Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	94.11%	95.75%	96.14%	96.57%	96.81%	96.52%
Others (incl. cash)	5.89%	4.25%	3.86%	3.43%	3.19%	3.48%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

103

Top Holding %

5.89%

Top 5 Holdings %

18.87%

Top 10 Holdings %

30.93%

Modified Duration

3.02 yrs

Avg. Maturity

4.09 yrs

Yield to Maturity

7.78%

AUM

₹5,255 Cr

Expense Ratio

0.35%

Since Inception

7.88%

Max Drawdown

-0.03%

Sharpe Ratio

0.90

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Indian Railway Finance Corporation Ltd.	Financial	22,500	227.85	4.34%	-0.90%↓
Indian Railway Finance Corporation Ltd.	Financial	15,000	152.22	2.90%	-0.92%↓
REC Ltd.	Financial	1,500	151.05	2.87%	0.01%↑
Bajaj Housing Finance Ltd.	Financial	15,000	151	2.87%	-0.01%↓
Housing & Urban Development Corporation Ltd.	Financial	1,250	128.83	2.45%	0.00%
HDFC Bank Ltd.	Financial	12,500	127.87	2.43%	0.03%↑
Power Finance Corporation Ltd.	Financial	12,500	127.1	2.42%	0.04%↑
National Bank For Agriculture & Rural Development	Financial	12,500	125.73	2.39%	0.00%
Punjab National Bank	Financial	12,500	124.59	2.37%	0.05%↑
Small Industries Devp. Bank of India Ltd.	Financial	10,000	101.27	1.93%	0.01%↑
Bajaj Housing Finance Ltd.	Financial	10,000	101.19	1.93%	0.01%↑
LIC Housing Finance Ltd.	Financial	1,000	100.38	1.91%	0.00%
Union Bank of India	Financial	2,000	96.39	1.83%	0.00%
Power Grid Corporation Of India Ltd.	Energy	10,000	81.16	1.54%	0.00%
GOI	Sovereign	80,00,000	79.45	1.51%	0.01%↑
REC Ltd.	Financial	750	77.67	1.48%	0.01%↑
HDFC Bank Ltd.	Financial	7,500	76.1	1.45%	0.02%↑
National Housing Bank	Financial	7,500	75.55	1.44%	0.00%
National Bank For Agriculture & Rural Development	Financial	7,500	75.37	1.43%	0.48%↑
Small Industries Devp. Bank of India Ltd.	Financial	7,500	75.34	1.43%	0.01%↑

