holdings

HDFC Gilt Fund Direct-Growth

Debt: Gilt - Growth (Open ended)

HDFC Gilt Fund Direct-GrowthNAV: 60.76 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Debt: GiltBenchmark: NIFTY All Duration G-Sec Index

NAV: ₹60.76-0.35%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for HDFC Gilt Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

97.62%

Others

2.38%

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	97.62%	97.01%	95.65%	89.68%	97.85%	92.58%
Others (incl. cash)	2.38%	2.99%	4.35%	10.32%	2.15%	7.42%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

15.95%

Top 5 Holdings %

52.85%

Top 10 Holdings %

75.35%

Modified Duration

8.61 yrs

Avg. Maturity

21.22 yrs

Yield to Maturity

7.52%

AUM

₹2,070 Cr

Expense Ratio

0.46%

Since Inception

7.46%

Max Drawdown

-0.12%

Sharpe Ratio

0.33

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
GOI	Sovereign	3,55,00,000	330.08	15.95%	0.56%↑
GOI	Sovereign	2,40,30,000	237.4	11.47%	0.40%↑
GOI	Sovereign	2,25,00,000	224.84	10.86%	0.44%↑
GOI	Sovereign	1,65,00,000	170.39	8.23%	-0.05%↓
GOI	Sovereign	1,27,50,000	131.33	6.34%	-1.06%↓
GOI	Sovereign	1,10,00,000	109.1	5.27%	1.60%↑
GOI	Sovereign	1,00,00,000	101.45	4.90%	-
GOI	Sovereign	90,00,000	92.58	4.47%	0.11%↑
GOI	Sovereign	85,00,000	83.05	4.01%	0.15%↑
Gujarat State	Construction	80,00,000	79.63	3.85%	0.10%↑
GOI	Sovereign	55,00,000	53.6	2.59%	0.09%↑
Gujarat State	Construction	49,16,700	49.99	2.42%	0.06%↑
Madhya Pradesh State	Others	50,00,000	47.25	2.28%	0.05%↑
Gujarat State	Construction	30,00,000	30.51	1.47%	0.03%↑
Maharashtra State	Others	30,00,000	29.49	1.42%	0.03%↑
GOI	Sovereign	25,00,000	26.01	1.26%	-
Madhya Pradesh State	Others	25,00,000	24.58	1.19%	0.03%↑
GOI	Sovereign	25,00,000	24.35	1.18%	0.05%↑
Madhya Pradesh State	Others	25,00,000	24.06	1.16%	0.03%↑
Madhya Pradesh State	Others	20,35,200	19.41	0.94%	0.02%↑

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Jul 2021
Financial	3.08%
Services	1.91%
Capital Goods	1.72%
Chemicals	1.31%
Energy	0.97%
Construction	0.96%
Technology	0.71%
Consumer Staples	0.64%
Automobile	0.59%
Consumer Discretionary	0.50%
Metals & Mining	0.38%
Textiles	0.32%
Healthcare	0.14%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	97.62%	94.03%
Cash & Call Money	2.38%	7.70%
Cash	-	-1.80%
Others	-	0.00%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	6.90%	15/04/2065	SOV	15.95%
GOI	GOI Securities	7.34%	22/04/2064	SOV	11.47%
GOI	GOI Securities	7.30%	19/06/2053	SOV	10.86%
GOI	GOI Securities	7.26%	06/02/2033	SOV	8.23%
GOI	GOI Securities	7.18%	14/08/2033	SOV	6.34%
GOI	GOI Securities	7.24%	18/08/2055	SOV	5.27%
GOI	GOI Securities	6.94%	11/05/2036	SOV	4.90%
GOI	GOI Securities	7.18%	24/07/2037	SOV	4.47%
GOI	GOI Securities	7.25%	12/06/2063	SOV	4.01%
Gujarat State	State Development Loan	7.27%	17/12/2034	SOV	3.85%
GOI	GOI Securities	6.68%	07/07/2040	SOV	2.59%
Gujarat State	State Development Loan	7.64%	17/01/2033	SOV	2.42%
Madhya Pradesh State	State Development Loan	6.99%	17/11/2041	SOV	2.28%
Gujarat State	State Development Loan	7.64%	17/01/2034	SOV	1.47%
Maharashtra State	State Development Loan	7.20%	23/10/2036	SOV	1.42%
GOI	GOI Securities	7.71%	18/05/2066	SOV	1.26%
Madhya Pradesh State	State Development Loan	7.48%	01/10/2045	SOV	1.19%
GOI	GOI Securities	7.09%	05/08/2054	SOV	1.18%
Madhya Pradesh State	State Development Loan	7.22%	06/08/2043	SOV	1.16%
Madhya Pradesh State	State Development Loan	7.22%	06/08/2048	SOV	0.94%
Gujarat State	State Development Loan	7.63%	24/01/2033	SOV	0.74%
Bihar State	State Development Loan	7.72%	25/02/2041	SOV	0.73%
Rajasthan State	State Development Loan	7.29%	19/11/2037	SOV	0.71%
Gujarat State	State Development Loan	7.63%	24/01/2034	SOV	0.49%
Maharashtra State	State Development Loan	7.72%	25/05/2034	SOV	0.49%
Andhra Pradesh State	State Development Loan	7.63%	03/09/2037	SOV	0.49%
Haryana State	State Development Loan	7.67%	25/02/2041	SOV	0.48%
Gujarat State	State Development Loan	7.07%	26/11/2033	SOV	0.48%
Uttar Pradesh State	State Development Loan	0.00%	20/03/2036	SOV	0.48%
Andhra Pradesh State	State Development Loan	7.48%	03/09/2033	SOV	0.38%
Andhra Pradesh State	State Development Loan	7.62%	03/09/2036	SOV	0.33%
Andhra Pradesh State	State Development Loan	7.48%	03/09/2034	SOV	0.29%
GOI	GOI Securities	6.99%	15/12/2051	SOV	0.18%
GOI	GOI Securities	8.97%	05/12/2030	SOV	0.05%
Haryana State	State Development Loan	7.03%	11/06/2039	SOV	0.02%
GOI	GOI Securities	6.76%	22/02/2061	SOV	0.02%

