Groww Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹10.54+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 82.88% | 86.79% | 77.38% | 86.47% | 69.10% | 78.13% |
| Others (incl. cash) | 17.12% | 13.21% | 22.62% | 13.53% | 30.90% | 21.87% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
20
Top Holding %
17.12%
Top 5 Holdings %
42.29%
Top 10 Holdings %
72.31%
Modified Duration
0.22 yrs
Avg. Maturity
0.22 yrs
Yield to Maturity
6.42%
AUM
₹79 Cr
Expense Ratio
0.25%
Since Inception
5.39%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Export-Import Bank Of India | Financial | 5,00,000 | 4.95 | 6.30% | - |
| Canara Bank | Financial | 5,00,000 | 4.95 | 6.30% | - |
| Reliance Retail Ventures Ltd. | Services | 5,00,000 | 4.94 | 6.29% | - |
| Bajaj Finance Ltd. | Financial | 5,00,000 | 4.93 | 6.28% | - |
| HDFC Bank Ltd. | Financial | 5,00,000 | 4.93 | 6.28% | - |
| HDFC Securities Ltd. | Financial | 5,00,000 | 4.92 | 6.27% | - |
| Axis Bank Ltd. | Financial | 5,00,000 | 4.9 | 6.25% | -1.98%↓ |
| Bank Of Baroda | Financial | 4,50,000 | 4.42 | 5.63% | -1.50%↓ |
| Punjab National Bank | Financial | 4,50,000 | 4.39 | 5.60% | -1.49%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 4,00,000 | 3.91 | 4.99% | -1.33%↓ |
| Union Bank of India | Financial | 3,80,000 | 3.69 | 4.69% | -1.25%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,50,000 | 2.44 | 3.11% | -0.83%↓ |
| L&T Finance Ltd. | Financial | 2,30,000 | 2.28 | 2.91% | -0.77%↓ |
| Indian Bank | Financial | 2,20,000 | 2.16 | 2.74% | -0.73%↓ |
| Canara Bank | Financial | 2,20,000 | 2.16 | 2.74% | -0.73%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,10,000 | 2.05 | 2.61% | -0.69%↓ |
| National Bank For Agriculture & Rural Development | Financial | 2,00,000 | 1.94 | 2.47% | -0.66%↓ |
| Export-Import Bank Of India | Financial | 1,00,000 | 0.99 | 1.27% | -6.75%↓ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 82.72% | 77.02% |
| Cash & Call Money | 17.12% | 5.52% |
| Others | 0.16% | 0.26% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | 0.00% |
| SOV | - | 12.46% |
| Term Deposits | - | 0.32% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Export-Import Bank Of India | Commercial Paper | 0.00% | 04/12/2026 | CRISIL A1+ | 6.30% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 6.30% |
| Reliance Retail Ventures Ltd. | Commercial Paper | 0.00% | 11/12/2026 | CARE A1+ | 6.29% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 113-D 10/12/2026 | CRISIL A1+ | 6.28% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CARE A1+ | 6.28% |
| HDFC Securities Ltd. | Commercial Paper | 0.00% | 18/12/2026 | ICRA A1+ | 6.27% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 6.25% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 06/01/2027 | CARE A1+ | 5.63% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL A1+ | 5.60% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 4.99% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/03/2027 | ICRA A1+ | 4.69% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 3.11% |
| L&T Finance Ltd. | Commercial Paper | 0.00% | 91-D 05/11/2026 | CRISIL A1+ | 2.91% |
| Indian Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 2.74% |
| Canara Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL A1+ | 2.74% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE A1+ | 2.61% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 2.47% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 91-D 04/11/2026 | CRISIL A1+ | 1.27% |
Frequently Asked Questions
What are the top holdings of Groww Money Market Fund Direct-Growth?
The top holdings of Groww Money Market Fund Direct-Growth as of 30 Sep 2026 are Others (17.12%), Export-Import Bank Of India (6.30%), Canara Bank (6.30%), Reliance Retail Ventures Ltd. (6.29%), Bajaj Finance Ltd. (6.28%). These top 5 stocks together account for 42.29% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Groww Money Market Fund Direct-Growth hold in its portfolio?
Groww Money Market Fund Direct-Growth holds 20 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Groww Money Market Fund Direct-Growth?
The sector allocation of Groww Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Groww Money Market Fund Direct-Growth?
As of 30 Sep 2026, Groww Money Market Fund Direct-Growth has 0.00% allocated to equity, and 82.88% to debt. You can also check the historical trends above.
What is the market cap allocation of Groww Money Market Fund Direct-Growth?
The market cap allocation of Groww Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Groww Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of Groww Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Groww Money Market Fund Direct-Growth?
As of 30 Sep 2026, Groww Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and - in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Groww Money Market Fund Direct-Growth?
The latest portfolio disclosure for Groww Money Market Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.