Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	91.70%	91.42%	86.45%	92.33%	92.39%	92.32%
Others (incl. cash)	2.33%	3.83%	8.74%	2.44%	3.74%	3.41%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	5.97%	4.75%	4.81%	5.23%	3.87%	4.27%

Portfolio Snapshot

No. of Securities

Top Holding %

4.78%

Top 5 Holdings %

18.01%

Top 10 Holdings %

31.60%

Modified Duration

2.23 yrs

Avg. Maturity

3.48 yrs

Yield to Maturity

8.80%

AUM

₹7,693 Cr

Expense Ratio

1.01%

Since Inception

8.74%

Max Drawdown

-0.03%

Sharpe Ratio

1.78

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GMR Airports Ltd.	Construction	35,000	367.48	4.78%	-0.05%↓
Nirma Ltd.	Consumer Staples	30,000	301.16	3.91%	1.58%↑
Tata Projects Ltd.	Construction	25,000	250.71	3.26%	-0.06%↓
Tata Power Company Ltd.	Energy	2,190	226.93	2.95%	-0.03%↓
Indusind Bank Ltd.	Financial	4,500	221.74	2.88%	-
Jubilant Beverages Ltd.	Consumer Staples	19,190	212.59	2.76%	-0.01%↓
Aditya Birla Renewables Ltd.	Energy	21,000	210.58	2.74%	0.62%↑
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Services	20,000	201.07	2.61%	-0.05%↓
Kalpataru Projects International Ltd.	Capital Goods	20,000	200.29	2.60%	-0.04%↓
SK Finance Ltd.	Financial	20,000	200.17	2.60%	-0.05%↓
Jubilant Bevco Ltd.	Consumer Staples	17,750	197.15	2.56%	-0.01%↓
Evonith Value Steel Ltd.	Metals & Mining	17,500	175.75	2.28%	-0.03%↓
JSW Energy Ltd.	Capital Goods	17,500	175.14	2.28%	-0.03%↓
Siddhivinayak Securitisation Trust	Others	175	172.95	2.25%	-0.05%↓
JTPM Metal Traders Ltd.	Metals & Mining	15,000	160.76	2.09%	0.00%
GOI	Sovereign	1,55,00,000	157.25	2.04%	-
National Bank For Agriculture & Rural Development	Financial	15,000	150.73	1.96%	-0.02%↓
Kalpataru Projects International Ltd.	Capital Goods	15,000	150.05	1.95%	-0.03%↓
Kogta Financial India Ltd.	Financial	15,000	149.29	1.94%	-0.03%↓
Aadharshila Infratech Pvt. Ltd.	Construction	15,000	148.82	1.93%	-

