Groww Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹10.48+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 86.79% | 77.38% | 86.47% | 69.10% | 78.13% | 24.82% |
| Others (incl. cash) | 13.21% | 22.62% | 13.53% | 30.90% | 21.87% | 75.18% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
19
Top Holding %
13.21%
Top 5 Holdings %
44.67%
Top 10 Holdings %
73.74%
Modified Duration
0.27 yrs
Avg. Maturity
0.27 yrs
Yield to Maturity
6.43%
AUM
₹62 Cr
Expense Ratio
0.25%
Since Inception
4.83%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Axis Bank Ltd. | Financial | 5,20,000 | 5.07 | 8.23% | -0.79%↓ |
| HDFC Bank Ltd. | Financial | 5,00,000 | 4.99 | 8.09% | 4.37%↑ |
| Export-Import Bank Of India | Financial | 5,00,000 | 4.94 | 8.02% | - |
| Bank Of Baroda | Financial | 4,50,000 | 4.4 | 7.13% | -0.68%↓ |
| Punjab National Bank | Financial | 4,50,000 | 4.37 | 7.09% | -0.68%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 4,00,000 | 3.89 | 6.31% | - |
| Union Bank of India | Financial | 3,80,000 | 3.67 | 5.95% | -0.57%↓ |
| Bajaj Finance Ltd. | Financial | 3,00,000 | 3 | 4.86% | -0.47%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 3,00,000 | 3 | 4.86% | -0.47%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,50,000 | 2.43 | 3.94% | -0.38%↓ |
| L&T Finance Ltd. | Financial | 2,30,000 | 2.27 | 3.68% | - |
| Canara Bank | Financial | 2,20,000 | 2.14 | 3.48% | -0.33%↓ |
| Indian Bank | Financial | 2,20,000 | 2.14 | 3.48% | -0.33%↓ |
| ICICI Bank Ltd. | Financial | 2,20,000 | 2.13 | 3.45% | -0.33%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,10,000 | 2.03 | 3.30% | -0.32%↓ |
| National Bank For Agriculture & Rural Development | Financial | 2,00,000 | 1.93 | 3.13% | -0.30%↓ |
| Union Bank of India | Financial | 1,00,000 | 1 | 1.62% | -0.16%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 86.59% | 74.31% |
| Cash & Call Money | 13.21% | 7.61% |
| Others | 0.20% | 0.23% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | -0.93% |
| SOV | - | 13.64% |
| Term Deposits | - | 0.32% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 8.23% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 11/09/2026 | CRISIL A1+ | 8.09% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 91-D 04/11/2026 | CRISIL A1+ | 8.02% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 06/01/2027 | CARE A1+ | 7.13% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL A1+ | 7.09% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 6.31% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/03/2027 | ICRA A1+ | 5.95% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 91-D 03/09/2026 | CRISIL A1+ | 4.86% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 326-D 07/09/2026 | CRISIL A1+ | 4.86% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 3.94% |
| L&T Finance Ltd. | Commercial Paper | 0.00% | 91-D 05/11/2026 | CRISIL A1+ | 3.68% |
| Canara Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 3.48% |
| Indian Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 3.48% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 08/03/2027 | ICRA A1+ | 3.45% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE A1+ | 3.30% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 3.13% |
| Union Bank of India | Certificate of Deposit | 0.00% | 11/09/2026 | ICRA A1+ | 1.62% |
Frequently Asked Questions
What are the top holdings of Groww Money Market Fund Direct-Growth?
The top holdings of Groww Money Market Fund Direct-Growth as of 31 Aug 2026 are Others (13.21%), Axis Bank Ltd. (8.23%), HDFC Bank Ltd. (8.09%), Export-Import Bank Of India (8.02%), Bank Of Baroda (7.13%). These top 5 stocks together account for 44.67% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Groww Money Market Fund Direct-Growth hold in its portfolio?
Groww Money Market Fund Direct-Growth holds 19 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Groww Money Market Fund Direct-Growth?
The sector allocation of Groww Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Groww Money Market Fund Direct-Growth?
As of 31 Aug 2026, Groww Money Market Fund Direct-Growth has 0.00% allocated to equity, and 86.79% to debt. You can also check the historical trends above.
What is the market cap allocation of Groww Money Market Fund Direct-Growth?
The market cap allocation of Groww Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Groww Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of Groww Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Groww Money Market Fund Direct-Growth?
As of 31 Aug 2026, Groww Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and - in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Groww Money Market Fund Direct-Growth?
The latest portfolio disclosure for Groww Money Market Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.