1 / 6

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	80.76%	67.14%
SOV	9.05%	12.57%
Cash & Call Money	5.89%	4.95%
A1+	2.29%	14.86%
AA+	1.66%	0.51%
Others	0.35%	0.37%
AA	-	0.16%
AA-	-	0.06%
Cash	-	-0.77%
Term Deposits	-	0.04%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.46%	18/06/2029	CRISIL - AAA	4.34%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.57%	18/04/2029	CRISIL - AAA	2.90%
REC Ltd.	Debenture	7.55%	31/03/2028	CRISIL - AAA	2.87%
Bajaj Housing Finance Ltd.	Debenture	8.10%	08/07/2027	CRISIL - AAA	2.87%
Housing & Urban Development Corporation Ltd.	Debenture	8.41%	15/03/2029	CARE - AAA	2.45%
HDFC Bank Ltd.	Debenture	7.97%	17/02/2033	CRISIL - AAA	2.43%
Power Finance Corporation Ltd.	Debenture	7.64%	22/02/2033	CRISIL - AAA	2.42%
National Bank For Agriculture & Rural Development	Debenture	7.62%	31/01/2028	CRISIL - AAA	2.39%
Punjab National Bank	Bonds	7.34%	14/02/2035	CRISIL - AAA	2.37%
Small Industries Devp. Bank of India Ltd.	Debenture	7.83%	24/11/2028	CRISIL - AAA	1.93%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	8.05%	08/05/2029	CRISIL - AAA	1.93%
LIC Housing Finance Ltd.	Debenture	7.70%	16/05/2028	CRISIL - AAA	1.91%
Union Bank of India	Certificate of Deposit	0.00%	19/01/2027	ICRA - A1+	1.83%
Power Grid Corporation Of India Ltd.	Bonds	7.70%	12/10/2033	CRISIL - AAA	1.54%
GOI	GOI Securities	6.67%	15/12/2035	SOV	1.51%
REC Ltd.	Zero Coupon Bonds	8.70%	28/09/2028	CRISIL - AAA	1.48%
HDFC Bank Ltd.	Debenture	7.80%	03/05/2033	CRISIL - AAA	1.45%
National Housing Bank	Non Convertible Debenture	7.59%	08/09/2027	CRISIL - AAA	1.44%
SMFG India Credit Company Ltd.	Non Convertible Debenture	8.30%	30/06/2027	CARE - AAA	1.43%
National Bank For Agriculture & Rural Development	Debenture	7.49%	15/10/2026	CRISIL - AAA	1.43%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA - AAA	1.43%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	7.42%	12/03/2029	CRISIL - AAA	1.43%
Housing & Urban Development Corporation Ltd.	Non Convertible Debenture	7.29%	12/02/2035	CARE - AAA	1.42%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	1.40%
GOI	GOI Securities	7.26%	06/02/2033	SOV	1.38%
National Bank For Agriculture & Rural Development	Debenture	7.68%	30/04/2029	CRISIL - AAA	1.16%
HDFC Bank Ltd.	Bonds	7.79%	24/11/2032	CRISIL - AAA	1.16%
HDFC Bank Ltd.	Debenture	7.80%	06/09/2032	CRISIL - AAA	1.16%
REC Ltd.	Debenture	8.60%	08/03/2029	CRISIL - AAA	1.09%
GOI	GOI Securities	7.18%	14/08/2033	SOV	1.08%
REC Ltd.	Debenture	8.80%	22/01/2029	CRISIL - AAA	0.99%
National Bank For Agriculture & Rural Development	Debenture	8.18%	26/12/2028	CRISIL - AAA	0.98%
Gujarat State	State Development Loan	7.64%	17/01/2033	SOV	0.97%
Pipeline Infrastructure (India) Pvt. Ltd.	Debenture	7.96%	11/03/2029	CRISIL - AAA	0.97%
National Housing Bank	Bonds/NCDs	7.51%	04/04/2031	CARE - AAA	0.97%
National Housing Bank	Debenture	7.59%	14/07/2027	CRISIL - AAA	0.96%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.83%	18/05/2029	CRISIL - AAA	0.96%
Power Finance Corporation Ltd.	Bonds	7.38%	15/01/2032	CRISIL - AAA	0.96%
Export-Import Bank Of India	Debenture	7.45%	12/04/2028	CRISIL - AAA	0.96%
Indian Railway Finance Corporation Ltd.	Bonds	7.44%	13/06/2034	CRISIL - AAA	0.96%
Power Finance Corporation Ltd.	Debenture	7.55%	15/07/2026	CRISIL - AAA	0.95%
National Bank For Agriculture & Rural Development	Bonds	7.44%	24/02/2028	CRISIL - AAA	0.95%
Small Industries Devp. Bank of India Ltd.	Bonds	7.79%	19/04/2027	CRISIL - AAA	0.95%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL - AAA	0.95%
Small Industries Devp. Bank of India Ltd.	Non Convertible Debenture	6.66%	25/10/2028	CRISIL - AAA	0.94%
Small Industries Devp. Bank of India Ltd.	Debenture	6.74%	10/01/2029	CRISIL - AAA	0.94%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	0.94%
Mahanagar Telephone Nigam Ltd.	Debenture	0.00%	11/10/2030	BRICKWORKS - AA+(CE)	0.93%
