HDFC Dynamic Term Fund Direct Plan-Growth
Debt: Dynamic Term - Growth (Open ended) Factsheet
SEBI Riskometer: Moderately HighCategory: Debt: Dynamic TermBenchmark: NIFTY Composite Debt Index A-IIICheck Portfolio Overlap →
NAV: ₹103.68+0.04%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for HDFC Dynamic Term Fund Direct Plan-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 84.38% | 85.46% | 88.67% | 88.11% | 90.36% | 85.09% |
| Others (incl. cash) | 5.80% | 5.41% | 4.62% | 6.82% | 4.92% | 10.42% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 9.82% | 9.13% | 6.71% | 5.07% | 4.72% | 4.49% |
Portfolio Snapshot
No. of Securities
37
Top Holding %
14.41%
Top 5 Holdings %
44.80%
Top 10 Holdings %
67.77%
Modified Duration
7.45 yrs
Avg. Maturity
19.49 yrs
Yield to Maturity
7.32%
AUM
₹495 Cr
Expense Ratio
0.75%
Since Inception
7.51%
Max Drawdown
-0.07%
Sharpe Ratio
0.34
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 74,20,000 | 71.31 | 14.41% | 0.70%↑ |
| GOI | Sovereign | 55,00,000 | 52.38 | 10.58% | 0.51%↑ |
| GOI | Sovereign | 45,00,000 | 43.6 | 8.81% | 0.42%↑ |
| REC Ltd. | Financial | 250 | 25.71 | 5.20% | 0.26%↑ |
| National Bank For Agriculture & Rural Development | Financial | 2,500 | 24.92 | 5.04% | 0.28%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,500 | 24.51 | 4.95% | - |
| GOI | Sovereign | 25,00,000 | 22.7 | 4.59% | 0.23%↑ |
| Gujarat State | Construction | 20,00,000 | 19.75 | 3.99% | 0.20%↑ |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | 1,500 | 15.1 | 3.05% | 0.16%↑ |
| Gujarat State | Construction | 10,00,000 | 10.12 | 2.05% | 0.11%↑ |
| GOI | Sovereign | 10,00,000 | 9.99 | 2.02% | 0.10%↑ |
| Madhya Pradesh State | Others | 10,00,000 | 9.53 | 1.93% | 0.10%↑ |
| Madhya Pradesh State | Others | 8,40,000 | 7.96 | 1.61% | 0.09%↑ |
| Gujarat State | Construction | 5,00,000 | 5.04 | 1.02% | 0.05%↑ |
| GOI | Sovereign | 5,00,000 | 5.05 | 1.02% | 0.05%↑ |
| Gujarat State | Construction | 5,00,000 | 5.05 | 1.02% | 0.05%↑ |
| Gujarat State | Construction | 5,00,000 | 5.06 | 1.02% | 0.05%↑ |
| Andhra Pradesh State | Financial | 5,00,000 | 4.97 | 1.01% | 0.05%↑ |
| Bihar State | Others | 5,00,000 | 4.99 | 1.01% | 0.05%↑ |
| Tamilnadu State | Others | 5,00,000 | 4.98 | 1.01% | 0.05%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 65.52% | 40.67% |
| AAA | 18.36% | 16.16% |
| Cash & Call Money | 5.80% | 19.21% |
| Others | 0.50% | 1.30% |
| A+ | - | 0.26% |
| A1+ | - | 5.54% |
| AA | - | 1.73% |
| AA+ | - | 3.54% |
| AA- | - | 0.56% |
| B+ | - | 1.11% |
| B- | - | 2.51% |
| Cash | - | 0.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 7.34% | 22/04/2064 | SOV | 14.41% |
| GOI | GOI Securities | 7.25% | 12/06/2063 | SOV | 10.58% |
| GOI | GOI Securities | 7.30% | 19/06/2053 | SOV | 8.81% |
| REC Ltd. | Debenture | 8.80% | 22/01/2029 | CRISIL - AAA | 5.20% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL - AAA | 5.04% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 6.74% | 10/01/2029 | CRISIL - AAA | 4.95% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 4.59% |
| Gujarat State | State Development Loan | 7.27% | 17/12/2034 | SOV | 3.99% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Debenture | 7.96% | 11/03/2029 | CRISIL - AAA | 3.05% |
| Gujarat State | State Development Loan | 7.64% | 17/01/2033 | SOV | 2.05% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 2.02% |