1 / 5

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Mar 2023	28 Feb 2023	31 Jan 2023	31 Dec 2022	30 Nov 2022	31 Oct 2022
Energy	2.36%	-	-	-	-	-
Others	0.81%	0.90%	0.98%	1.08%	1.16%	1.27%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AA	32.47%	26.16%
AAA	14.45%	5.60%
SOV	10.67%	8.12%
AA-	10.39%	3.63%
A+	9.33%	3.61%
AA+	9.26%	4.29%
A1+	2.88%	1.42%
Cash & Call Money	2.33%	21.99%
A	1.92%	0.66%
Others	0.33%	0.25%
A-	-	0.33%
B+	-	4.35%
B-	-	3.93%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GMR Airports Ltd.	Bonds	0.00%	13/02/2027	CRISIL - A+	4.78%
Nirma Ltd.	Debenture	8.50%	07/04/2027	CRISIL - AA	3.91%
Tata Projects Ltd.	Non Convertible Debenture	8.50%	18/12/2026	IND - AA	3.26%
Tata Power Company Ltd.	Debenture	9.90%	27/08/2028	CARE - AA+	2.95%
Indusind Bank Ltd.	Certificate of Deposit	0.00%	22/09/2026	CRISIL - A1+	2.88%
Jubilant Beverages Ltd.	Debenture	0.00%	31/05/2028	CRISIL - AA	2.76%
Aditya Birla Renewables Ltd.	Bonds/NCDs	8.60%	24/09/2027	CRISIL - AA	2.74%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A	Debenture	10.81%	31/01/2028	ICRA - A+(CE)	2.61%
Kalpataru Projects International Ltd.	Non Convertible Debenture	8.35%	11/06/2027	IND - AA	2.60%
SK Finance Ltd.	Non Convertible Debenture	9.25%	15/07/2027	ICRA - AA-	2.60%
Jubilant Bevco Ltd.	Debenture	0.00%	31/05/2028	CRISIL - AA	2.56%
Evonith Value Steel Ltd.	Debenture	9.50%	12/10/2029	CRISIL - AA-	2.28%
JSW Energy Ltd.	Non Convertible Debenture	8.75%	03/03/2028	ICRA - AA	2.28%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	2.25%
JTPM Metal Traders Ltd.	Debenture	0.00%	30/04/2030	CRISIL - AA	2.09%
GOI	GOI Securities	6.94%	11/05/2036	SOV	2.04%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL - AAA	1.96%
Kalpataru Projects International Ltd.	Non Convertible Debenture	8.32%	05/02/2027	CRISIL - AA	1.95%
Kogta Financial India Ltd.	Non Convertible Debenture	9.65%	10/03/2028	CARE - A+	1.94%
Aadharshila Infratech Pvt. Ltd.	Non Convertible Debenture	0.00%	31/03/2031	CARE - AA+	1.93%
Kosamattam Finance Ltd	Non Convertible Debenture	0.00%	16/03/2029	IND - A	1.92%
Aadhar Housing Finance Ltd	Non Convertible Debenture	2.50%	03/08/2029	ICRA - AA	1.50%
TVS Credit Services Ltd.	Non Convertible Debenture	8.85%	11/06/2027	CRISIL - AA+	1.37%
Mahindra Rural Housing Finance Ltd.	Non Convertible Debenture	8.45%	25/03/2027	CRISIL - AAA	1.31%
Globe Capital Market Ltd.	Non Convertible Debenture	9.19%	15/11/2028	ICRA - AA-	1.31%
Globe Fincap Ltd.	Non Convertible Debenture	9.19%	15/11/2028	ICRA - AA-	1.31%
360 ONE Wealth Ltd.	Debenture	0.00%	25/07/2028	ICRA - AA	1.30%
GOI	GOI Securities	7.34%	22/04/2064	SOV	1.03%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	ICRA - AAA	0.98%
JM Financial Home Loans Ltd.	Non Convertible Debenture	0.00%	16/02/2028	CRISIL - AA	0.98%
JM Financial Home Loans Ltd.	Non Convertible Debenture	0.00%	16/06/2028	CRISIL - AA	0.98%
GOI	GOI Securities	7.09%	05/08/2054	SOV	0.95%
Ramco Industries Ltd.	Non Convertible Debenture	7.60%	07/02/2028	ICRA - AA-	0.91%
GOI	GOI Securities	6.67%	15/12/2035	SOV	0.87%
GOI	GOI Securities	7.23%	15/04/2039	SOV	0.80%
Vastu Finserve India Private Ltd.	Non Convertible Debenture	8.75%	23/03/2028	CARE - AA	0.77%
MAS Financial Services Ltd.	Debenture	9.75%	15/06/2027	CARE - AA-	0.72%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.72%
GOI	GOI Securities	6.68%	07/07/2040	SOV	0.70%
GOI	GOI Securities	7.18%	24/07/2037	SOV	0.67%
Karnataka State	State Development Loan	8.03%	31/01/2028	SOV	0.66%