Power Grid Corporation Of India Ltd.	Bonds	7.55%	23/04/2034	CRISIL - AAA	0.77%
Mahanagar Telephone Nigam Ltd.	Debenture	6.85%	20/12/2030	BRICKWORKS - AA+(CE)	0.73%
State Bank of India	Bonds	7.33%	20/09/2039	CRISIL - AAA	0.67%
REC Ltd.	Non Convertible Debenture	7.77%	31/03/2028	CRISIL - AAA	0.67%
GOI	GOI Securities	7.34%	22/04/2064	SOV	0.60%
Gujarat State	State Development Loan	7.64%	17/01/2034	SOV	0.58%
Bank Of Baroda	Bonds	7.75%	21/12/2033	CRISIL - AAA	0.57%
Toyota Financial Services Ltd.	Non Convertible Debenture	7.70%	13/06/2028	ICRA - AAA	0.52%
Indian Railway Finance Corporation Ltd.	Bonds	0.00%	01/12/2035	CRISIL - AAA	0.52%
Power Finance Corporation Ltd.	Debenture	7.82%	13/03/2031	CRISIL - AAA	0.49%
Indian Railway Finance Corporation Ltd.	Debenture	8.45%	04/12/2028	CRISIL - AAA	0.49%
LIC Housing Finance Ltd.	Debenture	8.70%	23/03/2029	CRISIL - AAA	0.49%
National Bank For Agriculture & Rural Development	Debenture	7.43%	31/01/2030	ICRA - AAA	0.48%
National Bank For Agriculture & Rural Development	Bonds	7.64%	06/12/2029	ICRA - AAA	0.48%
Mahanagar Telephone Nigam Ltd.	Non Convertible Debenture	0.00%	15/11/2032	CARE - AAA(CE)	0.48%
State Bank of India	Additional Tier 2 Bond	6.80%	21/08/2035	CRISIL - AAA	0.48%
National Bank For Agriculture & Rural Development	Bonds/NCDs	7.83%	30/12/2026	CRISIL - AAA	0.48%
Pipeline Infrastructure (India) Pvt. Ltd.	Debenture	7.96%	11/03/2027	CRISIL - AAA	0.48%
Indian Oil Corporation Ltd.	Non Convertible Debenture	7.25%	06/01/2030	CRISIL - AAA	0.48%
HDFC Bank Ltd.	Bonds/Debentures	7.95%	21/09/2026	CRISIL - AAA	0.48%
HDFC Bank Ltd.	Debenture	7.86%	02/12/2032	CRISIL - AAA	0.48%
Small Industries Devp. Bank of India Ltd.	Bonds	7.51%	12/06/2028	CRISIL - AAA	0.48%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL - AAA	0.48%
REC Ltd.	Non Convertible Debenture	7.64%	30/04/2027	ICRA - AAA	0.48%
Gujarat State	State Development Loan	7.63%	24/01/2033	SOV	0.48%
REC Ltd.	Debenture	7.77%	30/09/2026	CRISIL - AAA	0.48%
Power Finance Corporation Ltd.	Bonds	7.75%	22/03/2027	CRISIL - AAA	0.48%
REC Ltd.	Bonds	7.53%	31/05/2034	CRISIL - AAA	0.48%
National Housing Bank	Bonds	7.35%	02/01/2032	CARE - AAA	0.48%
National Bank For Agriculture & Rural Development	Bonds	7.01%	26-D 16/03/2029	CRISIL - AAA	0.47%
Altius Telecom Infrastructure Trust	Non Convertible Debenture	7.45%	20/04/2035	CRISIL - AAA	0.47%
Poonawalla Fincorp Ltd.	Non Convertible Debenture	7.70%	21/04/2028	CRISIL - AAA	0.47%
REC Ltd.	Debenture	6.90%	31/03/2031	CRISIL - AAA	0.47%
Bank Of Baroda	Certificate of Deposit	0.00%	06/01/2027	CARE - A1+	0.46%
Gujarat State	State Development Loan	7.63%	24/01/2034	SOV	0.39%
Small Industries Devp. Bank of India Ltd.	Debenture	7.22%	10/04/2029	CRISIL - AAA	0.38%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.28%
Bajaj Finance Ltd.	Non Convertible Debenture	7.57%	03/04/2030	CRISIL - AAA	0.28%
Bihar State	State Development Loan	7.72%	25/02/2041	SOV	0.19%
Madhya Pradesh State	State Development Loan	7.48%	01/10/2045	SOV	0.19%
Maharashtra State	State Development Loan	7.20%	23/10/2036	SOV	0.19%
Andhra Pradesh State	State Development Loan	7.63%	03/09/2037	SOV	0.19%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.18%
Gujarat State	State Development Loan	7.63%	10/06/2037	SOV	0.17%
Andhra Pradesh State	State Development Loan	7.48%	03/09/2033	SOV	0.15%
Andhra Pradesh State	State Development Loan	7.62%	03/09/2036	SOV	0.13%
Andhra Pradesh State	State Development Loan	7.48%	03/09/2034	SOV	0.11%
Haryana State	State Development Loan	7.67%	25/02/2041	SOV	0.10%
Indian Railway Finance Corporation Ltd.	Bonds/NCDs	7.95%	12/06/2029	CRISIL - AAA	0.10%
Maharashtra State	State Development Loan	7.63%	31/01/2035	SOV	0.10%
Bajaj Finance Ltd.	Bonds/NCDs	7.55%	03/04/2035	CRISIL - AAA	0.09%
Gujarat State	State Development Loan	7.07%	24/09/2032	SOV	0.07%
Haryana State	State Development Loan	7.03%	11/06/2039	SOV	0.01%