| Madhya Pradesh State | State Development Loan | 7.22% | 06/08/2043 | SOV | 1.93% |
| Madhya Pradesh State | State Development Loan | 7.22% | 06/08/2048 | SOV | 1.61% |
| Gujarat State | State Development Loan | 7.63% | 24/01/2033 | SOV | 1.02% |
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 1.02% |
| Gujarat State | State Development Loan | 7.64% | 17/01/2034 | SOV | 1.02% |
| Gujarat State | State Development Loan | 7.63% | 24/01/2034 | SOV | 1.02% |
| Haryana State | State Development Loan | 7.67% | 25/02/2041 | SOV | 1.01% |
| Andhra Pradesh State | State Development Loan | 7.63% | 03/09/2037 | SOV | 1.01% |
| Tamilnadu State | State Development Loan | 7.39% | 15/07/2034 | SOV | 1.01% |
| Bihar State | State Development Loan | 7.72% | 25/02/2041 | SOV | 1.01% |
| Uttar Pradesh State | State Development Loan | 0.00% | 20/03/2036 | SOV | 1.00% |
| Madhya Pradesh State | State Development Loan | 7.48% | 01/10/2045 | SOV | 0.99% |
| Rajasthan State | State Development Loan | 7.29% | 19/11/2037 | SOV | 0.98% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 0.98% |
| Maharashtra State | State Development Loan | 7.20% | 23/10/2036 | SOV | 0.98% |
| GOI | GOI Securities | 6.67% | 15/12/2035 | SOV | 0.95% |
| Andhra Pradesh State | State Development Loan | 7.48% | 03/09/2033 | SOV | 0.81% |
| Andhra Pradesh State | State Development Loan | 7.62% | 03/09/2036 | SOV | 0.68% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.58% | 23/03/2035 | CRISIL - AAA | 0.12% |
| Haryana State | State Development Loan | 7.03% | 11/06/2039 | SOV | 0.04% |
Frequently Asked Questions
What are the top holdings of HDFC Dynamic Term Fund Direct Plan-Growth?
The top holdings of HDFC Dynamic Term Fund Direct Plan-Growth as of 31 Aug 2026 are GOI (14.41%), GOI (10.58%), GOI (8.81%), Others (5.80%), REC Ltd. (5.20%). These top 5 stocks together account for 44.80% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does HDFC Dynamic Term Fund Direct Plan-Growth hold in its portfolio?
HDFC Dynamic Term Fund Direct Plan-Growth holds 37 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of HDFC Dynamic Term Fund Direct Plan-Growth?
The sector allocation of HDFC Dynamic Term Fund Direct Plan-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of HDFC Dynamic Term Fund Direct Plan-Growth?
As of 31 Aug 2026, HDFC Dynamic Term Fund Direct Plan-Growth has 0.00% allocated to equity, and 84.38% to debt. You can also check the historical trends above.
What is the market cap allocation of HDFC Dynamic Term Fund Direct Plan-Growth?
The market cap allocation of HDFC Dynamic Term Fund Direct Plan-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of HDFC Dynamic Term Fund Direct Plan-Growth's portfolio?
The portfolio PE ratio of HDFC Dynamic Term Fund Direct Plan-Growth is shown in the Holdings Analysis section above.
What is the credit quality of HDFC Dynamic Term Fund Direct Plan-Growth?
As of 31 Aug 2026, HDFC Dynamic Term Fund Direct Plan-Growth's debt portfolio has 18.36% in AAA-rated instruments, - in AA-rated, and 65.52% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for HDFC Dynamic Term Fund Direct Plan-Growth?
The latest portfolio disclosure for HDFC Dynamic Term Fund Direct Plan-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.