Groww Short Term Fund Direct-Growth
Debt: Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Short TermBenchmark: CRISIL Short Duration Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹2,563.75+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Groww Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 67.24% | 77.17% | 96.62% | 83.96% | 87.32% | 85.01% |
| Others (incl. cash) | 32.76% | 22.83% | 3.38% | 16.04% | 12.68% | 14.99% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
13
Top Holding %
32.76%
Top 5 Holdings %
70.99%
Top 10 Holdings %
97.03%
Modified Duration
1.03 yrs
Avg. Maturity
1.17 yrs
Yield to Maturity
6.48%
AUM
₹95 Cr
Expense Ratio
0.32%
Since Inception
7.52%
Max Drawdown
-0.01%
Sharpe Ratio
1.25
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| REC Ltd. | Financial | 9,50,000 | 9.4 | 9.89% | - |
| Larsen & Toubro Ltd. | Construction | 9,00,000 | 9.03 | 9.50% | 0.03%↑ |
| Export-Import Bank Of India | Financial | 9,00,000 | 8.99 | 9.45% | 0.02%↑ |
| National Bank For Agriculture & Rural Development | Financial | 9,00,000 | 8.94 | 9.40% | - |
| Punjab National Bank | Financial | 5,50,000 | 5.34 | 5.61% | 0.07%↑ |
| HDB Financial Services Ltd. | Financial | 5,00,000 | 5.01 | 5.27% | 0.04%↑ |
| NHPC Ltd. | Energy | 5,00,000 | 4.95 | 5.21% | 0.02%↑ |
| Bank Of Baroda | Financial | 5,00,000 | 4.83 | 5.08% | 0.07%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 4,70,000 | 4.62 | 4.86% | 0.01%↑ |
| Axis Bank Ltd. | Financial | 2,00,000 | 1.95 | 2.05% | 0.03%↑ |
| GOI | Sovereign | 50,000 | 0.51 | 0.53% | 0.00%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 53.57% | 41.88% |
| Cash & Call Money | 32.76% | 16.60% |
| A1+ | 12.75% | 6.00% |
| SOV | 0.53% | 18.49% |
| Others | 0.39% | 0.77% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| AA | - | 2.31% |
| AA+ | - | 3.96% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| D | - | 0.04% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| REC Ltd. | Non Convertible Debenture | 7.28% | 31/08/2029 | CRISIL AAA | 9.89% |
| Larsen & Toubro Ltd. | Bonds/NCDs | 7.72% | 28/04/2028 | CRISIL AAA | 9.50% |
| Export-Import Bank Of India | Bonds | 7.35% | 27/07/2028 | CRISIL AAA | 9.45% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 9.40% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL A1+ | 5.61% |
| HDB Financial Services Ltd. | Debenture | 7.99% | 08/12/2026 | ICRA AAA | 5.27% |
| NHPC Ltd. | Debenture | 6.80% | 24/04/2028 | CARE AAA | 5.21% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/03/2027 | CARE A1+ | 5.08% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.47% | 30/05/2028 | CRISIL AAA | 4.86% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL A1+ | 2.05% |
| GOI | GOI Securities | 7.38% | 20/06/2027 | SOV | 0.53% |
Frequently Asked Questions
What are the top holdings of Groww Short Term Fund Direct-Growth?
The top holdings of Groww Short Term Fund Direct-Growth as of 31 Aug 2026 are Others (32.76%), REC Ltd. (9.89%), Larsen & Toubro Ltd. (9.50%), Export-Import Bank Of India (9.45%), National Bank For Agriculture & Rural Development (9.40%). These top 5 stocks together account for 70.99% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Groww Short Term Fund Direct-Growth hold in its portfolio?
Groww Short Term Fund Direct-Growth holds 13 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Groww Short Term Fund Direct-Growth?
The sector allocation of Groww Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Groww Short Term Fund Direct-Growth?
As of 31 Aug 2026, Groww Short Term Fund Direct-Growth has 0.00% allocated to equity, and 67.24% to debt. You can also check the historical trends above.
What is the market cap allocation of Groww Short Term Fund Direct-Growth?
The market cap allocation of Groww Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Groww Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Groww Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Groww Short Term Fund Direct-Growth?
As of 31 Aug 2026, Groww Short Term Fund Direct-Growth's debt portfolio has 53.57% in AAA-rated instruments, - in AA-rated, and 0.53% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Groww Short Term Fund Direct-Growth?
The latest portfolio disclosure for Groww Short Term Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.