Export-Import Bank Of India | Financial | 1,00,000 | 1 | 3.91% | -0.02%↓ |
| GOI | Sovereign | 50,000 | 0.5 | 1.98% | -0.01%↓ |
| REC Ltd. | Financial | 50,000 | 0.49 | 1.94% | -0.01%↓ |
| Indian Railway Finance Corporation Ltd. | Financial | 30,000 | 0.29 | 1.16% | -0.00%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 33.28% | 6.03% |
| SOV | 31.43% | 35.48% |
| Cash & Call Money | 23.48% | 23.51% |
| AAA | 10.94% | 16.42% |
| Others | 0.88% | 1.31% |
| A+ | - | 0.13% |
| AA | - | 1.72% |
| AA+ | - | 3.61% |
| AA- | - | 0.71% |
| B+ | - | 1.11% |
| B- | - | 2.51% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 29.45% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 11.41% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE A1+ | 11.09% |
| Indian Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 10.77% |
| Larsen & Toubro Ltd. | Bonds/NCDs | 7.72% | 28/04/2028 | CRISIL AAA | 3.93% |
| Export-Import Bank Of India | Bonds | 7.35% | 27/07/2028 | CRISIL AAA | 3.91% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 1.98% |
| REC Ltd. | Non Convertible Debenture | 7.28% | 31/08/2029 | CRISIL AAA | 1.94% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.47% | 30/05/2028 | CRISIL AAA | 1.16% |
Frequently Asked Questions
What are the top holdings of Groww Dynamic Term Fund Direct-Growth?
The top holdings of Groww Dynamic Term Fund Direct-Growth as of 30 Sep 2026 are GOI (29.45%), Others (23.48%), National Bank For Agriculture & Rural Development (11.41%), Small Industries Devp. Bank of India Ltd. (11.09%), Indian Bank (10.77%). These top 5 stocks together account for 86.20% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Groww Dynamic Term Fund Direct-Growth hold in its portfolio?
Groww Dynamic Term Fund Direct-Growth holds 11 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Groww Dynamic Term Fund Direct-Growth?
The sector allocation of Groww Dynamic Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Groww Dynamic Term Fund Direct-Growth?
As of 30 Sep 2026, Groww Dynamic Term Fund Direct-Growth has 0.00% allocated to equity, and 76.52% to debt. You can also check the historical trends above.
What is the market cap allocation of Groww Dynamic Term Fund Direct-Growth?
The market cap allocation of Groww Dynamic Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Groww Dynamic Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Groww Dynamic Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Groww Dynamic Term Fund Direct-Growth?
As of 30 Sep 2026, Groww Dynamic Term Fund Direct-Growth's debt portfolio has 10.94% in AAA-rated instruments, - in AA-rated, and 31.43% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Groww Dynamic Term Fund Direct-Growth?
The latest portfolio disclosure for Groww Dynamic Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.