Frequently Asked Questions

What are the top holdings of HDFC Banking and PSU Debt Fund Direct-Growth?

The top holdings of HDFC Banking and PSU Debt Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does HDFC Banking and PSU Debt Fund Direct-Growth hold in its portfolio?

HDFC Banking and PSU Debt Fund Direct-Growth holds 103 securities in its portfolio. The top 5 holdings account for 18.87% of the portfolio and the top 10 for 30.93% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of HDFC Banking and PSU Debt Fund Direct-Growth?

The sector allocation of HDFC Banking and PSU Debt Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of HDFC Banking and PSU Debt Fund Direct-Growth?

As of 30 Jun 2026, HDFC Banking and PSU Debt Fund Direct-Growth has 0.00% in equity, 94.11% in debt and 5.89% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.78%.

What is the market cap allocation of HDFC Banking and PSU Debt Fund Direct-Growth?

The market cap distribution of HDFC Banking and PSU Debt Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is HDFC Banking and PSU Debt Fund Direct-Growth a concentrated or diversified fund?

HDFC Banking and PSU Debt Fund Direct-Growth holds 103 securities, with the top 10 accounting for 30.93% of the portfolio and the top 5 for 18.87%. With 103 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of HDFC Banking and PSU Debt Fund Direct-Growth?

The debt holdings of HDFC Banking and PSU Debt Fund Direct-Growth are rated as follows — AAA: 80.76%, SOV: 9.05%, Cash & Call Money: 5.89%, A1+: 2.29%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does HDFC Banking and PSU Debt Fund Direct-Growth change its portfolio?

The portfolio currently holds 103 securities with the top 10 accounting for 30.93% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of HDFC Banking and PSU Debt Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of HDFC Banking and PSU Debt Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for HDFC Banking and PSU Debt Fund Direct-Growth?

The latest portfolio disclosure for HDFC Banking and PSU Debt Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

94.11%

95.75%

96.14%

96.57%

96.81%

96.52%

Others (incl. cash)

5.89%

4.25%

3.86%

3.43%

3.19%

3.48%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Indian Railway Finance Corporation Ltd.

Financial

22,500

227.85

4.34%

-0.90%↓

Indian Railway Finance Corporation Ltd.

Financial

15,000

152.22

2.90%

-0.92%↓

REC Ltd.

Financial

1,500

151.05

2.87%

0.01%↑

Bajaj Housing Finance Ltd.

Financial

15,000

151

2.87%

-0.01%↓

Housing & Urban Development Corporation Ltd.

Financial

1,250

128.83

2.45%

0.00%

HDFC Bank Ltd.

Financial

12,500

127.87

2.43%

0.03%↑

Power Finance Corporation Ltd.

Financial

12,500

127.1

2.42%

0.04%↑

National Bank For Agriculture & Rural Development

Financial

12,500

125.73

2.39%

0.00%

Punjab National Bank

Financial

12,500

124.59

2.37%

0.05%↑

Small Industries Devp. Bank of India Ltd.

Financial

10,000

101.27

1.93%

0.01%↑

Bajaj Housing Finance Ltd.

Financial

10,000

101.19

1.93%

0.01%↑

LIC Housing Finance Ltd.

Financial

1,000

100.38

1.91%

0.00%

Union Bank of India

Financial

2,000

96.39

1.83%

0.00%

Power Grid Corporation Of India Ltd.

Energy

10,000

81.16

1.54%

0.00%

GOI

Sovereign

80,00,000

79.45

1.51%

0.01%↑

REC Ltd.

Financial

750

77.67

1.48%

0.01%↑

HDFC Bank Ltd.

Financial

7,500

76.1

1.45%

0.02%↑

National Housing Bank

Financial

7,500

75.55

1.44%

0.00%

National Bank For Agriculture & Rural Development

Financial

7,500

75.37

1.43%

0.48%↑

Small Industries Devp. Bank of India Ltd.

Financial

7,500

75.34

1.43%

0.01%↑

Rating

Fund