Cholamandalam Investment and Finance Company Ltd.	Non Convertible Debenture	9.10%	27/06/2031	ICRA - AA+	0.66%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.60%	13/04/2029	CRISIL - AAA	0.66%
National Bank For Agriculture & Rural Development	Bonds	7.37%	28/05/2035	CRISIL - AAA	0.65%
Small Industries Devp. Bank of India Ltd.	Bonds	7.34%	26/02/2029	CRISIL - AAA	0.65%
Vajra Trust	Securitised Debt	0.00%	0	ICRA - AA+(SO)	0.65%
GOI	GOI Securities	7.30%	19/06/2053	SOV	0.65%
ONGC Petro Additions Ltd.	Non Convertible Debenture	8.39%	28/06/2027	CRISIL - AA+	0.65%
IndiGrid Infrastructure Trust	Non Convertible Debenture	7.32%	27/06/2031	ICRA - AAA	0.65%
Aadhar Housing Finance Ltd	Non Convertible Debenture	8.50%	02/12/2027	ICRA - AA	0.65%
IKF Finance Ltd.	Non Convertible Debenture	9.90%	20/01/2027	CARE - AA-	0.65%
Vastu Finserve India Private Ltd.	Non Convertible Debenture	8.75%	23/09/2028	CARE - AA	0.64%
LIC Housing Finance Ltd.	Debenture	7.05%	21/12/2030	CRISIL - AAA	0.64%
Vastu Finserve India Private Ltd.	Non Convertible Debenture	8.75%	23/03/2029	CARE - AA	0.64%
Mahindra Rural Housing Finance Ltd.	Non Convertible Debenture	7.90%	09/01/2032	CRISIL - AAA	0.55%
GOI	GOI Securities	7.25%	12/06/2063	SOV	0.51%
LIC Housing Finance Ltd.	Bonds/NCDs	7.70%	19/03/2031	CRISIL - AAA	0.50%
TMF Holdings Ltd.	Non Convertible Debenture	7.30%	0	CRISIL - AA+	0.39%
Muthoot Capital Services Ltd.	Non Convertible Debenture	10.40%	02/12/2026	CRISIL - AA-	0.35%
Tata Capital Housing Finance Ltd.	Debenture	8.10%	19/02/2027	CRISIL - AAA	0.33%
GOI	GOI Securities	6.92%	18/11/2039	SOV	0.33%
Motilal Oswal Home Finance Ltd.	Debenture	8.55%	24/03/2028	ICRA - AA+	0.33%
Indian Railway Finance Corporation Ltd.	Non Convertible Debenture	7.46%	18/06/2029	CRISIL - AAA	0.33%
Godrej Industries Ltd.	Non Convertible Debenture	8.40%	27/08/2027	CRISIL - AA+	0.33%
DLF Cyber City Developers Ltd.	Non Convertible Debenture	6.92%	28/07/2028	CRISIL - AAA	0.32%
JSW Energy Ltd.	Non Convertible Debenture	8.05%	10/11/2028	ICRA - AA	0.32%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.14%	26/02/2027	CRISIL - AAA	0.32%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL - AAA(SO)	0.32%
National Bank For Agriculture & Rural Development	Bonds	7.10%	29/03/2029	CRISIL - AAA	0.32%
Reserve Bank of India	Treasury Bills	0.00%	91-D 20/08/2026	SOV	0.32%
Power Finance Corporation Ltd.	Debenture	7.82%	11/03/2033	CRISIL - AAA	0.27%
Power Finance Corporation Ltd.	Debenture	7.82%	13/03/2030	CRISIL - AAA	0.27%
Power Finance Corporation Ltd.	Debenture	7.82%	13/03/2031	CRISIL - AAA	0.27%
Power Finance Corporation Ltd.	Debenture	7.82%	12/03/2032	CRISIL - AAA	0.27%
Power Finance Corporation Ltd.	Bonds	7.40%	15/01/2030	CRISIL - AAA	0.26%
IKF Finance Ltd.	Non Convertible Debenture	0.00%	17/10/2027	CARE - AA-	0.26%
GOI	GOI Securities	6.90%	15/04/2065	SOV	0.24%
Indigo Paints Ltd.	Securitised Debt	0.00%	0	CRISIL - AA(SO)	0.23%
Indigo 043	Securitised Debt	0.00%	0	CRISIL - AA(SO)	0.23%
REC Ltd.	Non Convertible Debenture	8.97%	28/03/2029	CRISIL - AAA	0.14%
REC Ltd.	Non Convertible Debenture	7.96%	15/06/2030	CRISIL - AAA	0.13%
GOI	GOI Securities	6.64%	16/06/2035	SOV	0.13%
Vajra Trust	Securitised Debt	9.95%	20/06/2029	CRISIL - AA(SO)	0.08%
Vajra Trust	Securitised Debt	0.00%	20/08/2029	ICRA - AAA(SO)	0.06%
Bajaj Housing Finance Ltd.	Debenture	7.10%	16/10/2028	CRISIL - AAA	0.04%
GOI	GOI Securities	7.10%	08/04/2034	SOV	0.03%
Andhra Pradesh State	State Development Loan	7.64%	0	SOV	0.02%

