HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth
Debt: Low Duration - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Low DurationBenchmark: CRISIL-IBX Financial Services 9-12 Months Debt Index
NAV: ₹10.23-0.08%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 98.02% | 97.65% | 98.11% | 99.10% |
| Others (incl. cash) | 1.98% | 2.35% | 1.89% | 0.90% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
27
Top Holding %
8.86%
Top 5 Holdings %
32.52%
Top 10 Holdings %
60.88%
Modified Duration
0.72 yrs
Avg. Maturity
0.78 yrs
Yield to Maturity
7.91%
AUM
₹849 Cr
Expense Ratio
0.13%
Since Inception
2.32%
Max Drawdown
-0.00%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| REC Ltd. | Financial | 7,500 | 75.21 | 8.86% | -0.45%↓ |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 5,000 | 50.25 | 5.92% | 2.81%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 5,000 | 50.24 | 5.92% | -0.30%↓ |
| Bajaj Finance Ltd. | Financial | 5,000 | 50.18 | 5.91% | -0.31%↓ |
| Power Finance Corporation Ltd. | Financial | 500 | 50.16 | 5.91% | -0.30%↓ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 485 | 48.6 | 5.73% | -0.29%↓ |
| Union Bank of India | Financial | 1,000 | 48.19 | 5.68% | -0.25%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 1,000 | 48.11 | 5.67% | -0.25%↓ |
| Indian Bank | Financial | 1,000 | 48.01 | 5.66% | -0.24%↓ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 47.67 | 5.62% | -0.24%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,000 | 47.59 | 5.61% | -0.23%↓ |
| Axis Bank Ltd. | Financial | 600 | 28.93 | 3.41% | -0.15%↓ |
| LIC Housing Finance Ltd. | Financial | 2,500 | 25.06 | 2.95% | -0.15%↓ |
| LIC Housing Finance Ltd. | Financial | 250 | 24.89 | 2.93% | -0.15%↓ |
| Punjab National Bank | Financial | 500 | 24 | 2.83% | -0.12%↓ |
| Canara Bank | Financial | 500 | 24.04 | 2.83% | -0.13%↓ |
| Bank Of Baroda | Financial | 500 | 23.99 | 2.83% | -0.12%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 23.95 | 2.82% | -0.12%↓ |
| Axis Bank Ltd. | Financial | 500 | 23.92 | 2.82% | - |
| Canara Bank | Financial | 500 | 23.88 | 2.81% | -3.06%↓ |
1 / 2
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 49.43% | 37.74% |
| A1+ | 48.59% | 33.42% |
| Cash & Call Money | 1.98% | 2.20% |
| AA | - | 6.52% |
| AA+ | - | 4.08% |
| AA- | - | 0.25% |
| B+ | - | 2.86% |
| Cash | - | 0.00% |
| Others | - | 0.24% |
| SOV | - | 6.97% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL - AAA | 8.86% |
| Tata Capital Ltd.(Partly Paid Equity) | Debenture | 8.30% | 16/03/2027 | ICRA - AAA | 5.92% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 25/03/2027 | CRISIL - AAA | 5.92% |
| Bajaj Finance Ltd. | Non Convertible Debenture | 8.12% | 10/05/2027 | CRISIL - AAA | 5.91% |
| Power Finance Corporation Ltd. | Bonds/Debentures | 7.60% | 20/02/2027 | CRISIL - AAA | 5.91% |
| Mahindra & Mahindra Financial Services Ltd. | Bonds | 7.90% | 30/08/2027 | CRISIL - AAA | 5.73% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA - A1+ | 5.68% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL - A1+ | 5.67% |
| Indian Bank | Certificate of Deposit | 0.00% | 09/02/2027 | CRISIL - A1+ | 5.66% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/03/2027 | ICRA - A1+ | 5.62% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CARE - A1+ | 5.61% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 14/01/2027 | CRISIL - A1+ | 3.41% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.73% | 18/03/2027 | CRISIL - AAA | 2.95% |
| LIC Housing Finance Ltd. | Bonds/NCDs | 6.65% | 15/02/2027 | CRISIL - AAA | 2.93% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 10/02/2027 | CARE - A1+ | 2.83% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL - A1+ | 2.83% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 12/02/2027 | CARE - A1+ | 2.83% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CARE - A1+ | 2.82% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL - A1+ | 2.82% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL - A1+ | 2.81% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.75% | 10/06/2027 | CRISIL - AAA | 1.77% |
| Bajaj Finance Ltd. | Debenture | 7.23% | 28/06/2027 | CRISIL - AAA | 1.17% |
| HDB Financial Services Ltd. | Debenture | 8.33% | 10/05/2027 | CRISIL - AAA | 0.71% |
| LIC Housing Finance Ltd. | Debenture | 7.84% | 11/05/2027 | CRISIL - AAA | 0.59% |
| Kotak Mahindra Investments Ltd. | Debenture | 8.38% | 21/06/2027 | CRISIL - AAA | 0.59% |
| Kotak Mahindra Investments Ltd. | Debenture | 7.29% | 20/11/2027 | CRISIL - AAA | 0.47% |
Frequently Asked Questions
What are the top holdings of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The top holdings of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth hold in its portfolio?
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth holds 27 securities in its portfolio. The top 5 holdings account for 32.52% of the portfolio and the top 10 for 60.88% — a concentrated portfolio that amplifies stock-specific outcomes.
What is the sector allocation of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The sector allocation of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
As of 30 Jun 2026, HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth has 0.00% in equity, 98.02% in debt and 1.98% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.91%.
What is the market cap allocation of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The market cap distribution of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth a concentrated or diversified fund?
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth holds 27 securities, with the top 10 accounting for 60.88% of the portfolio and the top 5 for 32.52%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.
What is the credit quality of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The debt holdings of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth are rated as follows — AAA: 49.43%, A1+: 48.59%, Cash & Call Money: 1.98%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth change its portfolio?
The portfolio currently holds 27 securities with the top 10 accounting for 60.88% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth?
The latest portfolio disclosure for HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.