Frequently Asked Questions

What are the top holdings of HDFC Gilt Fund Direct-Growth?

The top holdings of HDFC Gilt Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does HDFC Gilt Fund Direct-Growth hold in its portfolio?

HDFC Gilt Fund Direct-Growth holds 37 securities in its portfolio. The top 5 holdings account for 52.85% of the portfolio and the top 10 for 75.35%.

What is the sector allocation of HDFC Gilt Fund Direct-Growth?

The sector allocation of HDFC Gilt Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of HDFC Gilt Fund Direct-Growth?

As of 30 Jun 2026, HDFC Gilt Fund Direct-Growth has 0.00% in equity, 97.62% in debt and 2.38% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.52%.

What is the market cap allocation of HDFC Gilt Fund Direct-Growth?

The market cap distribution of HDFC Gilt Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is HDFC Gilt Fund Direct-Growth a concentrated or diversified fund?

HDFC Gilt Fund Direct-Growth holds 37 securities, with the top 10 accounting for 75.35% of the portfolio and the top 5 for 52.85%. This is a moderately diversified fund balancing conviction positions with risk spread.

What is the credit quality of HDFC Gilt Fund Direct-Growth?

The debt holdings of HDFC Gilt Fund Direct-Growth are rated as follows — SOV: 97.62%, Cash & Call Money: 2.38%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does HDFC Gilt Fund Direct-Growth change its portfolio?

The portfolio currently holds 37 securities with the top 10 accounting for 75.35% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of HDFC Gilt Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of HDFC Gilt Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for HDFC Gilt Fund Direct-Growth?

The latest portfolio disclosure for HDFC Gilt Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

97.62%

97.01%

95.65%

89.68%

97.85%

92.58%

Others (incl. cash)

2.38%

2.99%

4.35%

10.32%

2.15%

7.42%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

GOI

Sovereign

3,55,00,000

330.08

15.95%

0.56%↑

GOI

Sovereign

2,40,30,000

237.4

11.47%

0.40%↑

GOI

Sovereign

2,25,00,000

224.84

10.86%

0.44%↑

GOI

Sovereign

1,65,00,000

170.39

8.23%

-0.05%↓

GOI

Sovereign

1,27,50,000

131.33

6.34%

-1.06%↓

GOI

Sovereign

1,10,00,000

109.1

5.27%

1.60%↑

GOI

Sovereign

1,00,00,000

101.45

4.90%

GOI

Sovereign

90,00,000

92.58

4.47%

0.11%↑

GOI

Sovereign

85,00,000

83.05

4.01%

0.15%↑

Gujarat State

Construction

80,00,000

79.63

3.85%

0.10%↑

GOI

Sovereign

55,00,000

53.6

2.59%

0.09%↑

Gujarat State

Construction

49,16,700

49.99

2.42%

0.06%↑

Madhya Pradesh State

Others

50,00,000

47.25

2.28%

0.05%↑

Gujarat State

Construction

30,00,000

30.51

1.47%

0.03%↑

Maharashtra State

Others

30,00,000

29.49

1.42%

0.03%↑

GOI

Sovereign

25,00,000

26.01

1.26%

Madhya Pradesh State

Others

25,00,000

24.58

1.19%

0.03%↑

GOI

Sovereign

25,00,000

24.35

1.18%

0.05%↑

Madhya Pradesh State

Others

25,00,000

24.06

1.16%

0.03%↑

Madhya Pradesh State

Others

20,35,200

19.41

0.94%

0.02%↑

Sector

31 Jul 2021

Financial

3.08%

Services

1.91%

Capital Goods

1.72%

Chemicals

1.31%

Energy

0.97%

Construction

0.96%

Technology

0.71%

Consumer Staples

0.64%

Automobile

0.59%

Consumer Discretionary

0.50%

Metals & Mining

0.38%

Textiles

0.32%

Healthcare

0.14%

Rating

Fund