Frequently Asked Questions

What are the top holdings of HDFC Credit Risk Debt Fund Direct-Growth?

The top holdings of HDFC Credit Risk Debt Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does HDFC Credit Risk Debt Fund Direct-Growth hold in its portfolio?

HDFC Credit Risk Debt Fund Direct-Growth holds 94 securities in its portfolio. The top 5 holdings account for 18.01% of the portfolio and the top 10 for 31.60% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of HDFC Credit Risk Debt Fund Direct-Growth?

The sector allocation of HDFC Credit Risk Debt Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of HDFC Credit Risk Debt Fund Direct-Growth?

As of 30 Jun 2026, HDFC Credit Risk Debt Fund Direct-Growth has 0.00% in equity, 91.70% in debt and 2.33% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.80%.

What is the market cap allocation of HDFC Credit Risk Debt Fund Direct-Growth?

The market cap distribution of HDFC Credit Risk Debt Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is HDFC Credit Risk Debt Fund Direct-Growth a concentrated or diversified fund?

HDFC Credit Risk Debt Fund Direct-Growth holds 94 securities, with the top 10 accounting for 31.60% of the portfolio and the top 5 for 18.01%. With 94 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of HDFC Credit Risk Debt Fund Direct-Growth?

The debt holdings of HDFC Credit Risk Debt Fund Direct-Growth are rated as follows — AA: 32.47%, AAA: 14.45%, SOV: 10.67%, AA-: 10.39%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does HDFC Credit Risk Debt Fund Direct-Growth change its portfolio?

The portfolio currently holds 94 securities with the top 10 accounting for 31.60% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of HDFC Credit Risk Debt Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of HDFC Credit Risk Debt Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for HDFC Credit Risk Debt Fund Direct-Growth?

The latest portfolio disclosure for HDFC Credit Risk Debt Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

91.70%

91.42%

86.45%

92.33%

92.39%

92.32%

Others (incl. cash)

2.33%

3.83%

8.74%

2.44%

3.74%

3.41%

Commodities

0.00%

Real Estate

5.97%

4.75%

4.81%

5.23%

3.87%

4.27%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GMR Airports Ltd.

Construction

35,000

367.48

4.78%

-0.05%↓

Nirma Ltd.

Consumer Staples

30,000

301.16

3.91%

1.58%↑

Tata Projects Ltd.

Construction

25,000

250.71

3.26%

-0.06%↓

Tata Power Company Ltd.

Energy

2,190

226.93

2.95%

-0.03%↓

Indusind Bank Ltd.

Financial

4,500

221.74

2.88%

Jubilant Beverages Ltd.

Consumer Staples

19,190

212.59

2.76%

-0.01%↓

Aditya Birla Renewables Ltd.

Energy

21,000

210.58

2.74%

0.62%↑

Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A

Services

20,000

201.07

2.61%

-0.05%↓

Kalpataru Projects International Ltd.

Capital Goods

20,000

200.29

2.60%

-0.04%↓

SK Finance Ltd.

Financial

20,000

200.17

2.60%

-0.05%↓

Jubilant Bevco Ltd.

Consumer Staples

17,750

197.15

2.56%

-0.01%↓

Evonith Value Steel Ltd.

Metals & Mining

17,500

175.75

2.28%

-0.03%↓

JSW Energy Ltd.

Capital Goods

17,500

175.14

2.28%

-0.03%↓

Siddhivinayak Securitisation Trust

Others

175

172.95

2.25%

-0.05%↓

JTPM Metal Traders Ltd.

Metals & Mining

15,000

160.76

2.09%

0.00%

GOI

Sovereign

1,55,00,000

157.25

2.04%

National Bank For Agriculture & Rural Development

Financial

15,000

150.73

1.96%

-0.02%↓

Kalpataru Projects International Ltd.

Capital Goods

15,000

150.05

1.95%

-0.03%↓

Kogta Financial India Ltd.

Financial

15,000

149.29

1.94%

-0.03%↓

Aadharshila Infratech Pvt. Ltd.

Construction

15,000

148.82

1.93%

Sector

31 Mar 2023

28 Feb 2023

31 Jan 2023

31 Dec 2022

30 Nov 2022

31 Oct 2022

Energy

2.36%

Others

0.81%

0.90%

0.98%

1.08%

1.16%

1.27%

Rating

Fund