Groww Gilt Fund Direct-Growth
Debt: Gilt - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: GiltBenchmark: CRISIL Dynamic Gilt IndexCheck Portfolio Overlap →
NAV: ₹10.01-0.02%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Gilt Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 82.45% | 85.11% | 79.79% | 95.44% | 89.81% | 93.25% |
| Others (incl. cash) | 17.55% | 14.89% | 20.21% | 4.56% | 10.19% | 6.75% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
4
Top Holding %
37.49%
Top 5 Holdings %
100.00%
Top 10 Holdings %
100.00%
Modified Duration
4.63 yrs
Avg. Maturity
15.30 yrs
Yield to Maturity
6.25%
AUM
₹33 Cr
Expense Ratio
0.57%
Since Inception
0.06%
Max Drawdown
-0.04%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 12,50,000 | 12.5 | 37.49% | 8.92%↑ |
| Reserve Bank of India | Financial | 10,00,000 | 9.99 | 29.96% | - |
| Reserve Bank of India | Financial | 5,00,000 | 5 | 15.00% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 82.45% | 77.31% |
| Cash & Call Money | 17.55% | 20.40% |
| Cash | - | 0.00% |
| Others | - | 0.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 37.49% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 08/10/2026 | SOV | 29.96% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 01/10/2026 | SOV | 15.00% |
Frequently Asked Questions
What are the top holdings of Groww Gilt Fund Direct-Growth?
The top holdings of Groww Gilt Fund Direct-Growth as of 30 Sep 2026 are GOI (37.49%), Reserve Bank of India (29.96%), Others (17.55%), Reserve Bank of India (15.00%). These top 4 stocks together account for 100.00% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Groww Gilt Fund Direct-Growth hold in its portfolio?
Groww Gilt Fund Direct-Growth holds 4 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Groww Gilt Fund Direct-Growth?
The sector allocation of Groww Gilt Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Groww Gilt Fund Direct-Growth?
As of 30 Sep 2026, Groww Gilt Fund Direct-Growth has 0.00% allocated to equity, and 82.45% to debt. You can also check the historical trends above.
What is the market cap allocation of Groww Gilt Fund Direct-Growth?
The market cap allocation of Groww Gilt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Groww Gilt Fund Direct-Growth's portfolio?
The portfolio PE ratio of Groww Gilt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Groww Gilt Fund Direct-Growth?
As of 30 Sep 2026, Groww Gilt Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 82.45% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Groww Gilt Fund Direct-Growth?
The latest portfolio disclosure for Groww Gilt Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.